Leisure Lakes in Chipley

Leisure Lakes
Homes for Sale in Chipley, FL

Community in Chipley · Washington County · ZIP 32426
144 homesBuilt 1954–2024Median sale $325K
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Live Market Pulse
45/100
Market Heat
Normal for Leisure Lakes
2015 → 2026 · 79 at the 2022 peak
0 is Leisure Lakes's coldest market since 2015, 100 its hottest. Today: 45. How it's scored

Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsFL DOR public recordsUpdated twice daily
Live · Leisure Lakes Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$325K ▲
Median sold · 12 mo
up 30.5% vs the prior 12 months
+30.5% ▲
1-yr price change
n = 13 and 8 sales in the two windows
94.7%
Sale vs ask
+183%
T12M median vs 2012
from a $115K median in 2012
Tempo
136days
Median DOM · closed
19 days at the 2022 low
29%
Under contract
Washington: 24% (37 of 151)
5 · 2
For sale · pending
live counts, refreshed twice daily
13
Sold · last 12 mo
10-yr average: about 11 a year
Ownership and context
64%
Owner-occupied · Leisure Lakes
107 of 167 parcels homesteaded (FL DOR 2025)
36%
Non-owner-occupied · Leisure Lakes
incl. 1% trust or LLC-held · 8% out-of-state
144
Homes in the community
plus 23 vacant residential lots · 167 residential parcels (FL DOR 2025)
Track record · 14 years of records
9
Recorded sales · 2024-2025
median $268K · qualified sales on the county roll (FL DOR 2025)
1954–2024
Years homes were built
median 2003 · county roll (FL DOR 2025)
9.0%/yr
Turnover rate
about 13 of 144 homes trade a year

Homes For Sale Right Now in Leisure Lakes

Live MLS inventory for Leisure Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Leisure Lakes listings as of 2026-10-23, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Leisure Lakes prices off a genuinely mixed housing stock. Homes here date from 1954 through 2024, with a median build year of 2003 and a median living area of 1,812 square feet, so condition and vintage do more to set a price than any single amenity or view. That spread is the reason a median of $340,000 tells only part of the story — two homes on the same street can sit a decade or more apart in age and finish level.

The 22.1% year-over-year price move is real, but it's built on just 11 closings in this window, so treat it as directional rather than a settled trend line. A median 117 days on market points to a deliberate, patient buyer pool rather than a bidding-war pace, which gives sellers room to price carefully and buyers room to negotiate rather than chase.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Leisure Lakes Housing Pulse · Momentum Research · as of September 20, 2026

Leisure Lakes right now

🟢 Still climbing. The trailing-12-month median ($325K) is up 30.5% from the prior 12 months ($249K) and up 183% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Medium (13 and 8 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 20, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Leisure Lakes market snapshot (as of September 20, 2026): the median sale price is about $325K, and a median 136 days on market for closed sales. The trailing-12-month median is up 30% from the prior 12 months and up 183% since 2012, computed from record-level CPAR MLS closed sales (13 closings in the current window).

Leisure Lakes is a community of 144 homes in Chipley, Washington County, built between 1954 and 2024 (median 2003.0), with a median living area of about 1,894 square feet. 64% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Leisure Lakes is a modest-sized pocket of 223 homes in Chipley, Washington County, where a high owner-occupancy share (65.8% homestead) points to a market built on long-term residency rather than turnover or investment flipping.

Best for

  • Buyers planning to hold long-term who value a stable, high-owner-occupancy setting over amenities
  • Buyers comfortable evaluating homes individually on age and condition rather than relying on a uniform build standard
  • Buyers with flexible timelines who can wait through a typical multi-month selling cycle

Probably not for

  • Buyers who want on-site community amenities like pools, clubhouses, or organized recreation
  • Buyers seeking a fast close in a high-competition, low-days-on-market market
  • Investors expecting rapid turnover, given the high share of owner-occupied homes and thin closing volume

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($325K) IS the median in the snapshot above, and the move from 2025 ($249K) IS the +30.5% one-year change.

Windows contain 1 to 13 sales each (13 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K20122014201620182020202220242026
Up 30.5% year over year; up 183% since 2012.
Median days on market · closed sales
010020020122014201620182020202220242026
19 days at the 2022 low; 136 now.
Sale price vs original ask · median
85%90%95%100%20122014201620182020202220242026
94.7% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
1 to 13 a year; 13 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201620182020202220242026
79 at the 2022 peak, 29 in the troughs, 45 now. Same score as the hero card, full history.

Leisure Lakes Market Scorecard

Balanced

Leisure Lakes is currently a balanced market., a median asking price of $349,900, and homes go under contract in about 24 days.

$349,900
Median list
$325,000
Median sold
24
Days on mkt
8/0/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Leisure Lakes, Chipley

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 15 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-10-22)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.

If we were buying in Leisure Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Leisure Lakes.

Best Buy
Buyers seeking a lower-turnover, owner-occupied pocket in Washington County without paying for community amenities they won't use.
Biggest Risk
The 22.1% year-over-year gain rests on only 11 closings, so recent pricing trends could shift quickly with the next few sales.
Sweet Spot
Homes built near the 2003 median with updated systems tend to offer the clearest value against the $340,000 median.
Avoid If
Avoid if you need community amenities or a fast, competitive-offer sale timeline — neither is what this market currently supports.

A market that moves on condition, not comps

With a market heat score of 49, Leisure Lakes sits in balanced territory — not a seller's sprint, not a buyer's standoff. The 117-day median days-on-market backs that up: homes here take real time to transact, which usually means pricing accuracy at listing matters more than urgency tactics.

No community amenities are currently identified in MLS data for this pocket, so value is driven almost entirely by the home itself — lot, condition, square footage, and age relative to the 2003 median build year. Buyers comparing two listings here should weigh renovation and system age closely, since the 1954–2024 build range means a shared address can hide very different maintenance realities.

“

The location and the amenities are priced into every listing in Leisure Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
8.2B+ · Buy Score
Long-Term Appreciation10.0/10
Recent Direction10.0/10
Owner Commitment6.4/10
Pricing Power6.5/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (8.2). Basis: Long-Term Appreciation +183% since 2012; Recent Direction +30.5% year-over-year; Owner Commitment 64% owner-occupied; Pricing Power 94.7% sale-to-list. Refreshed with each data update.

Why work with Momentum here

A community with only 11 recent closings and a wide build-year spread is not one where a generic pricing algorithm holds up — it takes someone reading each comp individually, checking build year against condition, and understanding why days-on-market run long before setting a number. That's the kind of read Momentum does on every Leisure Lakes listing, for buyers and sellers alike.

Leisure Lakes in 15 seconds.

Best forBuyers seeking a lower-turnover, owner-occupied pocket in Washington County without paying for community amenities they won't use.
Biggest advantageNegotiating room exists thanks to a 117-day median days-on-market and moderate heat score.
Biggest riskThe 22.1% year-over-year gain rests on only 11 closings, so recent pricing trends could shift quickly with the next few sales.
Sweet spotHomes built near the 2003 median with updated systems tend to offer the clearest value against the $340,000 median.
Avoid ifAvoid if you need community amenities or a fast, competitive-offer sale timeline — neither is what this market currently supports.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Leisure Lakes sales matched to your home.

What is your Leisure Lakes home worth?

Get a no-obligation home value based on real comparable sales in Leisure Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Leisure Lakes?
The median sale price in Leisure Lakes was $325K over the 12 months ending September 20, 2026 (13 closed sales, CPAR MLS).
How long do homes in Leisure Lakes take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 136 days on market (13 sales, CPAR MLS).
How many homes are in Leisure Lakes?
The Florida DOR 2025 assessment roll shows 144 homes plus 23 vacant residential lots in Leisure Lakes (public records).
What share of Leisure Lakes is owner-occupied?
64% of Leisure Lakes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Leisure Lakes built?
Homes in Leisure Lakes were built between 1954 and 2024, with a median year built of 2003.0 (FL DOR 2025 roll).
Have Leisure Lakes home prices gone up?
The trailing-12-month median is up 183% since 2012, from $115K to $325K (CPAR MLS closed records).
Who is the best real estate agent for Leisure Lakes?
The best agent for Leisure Lakes is one who actively works Chipley and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Leisure Lakes.
How do I find a top Chipley real estate agent who knows Leisure Lakes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Leisure Lakes and the wider Chipley area.
Can Momentum Realty connect me with an agent for Leisure Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Leisure Lakes purchase or sale - no call center and no pressure.
Buyers planning to hold long-term who value a stable, high-owner-occupancy setting over amenitiesExcellent fit
Buyers comfortable evaluating homes individually on age and condition rather than relying on a uniform build standardExcellent fit
Buyers with flexible timelines who can wait through a typical multi-month selling cycleExcellent fit
Buyers who want on-site community amenities like pools, clubhouses, or organized recreationProbably not
Buyers seeking a fast close in a high-competition, low-days-on-market marketProbably not
Investors expecting rapid turnover, given the high share of owner-occupied homes and thin closing volumeProbably not

Nearby Communities

Explore more neighborhoods near Leisure Lakes with Momentum Realty’s local guides.

Chain Lakes1.6 mi awayBelle Aire Estates1.9 mi awaySeminole Plantations2.7 mi awayCrystal Village Air Park3.4 mi awayVillage Of Spanish Lakes4.1 mi awayRiver Lake4.2 mi away · 1 for saleSaddle Club Estates (Washington)4.2 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 23, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32426/32428))
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (138 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Leisure Lakes? 13 recorded closings; median 136 days on market (window ending 2026-09-20). See the Washington County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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