Ozona Shores
Homes for Sale in Palm Harbor, FL
All 571 homes for sale in Palm Harbor, FL · median $405,000 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Ozona Shores 1St Add in Palm Harbor, FL has 3 homes for sale. Homes listed or recently sold were built 1957 - 1998; 4 listings state no HOA; 10 of the 13 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft).
Homes For Sale Right Now in Ozona Shores
Live MLS inventory for Ozona Shores. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 94 daysTop listing
Active · 66 days
Active · 29 days
Under Contract · 22 daysActive and pending Ozona Shores listings as of 2026-11-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.

Price in Ozona Shores is driven by condition and lot more than any formula. The housing stock spans from 1926 to 2023 with a median build year of 1984, so you're buying into a street where an original cottage can sit next to a recent rebuild. At a median of $962,500 and roughly $401 per square foot on a median footprint around 2,526 square feet, the number reflects the Ozona setting and the spread between tear-down and turnkey more than a tidy comp set.
The market here is balanced, with about 4.0 months of supply and only 3 active listings against 128 homes. Days on market run near 74, so this is not a bidding-war block - well-priced, well-presented homes trade, and anything mispriced sits. Sellers should expect a deliberate pace; buyers have room to inspect and negotiate rather than waive everything to win.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Ozona Shores right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (3 active and pending listings, 8 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($962K) is up 52.8% from the prior 12 months ($630K) and up 521% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Medium (8 and 9 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Ozona Shores market snapshot (as of September 20, 2026): the median sale price is about $962K ($401 per sq ft over the trailing 12 months of closed sales), a median 74 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is up 53% from the prior 12 months and up 521% since 2012, computed from record-level Stellar MLS closed sales (8 closings in the current window).
In ZIP 34683 (Palm Harbor), 151 homes closed in the last 12 months at a median of $449K ($277/sq ft), down 5.1% year over year, with a median 40 days on market. Right now 65 active and 24 pending listings put supply at about 5.2 months - a balanced market. See the live ZIP 34683 housing market and the Pinellas County market.
County records show 11 qualified sales in Ozona Shores across 2024 - 2025 (6 in 2024, 5 in 2025), median $630,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Ozona Shores: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 9% sit outside the FEMA Special Flood Hazard Area (Zone X); 91% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm Harbor.
Ozona Shores is a community of 128 homes in Palm Harbor, Pinellas County, built between 1926 and 2023 (median 1984), with a median living area of about 2,526 square feet. 69% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Ozona Shores is a small, golf-cart-friendly pocket of Palm Harbor where a wide range of build years and conditions produces a wide range of homes under one median. With a nearly 70% homestead share, most of these are lived-in primary homes, not an investor churn.
The setting & the homes.
Aerial and on-site photos of Ozona Shores. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Ozona Shores; content deemed reliable but not guaranteed.
Who Ozona Shores is best for.
Best for
- Buying to hold a primary home in a small, golf-cart-friendly Palm Harbor enclave
- Buyers willing to evaluate a wide spread of build years and conditions on a case-by-case basis
- Buyers who want a deliberate, inspect-and-negotiate pace rather than a bidding war
Probably not for
- Needing a broad selection of active listings to compare at any given time
- Wanting a quick flip in a market with few closings and unreliable comps
- Expecting a gated, resort-style amenity package rather than a park, playground, and restaurant
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($962K) IS the median in the snapshot above, and the move from 2025 ($630K) IS the +52.8% one-year change.
Windows contain 0 to 9 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
23% of homes for sale in ZIP 34683 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).
Ozona Shores Market Scorecard
Ozona Shores is currently a balanced market. About 4.0 months of supply, a median asking price of $899,000, and homes go under contract in about 76 days.
Typical home value in the 34683 ZIP is $461,597, about 4.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Ozona Shores on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Ozona Shores
- Golf Carts OK · reported on 1 of 4 listings
- Park · reported on 1 of 4 listings
- Playground · reported on 1 of 4 listings
- Restaurant · reported on 1 of 4 listings
- Security Lights · reported on 1 of 4 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Ozona Elementary-PN · Elementary
- Palm Harbor Middle-PN · Middle
- Palm Harbor Univ High-PN · High
Zoned schools reflect the assignments reported on recent Ozona Shores listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Ozona Shores address.
Shop the zone: Homes zoned for Palm Harbor Univ High-Pn High School
The Ozona Shores buying strategy.
If we were buying in Ozona Shores today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ozona Shores.
A condition-driven small market
With 128 homes and a build range from 1926 to 2023, two properties at the same median $962,500 can be entirely different purchases - one an updated or rebuilt house, the other a candidate for renovation. The median per-square-foot of about $401 is a blended figure across that gap, so the price you pay should be read against the specific home's condition, not the neighborhood average. The up 52.8% year-over-year and 521% since 2012 figures tell you demand has been real, but with so few closings in the window, individual sales swing the numbers hard.
Amenities reported across MLS listings include a park, playground, restaurant, security lights, and golf-cart access - a walkable, low-key profile rather than a gated resort. Verify current amenity access and any HOA terms directly, since what shows in listings may not reflect today's rules.
The location and the amenities are priced into every listing in Ozona Shores. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Ozona Shores buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.4). Basis: Long-Term Appreciation +521% since 2012; Recent Direction +52.8% year-over-year; Liquidity & Demand 4.0 months of supply; Owner Commitment 69% owner-occupied; Pricing Power 91.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this thin - 3 active listings, 8 closings in the window - comps are scarce and easy to misread. We underwrite each home on its own condition, lot, and finish level rather than leaning on a blended median, and with a 74-day typical marketing arc we help sellers price to actually trade and buyers time their offer without overpaying.
Ozona Shores in 15 seconds.
Tools for a Ozona Shores buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ozona Shores sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ozona Shores, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ozona Shores home worth?
Get a no-obligation home value based on real comparable sales in Ozona Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Recently off market in Ozona Shores 1St Add
Homes in Ozona Shores 1St Add that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 303 Lagoon Drive · off market
| Location | Palm Harbor, Pinellas County, FL · ZIP 34683 |
|---|---|
| Homes in the community | 128 (FL DOR 2025 assessment roll) |
| Years built | 1926–2023 (median 1984) |
| Typical living area | 2,526 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Golf Carts OK, Restaurant, Security System, Fire Alarm, Irrigation-Reclaimed Water, Park |
| For sale right now | 3 active, 1 pending · median asking $899,000 · 4.0 months of supply |
| Owner-occupied (homestead) share | 69% |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Ozona Shores key facts,” movewithmomentum.com/neighborhoods/ozona-shores-1st-add-palm-harbor, data as of November 13, 2026.
Housing distress & ownership in Ozona Shores 1St Add, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Just listed in Ozona Shores
The newest homes for sale in Ozona Shores right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 201 South Street $499,000 · 3 bd · 2 ba · 1,447 sq ft · listed Oct 5, 2026 Courtesy of CHARLES RUTENBERG REALTY INC
- 201 Lagoon Drive $899,000 · 4 bd · 3 ba · 2,764 sq ft · listed Aug 29, 2026 Courtesy of BHHS FLORIDA PROPERTIES GROUP
- 223 Pinecrest Drive $899,000 · 3 bd · 2 ba · 1,574 sq ft · listed Aug 1, 2026 Courtesy of CHARLES RUTENBERG REALTY INC
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Ozona Shores 1St Add Right Now (4)
All 4 active and pending Ozona Shores 1St Add listings with a detail page, newest first, refreshed twice a day from the MLS.
- 200 Lagoon Drive · $459,000 · 2 bd / 2 ba · pending · listed Oct 9, 2026 · listed by Bhhs Florida Properties Group
- 201 South Street · $499,000 · 3 bd / 2 ba · listed Oct 4, 2026 · listed by Charles Rutenberg Realty Inc
- 201 Lagoon Drive · $899,000 · 4 bd / 3 ba · listed Sep 1, 2026 · listed by Bhhs Florida Properties Group
- 223 Pinecrest Drive · $899,000 · 3 bd / 2 ba · listed Aug 15, 2026 · listed by Charles Rutenberg Realty Inc
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Palm Harbor guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (Pinellas County)
- Homestead exemption (Pinellas County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Lagoon Drive (10 homes on record)
- Lagoon Drive (10 homes on record)
- Shore Drive (8 homes on record)
- Shore Drive (7 homes on record)
- Shore Drive (5 homes on record)
- Lagoon Drive (4 homes on record)
- Shore Drive (3 homes on record)
- Shore Drive (2 homes on record)
- Shore Drive (2 homes on record)
- Shore Drive (1 homes on record)
- Lagoon Drive (1 homes on record)
- Lagoon Drive (1 homes on record)
Email me new listings in Ozona Shores
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Ozona Shores
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Ozona Shores will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Ozona Shores?
How long do homes in Ozona Shores take to sell?
Is Ozona Shores a buyer's or seller's market right now?
How many homes are in Ozona Shores?
What share of Ozona Shores is owner-occupied?
When were the homes in Ozona Shores built?
Have Ozona Shores home prices gone up?
Who is the best real estate agent for Ozona Shores?
How do I find a top Palm Harbor real estate agent who knows Ozona Shores?
Can Momentum Realty connect me with an agent for Ozona Shores?
Where is Ozona Shores, and what county is it in?
Is Ozona Shores in a flood zone?
Should you buy in Ozona Shores?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34660/34683)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (66 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Ozona Shores 1St Add fits the bigger picture — live prices, inventory, and Momentum Scores:




