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Sunny Hills in Chipley

Sunny Hills
Homes for Sale in Chipley, FL

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All 8 homes for sale in Chipley, FL · median $200,000 · Washington County homes for sale

Community in Chipley · Washington County · ZIP 32328
Median sale $227K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
42/100
Market Heat
Normal for Sunny Hills
2013 → 2026 · 77 at the 2021 peak
0 is Sunny Hills's coldest market since 2013, 100 its hottest. Today: 42. How it's scored

Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Sunny Hills in Chipley, FL has 63 homes for sale and 14 pending, asking from $165,990 to $376,400 (median $262,990). Over the 12 months ending 2026-09-20, 148 recorded sales closed at a median of $227,495, a median 56 days on market, sellers accepting 97% of original asking (+2% versus the prior year). Homes listed or recently sold were built 1972–2026 with 57 new construction; none of the 78 geocoded homes sit in a FEMA special flood hazard zone (median elevation 141 ft). At the median price and Washington County's FY2025-26 rate of 15.35 mills, annual property tax runs about $3,490 ($2,890 with the full homestead exemption).

Last 30 days in Sunny Hills: 26 new listings (median asking $256,400), 14 under contract right now. As of October 20, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Sunny Hills Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$227K ▲
Median sold · 12 mo
up 2.5% vs the prior 12 months
+2.5% ▲
1-yr price change
n = 148 and 140 sales in the two windows
97.2%
Sale vs ask
+168%
T12M median vs 2012
from a $85K median in 2012
Tempo
56days
Median DOM · closed
10 days at the 2021 low
26%
Under contract
Washington: 24% (37 of 151)
61 · 21
For sale · pending
live counts, refreshed twice daily
148
Sold · last 12 mo
10-yr average: about 67 a year
Ownership and context
43%
Owner-occupied · Sunny Hills
156 of 362 parcels homesteaded (FL DOR 2025)
57%
Non-owner-occupied · Sunny Hills
incl. 26% trust or LLC-held · 13% out-of-state
Track record · 14 years of records
42
Recorded sales · 2024-2025
median $237K · qualified sales on the county roll (FL DOR 2025)

Homes For Sale Right Now in Sunny Hills

Live MLS inventory for Sunny Hills. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 50 daysTop listing
$376,400
5 bd · 3 ba · built 2026
4059 Falcon Drive, Chipley, FL 32428, Chipley, 32428
Listed by DR Horton Realty of Emerald Coast, LLC
Active · 50 days
$366,400
5 bd · 3 ba · built 2026
2014 Ambassador Court, Chipley, FL 32428, Chipley, 32428
Listed by DR Horton Realty of Emerald Coast, LLC
Active · 61 days
$344,900
3 bd · 2 ba · built 2007
4122 Highland Avenue, Chipley, FL 32428, Chipley, 32428
Listed by Elite Realty
Active · 85 days
$329,999
4 bd · 2 ba · built 2007
3995 Quail Avenue, Chipley, FL 32428, Chipley, 32428
Listed by Corcoran Reverie
Active · 50 days
$324,000
3 bd · 2 ba · built 1979
4541 Hancock Court, Chipley, FL 32428, Chipley, 32428
Listed by Salty Marlin Realty LLC
Active · 88 days
$309,459
3 bd · 2 ba · built 2025
2269 Shenandoah Boulevard, Chipley, FL 32428, Chipley, 32428
Listed by Deltona Marketing at Sunny Hills Inc
Active · 28 days
$299,995
4 bd · 2 ba · built 1985
1192 Florence Court, Chipley, FL 32428, Chipley, 32428
Listed by Coldwell Banker Realty
Active · 97 days
$299,900
3 bd · 2 ba · built 2025
3892 Bricknell Avenue, Chipley, FL 32428, Chipley, 32428
Listed by Deltona Marketing at Sunny Hills Inc
Active · 0 days
$299,900
4 bd · 2 ba · built 2026
3278 Elkcam Boulevard, Chipley, FL 32428, Chipley, 32428
Listed by Beycome of Florida LLC
Active · 69 days
$294,900
5 bd · 3 ba · built 2026
4010 Linwood Drive, Chipley, FL 32428, Chipley, 32428
Listed by DR Horton Realty of Emerald Coast, LLC
Active · 52 days
$293,344
4 bd · 2 ba · built 2023
2205 Chase Street, Chipley, FL 32428, Chipley, 32428
Listed by Deltona Marketing at Sunny Hills Inc
Active · 0 days
$289,900
5 bd · 3 ba · built 2026
3984 Horizon Avenue, Chipley, FL 32428, Chipley, 32428
Listed by DR Horton Realty of Emerald Coast, LLC
Active · 154 days
$285,000
3 bd · 2 ba · built 1989
2199 Sunny Hills Boulevard, Chipley, FL 32428, Chipley, 32428
Listed by Corcoran Reverie
Active · 0 days
$283,956
4 bd · 2 ba · built 2023
2225 Chase Street, Chipley, FL 32428, Chipley, 32428
Listed by Deltona Marketing at Sunny Hills Inc

Active and pending Sunny Hills listings as of 2026-10-20, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Price in Sunny Hills is driven by condition and the specific parcel, not by a uniform product. With a housing stock spanning nearly a century of build dates and a median build year in the mid-1990s, you are looking at a genuinely mixed inventory where two homes of similar size can sit far apart on price. The median sits at $227,990, and the median home runs a little over 1,700 square feet — but treat that median as a center of gravity, not a rule.

The market posture here is patient. Homes are taking a median of 58 days to go under contract, and the heat score of 45 tells you this is a balanced-to-slow market rather than a bidding-war environment. Sellers should price to condition from day one and expect a real marketing window; buyers have room to inspect, negotiate, and walk away without losing the house to a same-day offer.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Sunny Hills Housing Pulse · Momentum Research · as of September 20, 2026

Sunny Hills right now

🟡 Still climbing. The trailing-12-month median ($227K) is up 2.5% from the prior 12 months ($222K) and up 168% since 2012.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Very High (148 and 140 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

By , Co-Founder, Momentum Realty · Updated October 20, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Sunny Hills market snapshot (as of September 20, 2026): the median sale price is about $227K, and a median 56 days on market for closed sales. The trailing-12-month median is up 2% from the prior 12 months and up 168% since 2012, computed from record-level CPAR MLS closed sales (148 closings in the current window).

In ZIP 32408 (Chipley), 1,792 homes closed in the last 12 months at a median of $400K, down 0.6% year over year, with a median 75 days on market. Right now 1,195 active and 202 pending listings — a buyer's market. See the live ZIP 32408 housing market and the Bay County market.

CPAR sales records identify 438 homes in Sunny Hills that have changed hands since 2011, built between 1971 and 2026 (median 2026), with a median living area of about 1,580 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 42 qualified sales in Sunny Hills across 2024–2025 (33 in 2024, 9 in 2025), median $236,600 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Sunny Hills: of 41 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov.

Sunny Hills is a large, spread-out community of roughly 785 homes in Chipley, Washington County, with a wide range of ages and conditions rather than a single cohesive product. The 145 closings in the tracked window show steady, unhurried turnover.

Quick Match

Who Sunny Hills is best for.

Best for

  • Buyers seeking more square footage for the money who will do property-by-property diligence
  • Patient shoppers who value negotiating room over speed
  • Buyers open to a range of home ages, including projects that need updating

Probably not for

  • Buyers who need HOA-style amenities on site
  • Shoppers who want a uniform, turnkey product with predictable pricing
  • Anyone counting on a quick flip or a guaranteed short-term gain

Windows contain 4 to 148 sales each (148 in the current window); every figure carries its sample size. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$150K$200K20122014201620182020202220242026
Up 2.5% year over year; up 168% since 2012.
Median days on market · closed sales
010020020122014201620182020202220242026
10 days at the 2021 low; 56 now.
Sale price vs original ask · median
85%90%95%100%20122014201620182020202220242026
97.2% now.
Homes sold per 12-mo window
05010015020122014201620182020202220242026
4 to 148 a year; 148 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
77 at the 2021 peak, 17 in the troughs, 42 now. Same score as the hero card, full history.
How much local inventory is already under contract

18% of homes for sale in Sunny Hills are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

Sunny Hills Market Scorecard

Balanced

Sunny Hills is currently a balanced market., a median asking price of $262,990, and homes go under contract in about 50 days.

$262,990
Median list
$227,495
Median sold
50
Days on mkt
63/14/1
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Interactive Map

Sunny Hills on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.

The Strategy

The Sunny Hills buying strategy.

If we were buying in Sunny Hills today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sunny Hills.

The Quick Decision
Best Buy
Buyers who want space and value and are comfortable evaluating homes one at a time.
Biggest Risk
Wide variation in age and condition means the median is a weak guide for any single home.
Sweet Spot
A well-updated home priced honestly to its condition near the $227,990 median.
Avoid If
You need built-in amenities or a fast, competitive resale environment.
The Deep Dive

A condition-driven market, not a cookie-cutter one

The defining fact of Sunny Hills is spread. Build dates run from 1930 through 2024, which means you will find both original older structures and newer construction sitting within the same community footprint. That variety is why there is no clean price band here — value tracks the individual home's age, updates, and lot far more than the neighborhood average does. Do your diligence on each property; the median is a poor predictor for any single address.

Longer-term the trend has been upward — values are up 168% since 2012 and 3.2% year over year — but that history describes the past, not a promise about your specific purchase. No community amenities were identified from current MLS listings, so buyers should weigh this as a residential, land-and-house proposition rather than an amenity package. A homestead share of 47% points to a real mix of owner-occupants and non-homesteaded properties across the community.

“

The location and the amenities are priced into every listing in Sunny Hills. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the factors that decide how a home in Sunny Hills buys, holds, and resells. Momentum Research; not an appraisal.

7.2B · Buy Score
Long-Term Appreciation9.7/10
Recent Direction6.6/10
Owner Commitment4.3/10
Pricing Power8.1/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.2). Basis: Long-Term Appreciation +168% since 2012; Recent Direction +2.5% year-over-year; Owner Commitment 43% owner-occupied; Pricing Power 97.2% sale-to-list. Refreshed with each data update.

Why Momentum

Why work with Momentum here

In a condition-driven market with a wide range of build years and a 58-day median marketing window, the median price tells you very little about any one house. We underwrite each property on its own merits — age, systems, updates, and lot — and price or negotiate from that, not from a neighborhood average. That is the difference between a fair number and a guess.

The 15-Second Verdict

Sunny Hills in 15 seconds.

Best forBuyers who want space and value and are comfortable evaluating homes one at a time.
Biggest advantageA balanced market with real negotiating room and no same-day-offer pressure.
Biggest riskWide variation in age and condition means the median is a weak guide for any single home.
Sweet spotA well-updated home priced honestly to its condition near the $227,990 median.
Avoid ifYou need built-in amenities or a fast, competitive resale environment.
Run Your Numbers

Tools for a Sunny Hills buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxWashington County millage and the homestead picture.Rent vs buyThe breakeven on owning in Sunny Hills.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sunny Hills sales matched to your home.

Selling in Sunny Hills

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Sunny Hills, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Sunny Hills home worth?

Get a no-obligation home value based on real comparable sales in Sunny Hills, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Chipley →

Real comps, not an automated estimate.

Recently off market in Sunny Hills

Homes in Sunny Hills that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 48 on record.

Sunny Hills key facts
LocationChipley, Washington County, FL · ZIP 32328, 32408, 32428
Homes in the community255 (FL DOR 2025 assessment roll)
Years built1971–2024 (median 2002)
Typical living area1,836 sq ft (median)
Home types (current listings and sales)singlefamilyresidence 100%
Sale prices, last 12 months$227,495 median across 148 closed sales · +2.5% vs the prior 12 months
Days on market (closed sales)56 median
For sale right now61 active, 21 pending · median asking $262,990
Owner-occupied (homestead) share43%

Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sunny Hills key facts,” movewithmomentum.com/neighborhoods/sunny-hills, data as of September 20, 2026.

Just listed in Sunny Hills

The newest homes for sale in Sunny Hills right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 20, 2026. All new listings in this market.

Every Home for Sale in Sunny Hills Right Now (77)

All 77 active and pending Sunny Hills listings with a detail page, newest first, refreshed twice a day from the MLS. Showing the newest 60 of 77; the carousel above and the map carry the rest.

What it really costs to own in Sunny Hills

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $179/yr across 122 listings here (MLS tax records, 2026-10-20).
Home and flood insuranceThe average Citizens Property Insurance premium in Washington County is $1,599/yr (116 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 41 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 2026 across 156 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes.

Email me new listings in Sunny Hills

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Sunny Hills

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sunny Hills will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

What is the median home price in Sunny Hills?
The median sale price in Sunny Hills was $227K over the 12 months ending September 20, 2026 (148 closed sales, CPAR MLS).
How long do homes in Sunny Hills take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 56 days on market (148 sales, CPAR MLS).
What share of Sunny Hills is owner-occupied?
43% of Sunny Hills parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
Have Sunny Hills home prices gone up?
The trailing-12-month median is up 168% since 2012, from $85K to $227K (CPAR MLS closed records).
Who is the best real estate agent for Sunny Hills?
The best agent for Sunny Hills is one who actively works Chipley and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Sunny Hills.
How do I find a top Chipley real estate agent who knows Sunny Hills?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Sunny Hills and the wider Chipley area.
Can Momentum Realty connect me with an agent for Sunny Hills?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Sunny Hills purchase or sale - no call center and no pressure.
Where is Sunny Hills, and what county is it in?
Sunny Hills is in Chipley, Washington County, FL, ZIP codes 32328, 32408, 32428. The community's center is about 7 miles west of the center of Chipley (straight-line).
Is Sunny Hills in a flood zone?
No, for the homes we can see: all 41 homes we sampled in Sunny Hills sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Sunny Hills a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Sunny Hills: the median sale price over the last 12 months was $227K (148 sales), about the same as the Chipley median of $227K; homes took a median 56 days to go under contract; the assessment roll counts 255 homes, 43% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.
The Verdict

Should you buy in Sunny Hills?

An honest fit check. We will tell you when it is not your community.

Buyers seeking more square footage for the money who will do property-by-property diligenceExcellent fit
Patient shoppers who value negotiating room over speedExcellent fit
Buyers open to a range of home ages, including projects that need updatingExcellent fit
Buyers who need HOA-style amenities on siteProbably not
Shoppers who want a uniform, turnkey product with predictable pricingProbably not
Anyone counting on a quick flip or a guaranteed short-term gainProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 20, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (15 streets, ZIP 32328/32408/32428))
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2012 (790 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Sunny Hills with Momentum Realty’s local guides.

Deer Run Ranchettes1.8 mi awaySunset Pines (Washington)2.2 mi away · 1 for saleCrooked Lake2.4 mi away · 1 for saleGrassy Pond Ranch3.1 mi away · 35 homes, built 1975–23, 1 for saleVillage Of Spanish Lakes3.3 mi awaySaddle Club Estates (Washington)3.4 mi awayParadise Lakes (Washington)3.7 mi away · median $326K, 4 sales/12 moSpring Lakes Estates3.9 mi away

Browse all neighborhood guides →

More on Sunny Hills

Thinking of selling in Sunny Hills? 148 recorded closings; median 56 days on market (window ending 2026-09-20). See the Washington County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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