Florida Housing Data · Market Scorecard

Polk County housing scorecard.

Everything Reventure charges for, free and built for Florida: home value, rent, cap rate, 5-year growth, price versus incomes, overvaluation and our 0 to 100 Momentum Market Score, from Zillow, Realtor.com and Census data.

Sources: Zillow Research, Realtor.com, U.S. Census, Freddie Mac/FRED. Score by Momentum Realty (methodology).
Updated 2026-06-09
59/ 100
Momentum Market Score
Buyer value
Polk County is leaning to the buyer on price and leverage.

At about 4.69 times the local median income, prices sit close to the Florida norm. Gross rent yield is around 7.39%. Values are up roughly 5.1% a year over the last five years. Owning the typical home at today's rate takes about 28.4% of a median income, the affordability squeeze in one number. About 25.6% of listings have cut their price.

$298,611
Home value
1yr -3.5%
5.1%
5yr growth/yr
ZHVI CAGR
$1,839
Median rent
monthly (ZORI)
7.39%
Cap rate
gross yield
4.69x
Price to income
value vs incomes
-3.8%
Over/undervalued
vs FL norm
28.4%
Affordability
income to own/yr
76
Days on market
median (Realtor)
25.6%
Price cuts
share of listings
$63,644
Median income
household (Census)
760,961
Population
Census ACS
1376
New listings
last month

Typical home value, last 13 months

Ten years ago the typical home here was about $146,575; today it is $298,611.

What drives the score

Cheapness vs income56
Price-cut leverage56
Inventory growth47
Affordability56
Rent yield89

Each bar is this county ranked against every other Florida county (0 = lowest, 100 = highest) on that input, then weighted into the score. Higher overall = more buyer value and leverage. See the full methodology.

Momentum scores for Polk

Three composite reads, each built from the labeled components below it (0 = lowest in Florida, 100 = highest). Every input is public and the formula is published, unlike the paywalled black-box versions elsewhere.

55/ 100
Long-Term Growth Score
Above average

10-year upside from appreciation, incomes, demographics, affordability and valuation.

Long-term appreciation64
Wealth / income44
Affordability56
Valuation56
68/ 100
Investor Score
Above average

Rental-investor attractiveness from yield, rent growth, appreciation, demographics and valuation.

Long-term appreciation64
Cap rate89
Rent growth44
Valuation56
40/ 100
Price Momentum
Below average

Near-term price direction signal from recent appreciation, days on market, inventory and price cuts. A momentum read, not a guaranteed forecast.

Recent appreciation20
Days on market47
Inventory53
Price cuts47

Who is moving in and out of Polk

In 2022 to 2023, Polk County saw 31,294 households move in and 22,100 move out, a net of +9,194 households (+18,556 people). The households arriving reported about $56,322 in average income versus $53,034 for those leaving, so Polk is pulling in higher earners. Net, +$590M of annual income moved into the county.

+9,194
Net households
moved in 2022-2023
+18,556
Net people
exemptions
+$590M
Net income flow
annual AGI
$56,322
Arriver income
vs $53,034 leaving

Top states they moved from

NY 1,314NJ 709PA 576TX 477MA 402

Top states they moved to

NY 424GA 363TX 342NC 291PA 210

Households approximate tax returns; people approximate exemptions; income is total adjusted gross income. Source: IRS Statistics of Income, county-to-county migration, 2022 to 2023.

New construction pipeline in Polk

In 2025, builders pulled permits for 8,236 new homes in Polk County: 6,725 single-family and 1,511 in multifamily buildings. That is down 20.7% from the year before. At 10.8 permits per 1,000 residents, new supply here is well above the Florida pace.

8,236
New homes permitted
2025
6,725
Single-family
1-unit
1,511
Multifamily
2+ units
10.8
Per 1,000 residents
supply intensity

New homes permitted, 2021 to 2025

Privately-owned residential units authorized by building permits, reported plus imputed. Source: U.S. Census Bureau, Building Permits Survey, 2025.

Go deeper

Compare nearby counties:

Common questions

Is Polk County a buyer's or seller's market?

By our Momentum Market Score, Polk County reads buyer value (59 out of 100), meaning it is leaning to the buyer on price and leverage. The score blends value versus local incomes, price cuts, inventory growth, affordability and rent yield.

How much is a home worth in Polk County?

The typical home value is $298,611 (Zillow Home Value Index, 2026-06-09), up about 5.1% a year over the last five years.

Where does this data come from?

Home values and rent are from Zillow Research, days on market and listings from Realtor.com, income and population from the U.S. Census, and mortgage rates from Freddie Mac via FRED. Derived metrics and the Momentum Market Score are computed by Momentum Realty with a published methodology.

Data: Zillow Research (home value, rent), Realtor.com (days on market, listings), U.S. Census Bureau ACS (income, population), and Freddie Mac 30-Year Fixed Rate Mortgage Average [MORTGAGE30US] via FRED (rate). Momentum Market Score and derived metrics computed by Momentum Realty.

Thinking about Polk County?

A score is the 30,000-foot view. We live here. Talk to the founders about what the number means for a specific neighborhood, street, or budget.

Talk to the founders