Cat Island Estates Enclave
Homes for Sale in DeFuniak Springs, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Cat Island Estates Enclave in DeFuniak Springs, FL has 11 homes for sale, asking from $236,888 to $395,000 (median $275,990). Over the 12 months ending 2026-11-09, 6 recorded sales closed at a median of $268,490, a median 140 days on market, sellers accepting 97% of original asking. Homes listed or recently sold were built 2024–2026 with 20 new construction; 20 of 23 report an HOA (median $29/mo); none of the 23 geocoded homes sit in a FEMA special flood hazard zone (median elevation 245 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $2,620 ($2,230 with the full homestead exemption).
| Location | DeFuniak Springs, Walton County, FL · ZIP 32433 |
|---|---|
| Homes in the community | 84 (FL DOR 2025 assessment roll) |
| Years built | 1940–2024 (median 1996) |
| Typical living area | 1,609 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Sale prices, last 12 months | $268,490 median across 6 closed sales |
| Days on market (closed sales) | 140 median |
| For sale right now | 11 active, 0 pending · median asking $275,990 · 8.2 months of supply |
| Owner-occupied (homestead) share | 58% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cat Island Estates Enclave key facts,” movewithmomentum.com/neighborhoods/cat-island-estates-enclave, data as of November 9, 2026.
Homes For Sale Right Now in Cat Island Estates Enclave
Live MLS inventory for Cat Island Estates Enclave. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 47 daysTop listing
Active · 35 days
Active · 66 daysActive · 88 days
Active · 144 days
Active · 144 days
Active · 88 days
Active · 234 days
Active · 279 days
Active · 158 days
Active · 124 daysActive and pending Cat Island Estates Enclave listings as of 2026-11-09, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Cat Island Estates Enclave Right Now (11)
All 11 active and pending Cat Island Estates Enclave listings with a detail page, newest first, refreshed twice a day from the MLS.
- 600 Squirrel Road · $330,000 · 4 bd / 2 ba · listed Oct 5, 2026 · listed by Watersound Real Estate
- 672 Squirrel Road · $395,000 · 3 bd / 2 ba · listed Sep 23, 2026 · listed by Realty ONE Group Emerald Coast
- 148 Squirrel Road · $299,900 · 4 bd / 2 ba · listed Sep 4, 2026 · listed by Coldwell Banker Realty
- 155 Cat Island Circle · $285,990 · 4 bd / 2 ba · listed Aug 13, 2026 · listed by WJH Brokerage FL LLC
- 143 Cat Island Circle · $265,990 · 3 bd / 2 ba · listed Aug 13, 2026 · listed by WJH Brokerage FL LLC
- 35 Cat Island Circle · $236,888 · 3 bd / 2 ba · listed Aug 11, 2026 · listed by WJH Brokerage FL LLC
- 17 Cat Island Circle · $285,990 · 4 bd / 2 ba · listed Aug 11, 2026 · listed by WJH Brokerage FL LLC
- 110 Cat Island Circle · $275,990 · 4 bd / 2 ba · listed Aug 11, 2026 · listed by WJH Brokerage FL LLC
- 238 Cat Island Road · $247,888 · 4 bd / 2 ba · listed Aug 11, 2026 · listed by WJH Brokerage FL LLC
- 248 Cat Island Circle · $255,888 · 4 bd / 2 ba · listed Aug 11, 2026 · listed by WJH Brokerage FL LLC
- 306 Cat Island Circle · $249,888 · 4 bd / 2 ba · listed Aug 11, 2026 · listed by WJH Brokerage FL LLC
Price here is driven by condition and the individual property, not by shared amenities or a tight product type. With a median around $254,888 and no community features surfacing in current MLS listings, what you pay tracks the house itself — lot, updates, and how it shows — rather than a premium for the address.
The market posture is patient. A median of roughly 83 days on market against 10 active listings and 10 recent closings tells me inventory is moving, but slowly. Sellers should price to the comparable, not to hope; buyers have time to inspect, negotiate, and walk away without pressure.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Cat Island Estates Enclave right now
🟢 Buyer-leaning market. 8.2 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: High (11 active and pending listings, 6 closed sales in 12 months).
What's unique here: the median sale price is about 59% below the typical Walton County sale ($268K vs $660K, trailing 12 months, Emerald Coast MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 9, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cat Island Estates Enclave market snapshot (as of November 9, 2026): the median sale price is about $268K, a median 141 days on market for closed sales, and 8.2 months of supply, a buyer-leaning market.
Cat Island Estates Enclave is a community of 84 homes in DeFuniak Springs, Walton County, built between 1940 and 2024 (median 1996), with a median living area of about 1,609 square feet. 58% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cat Island Estates Enclave sits in DeFuniak Springs, inland Walton County, where the draw is the home and the setting rather than a packaged amenity list. Expect a market that rewards patience on both sides of the table.
The setting & the homes.
Aerial and on-site photos of Cat Island Estates Enclave. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Cat Island Estates EnclaveCat Island Estates EnclaveCat Island Estates EnclaveCat Island Estates EnclaveCat Island Estates EnclaveCat Island Estates EnclaveCat Island Estates EnclaveCat Island Estates EnclavePhotos from Emerald Coast MLS listings in Cat Island Estates Enclave; content deemed reliable but not guaranteed.
Who Cat Island Estates Enclave is best for.
Best for
- Buyers targeting the mid-$250s who want an inland Walton County location over coastal pricing
- Patient purchasers who prefer time to inspect and negotiate rather than compete under pressure
- Buyers comfortable weighing condition themselves and paying for the house, not for shared amenities
Probably not for
- Buyers who require a pool, clubhouse, or maintained common amenities
- Anyone needing to close fast in a market that moves at roughly 83 days on market
- Shoppers expecting a uniform price where the median predicts every home's cost
Housing distress & ownership in Cat Island Estates Enclave, DeFuniak Springs
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Cat Island Estates Enclave on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Maude Saunders · Elementary
- Walton · Middle
- Walton · High
Zoned schools reflect the assignments reported on recent Cat Island Estates Enclave listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cat Island Estates Enclave address.
The Cat Island Estates Enclave buying strategy.
If we were buying in Cat Island Estates Enclave today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cat Island Estates Enclave.
A condition-driven inland market
With no amenities identified from current listings, there is no HOA-style pool-and-clubhouse story to lean on. That keeps carrying costs simpler and puts the weight of value on the individual property. The spread between a well-kept home and one needing work can be wide, so the median of $254,888 is a midpoint to reference, not a fixed rate for every door.
The pace matters. At roughly 83 days on market, this is not a submarket where you offer in a weekend. Ten active listings against ten recent closings is a balanced, unhurried picture — room for buyers to be selective, and a signal to sellers that sharp pricing and clean presentation do the heavy lifting.
The location and the amenities are priced into every listing in Cat Island Estates Enclave. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cat Island Estates Enclave buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.3). Basis: Liquidity & Demand 8.2 months of supply; Owner Commitment 58% owner-occupied; Pricing Power 97.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a condition-driven market with a slower clock, the right read on a specific property is worth more than a headline number. We price to the comparable, flag the condition issues that move value, and use the time the market gives you to negotiate from evidence rather than emotion.
Cat Island Estates Enclave in 15 seconds.
Tools for a Cat Island Estates Enclave buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cat Island Estates Enclave sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cat Island Estates Enclave, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cat Island Estates Enclave home worth?
Get a no-obligation home value based on real comparable sales in Cat Island Estates Enclave, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in DeFuniak Springs →
Recently off market in Cat Island Estates Enclave
Homes in Cat Island Estates Enclave that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 130 Cat Island Circle · off market
- 171 Cat Island Circle · off market
- 214 Cat Island Circle · off market
- 275 Cat Island Circle · off market
- 278 Cat Island Circle · off market
- 303 Cat Island Circle · off market
Recently sold in Cat Island Estates Enclave
- 130 Cat Island Circle · sold $272,990
- 275 Cat Island Circle · sold $259,888
- 214 Cat Island Circle · sold $289,990
- 303 Cat Island Circle · sold $249,888
- 171 Cat Island Circle · sold $263,990
- 278 Cat Island Circle · sold $273,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
Frequently Asked Questions
What is the median home price in Cat Island Estates Enclave?
How long do homes in Cat Island Estates Enclave take to sell?
Is Cat Island Estates Enclave a buyer's or seller's market right now?
How many homes are in Cat Island Estates Enclave?
What share of Cat Island Estates Enclave is owner-occupied?
When were the homes in Cat Island Estates Enclave built?
Who is the best real estate agent for Cat Island Estates Enclave?
How do I find a top DeFuniak Springs real estate agent who knows Cat Island Estates Enclave?
Can Momentum Realty connect me with an agent for Cat Island Estates Enclave?
Should you buy in Cat Island Estates Enclave?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Cat Island Estates Enclave with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 9, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending November 9, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32433)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Cat Island Estates Enclave fits the bigger picture — live prices, inventory, and Momentum Scores: