Leisure Lakes
Homes for Sale in Chipley, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Leisure Lakes prices off a genuinely mixed housing stock. Homes here date from 1954 through 2024, with a median build year of 2003 and a median living area of 1,812 square feet, so condition and vintage do more to set a price than any single amenity or view. That spread is the reason a median of $340,000 tells only part of the story — two homes on the same street can sit a decade or more apart in age and finish level.
The 22.1% year-over-year price move is real, but it's built on just 11 closings in this window, so treat it as directional rather than a settled trend line. A median 117 days on market points to a deliberate, patient buyer pool rather than a bidding-war pace, which gives sellers room to price carefully and buyers room to negotiate rather than chase.
Leisure Lakes right now
🟢 Still climbing. The trailing-12-month median ($340K) is up 22.1% from the prior 12 months ($278K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level cpar closed sales, 12-month windows ending July 28. Confidence: Medium (11 and 10 sales in the two windows).
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Updated July 28, 2026 · Live data: cpar, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Leisure Lakes market snapshot (as of July 28, 2026): the median sale price is about $340K, and a median 117 days on market for closed sales. The trailing-12-month median is up 22% from the prior 12 months, computed from record-level cpar closed sales (11 closings in the current window).
Leisure Lakes is a community of 223 homes in Chipley, Washington County, built between 1954 and 2024 (median 2003), with a median living area of about 1,812 square feet. 66% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Leisure Lakes is a modest-sized pocket of 223 homes in Chipley, Washington County, where a high owner-occupancy share (65.8% homestead) points to a market built on long-term residency rather than turnover or investment flipping.
Who Leisure Lakes is best for.
Best for
- Buyers planning to hold long-term who value a stable, high-owner-occupancy setting over amenities
- Buyers comfortable evaluating homes individually on age and condition rather than relying on a uniform build standard
- Buyers with flexible timelines who can wait through a typical multi-month selling cycle
Probably not for
- Buyers who want on-site community amenities like pools, clubhouses, or organized recreation
- Buyers seeking a fast close in a high-competition, low-days-on-market market
- Investors expecting rapid turnover, given the high share of owner-occupied homes and thin closing volume
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 28 of each year, from record-level cpar closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($340K) IS the median in the snapshot above, and the move from 2025 ($278K) IS the +22.1% one-year change.
Windows contain 2 to 14 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Leisure Lakes buying strategy.
If we were buying in Leisure Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Leisure Lakes.
A market that moves on condition, not comps
With a market heat score of 49, Leisure Lakes sits in balanced territory — not a seller's sprint, not a buyer's standoff. The 117-day median days-on-market backs that up: homes here take real time to transact, which usually means pricing accuracy at listing matters more than urgency tactics.
No community amenities are currently identified in MLS data for this pocket, so value is driven almost entirely by the home itself — lot, condition, square footage, and age relative to the 2003 median build year. Buyers comparing two listings here should weigh renovation and system age closely, since the 1954–2024 build range means a shared address can hide very different maintenance realities.
The location and the amenities are priced into every listing in Leisure Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Leisure Lakes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.2). Basis: Recent Direction +22.1% year-over-year; Owner Commitment 66% owner-occupied; Pricing Power 97.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A community with only 11 recent closings and a wide build-year spread is not one where a generic pricing algorithm holds up — it takes someone reading each comp individually, checking build year against condition, and understanding why days-on-market run long before setting a number. That's the kind of read Momentum does on every Leisure Lakes listing, for buyers and sellers alike.
Leisure Lakes in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Leisure Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Leisure Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Leisure Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Leisure Lakes home worth?
Get a no-obligation home value based on real comparable sales in Leisure Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Leisure Lakes on the map →
Frequently Asked Questions
What is the median home price in Leisure Lakes?
How long do homes in Leisure Lakes take to sell?
How many homes are in Leisure Lakes?
What share of Leisure Lakes is owner-occupied?
When were the homes in Leisure Lakes built?
Who is the best real estate agent for Leisure Lakes?
How do I find a top Chipley real estate agent who knows Leisure Lakes?
Can Momentum Realty connect me with an agent for Leisure Lakes?
Should you buy in Leisure Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | cpar closed sales, 12-month windows ending July 28, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (11 streets, ZIP 32426/32428)) |
| Historical depth | Closed-sale records back to 2012 (136 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.
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