Homes for Sale Under $300K in Defuniak Springs, FL

This page tracks every Defuniak Springs listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

269 homes listed under $300,000 are for sale or pending in Defuniak Springs, FL today across 91 communities. The median asking price is $214,990, from $70,000 to $299,999. Listings in Defuniak Springs without that feature have a median of $352,519. Most listings right now: Oakwood Hills Unit 1 (18), Oakwood Hills Unit 1 (18), Mossy Head (14). Updated September 11, 2026 from the MLS.

Defuniak Springs homes under $300K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.

CommunityHomes Under $300KNew buildMedian listFrom
Oakwood Hills Unit 1180$182,790$90,000
180$167,790$90,000
Mossy Head140$203,990$175,888
Cat Island Estates Enclave120$278,990$249,888
110$204,990$179,888
100$274,490$249,990
Mccarthy Estates80$267,500$245,000
Bay Springs80$243,835$214,990
80$197,500$134,900
80$184,950$125,000
70$253,000$246,500
Oakwood Lakes Estates70$234,500$184,000
70$199,000$134,500
60$220,450$110,000
Oakwood Hills Unit 360$187,000$139,999
50$249,490$244,490
50$225,000$184,000
40$195,000$195,000
Turkey Creek Woodlands40$195,000$195,000
Timber Wind Estates30$259,900$229,900
Oakwood Hills30$189,000$179,000
Flournoys S/D30$160,000$160,000
20$274,850$249,800
20$244,900$229,900
20$219,950$214,900
King Lake Estates20$219,950$214,900
20$218,000$209,000
Country Club Manor East20$218,000$209,000
Juniper Lake Estates20$182,400$164,900
20$167,450$110,000
20$100,450$95,900
10$299,999$299,999
Sawmill Court10$299,999$299,999
Pinehurst10$299,700$299,700
10$299,000$299,000
10$289,700$289,700
10$289,000$289,000
Paradise Island10$287,000$287,000
10$285,999$285,999
Pinehurst Estates I10$285,000$285,000
Hunters Ridge10$284,900$284,900
10$284,000$284,000
10$279,900$279,900
10$279,900$279,900
West DeFuniak10$279,900$279,900
10$269,000$269,000
MOSSY Head Unit V10$264,950$264,950
10$262,000$262,000
Juniper Lake Road10$262,000$262,000
10$259,950$259,950
10$259,900$259,900
10$257,500$257,500
Murphy D E Addn Glendale10$249,900$249,900
Pleasant Ridge Estates10$249,900$249,900
10$249,000$249,000
10$249,000$249,000
Kam Akers10$249,000$249,000
Pinehurst Estates I10$240,000$240,000
10$239,000$239,000
Sawmill Court10$239,000$239,000

Also with homes under $300K for sale

What under $300,000 buys and what to check

In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.

Questions to ask about any listing in this band

How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.

Common questions

How many homes listed under $300,000 are for sale in Defuniak Springs?
As of September 11, 2026, 269 Defuniak Springs, FL listings whose MLS record reports an asking price under $300,000 are active or pending, across 91 communities. The count updates with every MLS refresh.
What do homes under $300K cost in Defuniak Springs?
The median asking price today is $214,990, with listings from $70,000 to $299,999. Defuniak Springs listings without that feature have a median of $352,519.
Which Defuniak Springs community has the most homes under $300K for sale?
Oakwood Hills Unit 1 has the most right now (18), followed by Oakwood Hills Unit 1 (18), Mossy Head (14), Cat Island Estates Enclave (12).
What is the monthly payment on a home under $300,000?
At today’s rates with 20% down, principal and interest on a $300,000 purchase runs in the $1,500–$1,700 a month range before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator linked above turns them into one monthly number.

Keep exploring Defuniak Springs

Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Defuniak Springs, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

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