Homes for Sale in Chipley, FL
9 homes are for sale in Chipley, FL as of 2026-11-06, with 17 more under contract. The median list price is $200,000, most homes list between $134K to $330K, and the median listing has been on the market 109 days. 2 homes came on the market this week and 188 sold in the last 12 months at a median of $227,495.
| Location | FL |
|---|---|
| ZIP codes with their own page | 1 |
| For sale right now | 9 active, 17 under contract |
| Asking prices | $200,000, median · most homes $134K–$330K |
| Median days on market (active listings) | 109 |
| New listings this week | 2 |
| Homes sold, last 12 months | 188 at a median of $227,495 |
Listing counts and prices as of 2026-11-06; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Chipley, FL key facts,” movewithmomentum.com/homes-for-sale/chipley-fl/, data as of 2026-11-06.
Browse all 102 homes for sale in Chipley, FL — the complete list, newest first.
Newest homes for sale in Chipley
The most recently listed homes in Chipley, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.
Chipley homes for sale by price
Every active listing in Chipley grouped by price, with the newest listings in each band. The median is $200,000; the busiest band is Under $200K.
Under $200K: 4 homes
- $187,000 · 3 bd / 2 ba · 3359 Cardinal Place (Leisure Lakes)
- $134,000 · 2 bd / 1 ba · 3989 Dunford Circle, Chipley, FL 32428 (Paradise Lakes)
- $138,999 · 3 bd / 2 ba · 2493 Trailblazer Lane (Crooked Lake)
- $179,900 · 3 bd / 2 ba · 4326 Moss Hill Road, Chipley, FL 32428 (Paradise Lakes)
$200K – $300K: 3 homes
- $205,000 · 3 bd / 2 ba · 3320 Cardinal Place (Leisure Lakes)
- $215,000 · 3 bd / 2 ba · 2442 Pinewood Drive, Chipley, FL 32428 (Grassy Pond Ranch)
- $200,000 · 3 bd / 2 ba · 3515 Quail Ridge Drive (Leisure Lakes)
$300K – $400K: 2 homes
- $329,900 · 4 bd / 3 ba · 3380 Safari Court (Leisure Lakes)
- $325,000 · 3 bd / 2 ba · 2902 River Lake Drive, Chipley, FL 32428 (River Lake)
Every home for sale in Chipley right now (9)
All 9 active Chipley listings with a detail page, newest first, refreshed twice a day from the MLS.
- $329,900 · 4 bd / 3 ba · 3380 Safari Court (Leisure Lakes)
- $187,000 · 3 bd / 2 ba · 3359 Cardinal Place (Leisure Lakes)
- $205,000 · 3 bd / 2 ba · 3320 Cardinal Place (Leisure Lakes)
- $134,000 · 2 bd / 1 ba · 3989 Dunford Circle, Chipley, FL 32428 (Paradise Lakes)
- $138,999 · 3 bd / 2 ba · 2493 Trailblazer Lane (Crooked Lake)
- $325,000 · 3 bd / 2 ba · 2902 River Lake Drive, Chipley, FL 32428 (River Lake)
- $215,000 · 3 bd / 2 ba · 2442 Pinewood Drive, Chipley, FL 32428 (Grassy Pond Ranch)
- $179,900 · 3 bd / 2 ba · 4326 Moss Hill Road, Chipley, FL 32428 (Paradise Lakes)
- $200,000 · 3 bd / 2 ba · 3515 Quail Ridge Drive (Leisure Lakes)
Pending and under contract in Chipley (17)
Chipley homes that have an accepted offer and are working toward closing. They can still fall through, so each one keeps its page until it closes.
- $361,400 · 5 bd / 3 ba · 1954 Shenandoah Boulevard
- $225,990 · 3 bd / 2 ba · 1621 Richmond Street
- $299,999 · 3 bd / 3 ba · 2584 Roche Road, Chipley, FL 32428
- $218,990 · 3 bd / 2 ba · 3977 Horizon Avenue
- $244,900 · 3 bd / 2 ba · 4127 Merrick Drive
- $254,900 · 4 bd / 2 ba · 3890 Merger Drive
- $244,900 · 3 bd / 2 ba · 2403 Windbrook Street
- $165,888 · 2 bd / 2 ba · 4130 Flint Avenue
- $262,990 · 4 bd / 2 ba · 1714 Dora Lane
- $219,900 · 3 bd / 2 ba · 4066 Ramus Drive
- $294,900 · 5 bd / 3 ba · 4010 Linwood Drive
- $250,292 · 4 bd / 2 ba · 4069 Ramus Drive
- $265,693 · 5 bd / 3 ba · 1994 Ambassador Court
- $245,990 · 4 bd / 2 ba · 4135 Aquarius Drive
- $289,000 · 3 bd / 2 ba · 2121 Angora Drive
- $370,000 · 2 bd / 2 ba · 434 Tinker Lane, Chipley, FL 32428
- $385,000 · 2 bd / 2 ba · 2942 Paradise Lakes Road, Chipley, FL 32428
Browse every listing on Momentum Realty.
Homes for sale in Chipley by ZIP code
Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.
| ZIP | Homes for sale | Median list price |
|---|---|---|
| 32428 | 9 | $200,000 |
Chipley communities with the most homes for sale
The Chipley neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.
| Community | For sale | Median list | Median sold (12 mo) | Days on market |
|---|---|---|---|---|
| Sunny Hills | 59 | $265,990 | — | — |
| Leisure Lakes | 9 | $329,900 | — | — |
| Paradise Lakes | 5 | $325,000 | — | — |
| Chipley | 4 | $200,000 | — | — |
| Crystal Village Air Park | 1 | $900,000 | — | — |
| Dekle | 1 | $324,900 | — | — |
| Grassy Pond Ranch | 1 | $215,000 | — | — |
| Porter Pond | 1 | $233,928 | — | — |
| River Lake | 1 | $325,000 | — | — |
| Sunset Pines | 1 | $444,900 | — | — |
| Crooked Lake | 1 | $138,999 | — | — |
| Ridgeway Country Estates | 1 | $229,999 | — | — |
What is for sale in Chipley: property types
- Manufactured homes: 9
Another 76 listings in Chipley are land, commercial or other non-residential property and are not counted above.
Browse by type: Manufactured and Mobile Homes for sale in Chipley (9).
The Chipley real estate market right now
Over the last 12 months 188 homes sold in Chipley at a median of $227,495 (+5.9% year over year). Sellers received 97% of list price and homes took a median 70 days to go under contract. With 9 homes for sale against that sales pace, months of supply is 0.6, a seller’s market by the six-month rule. New construction was 74% of sales.
Chipley supply by price band
| Price band | Active | Sold, 12 mo | Months of supply | DOM |
|---|---|---|---|---|
| Under $300K | 67 | 0 | None | 90 |
| $300K–$500K | 11 | 0 | None | 162 |
Chipley home prices by year
Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.
| Year | Median sold price | Homes sold | Days on market | Sale-to-list |
|---|---|---|---|---|
| 2020 | $158,951 | 58 | 46 | 96% |
| 2021 | $187,442 | 64 | 18 | 99% |
| 2022 | $207,301 | 73 | 15 | 96% |
| 2023 | $257,400 | 27 | 50 | 93% |
| 2024 | $226,428 | 152 | 40 | 98% |
| 2025 | $226,499 | 185 | 56 | 99% |
| 2026 | $236,089 | 188 | 69 | 96% |
What a home in Chipley costs to own
Take the median $200,000 listing with 20% down at today’s 7.18% 30-year rate: principal and interest run about $1,084/month. Washington County’s typical millage of 15.35 puts property tax near $2,303/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Washington County is about $1,599/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $1,409/month plus any HOA or CDD assessment.
Explore Chipley
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- New listings this week in Chipley
- Price reductions this week in Chipley
- Chipley market intelligence: prices, supply and trends
- Moving to Chipley: the data guide
- New construction homes in Chipley
- Washington County property tax guide
- Washington County down payment assistance limits
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Recently off market in Chipley
Homes in Chipley that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.
- 3325 Eagle Court · last listed $199,999 · off market Nov 6, 2026
- 4120 Sunrise Trail · last listed $300,000 · off market Oct 31, 2026
- 1798 Normandy Drive · last listed $262,073 · off market Oct 30, 2026
- 4009 Covington Place · last listed $225,990 · off market Oct 28, 2026
- 2307 Shenandoah Boulevard · last listed $219,990 · off market Oct 28, 2026
- 4138 Flint Avenue · last listed $185,990 · off market Oct 27, 2026
- 2235 Voltaire Drive · last listed $214,990 · off market Oct 27, 2026
- 3034 Paradise Lakes Road · last listed $400,000 · off market Oct 24, 2026
- 4597 Spotted Horse Lane · last listed $224,900 · off market Oct 22, 2026
- 1717 Vicki Court · last listed $254,990 · off market Oct 22, 2026
- 3966 Linwood Drive · last listed $225,990 · off market Oct 21, 2026
- 498 Quail Hollow Boulevard · last listed $369,900 · off market Oct 20, 2026
Chipley guides & data
Everything we publish about Chipley: live listings by type, prices and market data, taxes, insurance and what it costs to live here.
Common questions
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Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Chipley as of 2026-11-06 and refresh as homes list and sell. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.
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