Homes for Sale in Chipley, FL

9 homes are for sale in Chipley, FL as of 2026-11-06, with 17 more under contract. The median list price is $200,000, most homes list between $134K to $330K, and the median listing has been on the market 109 days. 2 homes came on the market this week and 188 sold in the last 12 months at a median of $227,495.

Chipley, FL key facts
LocationFL
ZIP codes with their own page1
For sale right now9 active, 17 under contract
Asking prices$200,000, median · most homes $134K–$330K
Median days on market (active listings)109
New listings this week2
Homes sold, last 12 months188 at a median of $227,495

Listing counts and prices as of 2026-11-06; MLS data, refreshed nightly; sold figures are trailing 12 months of closed sales. Market figures describe homes, not residents. Cite as: Momentum Realty, “Chipley, FL key facts,” movewithmomentum.com/homes-for-sale/chipley-fl/, data as of 2026-11-06.

Browse all 102 homes for sale in Chipley, FL — the complete list, newest first.

9
Homes for sale
$200,000
Median list price
$134K to $330K
Typical range
109
Median days on market
2
New this week
17
Under contract
$1,409
Est. monthly cost at median
0.6
Months of supply

Newest homes for sale in Chipley

The most recently listed homes in Chipley, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

3380 Safari Court, home for sale in Chipley
$329,900 New
4 bd · 3 ba · built 2022
3380 Safari Court, 32428
Leisure Lakes
Listing courtesy of Prothro Real Estate & Associates
3359 Cardinal Place, home for sale in Chipley
$187,000 New
3 bd · 2 ba · built 1986
3359 Cardinal Place, 32428
Leisure Lakes
Listing courtesy of Gulf Life Real Estate Inc
3320 Cardinal Place, home for sale in Chipley
$205,000
3 bd · 2 ba · built 1999
3320 Cardinal Place, 32428
Leisure Lakes
Listing courtesy of Chipola Realty
3989 Dunford Circle, Chipley, FL 32428, home for sale in Chipley
$134,000
2 bd · 1 ba · built 2021
3989 Dunford Circle, Chipley, FL 32428, 32428
Paradise Lakes
Listing courtesy of Florida Showcase Realty, LLC
2493 Trailblazer Lane, home for sale in Chipley
$138,999
3 bd · 2 ba · built 2022
2493 Trailblazer Lane, 32428
Crooked Lake
Listing courtesy of SOUTHERN WAY REALTY, INC.
2902 River Lake Drive, Chipley, FL 32428, home for sale in Chipley
$325,000
3 bd · 2 ba · built 2020
2902 River Lake Drive, Chipley, FL 32428, 32428
River Lake
Listing courtesy of Latitudes Realty
2442 Pinewood Drive, Chipley, FL 32428, home for sale in Chipley
$215,000
3 bd · 2 ba · built 2018
2442 Pinewood Drive, Chipley, FL 32428, 32428
Grassy Pond Ranch
Listing courtesy of Beachy Beach Real Estate
4326 Moss Hill Road, Chipley, FL 32428, home for sale in Chipley
$179,900
3 bd · 2 ba · built 2026
4326 Moss Hill Road, Chipley, FL 32428, 32428
Paradise Lakes
Listing courtesy of Keller Williams Success Realty
3515 Quail Ridge Drive, home for sale in Chipley
$200,000
3 bd · 2 ba · built 1998
3515 Quail Ridge Drive, 32428
Leisure Lakes
Listing courtesy of Keller Williams Success Realty

Chipley homes for sale by price

Every active listing in Chipley grouped by price, with the newest listings in each band. The median is $200,000; the busiest band is Under $200K.

Under $200K: 4 homes

$200K – $300K: 3 homes

$300K – $400K: 2 homes

Every home for sale in Chipley right now (9)

All 9 active Chipley listings with a detail page, newest first, refreshed twice a day from the MLS.

Pending and under contract in Chipley (17)

Chipley homes that have an accepted offer and are working toward closing. They can still fall through, so each one keeps its page until it closes.

Browse every listing on Momentum Realty.

Homes for sale in Chipley by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
324289$200,000

Chipley communities with the most homes for sale

The Chipley neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Sunny Hills59$265,990——
Leisure Lakes9$329,900——
Paradise Lakes5$325,000——
Chipley4$200,000——
Crystal Village Air Park1$900,000——
Dekle1$324,900——
Grassy Pond Ranch1$215,000——
Porter Pond1$233,928——
River Lake1$325,000——
Sunset Pines1$444,900——
Crooked Lake1$138,999——
Ridgeway Country Estates1$229,999——

What is for sale in Chipley: property types

Another 76 listings in Chipley are land, commercial or other non-residential property and are not counted above.

Browse by type: Manufactured and Mobile Homes for sale in Chipley (9).

The Chipley real estate market right now

Over the last 12 months 188 homes sold in Chipley at a median of $227,495 (+5.9% year over year). Sellers received 97% of list price and homes took a median 70 days to go under contract. With 9 homes for sale against that sales pace, months of supply is 0.6, a seller’s market by the six-month rule. New construction was 74% of sales.

Chipley supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K670None90
$300K–$500K110None162

Chipley home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$158,951584696%
2021$187,442641899%
2022$207,301731596%
2023$257,400275093%
2024$226,4281524098%
2025$226,4991855699%
2026$236,0891886996%

What a home in Chipley costs to own

Take the median $200,000 listing with 20% down at today’s 7.18% 30-year rate: principal and interest run about $1,084/month. Washington County’s typical millage of 15.35 puts property tax near $2,303/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Washington County is about $1,599/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $1,409/month plus any HOA or CDD assessment.

Explore Chipley

Recently off market in Chipley

Homes in Chipley that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Chipley guides & data

Everything we publish about Chipley: live listings by type, prices and market data, taxes, insurance and what it costs to live here.

Common questions

How many homes are for sale in Chipley, FL?
As of 2026-11-06, Momentum's MLS record shows 9 residential homes actively listed for sale in Chipley and 17 under contract. 2 of them came on the market in the last 7 days.
What is the median home price in Chipley?
The median list price of homes for sale in Chipley is $200,000. Ten percent of listings are under $134K and ten percent are above $330K. Over the last 12 months the median SOLD price was $227,495, +5.9% year over year.
How long do homes take to sell in Chipley?
Homes currently listed have been on the market a median of 109 days. Homes that sold in the last 12 months took a median of 70 days and sold at 97% of list price. At today's inventory that is 0.6 months of supply, a seller's market by the usual six-month rule.
What does a $200,000 home in Chipley cost per month?
Roughly $1,409 a month with 20% down at 7.18%: principal and interest of $1,084, Washington County property tax of about $192/month after the $50,000 homestead exemption, and insurance near $133/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Chipley neighborhoods have the most homes for sale?
The communities with the most active listings right now are Sunny Hills (59), Leisure Lakes (9), Paradise Lakes (5), Chipley (4), Crystal Village Air Park (1). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Chipley?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Chipley can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Chipley, FL, and what county is it in?
Chipley is in Washington County, Florida. Homes for sale there today carry the ZIP codes 32428.
What ZIP codes are in Chipley, FL?
Listings in Chipley are currently in 1 ZIP code: 32428. The ZIP table above shows how many homes are for sale in each and the median asking price.
How do I buy a house in Chipley, FL?
Start with the numbers: 9 homes are for sale in Chipley today at a median asking price of $200,000, so a 20% down payment on the median home is about $40,000 and principal and interest run near $1,084/month at today's 7.18% 30-year rate. Connect with an agent first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is Chipley in?
Chipley is in Washington County, Florida. Washington County's 12-month median sale price is $227K on 79 closings. Property tax, school zoning and permitting for Chipley run through Washington County.
Is Chipley a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about Chipley: the median sale price over the last 12 months was $227K across 188 closings (+5.9% year over year), about the same as the Washington County median of $227K; homes took a median 70 days to go under contract; 78 homes are for sale today, 5.0 months of supply at the current pace, which is balanced; new construction was 74% of sales; the communities with the most sales are Sunny Hills, Leisure Lakes, Chipley, Martins Woods. The market tracker, price bands and community pages on this site carry the full numbers.
Is Chipley in a flood zone?
Mostly no. Across 39 homes sampled in Chipley's largest communities, nearly all sit outside a FEMA Special Flood Hazard Area (Zone X). Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map; each community page here shows its own mix.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Chipley as of 2026-11-06 and refresh as homes list and sell. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

More communities in Chipley

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