Georgia Housing Data · Value & Risk

The most overvalued Georgia housing markets.

How far each county's home-value-to-income ratio sits above the Georgia norm. The higher the figure, the more prices have outrun local incomes, which is the classic setup for a stall or a correction when buyers tap out.

Source: Computed from Zillow Home Value Index and U.S. Census median household income.
Updated 2026-09-24
#CountyOver/undervalued Home valueScore
1Fannin County+126.0%$498,67518
2Greene County+97.1%$633,13522
3Towns County+78.9%$397,30222
4Hancock County+74.2%$219,82013
5Rabun County+73.4%$405,09724
6Putnam County+71.3%$417,48129
7Clarke County+67.9%$333,23033
8Union County+53.1%$382,35136
9Gilmer County+48.1%$408,44031
10Madison County+45.8%$325,88741
11Hart County+44.2%$313,46933
12Franklin County+43.9%$285,96841
13McIntosh County+43.7%$274,83529
14Jasper County+42.9%$323,72637
15Lumpkin County+42.3%$391,46636
16Morgan County+40.8%$458,39026
17Pickens County+38.1%$395,52332
18Glynn County+37.1%$357,03218
19Lincoln County+35.5%$261,00011
20Dawson County+31.6%$444,68538
21Hall County+31.6%$387,29037
22Lanier County+30.5%$220,01820
23Banks County+30.2%$340,40831
24Habersham County+30.2%$324,90231
25Bulloch County+29.2%$278,91638
26Chatham County+26.8%$335,27334
27Oconee County+25.8%$553,84025
28Gwinnett County+25.0%$403,10336
29Jackson County+24.5%$402,06149
30Butts County+24.5%$279,89735
31Walton County+24.2%$389,11144
32White County+22.9%$325,52438
33Oglethorpe County+20.2%$318,92351
34Stephens County+20.0%$238,51739
35Fulton County+19.5%$415,11529
36Fayette County+19.2%$493,76248
37Barrow County+18.1%$347,90255
38Candler County+18.1%$226,29639
39Pike County+17.6%$376,71831
40Cherokee County+17.6%$471,44439
41Gordon County+17.3%$276,62156
42Forsyth County+16.0%$608,82941
43Heard County+14.7%$274,53229
44Charlton County+14.7%$211,52454
45Walker County+14.5%$242,84353
46Long County+14.5%$281,93846
47Dade County+14.5%$256,14149
48Troup County+13.9%$237,80240
49Dekalb County+13.4%$334,86434
50Wayne County+12.9%$212,71545
51Cobb County+12.3%$421,59940
52Harris County+11.6%$378,12934
53Bryan County+11.6%$399,66439
54Jenkins County+11.3%$156,17045
55Haralson County+11.3%$275,05349
56Baldwin County+10.8%$233,05145
57Lamar County+10.5%$287,55842
58Camden County+10.5%$304,42842
59Rockdale County+10.2%$302,88544
60Liberty County+9.7%$245,87157
61Coweta County+8.9%$390,19644
62Lowndes County+8.9%$231,22251
63Talbot County+8.1%$185,54346
64Webster County+7.9%$167,177
65Bartow County+7.9%$325,32549
66Monroe County+7.6%$339,02952
67Catoosa County+6.6%$293,25963
68Polk County+6.3%$223,24556
69Carroll County+5.2%$289,60550
70Newton County+5.0%$293,92454
71Brooks County+4.7%$189,89447
72Tift County+3.7%$209,57844
73Clayton County+3.4%$229,97450
74Randolph County+3.1%$99,70947
75Henry County+2.9%$318,80553
76Spalding County+2.9%$235,20852
77Effingham County+2.9%$334,58450
78Meriwether County+2.1%$219,20438
79Whitfield County+1.3%$247,18761
80Appling County+-0.0%$166,19555
81Thomas County-0.3%$228,21254
82Tattnall County-0.8%$197,53866
83Pulaski County-0.8%$179,65037
84Floyd County-1.1%$235,19648
85Berrien County-1.1%$189,68047
86Chattooga County-1.9%$178,46360
87McDuffie County-1.9%$201,50748
88Pierce County-1.9%$211,26057
89Jeff Davis County-2.1%$151,91256
90Douglas County-2.1%$300,69657
91Upson County-2.4%$189,04148
92Elbert County-2.6%$184,15449
93Jones County-2.9%$251,99849
94Brantley County-2.9%$176,51447
95Laurens County-2.9%$183,44763
96Marion County-3.2%$185,61749
97Richmond County-3.4%$195,34373
98Taylor County-4.0%$152,49654
99Grady County-4.0%$198,11641
100Screven County-4.2%$192,88364
101Paulding County-4.8%$342,03169
102Murray County-5.8%$243,19857
103Burke County-6.1%$181,01679
104Clay County-6.1%$174,00245
105Coffee County-6.9%$177,53669
106Glascock County-7.9%$193,215
107Washington County-8.4%$152,94739
108Montgomery County-9.0%$177,10644
109Columbia County-9.0%$332,88261
110Wheeler County-9.2%$155,93748
111Peach County-9.2%$235,71350
112Turner County-9.2%$136,66149
113Bleckley County-9.2%$182,90163
114Crawford County-9.5%$209,43757
115Quitman County-10.0%$125,80539
116Decatur County-10.0%$172,57940
117Atkinson County-10.0%$131,409
118Bibb County-10.5%$172,66764
119Colquitt County-10.8%$168,54363
120Cook County-11.1%$169,39945
121Evans County-11.9%$180,48842
122Muscogee County-12.1%$188,89966
123Crisp County-13.2%$140,96864
124Taliaferro County-13.4%$158,17083
125Ware County-13.7%$147,08667
126Sumter County-13.7%$137,33462
127Wilkes County-14.2%$171,29747
128Ben Hill County-14.8%$126,67364
129Bacon County-16.1%$160,71767
130Toombs County-16.3%$172,35976
131Houston County-16.3%$257,16261
132Schley County-17.4%$187,22761
133Dodge County-18.7%$155,08967
134Wilkinson County-18.7%$144,15554
135Worth County-19.0%$176,04072
136Lee County-20.5%$266,11474
137Mitchell County-22.1%$153,46148
138Treutlen County-23.2%$127,68876
139Baker County-24.5%$127,288
140Macon County-25.3%$105,72758
141Irwin County-25.3%$152,88865
142Seminole County-25.8%$139,94865
143Miller County-27.4%$160,97572
144Terrell County-27.4%$120,97064
145Echols County-27.9%$169,066
146Wilcox County-28.2%$130,94067
147Dougherty County-28.2%$127,51673
148Emanuel County-29.0%$135,15659
149Johnson County-29.7%$144,50865
150Telfair County-32.9%$114,45656
151Jefferson County-33.7%$117,17970
152Warren County-36.1%$113,57896
153Dooly County-36.6%$136,49071
154Early County-37.1%$128,73180
155Chattahoochee County-37.6%$140,613
156Stewart County-40.0%$79,638
157Clinch County-40.0%$126,49099
158Twiggs County-49.7%$105,85173
159Calhoun County-56.3%$92,69099

Tap a county for its full scorecard (home value, cap rate, scores, migration, permits, insurance). Computed from Zillow Home Value Index and U.S. Census median household income.

More Georgia rankings

Common questions

Which Georgia county ranks first for over/undervalued?

Fannin County leads, followed by Greene County and Towns County. The full ranking of 159 counties is in the table above.

Where does this data come from?

Computed from Zillow Home Value Index and U.S. Census median household income. Tap any county to open its full scorecard. Data current as of 2026-09-24.