Mccarthy Estates
Homes for Sale in DeFuniak Springs, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Mccarthy Estates in DeFuniak Springs, FL has 4 homes for sale and 4 pending, asking from $246,500 to $293,000 (median $287,250). Over the 12 months ending 2026-07-25, 7 recorded sales closed at a median of $253,000, a median 17 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 2026–2026 with 8 new construction; 1 of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 274 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $2,470 ($2,080 with the full homestead exemption).
Homes For Sale Right Now in Mccarthy Estates
Live MLS inventory for Mccarthy Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 12 daysTop listing
Active · 124 days
Active · 57 days
Active · 7 days
Pending · 5 days
Pending · 35 days
Pending · 22 days
Pending · 62 daysActive and pending Mccarthy Estates listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The 60-Second Overview
Mccarthy Estates market snapshot (as of July 25, 2026): the median sale price is about $253K, and a median 17 days on market for closed sales.
The setting & the homes.
Aerial and on-site photos of Mccarthy Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Mccarthy EstatesMccarthy EstatesMccarthy EstatesMccarthy EstatesMccarthy EstatesMccarthy EstatesMccarthy EstatesMccarthy EstatesPhotos from Emerald Coast MLS listings in Mccarthy Estates; content deemed reliable but not guaranteed.
Housing distress & ownership in MCCARTHY ESTATES, DeFuniak Springs
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Mccarthy Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Maude Saunders · Elementary
- Walton · Middle
- Walton · High
Zoned schools reflect the assignments reported on recent Mccarthy Estates listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Mccarthy Estates address.
The Mccarthy Estates buying strategy.
If we were buying in Mccarthy Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mccarthy Estates.
A closer look at the Mccarthy Estates market
Homes in Mccarthy Estates trade around a median of $253K, where condition and lot do more to set the final number than the asking price does.
The location and the amenities are priced into every listing in Mccarthy Estates. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mccarthy Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mccarthy Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mccarthy Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mccarthy Estates home worth?
Get a no-obligation home value based on real comparable sales in Mccarthy Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Mccarthy Estates on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
MCCARTHY ESTATES Market Scorecard
MCCARTHY ESTATES is currently a thin data market. Limited supply, a median asking price of $287,250, and homes go under contract in about 34 days.
Typical home value in the 32433 ZIP is $230,120, about 10.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Mccarthy Estates?
How long do homes in Mccarthy Estates take to sell?
Do cash buyers compete in Mccarthy Estates?
Who is the best real estate agent for Mccarthy Estates?
How do I find a top DeFuniak Springs real estate agent who knows Mccarthy Estates?
Can Momentum Realty connect me with an agent for Mccarthy Estates?
Nearby Communities
Explore more neighborhoods near Mccarthy Estates with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending July 25, 2026 |
| Historical depth | Closed-sale records back to 2026 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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More DeFuniak Springs & Destin, Okaloosa & Walton (Emerald Coast) guides
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See how MCCARTHY ESTATES fits the bigger picture — live prices, inventory, and Momentum Scores: