Leisure Lakes
Homes for Sale in Chipley, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
Homes For Sale Right Now in Leisure Lakes
Live MLS inventory for Leisure Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 118 daysTop listing
Active · 74 days
Active · 773 days
Active · 82 days
Active · 0 days
Active · 326 days
Active · 46 days
Active · 0 days
Active · 8 daysActive and pending Leisure Lakes listings as of 2026-11-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Leisure Lakes prices off a genuinely mixed housing stock. Homes here date from 1954 through 2024, with a median build year of 2003 and a median living area of 1,812 square feet, so condition and vintage do more to set a price than any single amenity or view. That spread is the reason a median of $340,000 tells only part of the story — two homes on the same street can sit a decade or more apart in age and finish level.
The 22.1% year-over-year price move is real, but it's built on just 11 closings in this window, so treat it as directional rather than a settled trend line. A median 117 days on market points to a deliberate, patient buyer pool rather than a bidding-war pace, which gives sellers room to price carefully and buyers room to negotiate rather than chase.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Leisure Lakes right now
🟢 Buyer-leaning market. 27.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of CPAR MLS records, as of November 11, 2026. Confidence: Medium (9 active and pending listings, 4 closed sales in 12 months).
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· Updated November 11, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Leisure Lakes market snapshot (as of November 11, 2026): the median sale price is about $294K, a median 205 days on market for closed sales, and 27.0 months of supply, a buyer-leaning market.
Leisure Lakes is a community of 65 homes in Chipley, Washington County, built between 1954 and 2024 (median 2002), with a median living area of about 1,628 square feet. 62% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Leisure Lakes is a modest-sized pocket of 223 homes in Chipley, Washington County, where a high owner-occupancy share (65.8% homestead) points to a market built on long-term residency rather than turnover or investment flipping.
The setting & the homes.
Aerial and on-site photos of Leisure Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Leisure LakesLeisure LakesLeisure LakesLeisure LakesLeisure LakesLeisure LakesLeisure LakesLeisure LakesPhotos from CPAR MLS listings in Leisure Lakes; content deemed reliable but not guaranteed.
Who Leisure Lakes is best for.
Best for
- Buyers planning to hold long-term who value a stable, high-owner-occupancy setting over amenities
- Buyers comfortable evaluating homes individually on age and condition rather than relying on a uniform build standard
- Buyers with flexible timelines who can wait through a typical multi-month selling cycle
Probably not for
- Buyers who want on-site community amenities like pools, clubhouses, or organized recreation
- Buyers seeking a fast close in a high-competition, low-days-on-market market
- Investors expecting rapid turnover, given the high share of owner-occupied homes and thin closing volume
Housing distress & ownership in Leisure Lakes, Chipley
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Leisure Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Leisure Lakes buying strategy.
If we were buying in Leisure Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Leisure Lakes.
A market that moves on condition, not comps
With a market heat score of 49, Leisure Lakes sits in balanced territory — not a seller's sprint, not a buyer's standoff. The 117-day median days-on-market backs that up: homes here take real time to transact, which usually means pricing accuracy at listing matters more than urgency tactics.
No community amenities are currently identified in MLS data for this pocket, so value is driven almost entirely by the home itself — lot, condition, square footage, and age relative to the 2003 median build year. Buyers comparing two listings here should weigh renovation and system age closely, since the 1954–2024 build range means a shared address can hide very different maintenance realities.
The location and the amenities are priced into every listing in Leisure Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Leisure Lakes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (3.7). Basis: Liquidity & Demand 27.0 months of supply; Owner Commitment 62% owner-occupied; Pricing Power 92.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A community with only 11 recent closings and a wide build-year spread is not one where a generic pricing algorithm holds up — it takes someone reading each comp individually, checking build year against condition, and understanding why days-on-market run long before setting a number. That's the kind of read Momentum does on every Leisure Lakes listing, for buyers and sellers alike.
Leisure Lakes in 15 seconds.
Tools for a Leisure Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Leisure Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Leisure Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Leisure Lakes home worth?
Get a no-obligation home value based on real comparable sales in Leisure Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Leisure Lakes on the map →
Recent Developments in Leisure Lakes
Development, infrastructure, retail, and school activity affecting Leisure Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Bay County approves $940K fire engine for new Fountain-area station on Highway 20
Commissioners approved the engine on October 20, funded by impact fees and federal money. The Highway 20 station is expected to open in March with 24/7 staffing, an ambulance and a 2,000 to 3,000 gallon water tanker because the area lacks hydrants.
What it may mean for the marketA staffed station on Highway 20 adds emergency-service coverage for the growing northeast Bay County area. The site is about 3 miles east of Leisure Lakes.
Source: WJHG - June 2026Civic
Ribbon cutting marks Chipley's historic Mongoven Building turned public gathering space
The City of Chipley and the Washington County Chamber of Commerce held a June 22 ribbon cutting for the restored 1905 Mongoven Building, formerly the First National Bank, in downtown Chipley. The restoration preserved the original bank vault, fireplace faces, and central column and converted the site into a public gathering space.
What it may mean for the marketA restored downtown Chipley landmark adds a public gathering space and supports ongoing downtown revitalization. The project is about 22 miles north of Leisure Lakes, elsewhere in Washington County.
Source: Washington County News
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Leisure Lakes?
How long do homes in Leisure Lakes take to sell?
Is Leisure Lakes a buyer's or seller's market right now?
How many homes are in Leisure Lakes?
What share of Leisure Lakes is owner-occupied?
When were the homes in Leisure Lakes built?
Who is the best real estate agent for Leisure Lakes?
How do I find a top Chipley real estate agent who knows Leisure Lakes?
Can Momentum Realty connect me with an agent for Leisure Lakes?
Should you buy in Leisure Lakes?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Leisure Lakes with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending November 11, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32428)) |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Leisure Lakes fits the bigger picture — live prices, inventory, and Momentum Scores: