Homes for Sale in Chipley, FL

8 homes are for sale in Chipley, FL as of 2026-09-06, with 36 more under contract. The median list price is $212,450, most homes list between $121K to $700K, and the median listing has been on the market 48 days. 2 homes came on the market this week.

8
Homes for sale
$212,450
Median list price
$121K to $700K
Typical range
48
Median days on market
2
New this week
36
Under contract
$1,439
Est. monthly cost at median

Newest homes for sale in Chipley

The most recently listed homes in Chipley, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

Chipley
photos on the listing
$699,999 New
4 bd · 2 ba
4447 Terzino Lane, Chipley, FL 32428
Chipley
Listing courtesy of SOUTHERN WAY REALTY, INC.
5288 Highway 77, Chipley, FL 32428, home for sale in Chipley
$121,000 New
2 bd · 2 ba · built 1988
5288 Highway 77, Chipley, FL 32428, 32428
Deer Run Ranchettes
Listing courtesy of New Town Realty
2493 Trailblazer Lane, Chipley, FL 32428, home for sale in Chipley
$144,999
3 bd · 2 ba · built 2022
2493 Trailblazer Lane, Chipley, FL 32428, 32428
Crooked Lake
Listing courtesy of SOUTHERN WAY REALTY, INC.
4597 Spotted Horse Lane, Chipley, FL 32428, home for sale in Chipley
$224,900
2 bd · 2 ba · built 2024
4597 Spotted Horse Lane, Chipley, FL 32428, 32428
Saddle Club Estates
Listing courtesy of Think Real Estate
2902 River Lake Drive, Chipley, FL 32428, home for sale in Chipley
$330,000
3 bd · 2 ba · built 2020
2902 River Lake Drive, Chipley, FL 32428, 32428
River Lake
Listing courtesy of Latitudes Realty
Chipley
photos on the listing
$237,000
3 bd · 2 ba
2442 Pinewood Drive, Chipley, FL 32428
Chipley
Listing courtesy of Beachy Beach Real Estate
4326 Moss Hill Road, Chipley, FL 32428, home for sale in Chipley
$185,000
3 bd · 2 ba · built 2026
4326 Moss Hill Road, Chipley, FL 32428, 32428
Paradise Lakes
Listing courtesy of Keller Williams Success Realty
3515 Quail Ridge Drive, Chipley, FL 32428, home for sale in Chipley
$200,000
3 bd · 2 ba · built 1998
3515 Quail Ridge Drive, Chipley, FL 32428, 32428
Leisure Lakes
Listing courtesy of Keller Williams Success Realty

Chipley homes for sale by price

Every active listing in Chipley grouped by price, with the newest listings in each band. The median is $212,450; the busiest band is Under $200K.

Under $200K: 3 homes

$200K – $300K: 3 homes

$300K – $400K: 1 home

$500K – $750K: 1 home

Homes for sale in Chipley by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
324286$192,500

Chipley communities with the most homes for sale

The Chipley neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Sunny Hills57$262,990
Chipley6$182,000
Leisure Lakes6$362,450
Paradise Lakes5$385,000
Buckhorn Creek1$375,000
Crooked Lake1$144,999
Crystal Village Air Park1$960,000
Deer Run Ranchettes1$121,000
Dekle1$324,900
Hagerman Addition1$99,900
Porter Pond1$236,928
Ridgeway Country Estates1$229,999
River Lake1$330,000
Saddle Club Estates1$224,900
Sunset Pines1$449,900

What is for sale in Chipley: property types

Another 79 listings in Chipley are land, commercial or other non-residential property and are not counted above.

Browse by type: Manufactured and Mobile Homes for sale in Chipley (7).

What a home in Chipley costs to own

Take the median $212,450 listing with 20% down at today’s 6.71% 30-year rate: principal and interest run about $1,098/month. Washington County’s typical millage of 15.35 puts property tax near $2,494/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Washington County is about $1,599/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $1,439/month plus any HOA or CDD assessment.

Explore Chipley

Common questions

How many homes are for sale in Chipley, FL?
As of 2026-09-06, Momentum's MLS record shows 8 residential homes actively listed for sale in Chipley and 36 under contract. 2 of them came on the market in the last 7 days.
What is the median home price in Chipley?
The median list price of homes for sale in Chipley is $212,450. Ten percent of listings are under $121K and ten percent are above $700K.
How long do homes take to sell in Chipley?
Homes currently listed have been on the market a median of 48 days.
What does a $212,450 home in Chipley cost per month?
Roughly $1,439 a month with 20% down at 6.71%: principal and interest of $1,098, Washington County property tax of about $208/month after the $50,000 homestead exemption, and insurance near $133/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Chipley neighborhoods have the most homes for sale?
The communities with the most active listings right now are Sunny Hills (57), Chipley (6), Leisure Lakes (6), Paradise Lakes (5), Buckhorn Creek (1). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Chipley?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Chipley can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Chipley as of 2026-09-06 and refresh as homes list and sell. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

Buying in Chipley?

See any home on this page with a local agent.

A Momentum agent who works Chipley every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

Selling instead? See what your home would list for.

Tour homes in Chipley

Tell us what you are looking for and a local agent will reach out, usually within one business day.

or call (904) 351-6461