Harbor Landing in Palm Harbor

Harbor Landing Homes for Sale in Palm Harbor, FL

New-construction townhomes · Palm Harbor · ZIP 34683

A new-construction D.R. Horton townhome community in north Palm Harbor near the Pinellas Trail, low-maintenance and block-built. The read is the floor plan, the HOA carry, and the location, confirmed before you offer.

New constructionLow-maintenanceNear the Pinellas Trail
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
These are low-maintenance new townhomes, not waterfront despite the name; the HOA covers exterior upkeep, so confirm the dues, the floor plan, and the flood zone before you anchor on a price.
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Unlock Off-Market Harbor Landing

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Harbor Landing is a small, new-construction townhome community by D.R. Horton in north Palm Harbor, concrete-block, smart-home-equipped townhomes near the Pinellas Trail and the Alt-19 corridor. It is a low-maintenance, lock-and-leave product that suits first-time buyers and downsizers who want new construction without single-family pricing in a well-regarded north Pinellas school area. The name is branding, not deeded waterfront, so do not pay for water that is not there. The read is the floor plan and the HOA carry, which covers exterior maintenance, and the flood zone for the specific building. Confirm the dues and the build details, then comp by floor plan rather than an area average."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Harbor Landing is a new-construction townhome community by D.R. Horton in north Palm Harbor (ZIP 34683), Pinellas County, near the Fred Marquis Pinellas Trail and the Alt-19 corridor, close to the Tarpon Springs border.

The homes are two-story, concrete-block townhomes with a one-car garage and a smart-home package, a low-maintenance, lock-and-leave product. It is a small community, so this is a mix of remaining builder inventory and early resales.

The carrying cost is straightforward but real. There is an HOA that covers exterior and common-area maintenance typical of a townhome, and based on current information no CDD. Confirm the exact HOA dues and what they include for the specific home.

The name is branding rather than deeded waterfront, so confirm there is no water frontage to pay a premium for, check the flood zone for the building, and confirm the school assignment by address with Pinellas County Schools before you offer.

Best for

  • First-time buyers who want a new, low-maintenance townhome
  • Downsizers who want a lock-and-leave home in north Pinellas
  • Buyers who value the Pinellas Trail and quick Alt-19 access
  • Buyers who will confirm the HOA dues and the flood zone

Probably not for

  • Buyers who want a single-family home with a private yard
  • Buyers who expect deeded waterfront from the name
  • Buyers who want a resort-amenity master plan
  • Buyers who want the lowest possible monthly carry

How Harbor Landing is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
72Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Harbor Landing listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Harbor Landing buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The north Palm Harbor location is the point: the Pinellas Trail, Dunedin, Honeymoon Island and Tarpon Springs are all a short drive.

Pinellas Trail~2 to 6 min · near the community
Alt-19 corridor and shopping~3 to 8 min · ~1 to 2 miles
Downtown Dunedin~12 to 18 min · ~6 to 8 miles south
Honeymoon Island State Park~15 to 22 min · via the Dunedin Causeway
Tarpon Springs Sponge Docks~8 to 14 min · ~4 miles north
Tampa International Airport~35 to 45 min · ~25 miles southeast

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Harbor Landing with Momentum Realty’s local guides.

FSFranklin SquarePalm Harbor, FL · adjacentENEniswoodPalm Harbor, FL · 0.4 miNONoellHeightsPalm Harbor, FL · 0.4 miBABaywoodVillagePalm Harbor, FL · 0.6 miHRHarbor Ridge of Palm HarborPalm Harbor, FL · 0.7 miGPGulfwinds(Palm Harbor)Palm Harbor, FL · 0.7 miGWGlenbrook WestPalm HarborPalm Harbor, FL · 0.7 miFCFox Chase TownhomesPalm Harbor, FL · 0.8 miCBCrystal Beach EstatesPalm Harbor, FL · 0.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Harbor Landing (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Harbor Landing is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Landing address.

The takeaway

What is actually shaping value around Harbor Landing and north Palm Harbor, sourced and dated. We do not publish rumor.

Recent Developments in Harbor Landing

Our read on what is being built around Harbor Landing, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is steady demand for new, low-maintenance homes in a well-regarded north Pinellas area, balanced against tightening short-term-rental rules and ongoing corridor growth. Watch the Alt-19 corridor and rental rules against demand for lock-and-leave townhomes, and confirm the HOA carry per home.

New, low-maintenance product in north Pinellas

Ongoing
BullishNotable impact
SignificanceRadius: Community

New block townhomes in a sought-after north Pinellas area suit first-time and lock-and-leave buyers, supporting demand.

Tightened county short-term-rental rules

2025
NeutralMinor impact
SignificanceRadius: Area

Pinellas tightened short-term-rental rules in unincorporated areas; this is an owner-occupied product, so confirm leasing rules if you plan to rent.

Alt-19 corridor growth and roadwork

Ongoing
NeutralMinor impact
SignificanceRadius: Area

Corridor multifamily growth and repaving near the community add convenience and some construction traffic; confirm your commute.

Branding versus waterfront

Ongoing
NeutralMinor impact
SignificanceRadius: Community

The name suggests water, but the community is inland; do not pay a waterfront premium that is not there.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Harbor Landing, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. March 2025
    Policy

    Pinellas County adopts a tighter short-term-rental ordinance

    WUSF reported in March 2025 that Pinellas County commissioners approved a tighter short-term-rental ordinance for unincorporated areas, adding a certificate-of-use requirement and occupancy and quiet-hours limits. Why it matters: Harbor Landing is an owner-occupied product, but the county rules and any HOA limit shape rental use. Confirm the leasing terms before you plan on renting. Source

  2. January 2024
    Development

    Large apartment project advances on the north Pinellas Alt-19 corridor

    Florida YIMBY reported in January 2024 on a roughly 404-unit apartment project advancing on US-19 near Tarpon Springs, part of the multifamily growth along the corridor north of Palm Harbor. Why it matters: Corridor growth supports services and demand near Harbor Landing while adding traffic. Confirm your real commute and the immediate surroundings for the home you are considering. Source

Development alerts for Harbor LandingGet a short monthly email when something new is approved, funded, or opens near Harbor Landing.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Harbor Landing, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA dues first. Ask what the monthly fee covers on a townhome, including exterior maintenance and insurance.

2

Compare floor plans and location within the community, since end units and better positions resell differently.

3

Confirm there is no waterfront premium baked in, since the name is branding, not deeded water access.

4

Check the flood zone for the specific building and get an insurance read.

5

Weigh the nearby alternative, Crystal Beach, if walkable north Pinellas charm is also on your list.

Best Buy
A well-positioned end unit on a floor plan that fits, with the HOA dues and flood zone confirmed in writing.
Biggest Risk
Paying a premium on the name without confirming there is no waterfront, or missing what the HOA fee actually covers.
Best Lot
End units and better interior positions hold appeal; units backing to a road or another building carry the lowest premium.
Smart Timing
A small new community sells with the builder's release schedule; confirm current pricing, incentives and the HOA carry before you commit.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Harbor Landing is a small, new-construction townhome community by D.R. Horton in north Palm Harbor (ZIP 34683), Pinellas County, near the Fred Marquis Pinellas Trail and the Alt-19 corridor. The homes are two-story, concrete-block townhomes with a one-car garage and a smart-home package, a low-maintenance, lock-and-leave product. The community is governed by an HOA that covers exterior and common-area maintenance, and based on current information carries no CDD. The name is branding rather than deeded waterfront. Confirm the exact HOA dues, the floor plan and warranty, the flood zone for the building, and the school assignment by address with Pinellas County Schools, since details change.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: interior townhomes

The interior townhomes, the entry into a new, low-maintenance Palm Harbor community. Confirm current builder pricing and the HOA carry on the live listings below.

Lowest entry
Core: better-positioned townhomes

The better-positioned townhomes with stronger light and location, the core of the community. Confirm current pricing on the live listings below.

Most inventory
High: end units and premium positions

The end units and premium positions with the best features, the top of this townhome market. Confirm current pricing on the live listings below.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Entry: interior townhomes
The interior townhomes, the entry into a new, low-maintenance Palm Harbor community. Confirm current builder pricing and the HOA carry on the live listings below.
Core: better-positioned townhomes
The better-positioned townhomes with stronger light and location, the core of the community. Confirm current pricing on the live listings below.
High: end units and premium positions
The end units and premium positions with the best features, the top of this townhome market. Confirm current pricing on the live listings below.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

New construction with a builder warrantyStrong
Well-regarded north Pinellas locationStrong
Low-maintenance townhome livingSolid
Confirm the HOA dues and inclusionsManage it
Confirm the flood zone and any premium on the nameManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Harbor Landing

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Harbor Landing is a low-maintenance new townhome, not a waterfront. The deal turns on the floor plan, the HOA carry, and the location, confirmed before you offer.

Jon Brooks · Founder, Momentum Realty
7.4B · Buy Score
Resale Strength7.2/10
Renovation Risk8.8/10
Location Efficiency7.8/10
Long-Term Defensibility6.8/10
Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Harbor Landing is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Floor plan and position drive value here
  • End units and better light hold appeal
  • Units backing to a road resell weakest
  • Confirm the flood zone for the building
  • Comp the specific floor plan, not an average

In a townhome community the floor plan and the position within the community drive value, since the homes are similar. End units and better-lit positions hold appeal best, while units backing to a road or another building carry the lowest premium. Read the floor plan and position first, confirm the HOA carry and the flood zone, then price the home against the closest comparable sale rather than the builder's base sticker.

Harbor Landing in 15 seconds.

Best forFirst-time buyers who want a new, low-maintenance townhome in north Palm Harbor.
Strong onNew block construction, a smart-home package, the Pinellas Trail at hand, and a well-regarded north Pinellas school area.
WatchThe HOA dues and the name. Confirm what the fee covers, and that the branding does not imply deeded waterfront.
Sweet spotA well-positioned end unit on a floor plan that fits, with the HOA carry confirmed.
Not forBuyers who want a yard, true waterfront, or the lowest possible carry.

HOA, CDD & Fees

15-Second Take
  • New-construction townhomes with an HOA
  • No CDD based on current information
  • HOA covers exterior and common-area upkeep
  • Low-maintenance, lock-and-leave living
  • Confirm the dues and the flood zone

Harbor Landing has an HOA, reported in the range of roughly one hundred fifty dollars per month, that covers the exterior and common-area maintenance typical of a townhome. Based on current information there is no CDD. Confirm the exact HOA dues and inclusions for the specific home before you offer; we pull the documents for any home you consider.

The HOA covers exterior and common-area maintenance and the shared grounds. Budget your interior maintenance, taxes and insurance on top. Confirm whether the fee includes any master insurance or reserves.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Harbor Landing, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Crystal Beach, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Harbor Landing home worth?

Get a no-obligation home value based on real comparable sales in Harbor Landing matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Harbor Landing on the map →
Or get your Harbor Landing home value & selling guide →

Real comps, not a Zestimate.

Harbor Landing Market Scorecard

Strong seller's market

Harbor Landing is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Harbor Landing located?
Harbor Landing is a new-construction townhome community in north Palm Harbor, FL (ZIP 34683), Pinellas County, near the Pinellas Trail and the Alt-19 corridor close to the Tarpon Springs border.
Who builds the homes at Harbor Landing?
Harbor Landing is a D.R. Horton townhome community of two-story, concrete-block, smart-home-equipped townhomes with a one-car garage. Confirm the specific floor plan, features and warranty for any home.
Is Harbor Landing on the water?
No. Despite the name, Harbor Landing is an inland townhome community without deeded waterfront. Do not pay a water premium on the branding; confirm the location and any flood zone for the specific building.
Does Harbor Landing have an HOA or CDD?
Harbor Landing has an HOA that covers exterior and common-area maintenance, reported in the range of roughly one hundred fifty dollars per month, and based on current information no CDD. Confirm the exact dues and inclusions for the specific home.
Is Harbor Landing age-restricted?
No. Harbor Landing is an all-ages townhome community, not a 55-plus active-adult community.
Is Harbor Landing gated?
Public sources do not describe Harbor Landing as gated. Confirm the access details with the builder or listing.
What schools serve Harbor Landing?
Harbor Landing is in Pinellas County Schools, in a north Pinellas area that has included Tarpon Springs schools. Assignment is by address and can change, so confirm the current zoning for a specific home with the district.
How far is Harbor Landing from the beaches?
North Pinellas beaches and Honeymoon Island are a short drive, with Tarpon Springs and Dunedin close by. Confirm your real drive at your real departure time.
Can I rent out a townhome at Harbor Landing?
Pinellas County restricts short stays in residential areas, and the HOA may add its own minimum-lease rule. Confirm the leasing terms in the HOA documents and the county rules before you plan on a rental.
What does a townhome at Harbor Landing cost?
We do not publish a price figure here. Builder pricing and incentives move, and resale prices track the floor plan and condition. See the live listings on this page; we pull exact comps before you offer.
Is now a good time to buy at Harbor Landing?
It depends on the floor plan and the current builder incentives versus resale. We pull live inventory and comps so you can judge value and the full carrying cost.
Do I need my own agent to buy at Harbor Landing?
Yes. The on-site sales team represents the builder, not you. Your own agent confirms the floor plan, the HOA carry and the flood zone, pulls true comps, and negotiates for you. Momentum Realty represents you, not the builder.
You want a new, low-maintenance townhomeExcellent fit
You want a lock-and-leave home in north PinellasExcellent fit
You value the Pinellas Trail and quick Alt-19 accessExcellent fit
You will confirm the HOA dues and the flood zoneExcellent fit
You want block construction and a smart-home packageExcellent fit
You want a single-family home with a private yardProbably not
You expect deeded waterfront from the nameProbably not
You want a resort-amenity master planProbably not
You want the lowest possible monthly carryProbably not
You want a 55-plus active-adult communityProbably not

Get the inside read on Harbor Landing

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Harbor Landing home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Harbor Landing specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Harbor Landing — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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