Condos for Sale in St. Cloud, FL
13 condos are for sale in St. Cloud, FL as of 2026-09-06. The median list price is $165,000 ($171/sq ft), most condos list between $145K to $250K, and the median listing has been on the market 55 days. 3 condos came on the market this week and 1,837 sold in the last 12 months at a median of $414,990.
Newest condos for sale in St. Cloud
The most recently listed homes in St. Cloud, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.
St. Cloud condos for sale by price
Every active listing in St. Cloud grouped by price, with the newest listings in each band. The median is $165,000; the busiest band is Under $200K.
Under $200K: 7 homes
- $140,000 · 2 bd / 2 ba / 967 sq ft · 4745 AVON COURT #4745
- $150,000 · 2 bd / 2 ba / 967 sq ft · 4740 AVON COURT #4740
- $165,000 · 2 bd / 2 ba / 967 sq ft · 4725 AVON COURT
- $165,000 · 2 bd / 1 ba / 784 sq ft · 694 MICHIGAN COURT #1
$200K – $300K: 6 homes
- $228,000 · 3 bd / 2.5 ba / 1,588 sq ft · 2280 BETSY ROSS LANE
- $229,900 · 2 bd / 2 ba / 1,273 sq ft · 2276 BETSY ROSS LANE #A
- $229,995 · 2 bd / 2 ba / 1,273 sq ft · 2301 BETSY ROSS LANE #Unit A
- $210,000 · 2 bd / 2 ba / 1,273 sq ft · 2113 BETSY ROSS LANE #A
The St. Cloud housing market right now
Over the last 12 months 1,837 homes sold in St. Cloud at a median of $414,990 (-1.0% year over year), $206 per square foot. Sellers received 97% of list price and homes took a median 46 days to go under contract. With 13 condos for sale against that sales pace, months of supply is 0.1, a seller’s market by the six-month rule. Cash buyers accounted for 11% of sales. New construction was 63% of sales.
St. Cloud supply by price band
| Price band | Active | Sold, 12 mo | Months of supply | DOM |
|---|---|---|---|---|
| Under $300K | 56 | 177 | 3.8 | 54 |
| $300K–$500K | 409 | 1,483 | 3.3 | 55 |
| $500K–$750K | 53 | 173 | 3.7 | 73 |
St. Cloud home prices by year
Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.
| Year | Median sold price | Homes sold | Days on market | Sale-to-list |
|---|---|---|---|---|
| 2019 | $261,573 | 87 | 67 | 96% |
| 2021 | $357,998 | 36 | 5 | 102% |
| 2022 | $394,106 | 1,720 | 7 | 100% |
| 2023 | $438,976 | 875 | 18 | 99% |
| 2024 | $427,796 | 2,159 | 43 | 98% |
| 2025 | $430,365 | 2,847 | 51 | 97% |
| 2026 | $423,218 | 3,112 | 47 | 97% |
What a home in St. Cloud costs to own
Take the median $165,000 listing with 20% down at today’s 6.71% 30-year rate: principal and interest run about $853/month. Osceola County’s typical millage of 15.23 puts property tax near $1,752/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Osceola County is about $1,735/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $1,143/month plus any HOA or CDD assessment.
Explore St. Cloud
- All condos for sale in Osceola County, FL
- St. Cloud market intelligence: prices, supply and trends
- Moving to St. Cloud: the data guide
- Cost of living in St. Cloud
- New construction homes in St. Cloud
- Best neighborhoods in St. Cloud
- Osceola County property tax guide
- Search every St. Cloud community
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Common questions
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Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in St. Cloud as of 2026-09-06 and refresh as homes list and sell. Listings courtesy of Stellar MLS as distributed by MLS GRID. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.