Momentum Housing Data · Home Values · Camden County
Cumberland Harbour (St. Marys, GA): 17 recorded closings in the 12 months ending 2026-08-31, a 4-year price record, and sales split by price band and home size — every number from recorded MLS closings, none from an estimate model.
In the current window, sellers accepted a median 96.8% of original asking; the median sale took 121 days; new construction was 41.2% of recorded sales — builder pricing competes with resales here (window ending 2026-08-31).
| Year | Median sold | Median $/sqft | Median DOM | Sold ÷ original ask | Sales |
|---|---|---|---|---|---|
| 2026 | $625,000 | $299 | 121 | 96.8% | 17 |
| 2025 | $635,000 | $285 | 128 | 97.1% | 6 |
| 2024 | $685,000 | $288 | 94 | 97.1% | 9 |
| 2023 | $634,750 | $241 | 101 | 96.9% | 4 |
Over the recorded series, Cumberland Harbour’s median sold price moved from $634,750 (2023) to $625,000 (12 months ending 2026-08-31) — -2% over that span, with every year’s figure from recorded closings, not a model.
Of the 30 recorded Cumberland Harbour closings since 2024, half landed between $550,000 and $807,941 (the middle two quartiles); the lowest recorded sale was $430,000 and the highest $1,650,000. If your home sits outside the middle band, the reason usually shows up in the size table below before it shows up in condition.
| Sold price band | Share of closings | Sales |
|---|---|---|
| Under $550,000 | 7 (23%) | |
| $550,000 – $666,667 | 11 (37%) | |
| $666,667 – $783,333 | 4 (13%) | |
| $783,333 – $900,000 | 3 (10%) | |
| None and up | 5 (17%) |
The same recorded closings, split into thirds by living area. Find the row your home falls in: the $/sqft figure times your square footage is the recorded-sales bracket for homes like yours here — a starting range from real closings, not a valuation of your specific property. Price per square foot is nearly flat across sizes here ($291 to $294), so square footage alone explains most of the price spread.
| Size group | Median $/sqft | Median sold | Sold range | Sales |
|---|---|---|---|---|
| Smaller homes 1,468–1,903 sq ft | $291 | $535,250 | $430,000 – $645,000 | 10 |
| Mid-size homes 1,903–2,528 sq ft | $303 | $637,500 | $550,000 – $742,063 | 10 |
| Larger homes 2,601–4,591 sq ft | $294 | $875,000 | $564,900 – $1,650,000 | 10 |
From the live MLS feed as of 2026-09-03: 9 active listings (plus 0 pending) asking from $639,900 to $1,150,000, median $799,000; 5 of 9 have been on the market over 60 days (median 111 days so far); the homes listed or recently sold were built between 2006 and 2026 (median 2024), 9 of them new construction; 14 of 21 listed or recently sold homes report an HOA, median $190/mo; the features listings here most often name are Gated, Playground, Pool, Fitness Center, Street Lights and Management. For a seller this is the competition a buyer will tour alongside your home; for a buyer, the stale share is where negotiating room usually is. See the current Cumberland Harbour listings →
At Cumberland Harbour’s $625,000 median and Camden County’s 2025 unincorporated rate of 28.05 mills on Georgia’s 40% assessment ratio, a home valued at that price carries roughly $7,010 a year in property tax before homestead exemptions, which vary by county and school district. City rates differ from the unincorporated figure.
Current asking prices run a median $799,000 against the $625,000 recorded sold median (+28%) — the gap between what sellers hope and what the record shows. The market is carrying about 7.7 months of supply at the current sales pace.
With asking prices running +28% over the recorded sold median, a Cumberland Harbour listing priced against the closed record above stands out against its competition; one priced against the asking crowd joins the statewide list of homes that never sold.
We don’t publish algorithm guesses for specific homes — they can’t see condition, upgrades, or your lot. A local agent will prepare a records-based valuation from the same closed-sale data on this page, adjusted for your home. Free, no obligation.
By submitting, you agree Momentum Realty may contact you by phone, text, or email about your inquiry. Consent is not a condition of any purchase. Message/data rates may apply. Reply STOP to opt out. See our disclosures.
Communities buyers shopping Cumberland Harbour are also weighing (nearest by map distance), each on its own recorded 12-month closings. A median well above the neighbors is a ceiling to price against; well below is where the value argument lives.
| Community | Median sold | Median $/sqft | Median DOM | Sales |
|---|---|---|---|---|
| Cypress Lakes | $268,000 | $182 | 86 | 3 |
| Moody Lake Estates | $329,900 | $200 | 84 | 5 |
| Pirates Wood | $477,000 | $224 | 18 | 6 |
| Sugarmill/Creekside | $352,500 | $167 | 61 | 4 |
More Cumberland Harbour: full community guide & homes for sale · choosing an agent here · should you sell now (statewide data) · what selling costs · cash offer vs. listing
Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Compiled from recorded MLS closings; deemed reliable but not guaranteed. Figures are medians for the stated windows and change as new sales record; individual homes vary widely. No automated valuation for any specific property appears on this page. Equal Housing Opportunity. © 2026 Move With Momentum LLC — brokerage licensed in FL and GA. Disclosures
Content on this page is compiled from public records, MLS data, and automated data sources, and may contain errors or be out of date. It is provided for general information only and is not a representation about any specific property, community, builder, or association. Verify all information independently before relying on it.