32428 Homes for Sale — Chipley, FL

Every active MLS listing in Chipley’s 32428 ZIP code, refreshed nightly, with the price bands, the property mix and the communities that have the most homes for sale. For the whole city see homes for sale in Chipley, FL (7 listings); for the ZIP’s values, taxes and growth see the 32428 housing scorecard.

32428 at a glance

ZIP 32428 is Chipley, Washington County, FL. The numbers below are computed from MLS closings and live listings for every community in the ZIP and refresh with each data pull.

Where it isChipley, Washington County, FL
Communities30 MLS communities, 8 with 12-month sales data
Median sold price, 12 months$227K (+5.9% year over year)
For sale / under contract now78 / 25
Days to contract (median)69
New construction share of sales73%
Sale-to-original-list95.9%
By price band (for sale / sold 12 mo / months)Under $300K: 67 / 0 / None; $300K–$500K: 11 / 0 / None
FEMA flood zone (SFHA) shareabout 3% of 39 sampled homes in the ZIP's largest communities sit in a Special Flood Hazard Area
Communities with the most salesSunny Hills ($227K), Leisure Lakes ($325K), Chipley ($172K), Martins Woods ($245K), Kiersten Heights ($255K), Kingswood ($255K)

32428 housing market tracker · all homes for sale in Chipley, FL · Washington County property tax

90 homes are for sale in ZIP 32428 (Chipley, FL) right now, from $185,000 to $369,900 for the middle 80%, at a median asking price of $259,995. , built 2024; 23 came on the market in the last 7 days and 59% are new construction.

Newest homes for sale in 32428

Sunny Hills
$371,400 New
5 bd · 3 ba · built 2026
4059 Falcon Drive, Chipley, Fl 32428
Sunny Hills
Listing courtesy of DR Horton Realty of Emerald Coast, LLC
Leisure Lakes
$369,900 New
4 bd · 3 ba · built 1995
4152 Leisure Lakes Drive, Chipley, Fl 32428
Leisure Lakes
Listing courtesy of Beachy Beach Real Estate
Sunny Hills
$361,400 New
5 bd · 3 ba · built 2026
2014 Ambassador Court, Chipley, Fl 32428
Sunny Hills
Listing courtesy of DR Horton Realty of Emerald Coast, LLC
Sunny Hills
$299,900 New
4 bd · 2 ba · built 2026
3278 Elkcam Boulevard, Chipley, Fl 32428
Sunny Hills
Listing courtesy of Beycome of Florida LLC
Sunny Hills
$289,900 New
5 bd · 3 ba · built 2026
3984 Horizon Avenue, Chipley, Fl 32428
Sunny Hills
Listing courtesy of DR Horton Realty of Emerald Coast, LLC
Sunny Hills
$283,956 New
4 bd · 2 ba · built 2023
2225 Chase Street, Chipley, Fl 32428
Sunny Hills
Listing courtesy of Deltona Marketing at Sunny Hills Inc
Sunny Hills
$279,900 New
3 bd · 2 ba · built 2023
2148 Jensen Place, Chipley, Fl 32428
Sunny Hills
Listing courtesy of CENTURY 21 Commander Realty
Sunny Hills
$275,952 New
3 bd · 2 ba · built 2024
2081 Babcock Street, Chipley, Fl 32428
Sunny Hills
Listing courtesy of Deltona Marketing at Sunny Hills Inc
Sunny Hills
$252,990 New
4 bd · 2 ba · built 2026
1579 Aldoro Circle, Chipley, Fl 32428
Sunny Hills
Listing courtesy of WJH Brokerage FL LLC
Sunny Hills
$228,990 New
3 bd · 2 ba · built 2026
3571 Westbrook Drive, Chipley, Fl 32428
Sunny Hills
Listing courtesy of WJH Brokerage FL LLC
Sunny Hills
$211,990 New
3 bd · 2 ba · built 2026
4100 Olive Place, Chipley, Fl 32428
Sunny Hills
Listing courtesy of WJH Brokerage FL LLC
Sunny Hills
$184,990 New
3 bd · 2 ba · built 2026
1299 Birwood Court, Chipley, Fl 32428
Sunny Hills
Listing courtesy of WJH Brokerage FL LLC
Sunny Hills
$170,990 New
2 bd · 2 ba · built 2026
4130 Flint Avenue, Chipley, Fl 32428
Sunny Hills
Listing courtesy of WJH Brokerage FL LLC
Paradise Lakes
$134,000 New
2 bd · 1 ba · built 2021
3989 Dunford Circle, Chipley, Fl 32428
Paradise Lakes
Listing courtesy of Florida Showcase Realty, LLC
Leisure Lakes
$449,900 New
3 bd · 3 ba · built 2024
3421 Quail Ridge Drive, Chipley, Fl 32428
Leisure Lakes
Listing courtesy of Counts Real Estate Group
Sunny Hills
$259,000 New
3 bd · 2 ba · built 2026
3782 Airmont Drive, Chipley, Fl 32428
Sunny Hills
Listing courtesy of EXP Realty LLC
Leisure Lakes
$215,000 New
3 bd · 3 ba · built 2020
3325 Eagle Court, Chipley, Fl 32428
Leisure Lakes
Listing courtesy of Elite Realty
Chipley
$79,900 New
3 bd · 3 ba · built 1983
1908 Gravel Pit Road, Chipley, Fl 32428
Chipley
Listing courtesy of Legacy Premier Agency
Sunny Hills
$244,900 New
3 bd · 2 ba · built 2026
2403 Windbrook Street, Chipley, Fl 32428
Sunny Hills
Listing courtesy of DR Horton Realty of Emerald Coast, LLC
Paradise Lakes
$429,000 New
3 bd · 2 ba · built 2026
2883 Paradise Lakes Road, Chipley, Fl 32428
Paradise Lakes
Listing courtesy of Coldwell Banker Realty
Paradise Lakes
$399,900 New
4 bd · 3 ba · built 1985
2924 Paradise Lakes Road, Chipley, Fl 32428
Paradise Lakes
Listing courtesy of CENTURY 21 Commander Realty
Sunny Hills
$299,995 New
4 bd · 2 ba · built 1985
1192 Florence Court, Chipley, Fl 32428
Sunny Hills
Listing courtesy of Coldwell Banker Realty
Sunny Hills
$249,990 New
4 bd · 2 ba · built 2026
4104 Olive Place, Chipley, Fl 32428
Sunny Hills
Listing courtesy of WJH Brokerage FL LLC
Leisure Lakes
$349,900
3 bd · 2 ba · built 2023
3445 Cardinal Place, Chipley, Fl 32428
Leisure Lakes
Listing courtesy of Counts Real Estate Group
Paradise Lakes
$330,000
3 bd · 2 ba · built 1994
3047 Everest Drive, Chipley, Fl 32428
Paradise Lakes
Listing courtesy of World Impact Real Estate
Sunny Hills
$246,900
3 bd · 2 ba · built 2026
2205 Sunny Hills Boulevard, Chipley, Fl 32428
Sunny Hills
Listing courtesy of Beycome of Florida LLC
Sunny Hills
$254,900
4 bd · 2 ba · built 2026
4114 Irene Lane, Chipley, Fl 32428
Sunny Hills
Listing courtesy of DR Horton Realty of Emerald Coast, LLC
Sunny Hills
$244,900
3 bd · 2 ba · built 2026
4127 Merrick Drive, Chipley, Fl 32428
Sunny Hills
Listing courtesy of DR Horton Realty of Emerald Coast, LLC
Sunny Hills
$257,990
4 bd · 2 ba · built 2026
3716 Country Club Boulevard, Chipley, Fl 32428
Sunny Hills
Listing courtesy of WJH Brokerage FL LLC
Sunny Hills
$260,000
2 bd · 2 ba · built 1979
4533 Hancock Court, Chipley, Fl 32428
Sunny Hills
Listing courtesy of Barbee Beach House Realty

Every home for sale in 32428 right now (90)

All 90 active listings in ZIP 32428 with a detail page, newest first, refreshed twice a day from the MLS.

Homes for sale in 32428 by price

Price bandFor saleShare
Under $200K1314%
$200K–$300K5864%
$300K–$400K1517%
$400K–$500K33%
$500K–$750K11%

Communities in 32428 with the most homes for sale

How to read this

Counts and medians are from active MLS listings with a 32428 mailing ZIP as of September 26, 2026; property mix Single-family 92%. Prices are asking prices. Listings are shown with the courtesy of the listing brokerage under IDX rules; information deemed reliable but not guaranteed. See also homes for sale in Washington County. More: new listings this week in Chipley.

Hiring an agent in Chipley, FL?

Get matched with the right local expert.

Tell us your goal in Chipley, FL and we’ll connect you with the Momentum agent who knows it best — backed by a RealTrends 500 brokerage. No pressure, no obligation.

Prefer to talk now? Call (904) 351-6461.

Work with a local Chipley, FL expert

A real conversation with a local specialist, usually within one business day.

or call (904) 351-6461