Escambia County Homes for Sale
Escambia County is Pensacola — Florida's westernmost county, a Navy town with sugar-white Gulf Islands National Seashore beaches, a fast-growing Navy Federal Credit Union campus, and some of the most affordable coastal living in the state.
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"Escambia County is Pensacola — Florida's westernmost county, a Navy town with sugar-white Gulf Islands National Seashore beaches, a fast-growing Navy Federal Credit Union campus, and some of the most affordable coastal living in the state. For buyers that means real negotiating room; for sellers, sharp pricing and a willingness to offer a concession. The county median is a starting point — the number that matters is the one for a specific home in a specific Escambia County neighborhood, which is what we price against live comps."
Jon Brooks, founder, Momentum Realty · Updated June 2026
The 60-Second Overview
Escambia County snapshot (April 2026): typical home value $280K ($199/sqft), median rent $1,662, about 1,770 active listings, a median 62 days on market, and 20.0% of listings cutting price — a balanced market. Values are +0.7% over the past year and +5.1% over five years.
Escambia's economy centers on the U.S. Navy — Naval Air Station Pensacola, the 'Cradle of Naval Aviation' and home of the Blue Angels — and on Navy Federal Credit Union, whose Greater Pensacola operations employ over 9,000 and are still growing past 10,000. Healthcare (Baptist Health Care and Ascension Sacred Heart), aerospace (ST Engineering, GE Aerospace), and Gulf tourism round out the base.
Homes for Sale in Escambia County
About 1,770 active listings across Escambia County right now, median list price $338K at $199/sqft. Browse everything for sale, filter by price, area, and school zone, and ask us about any address.
Condos, townhomes, and starter homes — the lowest-cost way into Escambia County and its school zones.
The heart of the market: established single-family homes and newer planned-community product.
Luxury, waterfront, acreage, and custom homes — the county's strongest-resale tier.
Rolled-up counts and medians from Realtor.com, April 2026. Price bands are typical ranges for orientation, not an appraisal.
Escambia County Market Scorecard
Escambia County is a balanced market: about 1,770 active listings, a median list price of $338,000, 20.0% of them cutting price, and homes going under contract in about 62 days.
Go deeper: county scorecard · all 67 counties · true cost calculator · affordability calculator.
Typical value & rent: Zillow Research. Listings & days on market: Realtor.com, April 2026. Market metrics describe homes for sale and recent sales, not residents.
Should You Buy, Sell, or Invest Here?
Among the most affordable beach-adjacent markets in Florida, with a stable military-and-Navy-Federal job base underpinning demand.
Steady military and healthcare demand, though buyers weigh coastal insurance carefully.
Affordable entry plus a large military-and-Navy-Federal renter base make Pensacola a solid cash-flow market.
Get a Cash Offer in Escambia County
Need to sell fast, as-is, or skip the showings? Momentum Offers gets you a real cash offer on your Escambia County home in 24 hours — and, because we're a licensed RealTrends-500 brokerage, we'll also show you what the same home would net on the open market, so you can choose with both numbers in front of you.
- Close in as little as 7–14 days
- No repairs, cleaning, or showings
- No financing fall-through
- Pick your move-out date
- Often nets more, even after commission
- Sells 1.25% above MLS average, 8 days faster
- Full marketing & negotiation
- We front the prep with our concierge
Figures are illustrative ranges, not an offer. Your actual cash offer and net-to-seller depend on the home's condition, location, and current Escambia County demand. Compare both at our Escambia County cash-offer page.
Schools in Escambia County
Escambia County Public Schools includes several strong magnet and IB options, and many schools carry the Purple Star designation for military-family support; quality varies, with the strongest demand on the Gulf-side and northern suburban zones.
- West Florida High School of Advanced Technology (magnet)
- Pensacola High School (IB)
- Booker T. Washington High School
- Tate High School
Confirm the zoned assignment and magnet/IB eligibility; note that nearby Gulf Breeze and Pace (in Santa Rosa County) draw many military families for schools. See school-zone guides →
Taxes, Insurance & Cost to Own
A median-priced Escambia County home costs about $2,146/month all-in (mortgage, tax, and insurance, 10% down) against median household income of $65,715. Florida's homestead exemption removes up to $50,000 of assessed value, and Save Our Homes caps annual assessed-value increases at 3% while you keep the homestead.
| Typical property-tax millage | 17.538 mills (~1.75% before exemptions) |
| Avg. homeowners insurance | $2,364/yr (Citizens county avg) |
| Homestead exemption | Up to $50,000 + 3% Save Our Homes cap |
| Est. all-in monthly (PITI) | $2,146/mo on a $280K home |
| Income to buy median home | $85,835/yr (est.) |
At about $2,364 a year, Escambia sits on the higher end for Florida, so build insurance into your offer math from day one. Wind-mitigation features earn insurance credits; flood insurance is priced separately by address. Run your own numbers with the true cost calculator.
New Construction in Escambia County
Builders pulled 1,398 residential permits last year (-4.4% YoY) — 1,366 single-family and 32 multifamily, about 4.3 per 1,000 residents. Active master-planned communities include Nature Trail; Beulah-area new construction; Marcus Pointe; Ashbury Hills. Builders compete on rate buydowns and closing-cost credits; buyer representation matters even on a new build. See active builders →
Population & Migration
Escambia County has about 323,275 residents. On a net domestic basis it gained roughly 975 people and a net +$54.97M in adjusted gross income in the latest IRS filing year (county-to-county moves within the U.S.; this does not count international migration or births). Domestic arrivals are led by AL, CA, VA, TX. Migration is the demand engine behind prices: when more income flows in than out, it supports both rents and values.
12-Month Forecast
Expect Escambia to stay steady-to-firm over the next 12 months: the military and the growing Navy Federal campus underpin demand, affordability keeps it attractive, and the main brake is coastal insurance near the beaches.
Cities & Towns in Escambia County
The cities and communities that make up Escambia County — each its own market with its own prices, schools, and feel.
| Pensacola | County seat; historic downtown, the bayfront, NAS, and Navy Federal. |
| Pensacola Beach | Sugar-white barrier-island beach on Santa Rosa Island. |
| Perdido Key | Quieter beach community on the Alabama line. |
| Cantonment / Molino | Affordable northern suburbs and rural areas. |
| Century | Small town at the county's far north. |
Economy & Major Employers
Escambia's economy centers on the U.S. Navy — Naval Air Station Pensacola, the 'Cradle of Naval Aviation' and home of the Blue Angels — and on Navy Federal Credit Union, whose Greater Pensacola operations employ over 9,000 and are still growing past 10,000. Healthcare (Baptist Health Care and Ascension Sacred Heart), aerospace (ST Engineering, GE Aerospace), and Gulf tourism round out the base.
- Navy Federal Credit Union (Pensacola operations — 9,000+)
- Naval Air Station Pensacola (U.S. Navy)
- Baptist Health Care
- Ascension Sacred Heart
- Escambia County School District
- University of West Florida
- ST Engineering / GE Aerospace
Navy Federal Credit Union's Pensacola campus employs over 9,000 and is growing past 10,000; NAS Pensacola is the 'Cradle of Naval Aviation' and home of the Blue Angels.
A deep, diversified employer base is what underpins housing demand through national cycles. Talk to a local Escambia County agent →
Most Popular Communities
The master-planned, golf, waterfront, luxury, and 55+ communities buyers ask about most in Escambia County.
| Master-planned | Nature Trail, Beulah-area new construction, Marcus Pointe, Ashbury Hills |
| Golf | A.C. Read (NAS), Marcus Pointe Golf Club, Scenic Hills |
| Waterfront | Pensacola Beach, Perdido Key, Bayfront / Scenic Highway, Perdido Bay |
| Luxury | Scenic Highway bluffs, Pensacola Beach / Perdido Key Gulf-front, downtown historic district |
| 55+ / active adult | Nature Trail, Marcus Pointe, select active-adult sections |
Lifestyle in Escambia County
Escambia is Gulf-coast and history all at once: the sugar-white sand of Pensacola Beach and the Gulf Islands National Seashore, the Blue Angels practicing over NAS, the National Naval Aviation Museum, a charming historic downtown and Palafox Street scene, and Perdido Key's quieter shores. It delivers a genuine beach lifestyle at prices well below peninsular Florida.
Risks to Weigh
Escambia's risks are hurricane and storm surge on the barrier islands and bayfront — the western Panhandle has taken major storms (Ivan, Sally) — plus rising coastal insurance. Inland and north-county areas carry lower risk and the lowest prices. Some older urban pockets have softer income profiles.
Escambia County Communities
Browse every Escambia County community on our interactive map, sortable by price, schools, and commute.
Escambia County Real Estate FAQ
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Go deeper on Escambia County: Escambia property taxes · market scorecard (0–100) · cash offer & sell fast · search homes for sale
Statewide tools: all 67 county scorecards · rankings & compare · interactive market map · ZIP scorecards · property-tax calculator · homestead exemption · flood insurance
Your move in Escambia County starts with a real person.
Buying, selling, or investing — tell us what you're working on and a Escambia County specialist follows up within one business day with real comps, the off-market list, and representation that's yours.
