Homes for Sale Under $300K in Defuniak Springs, FL
This page tracks every Defuniak Springs listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
208 homes listed under $300,000 are for sale or pending in Defuniak Springs, FL today across 68 communities. The median asking price is $203,490, from $70,000 to $299,999. Listings in Defuniak Springs without that feature have a median of $377,000. Most listings right now: Oakwood Hills Unit 1 (18), Oakwood Hills Unit 1 (15), Mossy Head (14). Updated October 2, 2026 from the MLS.
First-time buyers: what DeFuniak Springs costs at the entry level
97 active single-family homes, townhomes and condos at or below $300,000 — median $219,990, about $1,383/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in DeFuniak Springs
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Walton County · First-time buyer guide
Defuniak Springs homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Oakwood Hills Unit 1 | 18 | 0 | $182,790 | $90,000 |
| Oakwood Hills Unit 1 | 15 | 0 | $182,500 | $90,000 |
| Mossy Head | 14 | 0 | $203,990 | $175,888 |
| Mossy Head | 11 | 0 | $206,990 | $166,000 |
| Cat Island Estates Enclave | 9 | 0 | $278,990 | $259,990 |
| Oakwood Hills Unit 3 | 8 | 0 | $216,950 | $134,500 |
| Bay Springs | 7 | 0 | $247,490 | $237,490 |
| No Recorded Subdivision | 7 | 0 | $189,000 | $104,000 |
| Town Of Defuniak Springs | 7 | 0 | $179,900 | $125,000 |
| Mccarthy Estates | 6 | 0 | $249,700 | $246,400 |
| Oakwood Hills Unit 3 | 6 | 0 | $187,000 | $139,999 |
| Magnolia Springs | 6 | 0 | $127,500 | $103,000 |
| Oakwood Hills | 5 | 0 | $213,900 | $134,900 |
| Turkey Creek Woodlands | 5 | 0 | $190,000 | $190,000 |
| Oakwood Lakes Estates | 4 | 0 | $222,450 | $184,000 |
| Oakwood Hills | 3 | 0 | $189,000 | $179,000 |
| Flournoys S/D | 3 | 0 | $160,000 | $160,000 |
| Lake Juniper Estates Unit 3 | 2 | 0 | $273,750 | $257,500 |
| Hinote Commons | 2 | 0 | $252,500 | $220,000 |
| Timber Wind Estates | 2 | 0 | $244,900 | $229,900 |
| Oakwood Hills Unit 2 | 2 | 0 | $172,500 | $170,000 |
| The Plantations | 2 | 0 | $149,450 | $149,000 |
| Pipers Landing Unit 2 | 2 | 0 | $92,350 | $79,700 |
| Sawmill Court | 1 | 0 | $299,999 | $299,999 |
| Cat Island Estates | 1 | 0 | $299,900 | $299,900 |
| Juniper Trace | 1 | 0 | $299,900 | $299,900 |
| Pinehurst | 1 | 0 | $299,700 | $299,700 |
| Rustling Pines | 1 | 0 | $289,000 | $289,000 |
| Pinehurst Estates | 1 | 0 | $285,000 | $285,000 |
| Hunters' Ridge | 1 | 0 | $284,000 | $284,000 |
| Oakwood Hills unit 1 | 1 | 0 | $280,000 | $280,000 |
| Hunters Ridge | 1 | 0 | $279,900 | $279,900 |
| Pinehurst | 1 | 0 | $279,700 | $279,700 |
| West DeFuniak | 1 | 0 | $275,000 | $275,000 |
| PineHurst Estates | 1 | 0 | $269,500 | $269,500 |
| . | 1 | 0 | $269,000 | $269,000 |
| MOSSY Head Unit V | 1 | 0 | $264,950 | $264,950 |
| Juniper Lake Road | 1 | 0 | $262,000 | $262,000 |
| Turkey Creek Unrec | 1 | 0 | $260,000 | $260,000 |
| MOSSY Head Unit V | 1 | 0 | $259,950 | $259,950 |
| Kam Akers | 1 | 0 | $249,000 | $249,000 |
| Murphy D E Addn Glendale | 1 | 0 | $249,000 | $249,000 |
| Sawmill Court | 1 | 0 | $239,000 | $239,000 |
| Country Club Manor East | 1 | 0 | $234,500 | $234,500 |
| Saw Mill Court Ph I | 1 | 0 | $233,990 | $233,990 |
| Defuniak Springs Town Of | 1 | 0 | $225,000 | $225,000 |
| Lakeview Terrace S/D Unrecd | 1 | 0 | $218,500 | $218,500 |
| King Lake Estates | 1 | 0 | $214,900 | $214,900 |
| Pinehurst Estates I | 1 | 0 | $210,000 | $210,000 |
| Town Of Defuniak | 1 | 0 | $205,000 | $205,000 |
| Juniper Lake Estates | 1 | 0 | $194,900 | $194,900 |
| Oakwood Hills Unit III | 1 | 0 | $190,000 | $190,000 |
| Oakwood Hills Unit III | 1 | 0 | $190,000 | $190,000 |
| Oakwood Hills Unit I | 1 | 0 | $190,000 | $190,000 |
| Oakwood Lakes Unit 7 | 1 | 0 | $175,000 | $175,000 |
| Mossy Head 1 | 1 | 0 | $175,000 | $175,000 |
| Unrecorded Subdivision | 1 | 0 | $169,900 | $169,900 |
| Oakwood Estates | 1 | 0 | $165,000 | $165,000 |
| Heath'S | 1 | 0 | $160,000 | $160,000 |
| Oakwood hills | 1 | 0 | $153,900 | $153,900 |
Also with homes under $300K for sale
- Imperial Lakes (1)
- Oakwood hills (1)
- Martin Rd (1)
- Lakeview Heights (1)
- Magnolia Springs S/D (1)
- Lake Tantara 3 (1)
- Oakwood Lakes Estates Unit 7 (1)
- Shoal River Farms Unrec (1)
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Defuniak Springs?
What do homes under $300K cost in Defuniak Springs?
Which Defuniak Springs community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Defuniak Springs
- All homes for sale in Defuniak Springs
- Defuniak Springs ZIP codes with prices
- Defuniak Springs waterfront homes
- Defuniak Springs 4-bedroom homes
- Defuniak Springs homes $300K–$500K
- Homes Under $300K in every city
Homes Under $300K in nearby Walton County cities
- Freeport homes under $300K (68 for sale)
- Miramar Beach homes under $300K (63 for sale)
- Santa Rosa Beach homes under $300K (16 for sale)
Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Defuniak Springs, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.