Homes for Sale Under $300K in Eagle Lake, FL
This page tracks every Eagle Lake listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
59 homes listed under $300,000 are for sale or pending in Eagle Lake, FL today across 19 communities. The median asking price is $266,240, from $135,000 to $299,999. Listings in Eagle Lake without that feature have a median of $326,490. Most listings right now: Eagle Hammock (13), Village At Windsor Reserve (10), Ranches At Mcleod 40Gc (8). Updated October 2, 2026 from the MLS.
First-time buyers: what Eagle Lake costs at the entry level
38 active single-family homes, townhomes and condos at or below $300,000 — median $271,865, about $1,710/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Eagle Lake
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Polk County · First-time buyer guide
Eagle Lake homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Eagle Hammock | 13 | 9 | $279,990 | $258,888 |
| Village At Windsor Reserve | 10 | 10 | $280,337 | $257,990 |
| Ranches At Mcleod 40Gc | 8 | 8 | $260,490 | $251,740 |
| Ranches At Mcleod 50Gc | 6 | 6 | $274,240 | $258,990 |
| Ranches/Lk Mcleod I | 2 | 0 | $272,950 | $261,000 |
| Ranches At Mcleod 40S | 2 | 0 | $267,500 | $240,000 |
| Ranches/Lk Mcleod Ii | 2 | 0 | $264,500 | $240,000 |
| Eagle Lake | 2 | 0 | $220,000 | $190,000 |
| Landings/Eagle Lake | 1 | 0 | $299,999 | $299,999 |
| Ranches/Lk Mcleod Iii | 1 | 0 | $285,000 | $285,000 |
| Ranches/Lk Mcleod 1 | 1 | 0 | $277,000 | $277,000 |
| Ranches At Mcleod 60S | 1 | 1 | $271,990 | $271,990 |
| Maebert Sub | 1 | 0 | $265,000 | $265,000 |
| Goldenglow Sub | 1 | 0 | $264,000 | $264,000 |
| Eagle Pines View | 1 | 0 | $259,000 | $259,000 |
| Eagle Hammmock | 1 | 0 | $249,000 | $249,000 |
| Hampton W M Sub | 1 | 0 | $219,900 | $219,900 |
| Eagle Terrace | 1 | 0 | $199,900 | $199,900 |
| Mann & Creels Sub | 1 | 0 | $180,000 | $180,000 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Eagle Lake?
What do homes under $300K cost in Eagle Lake?
Which Eagle Lake community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Eagle Lake
- All homes for sale in Eagle Lake
- Eagle Lake 4-bedroom homes
- Eagle Lake homes $300K–$500K
- Homes Under $300K in every city
Homes Under $300K in nearby Polk County cities
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- Winter Haven homes under $300K (539 for sale)
- Davenport homes under $300K (443 for sale)
- Haines City homes under $300K (306 for sale)
- Lake Wales homes under $300K (268 for sale)
- Poinciana homes under $300K (136 for sale)
- Auburndale homes under $300K (109 for sale)
- Bartow homes under $300K (74 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Eagle Lake, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.