Ozona Shores in Palm Harbor

Ozona Shores
Homes for Sale in Palm Harbor, FL

All 571 homes for sale in Palm Harbor, FL · median $405,000 · Pinellas County homes for sale

Community in Palm Harbor · Pinellas County · ZIP 34660
128 homesBuilt 1926–2023Median sale $962K
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Built fromLive Stellar MLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, Ozona Shores 1St Add in Palm Harbor, FL has 3 homes for sale. Homes listed or recently sold were built 1957 - 1998; 4 listings state no HOA; 10 of the 13 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft).

Live · Ozona Shores Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$962K ▲
Median sold · 12 mo
up 52.8% vs the prior 12 months
+52.8% ▲
1-yr price change
n = 8 and 9 sales in the two windows
$401/sf
Sold $/sqft · 12 mo
peak $408 in 2022
91.1%
Sale vs ask
+521%
T12M median vs 2012
from a $155K median in 2012
Tempo
4.0mo
Supply
3 to 6 months is the balanced band
74days
Median DOM · closed
3 days at the 2022 low
0%
Under contract
Pinellas: 20% (1,627 of 8,166)
3 · 0
For sale · pending
live counts, refreshed twice daily
8
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
69%
Owner-occupied · Ozona Shores
91 of 132 parcels homesteaded (FL DOR 2025)
31%
Non-owner-occupied · Ozona Shores
incl. 18% trust or LLC-held · 4% out-of-state
128
Homes in the community
plus 4 vacant residential lots · 132 residential parcels (FL DOR 2025)
Track record · 22 years of records
11
Recorded sales · 2024-2025
median $630K · qualified sales on the county roll (FL DOR 2025)
1926–2023
Years homes were built
median 1984 · county roll (FL DOR 2025)
2,328sqft
Median sold home size
12-mo windows, closed sales
6.2%/yr
Turnover rate
about 8 of 128 homes trade a year

Homes For Sale Right Now in Ozona Shores

Live MLS inventory for Ozona Shores. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Ozona Shores listings as of 2026-11-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written October 26, 2026

Price in Ozona Shores is driven by condition and lot more than any formula. The housing stock spans from 1926 to 2023 with a median build year of 1984, so you're buying into a street where an original cottage can sit next to a recent rebuild. At a median of $962,500 and roughly $401 per square foot on a median footprint around 2,526 square feet, the number reflects the Ozona setting and the spread between tear-down and turnkey more than a tidy comp set.

The market here is balanced, with about 4.0 months of supply and only 3 active listings against 128 homes. Days on market run near 74, so this is not a bidding-war block - well-priced, well-presented homes trade, and anything mispriced sits. Sellers should expect a deliberate pace; buyers have room to inspect and negotiate rather than waive everything to win.

Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Ozona Shores Housing Pulse · Momentum Research · as of September 20, 2026

Ozona Shores right now

🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (3 active and pending listings, 8 closed sales in 12 months).

🟢 Still climbing. The trailing-12-month median ($962K) is up 52.8% from the prior 12 months ($630K) and up 521% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (8 and 9 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Ozona Shores market snapshot (as of September 20, 2026): the median sale price is about $962K ($401 per sq ft over the trailing 12 months of closed sales), a median 74 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is up 53% from the prior 12 months and up 521% since 2012, computed from record-level Stellar MLS closed sales (8 closings in the current window).

In ZIP 34683 (Palm Harbor), 151 homes closed in the last 12 months at a median of $449K ($277/sq ft), down 5.1% year over year, with a median 40 days on market. Right now 65 active and 24 pending listings put supply at about 5.2 months - a balanced market. See the live ZIP 34683 housing market and the Pinellas County market.

County records show 11 qualified sales in Ozona Shores across 2024 - 2025 (6 in 2024, 5 in 2025), median $630,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Ozona Shores: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 9% sit outside the FEMA Special Flood Hazard Area (Zone X); 91% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm Harbor.

Ozona Shores is a community of 128 homes in Palm Harbor, Pinellas County, built between 1926 and 2023 (median 1984), with a median living area of about 2,526 square feet. 69% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Ozona Shores is a small, golf-cart-friendly pocket of Palm Harbor where a wide range of build years and conditions produces a wide range of homes under one median. With a nearly 70% homestead share, most of these are lived-in primary homes, not an investor churn.

Best for

  • Buying to hold a primary home in a small, golf-cart-friendly Palm Harbor enclave
  • Buyers willing to evaluate a wide spread of build years and conditions on a case-by-case basis
  • Buyers who want a deliberate, inspect-and-negotiate pace rather than a bidding war

Probably not for

  • Needing a broad selection of active listings to compare at any given time
  • Wanting a quick flip in a market with few closings and unreliable comps
  • Expecting a gated, resort-style amenity package rather than a park, playground, and restaurant

Windows contain 0 to 9 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$500K$1M20122014201620182020202220242026
Up 52.8% year over year; up 521% since 2012.
Every sale since 2004 · price vs size
$0$2M$4M2k3k4k
66 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$200$300$40020122014201620182020202220242026
Up from $103 in 2012 to a $408 peak in 2022; $401 now.
Median days on market · closed sales
05010020122014201620182020202220242026
3 days at the 2022 low; 74 now.
Sale price vs original ask · median
90%100%20122014201620182020202220242026
91.1% now.
Homes sold per 12-mo window
025820122014201620182020202220242026
0 to 9 a year; 8 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,364/mo
Pinellas County typical true cost to own
$159/mo
Pinellas County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

23% of homes for sale in ZIP 34683 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).

Ozona Shores Market Scorecard

Balanced

Ozona Shores is currently a balanced market. About 4.0 months of supply, a median asking price of $899,000, and homes go under contract in about 76 days.

4.0
Months supply
$899,000
Median list
$825,000
Median sold
$345
Per sqft
76
Days on mkt
3/1/9
Active/Pend/Sold

Typical home value in the 34683 ZIP is $461,597, about 4.4% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Ozona Elementary-PN · Elementary
  • Palm Harbor Middle-PN · Middle
  • Palm Harbor Univ High-PN · High

Zoned schools reflect the assignments reported on recent Ozona Shores listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Ozona Shores address.

If we were buying in Ozona Shores today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ozona Shores.

Best Buy
Buyers who want a walkable, golf-cart-friendly Ozona pocket and are comfortable judging a home on its own condition.
Biggest Risk
Thin inventory and few closings make comps unreliable, so values hinge on individual sales.
Sweet Spot
A renovated or rebuilt home bought near the median with condition verified up front.
Avoid If
You need fast, formula-priced certainty or a large pool of comparable listings to choose from.

A condition-driven small market

With 128 homes and a build range from 1926 to 2023, two properties at the same median $962,500 can be entirely different purchases - one an updated or rebuilt house, the other a candidate for renovation. The median per-square-foot of about $401 is a blended figure across that gap, so the price you pay should be read against the specific home's condition, not the neighborhood average. The up 52.8% year-over-year and 521% since 2012 figures tell you demand has been real, but with so few closings in the window, individual sales swing the numbers hard.

Amenities reported across MLS listings include a park, playground, restaurant, security lights, and golf-cart access - a walkable, low-key profile rather than a gated resort. Verify current amenity access and any HOA terms directly, since what shows in listings may not reflect today's rules.

“

The location and the amenities are priced into every listing in Ozona Shores. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.4B · Buy Score
Long-Term Appreciation10.0/10
Recent Direction10.0/10
Liquidity & Demand6.0/10
Owner Commitment6.9/10
Pricing Power4.1/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.4). Basis: Long-Term Appreciation +521% since 2012; Recent Direction +52.8% year-over-year; Liquidity & Demand 4.0 months of supply; Owner Commitment 69% owner-occupied; Pricing Power 91.1% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a market this thin - 3 active listings, 8 closings in the window - comps are scarce and easy to misread. We underwrite each home on its own condition, lot, and finish level rather than leaning on a blended median, and with a 74-day typical marketing arc we help sellers price to actually trade and buyers time their offer without overpaying.

Ozona Shores in 15 seconds.

Best forBuyers who want a walkable, golf-cart-friendly Ozona pocket and are comfortable judging a home on its own condition.
Biggest advantageA balanced market with room to inspect and negotiate rather than waive contingencies.
Biggest riskThin inventory and few closings make comps unreliable, so values hinge on individual sales.
Sweet spotA renovated or rebuilt home bought near the median with condition verified up front.
Avoid ifYou need fast, formula-priced certainty or a large pool of comparable listings to choose from.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ozona Shores sales matched to your home.

What is your Ozona Shores home worth?

Get a no-obligation home value based on real comparable sales in Ozona Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Ozona Shores 1St Add

Homes in Ozona Shores 1St Add that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Ozona Shores key facts
LocationPalm Harbor, Pinellas County, FL · ZIP 34683
Homes in the community128 (FL DOR 2025 assessment roll)
Years built1926–2023 (median 1984)
Typical living area2,526 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersGolf Carts OK, Restaurant, Security System, Fire Alarm, Irrigation-Reclaimed Water, Park
For sale right now3 active, 1 pending · median asking $899,000 · 4.0 months of supply
Owner-occupied (homestead) share69%

Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Ozona Shores key facts,” movewithmomentum.com/neighborhoods/ozona-shores-1st-add-palm-harbor, data as of November 13, 2026.

Housing distress & ownership in Ozona Shores 1St Add, Palm Harbor

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-11-04)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.

Just listed in Ozona Shores

The newest homes for sale in Ozona Shores right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Every Home for Sale in Ozona Shores 1St Add Right Now (4)

All 4 active and pending Ozona Shores 1St Add listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Email me new listings in Ozona Shores

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Ozona Shores

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Ozona Shores will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

What is the median home price in Ozona Shores?
The median sale price in Ozona Shores was $962K over the 12 months ending September 20, 2026 (8 closed sales, Stellar MLS).
How long do homes in Ozona Shores take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 74 days on market (8 sales, Stellar MLS).
Is Ozona Shores a buyer's or seller's market right now?
As of September 20, 2026, Ozona Shores is roughly balanced: 4.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Ozona Shores?
The Florida DOR 2025 assessment roll shows 128 homes plus 4 vacant residential lots in Ozona Shores (public records).
What share of Ozona Shores is owner-occupied?
69% of Ozona Shores parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Ozona Shores built?
Homes in Ozona Shores were built between 1926 and 2023, with a median year built of 1984 (FL DOR 2025 roll).
Have Ozona Shores home prices gone up?
The trailing-12-month median is up 521% since 2012, from $155K to $962K (Stellar MLS closed records).
Who is the best real estate agent for Ozona Shores?
The best agent for Ozona Shores is one who actively works Palm Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Ozona Shores.
How do I find a top Palm Harbor real estate agent who knows Ozona Shores?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Ozona Shores and the wider Palm Harbor area.
Can Momentum Realty connect me with an agent for Ozona Shores?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Ozona Shores purchase or sale - no call center and no pressure.
Where is Ozona Shores, and what county is it in?
Ozona Shores is in Palm Harbor, Pinellas County, FL, ZIP 34683. The community's center is about 3 miles west of the center of Palm Harbor (straight-line).
Is Ozona Shores in a flood zone?
Partly. Of 11 homes we sampled in Ozona Shores, 9% sit outside a FEMA Special Flood Hazard Area (Zone X) and 91% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Buying to hold a primary home in a small, golf-cart-friendly Palm Harbor enclaveExcellent fit
Buyers willing to evaluate a wide spread of build years and conditions on a case-by-case basisExcellent fit
Buyers who want a deliberate, inspect-and-negotiate pace rather than a bidding warExcellent fit
Needing a broad selection of active listings to compare at any given timeProbably not
Wanting a quick flip in a market with few closings and unreliable compsProbably not
Expecting a gated, resort-style amenity package rather than a park, playground, and restaurantProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: November 2, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 34660/34683))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2004 (66 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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