Momentum Housing Data · Price Band · Jacksonville

Homes Under $500K in Jacksonville: 4,688 Listings, Honestly Described

4,688 active listings under $500,000 across Duval, Clay, Nassau & Baker — 79% of the metro’s inventory, median ask $298,990. What the band actually contains, county by county and ZIP by ZIP, with the cost checks that matter more than the sticker.

SOURCE  Licensed MLS active inventory AS OF  2026-08-27REFRESH  Updates with each data refresh
Active listings under $500K
4,688
Share of all metro inventory
79%
Median ask in the band
$298,990

What the band actually is

Property typeListingsShare
Single Family Residence3,41773%
Condominium57712%
Townhouse51311%
Manufactured Home962%
Mobile Home812%
Boat Slip20%

By county

CountyUnder $500KAll activeShare
Duval County3,3854,09183%
Clay County9471,16881%
Nassau County28555651%
Baker County718980%

The 15 ZIPs with the most sub-$500K inventory

ZIPAreaListingsMedian ask
32218Jacksonville343$325,900
32043Green Cove Springs320$350,000
32068Middleburg274$314,950
32210Jacksonville219$226,000
32209Jacksonville215$144,900
32244Jacksonville212$284,450
32219Jacksonville210$320,448
32256Jacksonville180$222,500
32208Jacksonville150$175,000
32205Jacksonville146$255,000
32216Jacksonville141$250,000
32097Yulee132$377,118
32246Jacksonville131$271,000
32073Orange Park114$321,750
32207Jacksonville111$280,000

ZIP links open the live market scorecard for that area.

The costs the sticker hides

At this band the sticker is only the opening bid on your monthly: model year-one property taxes at your purchase price with the Florida property-tax estimator, check whether the community carries a CDD on our fee databases or the statewide no-CDD list, and price insurance before the inspection window closes. Condos in the band need the association’s documents — our special-assessments guide covers exactly what to pull.

What this page won’t do

No bait listings and no pretending every entry is a move-in-ready house: the band is typed out above, whole-pool from licensed MLS inventory, dated, so you know what it contains before you fall for a thumbnail.

Methodology

Active residential listings with list prices between $10,000 and $500,000 in Duval, Clay, Nassau & Baker, counted from the newest licensed MLS inventory files as of 2026-08-27; medians computed over the same pool; property types as recorded by listing agents. General information, not advice; deemed reliable but not guaranteed. Equal Housing Opportunity.

Common questions

How many homes under $500k are for sale in Jacksonville?

As of 2026-08-27, 4,688 active residential listings under $500,000 across Duval, Clay, Nassau & Baker - about 79% of the metro's active inventory, with a median ask of $298,990.

Can you buy a single-family house under $500k in Jacksonville?

Yes - 3,417 of the 4,688 sub-$500k listings are single-family homes, alongside 577 condominiums and 513 townhouses. At this band the single-family pool is real; the trade-offs are usually location, age, and lot rather than existence.

What should I verify beyond the price?

The recurring costs the sticker hides: property taxes at YOUR purchase price (not the seller's), HOA or condo dues and what they cover, any CDD assessment on the tax bill, and insurance - especially flood zone status. Our calculators and county fee databases put real numbers on each.