Homes for Sale in Chipley, FL

7 homes are for sale in Chipley, FL as of 2026-09-25, with 27 more under contract. The median list price is $200,000, most homes list between $134K to $330K, and the median listing has been on the market 57 days. 2 homes came on the market this week.

Chipley, FL key facts
LocationFL
ZIP codes with their own page1
For sale right now7 active, 27 under contract
Asking prices$200,000, median · most homes $134K–$330K
Median days on market (active listings)57
New listings this week2

Listing counts and prices as of 2026-09-25; MLS data, refreshed nightly. Market figures describe homes, not residents. Cite as: Momentum Realty, “Chipley, FL key facts,” movewithmomentum.com/homes-for-sale/chipley-fl/, data as of 2026-09-25.

7
Homes for sale
$200,000
Median list price
$134K to $330K
Typical range
57
Median days on market
2
New this week
27
Under contract
$1,384
Est. monthly cost at median

Newest homes for sale in Chipley

The most recently listed homes in Chipley, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

3989 Dunford Circle, home for sale in Chipley
$134,000 New
2 bd · 1 ba · built 2021
3989 Dunford Circle, 32428
Paradise Lakes
Listing courtesy of Florida Showcase Realty, LLC
3325 Eagle Court, home for sale in Chipley
$215,000 New
3 bd · 3 ba · built 2020
3325 Eagle Court, 32428
Leisure Lakes
Listing courtesy of Elite Realty
2493 Trailblazer Lane, home for sale in Chipley
$139,999
3 bd · 2 ba · built 2022
2493 Trailblazer Lane, 32428
Crooked Lake
Listing courtesy of SOUTHERN WAY REALTY, INC.
2902 River Lake Drive, home for sale in Chipley
$330,000
3 bd · 2 ba · built 2020
2902 River Lake Drive, 32428
River Lake
Listing courtesy of Latitudes Realty
2442 Pinewood Drive, home for sale in Chipley
$225,000
3 bd · 2 ba · built 2018
2442 Pinewood Drive, 32428
Grassy Pond Ranch
Listing courtesy of Beachy Beach Real Estate
4326 Moss Hill Road, home for sale in Chipley
$185,000
3 bd · 2 ba · built 2026
4326 Moss Hill Road, 32428
Paradise Lakes
Listing courtesy of Keller Williams Success Realty
3515 Quail Ridge Drive, home for sale in Chipley
$200,000
3 bd · 2 ba · built 1998
3515 Quail Ridge Drive, 32428
Leisure Lakes
Listing courtesy of Keller Williams Success Realty

Chipley homes for sale by price

Every active listing in Chipley grouped by price, with the newest listings in each band. The median is $200,000; the busiest band is Under $200K.

Under $200K: 3 homes

$200K – $300K: 3 homes

$300K – $400K: 1 home

Every home for sale in Chipley right now (7)

All 7 active Chipley listings with a detail page, newest first, refreshed twice a day from the MLS.

Homes for sale in Chipley by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
324287$200,000

Chipley communities with the most homes for sale

The Chipley neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Sunny Hills63$260,000——
Paradise Lakes7$385,000——
Chipley6$182,000——
Leisure Lakes6$349,900——
Buckhorn Creek1$375,000——
Crooked Lake1$139,999——
Dekle1$324,900——
Grassy Pond Ranch1$225,000——
Hagerman Addition1$99,900——
Porter Pond1$236,928——
Ridgeway Country Estates1$229,999——
River Lake1$330,000——

What is for sale in Chipley: property types

Another 83 listings in Chipley are land, commercial or other non-residential property and are not counted above.

Browse by type: Manufactured and Mobile Homes for sale in Chipley (7).

What a home in Chipley costs to own

Take the median $200,000 listing with 20% down at today’s 6.95% 30-year rate: principal and interest run about $1,059/month. Washington County’s typical millage of 15.35 puts property tax near $2,303/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Washington County is about $1,599/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $1,384/month plus any HOA or CDD assessment.

Explore Chipley

Recently off market in Chipley

Homes in Chipley that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Common questions

How many homes are for sale in Chipley, FL?
As of 2026-09-25, Momentum's MLS record shows 7 residential homes actively listed for sale in Chipley and 27 under contract. 2 of them came on the market in the last 7 days.
What is the median home price in Chipley?
The median list price of homes for sale in Chipley is $200,000. Ten percent of listings are under $134K and ten percent are above $330K.
How long do homes take to sell in Chipley?
Homes currently listed have been on the market a median of 57 days.
What does a $200,000 home in Chipley cost per month?
Roughly $1,384 a month with 20% down at 6.95%: principal and interest of $1,059, Washington County property tax of about $192/month after the $50,000 homestead exemption, and insurance near $133/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Chipley neighborhoods have the most homes for sale?
The communities with the most active listings right now are Sunny Hills (63), Paradise Lakes (7), Chipley (6), Leisure Lakes (6), Buckhorn Creek (1). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Chipley?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Chipley can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Chipley, FL, and what county is it in?
Chipley is in Washington County, Florida. Homes for sale there today carry the ZIP codes 32428.
What ZIP codes are in Chipley, FL?
Listings in Chipley are currently in 1 ZIP code: 32428. The ZIP table above shows how many homes are for sale in each and the median asking price.
How do I buy a house in Chipley, FL?
Start with the numbers: 7 homes are for sale in Chipley today at a median asking price of $200,000, so a 20% down payment on the median home is about $40,000 and principal and interest run near $1,059/month at today's 6.95% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is Chipley in?
Chipley is in Washington County, Florida. Property tax, school zoning and permitting for Chipley run through Washington County.
Is Chipley a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about Chipley: homes took a median 70 days to go under contract; new construction was 74% of sales; the communities with the most sales are Sunny Hills, Leisure Lakes, Chipley, Martins Woods. The market tracker, price bands and community pages on this site carry the full numbers.
Is Chipley in a flood zone?
Partly. Across 39 homes sampled in Chipley's largest communities, about 97% sit outside a FEMA Special Flood Hazard Area (Zone X) and about 3% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map; each community page here shows its own mix.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Chipley as of 2026-09-25 and refresh as homes list and sell. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

More communities in Chipley

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Buying in Chipley?

See any home on this page with a local agent.

A Momentum agent who works Chipley every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

Selling instead? See what your home would list for.

Tour homes in Chipley

Tell us what you are looking for and a local agent will reach out, usually within one business day.

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