Lifestyle Guide · Statewide
No-CDD Communities in Florida
892 communities with no CDD assessment on record, grouped by county. A Community Development District bond can add one to three thousand dollars a year to a tax bill for decades. Every community below carries no CDD in our research — which lowers monthly carrying cost at the same price point — and every card links an honest guide with sourced prices and HOA dollars where verified.
Verify before you close. No-CDD status here comes from our community-by-community research and is marked for verification, not guaranteed. The authority is the non-ad-valorem assessment section of the county tax bill — pull any address in the community on the county tax collector site and read that section. Coverage is deepest in Northeast Florida today and expands as we wire county assessment rolls statewide.
Hillsborough County (127)
Abbey GroveRead the guide →Aberdeen CreekRead the guide →Anita SubRead the guide →Apex at Seminole HeightsRead the guide →Barrington Oaks EastRead the guide →Barrington PreserveRead the guide →Barrington Sub Unit ARead the guide →BayridgeRead the guide →Bearss Lndg Ph 1Read the guide →Bell Creek LandingRead the guide →Belle TimbreRead the guide →Birchwood Preserve Ph 3Read the guide →Bloomingdale Sec ARead the guide →BonvidaRead the guide →Boyette CreekRead the guide →Boyette FarmsRead the guide →Brandon RidgeRead the guide →Brisa Del Mar Twnhms$277 to $450 a month covering exteriorRead the guide →Brooker ReserveRead the guide →Bryan ManorRead the guide →Calusa TraceRead the guide →Carpenters RunRead the guide →Carriage ParkRead the guide →Carrillon EstatesRead the guide →Citrus ChaseRead the guide →CountrywayRead the guide →Creek Rdg Preserve Ph 2Read the guide →Creekside RiverviewRead the guide →Creekside SubRead the guide →Crestwood Estates ValricoRead the guide →Cristina Ph IRead the guide →Cross CreekRead the guide →Cumberland Manors TampaRead the guide →Davis LandingRead the guide →Davis Landing$300s and no CDD fees, and lists floorRead the guide →Eagle PalmRead the guide →Eaglebrook Ph 2Read the guide →Eastwood GlennRead the guide →Echo ParkRead the guide →El PortalRead the guide →Fawn RidgeRead the guide →Fieldstone$1,100/year - nine plans from 1,805 toRead the guide →Florablu EstatesRead the guide →Hammock CrestRead the guide →Hawks FernRead the guide →Heritage CrestRead the guide →Hickory LakesRead the guide →Hidden Lakes$1,039,990.Read the guide →Hidden Oaks Twnhms$370,000 to $400,000 and a monthly HOARead the guide →Holloway LandingRead the guide →Innergary PointRead the guide →Kensington EstatesRead the guide →Kings ForestRead the guide →Kings MillRead the guide →Kingsway Ph 2Read the guide →LaderaRead the guide →Lakemont Unit 2Read the guide →Lakewood Ridge TwnhmsRead the guide →Lantana GroveRead the guide →Magnolia Creek Phase 2Read the guide →Manhattan Manor RevRead the guide →Maryland Manor RevRead the guide →Mason OaksRead the guide →Medford LakesRead the guide →Morganwoods Garden Hms Un 4Read the guide →Moss Landing Ph 1Read the guide →Myers EstatesRead the guide →NorthdaleRead the guide →Oak Valley TownhomesRead the guide →Oaks at Valrico Ph 2~$55/mo including cable) and no CDD, hRead the guide →Oakwood PreserveRead the guide →Oldsmar Rev MapRead the guide →Paddock OaksRead the guide →Paddock TrailRead the guide →Palm River TownhomesRead the guide →Park Brook of Citrus ParkRead the guide →Preserve at RiverviewRead the guide →Promenade at Lake ParkRead the guide →Reflections LutzRead the guide →River Chase SubRead the guide →River Crossing EstatesRead the guide →River Hills Country Club ParceRead the guide →Riverbend ManorRead the guide →SOUTH RIDGE PH 1 & PHRead the guide →STERLING RANCH UNTS 7 8 & 9Read the guide →Sanctuary at Citrus Park$400s, amenities that can include parkRead the guide →Shadow RunRead the guide →Shangri La Ii Sub PhasRead the guide →Shannon EstatesRead the guide →South HavenRead the guide →South Pointe RiverviewRead the guide →Southshore FallsRead the guide →Southwind in Plant CityRead the guide →St Charles Place Ph 6Read the guide →Summer SpgsRead the guide →SundanceRead the guide →Symmes Grove SubRead the guide →Talavera SubRead the guide →Tampa Bay Golf and Country Club$91-$425/mo inclRead the guide →Temple CrestRead the guide →Terrace Park SubRead the guide →The Manors at Crystal LakesRead the guide →Timber Ridge$140 to $148 a monthRead the guide →TimbergroveRead the guide →Timbers/Williams Lndg TwnhmsRead the guide →Towns at Walden Square$200s entry point off Alexander StreetRead the guide →Tropical Acres SouthRead the guide →Valri Forest Ph 1 2 ValricoRead the guide →Valrico Forest$29 to $70 a month, and no CDDRead the guide →Valterra$800 per yearRead the guide →Vineyard ReserveRead the guide →VivirRead the guide →Walden Lake Sub Un 1Read the guide →Watson GlenRead the guide →Waverly VillageRead the guide →Wellington North at Bay ParkRead the guide →Wellswood Sec CRead the guide →West Lake Twnhms Ph 2Read the guide →Westwood Lakes TampaRead the guide →Wexford TownhomesRead the guide →Wildewood Village SubRead the guide →Willow ReserveRead the guide →Windhorst VillageRead the guide →Winthrop VillageRead the guide →highland ridge unit 1Read the guide →tropical acres south unit 3Read the guide →watson glen ph 1Read the guide →
St. Johns County (99) Full St. Johns no-CDD hub →
Anastasia Condominiums~$400K to $800KRead the guide →AntiguaHOA about $1,612/yearRead the guide →Arbor MillHOA about $772/yearRead the guide →Bartram Creek~$450-480KRead the guide →Bartram RanchHOA about $585/quarterRead the guide →BeachsideHOA about $300/quarterRead the guide →Brandon Lakes at Silver LandingHOA about $245/monthRead the guide →Brook Forest at SilverLeafHOA about $250/monthRead the guide →Cherry Elm at SilverLeafHOA about $402/quarterRead the guide →CimarroneHOA about $199/monthRead the guide →Cordera TownhomesHOA about $340/quarterRead the guide →Courtney Oaks (SilverLeaf)HOA about $1,200/yearRead the guide →Crescent KeyHOA about $225/quarterRead the guide →Deerfield PreserveRead the guide →Dolphin CoveRead the guide →Eagles CoveRead the guide →Elevation Pointe St AugustineRead the guide →Elm Creek at SilverLeaf~$424K, NO CDDRead the guide →Estuary at Madeira$897,995Read the guide →Fullerwood Park$635KRead the guide →Gran LakeHOA about $1,560/yearRead the guide →Harbor Club VillasRead the guide →Heartwood$239,900-$800,000 tapeRead the guide →Hildreth Back Bay$575K-$899KRead the guide →Holly Forest (SilverLeaf)HOA about $1,200/yearRead the guide →Holly Landing at SilverLeafHOA about $146/monthRead the guide →Julington LakesHOA about $570/quarterRead the guide →Lake KathrynRead the guide →LakesideRead the guide →Las CalinasHOA about $570/yearRead the guide →Las PalmasHOA about $408/monthRead the guide →Lighthouse BendRead the guide →Lighthouse Park$450K to $1Read the guide →Little Bay HarbourRead the guide →Mallard Landing at Shearwater$300sRead the guide →Marsh LandingHOA about $1,180/quarterRead the guide →MiddlebourneHOA about $650/yearRead the guide →Mill Creek ForestHOA about $154/monthRead the guide →Molasses Junction / Elkton RuralRead the guide →MonturaRead the guide →Morgans CoveHOA about $375/yearRead the guide →Newbrook Towns Collection~$399K-$450s) inside gated Newbrook atRead the guide →Newbrook at SilverLeaf$400Ks) to luxury Spruce homesRead the guide →NorthgateRead the guide →OakbrookHOA about $90/monthRead the guide →Oakridge LandingHOA about $272/quarterRead the guide →Ocean Walk$400K into the $650KsRead the guide →Old Barn IslandRead the guide →Old Palm ValleyHOA about $199/quarterRead the guide →Orchard ParkHOA about $197/monthRead the guide →Osprey PointRead the guide →Oxford EstatesHOA about $1,200/yearRead the guide →PortofinoRead the guide →Preston TrailRead the guide →Reverie at SilverLeafHOA about $394/monthRead the guide →River Oaks PlantationHOA about $700/yearRead the guide →Samara LakesHOA about $71/monthRead the guide →Sandy CreekHOA about $834/yearRead the guide →Sandy OaksHOA about $454/yearRead the guide →Sawgrass Country ClubHOA about $2,376/yearRead the guide →Sawmill LandingHOA about $163/quarterRead the guide →Seacrest of Vilano~$886/mo fee per 2023 MLS, divide-by-sRead the guide →Seaside Vista$1.065M-$1.45MRead the guide →Seaview Park$1M+ segment per FrankelRead the guide →Sebastian CoveHOA about $299/monthRead the guide →SegoviaHOA about $250/monthRead the guide →Silver Falls (SilverLeaf)HOA about $144/monthRead the guide →Silver Landing (SilverLeaf)HOA about $1,200/yearRead the guide →Silver Meadows (SilverLeaf)HOA about $1,200/yearRead the guide →SilverLeaf (St. Augustine)Read the guide →Solano CayHOA about $860/yearRead the guide →Solano WoodsRead the guide →South HamptonHOA about $1,292/yearRead the guide →Southwind Plantation$1MRead the guide →Stone Creek St JohnsRead the guide →StonecrestHOA about $330/quarterRead the guide →Stonehurst PlantationHOA about $225/quarterRead the guide →SummerfieldRead the guide →TPC Sawgrass$2M estatesRead the guide →The Hallmark~$900K to $2Read the guide →The Landings & Del Webb St. Johns$435K, Del Webb from $459KRead the guide →The Palazzo on St. JohnsRead the guide →The Palms at Ponte VedraRead the guide →The Plantation~$1.8M-$4M+Read the guide →The PreserveRead the guide →The Preserve at Palm ValleyRead the guide →The Reserve at GreenbriarHOA about $1,000/yearRead the guide →The WoodlandsHOA about $900/yearRead the guide →Trade Winds~$300K to $550KRead the guide →Treasure Beach~$700K to $1M+Read the guide →Villages of SeloyHOA about $489/monthRead the guide →Villages of ValenciaRead the guide →Walden ChaseHOA about $906/yearRead the guide →Wards CreekHOA about $772/yearRead the guide →Water OakRead the guide →Waterford Lakes at SilverLeafHOA about $383/quarterRead the guide →Windward RanchHOA about $428/quarterRead the guide →Wingfield Glen~$495K and ~$215/sq ftRead the guide →World Golf VillageRead the guide →
Pasco County (88)
Aloha GardensRead the guide →Arden Preserve$72-$90/mo published, ~$424K average sRead the guide →AristidaRead the guide →Aristida New Port RicheyRead the guide →Asbel CreekRead the guide →Asbel Crk Ph 2Read the guide →Asbel EstatesRead the guide →Ashton OaksRead the guide →Autumn OaksRead the guide →Beacon Park Hudson$300s, no CDD claimedRead the guide →Beacon Square UnrecRead the guide →Beacon Woods VillageRead the guide →Betmar AcresRead the guide →Boyette OaksRead the guide →Briar Oaks Village 2Read the guide →Chapel Pines Ph 1ARead the guide →City ZephyrhillsRead the guide →Colonial HillsRead the guide →Colony Hills CommunityRead the guide →Crest Ridge GardensRead the guide →Deer Springs Zephyrhills$300sRead the guide →Eiland Park TwnhmsRead the guide →Embassy HillsRead the guide →Flor A MarRead the guide →Fox Wood Ph 05~$500K average saleRead the guide →Glenwood Gulf TraceRead the guide →Grand Oaks Ph 02Read the guide →Grand Oaks Ph 02 Units 06 08Read the guide →Grey Hawk At Lake PoloRead the guide →Heritage LakeRead the guide →Heritage Pines$22-$470/mo by maintenance scopeRead the guide →Heron Point At Sable RidgeRead the guide →Highland HillsRead the guide →Highland Meadows ZephyrhillsRead the guide →Hill Country Estates$500s with side-entry 3-car garagesRead the guide →HillandaleRead the guide →Holiday GardensRead the guide →Holiday Lake EstatesRead the guide →Holiday Lakes WestRead the guide →Hudson Beach EstatesRead the guide →Ivy Lake EstatesRead the guide →Jasmine HeightsRead the guide →Jasmine HillsRead the guide →Jasmine LakesRead the guide →Knollwood AcresRead the guide →La Villa GardensRead the guide →Lake Jovita Golf and Country Club~$662K average sale, $355K villas to $Read the guide →Lake Padgett Estates EastRead the guide →Leisure Beach$200s-$600s, ~$310K avg saleRead the guide →Meadow Oaks Ph 2Read the guide →Millwood VillageRead the guide →Orangewood VillageRead the guide →Palm Terrace EstatesRead the guide →Palm WindRead the guide →Palm WindRead the guide →Panther Run SubRead the guide →Park MeadowsRead the guide →Pasadena LandingRead the guide →Plantation Palms Land O Lakes~$33/mo, NO CDD reportedRead the guide →Preserve/Gulf TraceRead the guide →Pristine Lake PreserveRead the guide →Reserve at Meadow Oaks~$200/mo covering cable, trash, and thRead the guide →River CrossingRead the guide →Riverstone$321,990, specs to $519,900Read the guide →Rose HavenRead the guide →Sea Pines$60/yr resident boat ramp, no CDDRead the guide →Stagecoach VillageRead the guide →Stagecoach Village Prcl 08Read the guide →Summertree~$299.5K with older villas from the $1Read the guide →Suncoast LakesRead the guide →Tanglewood TerraceRead the guide →Ten OaksRead the guide →The Champions Club$862K median listRead the guide →The Ridge At Wiregrass RanchRead the guide →The Ridge at Wiregrass RanchRead the guide →Tierra Del Sol Land O LakesRead the guide →Townes/DarlingtonRead the guide →Trinity EastRead the guide →Villages/Trinity LakesRead the guide →VolantiRead the guide →West Port SubRead the guide →Whispering Oaks PreserveRead the guide →Winding Ridge$341/mo HOA funds gate + 5-acre amenitRead the guide →Wyndham Lakes Ph 04$725,000 to $1,450,000, built from 199Read the guide →Wyndrush TwnhmsRead the guide →Zephyr PlaceRead the guide →arbor lakes ph 3bRead the guide →volanti ph 2Read the guide →
Duval County (74) Full Duval no-CDD hub →
1661 RiversideHOA about $640/monthRead the guide →Adams LakeHOA about $400/yearRead the guide →Argyle ForestHOA about $123/quarterRead the guide →Ashley WoodsHOA about $198/yearRead the guide →AvondaleRead the guide →Barrington CoveRead the guide →BaymeadowsHOA about $575/monthRead the guide →BellbrookeHOA about $215/quarterRead the guide →Bentwater PlaceHOA about $353/yearRead the guide →Biscayne BayHOA about $483/quarterRead the guide →Bradley PondHOA about $72/monthRead the guide →BrightwaterHOA about $325/monthRead the guide →CedarbrookHOA about $385/yearRead the guide →Coastal Oaks at Atlantic BeachHOA about $745/yearRead the guide →Colony CoveHOA about $350/yearRead the guide →Coopers MeadowHOA about $203/quarterRead the guide →Copper RidgeHOA about $217/quarterRead the guide →Copperleaf$375KRead the guide →Crosswater at Pablo Bay~$780/yr, NO CDDRead the guide →Crystal CoveHOA about $425/yearRead the guide →DanforthHOA about $500/yearRead the guide →Daybreak WoodsHOA about $350/yearRead the guide →Deerwood Country ClubHOA about $3,036/yearRead the guide →Eagle Bend IslandHOA about $700/yearRead the guide →Edwards Creek EstatesHOA about $500/yearRead the guide →Everlake at MandarinHOA about $400/monthRead the guide →Fox CreekHOA about $214/quarterRead the guide →Gentle WoodsHOA about $200/yearRead the guide →Glen EagleHOA about $330/yearRead the guide →Glen KernanHOA about $2,095/quarterRead the guide →Hansen CreekHOA about $191/quarterRead the guide →Hickory HillsHOA about $258/yearRead the guide →Hidden HillsHOA about $1,957/yearRead the guide →Highland ChaseHOA about $233/quarterRead the guide →Huntington Forest~$342KRead the guide →IrongateHOA about $212/quarterRead the guide →Jacksonville Golf & Country ClubHOA about $784/quarterRead the guide →Jardin de MerHOA about $205/monthRead the guide →Kernan LakesRead the guide →Lantana LakesHOA about $145/quarterRead the guide →McGirts Creek~$300,469Read the guide →Meadows at OakleafHOA about $241/monthRead the guide →Mill Creek North TownhomesHOA about $237/monthRead the guide →North CreekHOA about $149/quarterRead the guide →Oak Hill Village TownhomesHOA about $250/monthRead the guide →Oak Landing$639,000Read the guide →Old Plank PlantationHOA about $415/yearRead the guide →Osprey BranchHOA about $388/monthRead the guide →Oxford ChaseHOA about $236/monthRead the guide →Pablo Creek ReserveHOA about $1,536/quarterRead the guide →Panther CreekHOA about $435/yearRead the guide →Pine LakesHOA about $611/yearRead the guide →Queens HarbourHOA about $913/quarterRead the guide →RidgemoorHOA about $168/yearRead the guide →RiversideHOA about $640/monthRead the guide →Rolling River EstatesHOA about $93/quarterRead the guide →Sabal TerraceHOA about $135/monthRead the guide →Saddle OaksHOA about $258/quarterRead the guide →San MarcoRead the guide →Seaton Hollow~$295,990-$364,990, ENERGY STAR standaRead the guide →Selva LinksideHOA about $161/yearRead the guide →Springtree VillageHOA about $155/yearRead the guide →Summerglen At Spaulding Jacksonville$300K-$324,550 with $50/mo HOA and no Read the guide →Terraces at San Marco~$750K to $1Read the guide →Terrapin CreekRead the guide →Timothys LandingHOA about $575/quarterRead the guide →Trout River Station~$126.50/mo reported, no CDDRead the guide →Victoria PreserveHOA about $149/quarterRead the guide →Villages of PabloHOA about $450/yearRead the guide →Wells CreekHOA about $329/quarterRead the guide →Wells LandingHOA about $404/yearRead the guide →Westland OaksHOA about $333/yearRead the guide →Westminster Oaks Jacksonville$420/yrRead the guide →Weston WoodsHOA about $650/yearRead the guide →
Other Florida County (71)
400 CentralRead the guide →Artisan EstatesRead the guide →Aspire At Canter CreekRead the guide →Bella VeranoRead the guide →Bradbury Crk Ph IRead the guide →Brookland ParkRead the guide →Brookland PkRead the guide →Caloosa RidgeRead the guide →CarmelaRead the guide →Carrollwood Meadows Unit 01Read the guide →Carrollwood Spgs Unit 03Read the guide →CoppercreekRead the guide →Copperfield TwnhmsRead the guide →Crescent PointeRead the guide →Drayton Preston WoodsRead the guide →Estates Sixty Tr ERead the guide →Fawn LakeRead the guide →Florida Garden Lands Rev MRead the guide →GRAND OAKS PH 02 UNIT 03 & 05Read the guide →Garden Hill at Providence - Phase 1Read the guide →Garden Hill/Providence Ph 1Read the guide →Graceland EstatesRead the guide →Gracelyn GroveRead the guide →Gracelyn Grv Ph 1Read the guide →Groveglen SouthRead the guide →Hampton Green at ProvidenceRead the guide →Harper EstatesRead the guide →Heron PlaceRead the guide →Hickory RanchRead the guide →Hickory Ridge EstatesRead the guide →Highland HarborRead the guide →Hihglands GraceRead the guide →Inman GrovesRead the guide →Inman Grvs Ph 2Read the guide →Kings LakeRead the guide →Lake Mariana Reserve Ph 1Read the guide →Lake TaliaRead the guide →Lakeside Landings$174-$322/mo HOA including lawn care -Read the guide →Langshire Village Ph IiRead the guide →Magnolia Point Golf Country Club~$0-2,500)Read the guide →Meadowood SubRead the guide →North Lakes Sec FRead the guide →Orange Lake VillageRead the guide →Preservation Pointe Ph 4Read the guide →Providence Garden Hills 50'sRead the guide →Ridge Manor Estates Ridge ManorRead the guide →Ridgewood GrovesRead the guide →Rye Wilderness Estates Ph IRead the guide →Sand Hill PointRead the guide →Sand Lake GrvsRead the guide →Seminole Garden Apts Co-OpRead the guide →Sequoyah RdgRead the guide →Southern Xing Southern CrossingRead the guide →Summerlin Grvs Ph 2Read the guide →Sunridge WoodsRead the guide →Tanglewood PreserveRead the guide →Tarpon BayRead the guide →Temple Terrace EstatesRead the guide →Temple TerracesRead the guide →The Greens Of Townn CountryRead the guide →The Pinnacle at Carrollwood ARead the guide →The Quarter at YborRead the guide →The Trails at Van Dyke FarmsRead the guide →Timberlane SubRead the guide →Trafalgar SquareRead the guide →Trails at DurantRead the guide →Twelve Oaks Village Unit 3Read the guide →Village/Gresham FarmsRead the guide →Woodwind HillsRead the guide →north lakes sec i unitRead the guide →northgate ph 2Read the guide →
Pinellas County (56)
Arbor Glen Ph 01Read the guide →Arcadia AnnexRead the guide →Bayfront ManorRead the guide →Bayway Isles Point Brittany SixRead the guide →Baywood Shores 1St AddRead the guide →Baywood VillageRead the guide →Beacon GrovesRead the guide →Brighton BayRead the guide →Brittany ParkRead the guide →Coachman RidgeRead the guide →Deep SpringRead the guide →Del Oro GrovesRead the guide →Douglas ArmsRead the guide →Dunedin Isles 1Read the guide →Dunedin Isles Estates 1St AddRead the guide →East Lake Woodlands Woodlake RunRead the guide →Edgemoor EstatesRead the guide →Enclave at St PetersburgRead the guide →Estancia Place TwnhmsRead the guide →Forest RidgeRead the guide →Fox Chase TwnhmsRead the guide →Franklin HeightsRead the guide →Garden ManorRead the guide →Hamlet At Bentley Park Palm HarborRead the guide →Hammock Pine VillageRead the guide →Harbor Heights EstatesRead the guide →Harbor LandingRead the guide →Hibiscus GardensRead the guide →Inter BayRead the guide →Lake St George-SouthRead the guide →Lake Tarpon Mobile Home VillageRead the guide →Long BayouRead the guide →Morningside EstatesRead the guide →Odeon Square Oldsmar$500s with no CDD ahead of a Summer 20Read the guide →Park View EstatesRead the guide →Pasadena Gardens GulfviewRead the guide →Pasadena On The GulfRead the guide →Patriot Square AptsRead the guide →Pinebrook EstatesRead the guide →Pinellas ParkRead the guide →Placido BayouRead the guide →Pleasant Grove ParkRead the guide →SeabrookeRead the guide →Sunset Pointe TwnhmsRead the guide →TREASURE ISLAND TENNIS & YACHT CLUBRead the guide →Terrace Park of Five TownsRead the guide →Towns At Belleair GroveRead the guide →Vendome VillageRead the guide →Village on the GreenRead the guide →Vista VerdeRead the guide →West Oldsmar Sec 1Read the guide →Westlake VillageRead the guide →Wexford LeasRead the guide →Wilshire EstatesRead the guide →bayside meadows ph iiRead the guide →harbor palms unit elevenRead the guide →
Escambia County (51)
Bay Point Vista Pensacola~$26/mo), no CDDRead the guide →Belle Meadow Pensacola$265,000 to $300,000Read the guide →Bellview Pines Pensacola$155,000 to $250,000, minutes from I-1Read the guide →Bentley Oaks Cantonment~$318/yr HOA with no CDDRead the guide →Cambridge Mills Pensacola~$300/yr, no CDD)Read the guide →Carrington Cantonment~$200/yr HOA and no CDD for a gated coRead the guide →Chantarene Pensacola$750/yr, no CDD)Read the guide →Cordova Place Pensacola~$360/yr, no CDD) in one of the metro’Read the guide →Creighton Heights Pensacola$200,000 to $280,000) minutes from theRead the guide →Crescent Lake Pensacola~$120,000 to $260,000Read the guide →Daniels Grove Pensacola$250/yr, no CDD), minutes from the NavRead the guide →Eastmont Pensacola$130,000 to $250,000Read the guide →Floridian Pensacola$270,000 to $330,000) near the NAS bacRead the guide →Gulf Beach Manor Pensacola~$108,000 to $300,000+)Read the guide →Hunters Creek Cantonment~$300,000 to $400,000Read the guide →Kupfrian Park Pensacola$150,000 to $330,000 on a thin, block-Read the guide →La Chateau Pensacola$112,000 to $155,000) minutes from theRead the guide →Los Suenos Pensacola$300/yr HOA, no CDD)Read the guide →Lost Key Plantation Perdido Key$400,000s into seven figuresRead the guide →Mackey Key Pensacola~$140,000 lots to $900,000+ homesRead the guide →Madelyn Woods PensacolaRead the guide →Magnolia Lake Estates CantonmentRead the guide →Mallory Heights Pensacola$357,000 on thin sales, mid-range for Read the guide →Martin Preserve PensacolaRead the guide →Meander Farm Estates Cantonment$250,000s to ~$700,000)Read the guide →O Daniel Acres Pensacola~$499,000)Read the guide →Palm Lake Villas Pensacola~$220,000 to $420,000Read the guide →Pecan Valley Cantonment~$396/yr HOA with no CDD, and a solid Read the guide →Pensacola Scenic Arms$130,000 to $200,000) with a strong neRead the guide →Preserve At Deer Run Pensacola$676/yr, no CDDRead the guide →Russell Bayou Pensacola~$300/yr) but a separate island masterRead the guide →Seafarer Perdido Key~$1,000/month, on-site manager, no CDDRead the guide →Seaglades East Pensacola$65/yr circulates), no CDDRead the guide →Sedgefield Estates Pensacola$215,000 to $265,000) well below the mRead the guide →Sotogrande Pensacola~$8/mo, coverage varies by section) anRead the guide →South Gulf Manor Pensacola$45/yr and no CDDRead the guide →Spanish Oak Manor Pensacola$85/yr, no CDD)Read the guide →The Cottages At Marcus Lake Pensacola~$19/mo) and no CDDRead the guide →The Estates At Emerald Shores PensacolaRead the guide →The Reserve At Carpenters Creek Pensacola$250/yr, no CDD), minutes to the airpoRead the guide →Twenty One Oaks Pensacola$215/yr, full reserves, 12-month minimRead the guide →Twin Bay Manor Pensacola$0 dues), no CDDRead the guide →Wexford Chace Pensacola~$340,000 to $380,000Read the guide →Willow Tree Acres Pensacola$242,000 to $300,000) minutes from theRead the guide →Windchase Bay Pensacola$185,000 to $230,000) minutes from theRead the guide →Windward Cove Pensacola$1,000/yr, no CDDRead the guide →Woodland Heights Pensacola$225,000 to $295,000Read the guide →Woodlyn Meadows Pensacola~$450/yr, no CDD) minutes from the NavRead the guide →Woodridge Manor Pensacola$257,000 to $350,000)Read the guide →country ridgeRead the guide →south bay~$13/monthRead the guide →
Polk County (42)
AnistonRead the guide →Applewood ReserveRead the guide →Ashton CoveyRead the guide →Aspire at Canter CreekRead the guide →Auburn Cove AuburndaleRead the guide →Bridgeford CrossingRead the guide →Cadence CrossingRead the guide →Crystal Lake PreserveRead the guide →Del Webb Ridgewood LakesRead the guide →Drayton Preston Woods DavenportRead the guide →Eagle LandingRead the guide →Estates At Lake Florence Winter HavenRead the guide →Haines RidgeRead the guide →Harbor at Lake Henry$244,900 with lawn care in the $300/quRead the guide →Harper EstatesRead the guide →Hickory RanchRead the guide →Highland CoveRead the guide →Highlands GraceRead the guide →Horse Creek at Crosswinds$248KRead the guide →Island Walk EastRead the guide →Jace LandingRead the guide →Krenson BayRead the guide →Lake Lucerne$295,990, the $214/quarter HOA with noRead the guide →Lakes at Lucerne Park Ph 02Read the guide →Landings At Lake Mabel Lake WalesRead the guide →Linden TraceRead the guide →Meadows at Scott Lake CreekRead the guide →Pinnacle PointRead the guide →Pleasant Hill EstatesRead the guide →Providence$275,000 to $1,150,000Read the guide →Residences Of Winter HavenRead the guide →Residences Winter HavenRead the guide →Residences at Winter HavenRead the guide →Robins Run Phase 1Read the guide →Rogers LandingRead the guide →Southern CrossingRead the guide →Summerlin Groves Phase 1Read the guide →Tarpon BayRead the guide →The Lakes~$520/yr, no CDD per builderRead the guide →TreymontRead the guide →Viaterra Lake Wales$400sRead the guide →Winding River CoveRead the guide →
Santa Rosa County (42)
Bayou Ridge Pace$250,000 to low $300,000s), and an A-rRead the guide →Briarwood Estates Pace~$200,000 to $320,000Read the guide →Creetwoods Navarre$0 dues, no CDD) in the A-rated Santa Read the guide →Deer Point~$54/mo, no CDDRead the guide →Dianes Landing Navarre~$350,000 to $550,000Read the guide →Emmaline Gardens Milton~$350/yr HOA with no CDD, plus an A-raRead the guide →Escambia Bay Estates Milton~$27,000 lots to $1Read the guide →Eventide$50/yr) plus a private community boat Read the guide →Foxboro Pace~$500,000 to $875,000+Read the guide →Grand Pointe Cove Gulf Breeze~$830,000 to $1Read the guide →Gulf Breeze Shores$99.9K-$150K near the WithlacoocheeRead the guide →Heathers Place Gulf Breeze~$175/yr HOA with no CDD, A-rated SantRead the guide →Heatherwood$0 dues), no CDDRead the guide →Hidden Forest~$840,000 to a $2Read the guide →Katie Ridge Pace~$215, no CDD), at or below the Pace mRead the guide →Lagniappe Beach Gulf Breeze~$50/yr per listings) and no CDDRead the guide →Lakewood Manor Milton$204,000 in an A-rated Santa Rosa CounRead the guide →Magnolia Glen Milton~$367/yr, no CDD)Read the guide →Navarre Beach~$250/yr) plus county taxesRead the guide →Northcliffe Gulf Breeze~$400,000 interior to $1Read the guide →Oak Pointe Gulf Breeze$500,000 to $570,000)Read the guide →Orion Lake Navarre~$340,000 to $440,000Read the guide →Quail Ridge Landing Gulf Breeze~$444,000), with a low HOARead the guide →Sailfish Pointe Gulf Breeze~$43/mo, no CDDRead the guide →Sailwind~$215,000 to $287,000) in a top Gulf BRead the guide →Sandpiper VillageRead the guide →Savannah Plantation~$448,000 to $560,000+Read the guide →Sea Pines~$435-$500/yr), no CDD, about 10 to 15Read the guide →Sky Ridge Estates Navarre~$349,000 to $494,000Read the guide →Soundview Woods Gulf Breeze~$92,500 to Sound-front estates past $Read the guide →Southern Palms Pace$290,000s, at or below the Pace medianRead the guide →Spencer Oaks Landing Pace$275,000 to low $400,000s), and an A-rRead the guide →Stonechase Pace~$395/yr, no CDD) in a strong Pace schRead the guide →Summerset Estates Gulf Breeze$400,000s, near a median around $445,0Read the guide →The Moors Golf Racquet Club Milton~$1,600 to $1,750/yr rangeRead the guide →Tiger Lake Gulf Breeze~$90/mo historically, confirm), no CDDRead the guide →Tiger Point~$212/yr, no CDDRead the guide →Tiger Point Village Gulf Breeze~$234/yr), no CDD, top Gulf Breeze schRead the guide →Tom King Estates NavarreRead the guide →Treasure Isle Estates Navarre~$31/yr), no CDD, A-rated Santa Rosa sRead the guide →Whisper Bay Gulf Breeze$700,000s on thin sales)Read the guide →casa blanca~$436,000)Read the guide →
Flagler County (34) Full Flagler no-CDD hub →
Beach Park Village$308,990, $240/qtr HOA, NO CDDRead the guide →Belle Terre (P-Section)Read the guide →Cascades at Seminole Woods$12.2M Bert Harris claim rejected 5-0 Read the guide →Eagle Lakes (Flagler Beach)$200sRead the guide →Flagler VillageHOA about $155/monthRead the guide →Freedom Homes at Grand Reserve~$339,900 avg resaleRead the guide →Grand LandingsHOA about $315/quarterRead the guide →Hammock DunesHOA about $270/monthRead the guide →Indian Trails (B-Section)~$360K medians, heavy new infill, and Read the guide →Lakeside at Matanzas ShoresRead the guide →Lakeview Estates Real EstateRead the guide →Las Casitas at Matanzas ShoresRead the guide →Lehigh Woods (R-Section)~$309K median, no HOA, no CDD, the 6Read the guide →Matanzas CoveHOA about $138/monthRead the guide →Matanzas Lakes$170-$190 HOA with lawn care and no CDRead the guide →Matanzas Woods$100s to the $500sRead the guide →Palm Coast Resort CondosRead the guide →Palm Harbor (F-Section)$300s to $600s+, Sailboat Country's noRead the guide →Park Place$380K, and how it stacks against FreedRead the guide →Pine Grove (P-Section South)~$360K median under the citywide numbeRead the guide →Pine Lakes (W-Section)~$386K area median spanning 1980s origRead the guide →Quail Hollow (K-Section)~$300K-$335K medians, active infill onRead the guide →Sea Watch VillasRead the guide →Seaside Landings$1.4M, buildable lots around $400K, prRead the guide →Seminole TraceHOA about $393/yearRead the guide →Seminole Woods (S/U-Section)HOA about $185/yearRead the guide →SummerTideHOA about $357/quarterRead the guide →Sunset Inlet~$875K-$950K trading, and the slip-andRead the guide →The Gables at Town CenterHOA about $650/yearRead the guide →The Sanctuary (Palm Coast)~$600K-$2M+ by water classRead the guide →Toscana$100-$115 a month with no CDD, and newRead the guide →Whiteview VillageHOA about $285/quarterRead the guide →Wild Oaks at Grand Haven~$3,153/yr per recent figures), and thRead the guide →Yacht Harbor VillageRead the guide →
Clay County (32) Full Clay no-CDD hub →
Arava Green Cove Springs~$180/yr HOA and no CDD make it one ofRead the guide →Arbor Mill Oakleaf Orange ParkRead the guide →Asbury Downs~$198/yr HOA, no CDD - attainable midsRead the guide →Asbury PlantationRead the guide →Bear Run$285,900 at $187/sf, actives $259,500-Read the guide →Coppergate EstatesHOA about $260/yearRead the guide →Crystal Lake HomesitesRead the guide →Deer SpringsRead the guide →Forest HammockHOA about $535/yearRead the guide →Foxmeadow$535KRead the guide →Gator Bone Lake EstatesRead the guide →Glen LaurelHOA about $299/yearRead the guide →Grove ParkRead the guide →Harbor IslandHOA about $260/yearRead the guide →Keystone Club Estates$250s-$290s, Clay schools and the cityRead the guide →KindlewoodHOA about $63/monthRead the guide →Lake Brooklyn~$200K to $700KRead the guide →Linda LakesHOA about $1,655/yearRead the guide →Meadow LakeRead the guide →Oak Creek Fleming IslandRead the guide →Pace IslandHOA about $200/monthRead the guide →Ridaught LandingHOA about $120/yearRead the guide →Ridgecrest$415K Feb 2024Read the guide →Russell OaksRead the guide →Silver CreekHOA about $165/quarterRead the guide →Southbank~$150/yr HOA, no CDD - distinct from JRead the guide →Spencers CrossingHOA about $210/yearRead the guide →Villages of FiresideHOA about $735/yearRead the guide →Waterford Ranch at Oakleaf$370,950 to $439,699Read the guide →Waterview RidgeHOA about $95/yearRead the guide →Whisper CreekHOA about $313/yearRead the guide →Willow SpringsHOA about $180/quarterRead the guide →
Hernando County (30)
Avalon West$332,990-$563,770 with plans to 3,500+Read the guide →Barony Woods Ph 3~$415K, deed-restricted, no CDDRead the guide →Berkeley ManorRead the guide →Berkeley ManorRead the guide →East Linden Estates$430,426, modest deed-restricted HOA, Read the guide →Forest Oaks$200s-$390s, no CDDRead the guide →Forest OaksRead the guide →Garden GroveRead the guide →Hernando Oaks$53-$265/mo, no CDD or club mandate, DRead the guide →Hill N DaleRead the guide →Palms at Seven HillsRead the guide →Pine BluffRead the guide →Pristine Place Spring Hill$62-$310 by section, no CDD or club maRead the guide →Rainbow WoodsRead the guide →Regency Oaks$344,131, mature streets, lean fees, nRead the guide →Serengeti$619,990-$1,264,000, no CDDRead the guide →Seven Hills$17-$130/mo, public Seven Hills GolferRead the guide →Sherman HillsRead the guide →Silver Ridge$200s-$380s by conditionRead the guide →TRAILS AT RIVARD PH 1, 2 & 6Read the guide →Tangerine EstatesRead the guide →Timber Pines~$298K at ~$126/sqftRead the guide →Trillium Village ARead the guide →Valleybrook$307,990-$405,890 published, $123Read the guide →Verano~$300K, $57Read the guide →Villages of Avalon$45-$800/mo by section product, medianRead the guide →Villages/Avalon Ph IvRead the guide →Weeki Wachee WoodlandsRead the guide →Woodland Waters Ph 5$359,900-$970,000, no CDD, wells/septiRead the guide →wellington at seven hills ph 7Read the guide →
Marion County (21)
Aspire at Marion OaksRead the guide →Cherrywood PreserveRead the guide →Cobblestone North$290K-$340K, ~$39/mo HOA reported, no Read the guide →Deer Path Estates$20-$257/mo, no CDD reportedRead the guide →Del Webb Spruce Creek Golf and Country Club$211 HOA, no bond and no CDD, 36 holesRead the guide →Jb Ranch$215/mo HOA includes lawn care and traRead the guide →Lake Diamond Golf and Country Club~$56-$80/mo, no CDD reportedRead the guide →Laurel Run$400K-$900K+, HOA $374-$2,995 by tier,Read the guide →Liberty Village$280K-$400KRead the guide →Mcginley LandingRead the guide →Sabana Reserve~$120/mo HOA and no CDDRead the guide →Spruce Creek Preserve$110-$487/mo by tierRead the guide →Spruce Creek South~$150K-$350KRead the guide →StonecrestHOA about $152/monthRead the guide →SummerGlenHOA about $390/monthRead the guide →SummercrestRead the guide →Summerfield Village 1 Tr 7Read the guide →Tartan Farms at Winding Oaks$289,990 and no village HOARead the guide →Vista TraceRead the guide →Winding Oaks$80M+ of infrastructureRead the guide →Woodland Villages$65-$220/mo by section, no CDDRead the guide →
Nassau County (19)
Amelia LakesHOA about $202/monthRead the guide →Amelia Oaks~$250/mo, no CDDRead the guide →Amelia RiverwalkRead the guide →Amelia Surf and Racquet Club~$447K to $1Read the guide →Amhurst Oaks$320s to the low $400sRead the guide →Bellflower at Wildlight$500KsRead the guide →Blackrock HammockRead the guide →Concourse CrossingHOA about $907/yearRead the guide →Creekside Landing Callahan$400s) in the West Nassau school zone,Read the guide →Harbor ConcourseHOA about $660/yearRead the guide →Headwaters at Lofton Creek$400Ks into the low-to-mid $700KsRead the guide →Lakeview at Tributary$400sRead the guide →Lanceford Creek Plantation$949,000Read the guide →Marshes at LancefordRead the guide →North HamptonHOA about $2,624/yearRead the guide →Sandy BluffHOA about $1,800/yearRead the guide →Sandy RidgeHOA about $1,200/yearRead the guide →The Landings on Amelia River$3.2M to $3Read the guide →The Palms at AmeliaHOA about $477/monthRead the guide →
Volusia County (15)
Andover Ridge Real EstateRead the guide →Beachview Cove Real EstateRead the guide →Beresford Woods$349,990-$484K, HOA ~$120/mo, no CDD rRead the guide →Bryan Cave Estates South Daytona$315K to $410K with a median near $380Read the guide →Campbell Crossing Real EstateRead the guide →Edgewater at Grand Oaks Ph 01Read the guide →Gardens At Addison OaksRead the guide →Gardenside at Ormond Station~$331K, about 10% below the area averaRead the guide →Groveside at Ormond Station~$328K off I-95Read the guide →Halifax PlantationHOA about $65/monthRead the guide →Liberty Station Real EstateRead the guide →Ormond Shores Ormond Beach$340KRead the guide →Port Orange Plantation$385,000Read the guide →Sleepy Hollow Port Orange$260K to $405KRead the guide →Tuscany Woods Daytona Beach~$365,000Read the guide →
Putnam County (14)
Beverly's CrossingRead the guide →Buffalo BluffRead the guide →Fairway Estates PalatkaRead the guide →Georgetown Cove$45-a-year POA provides a private gateRead the guide →Grandin Lake ShoresRead the guide →Lake Santa FeRead the guide →Lake Stella EstatesRead the guide →Live Oak Estates$232,990 and USDA financing eligibilitRead the guide →Melrose BayRead the guide →Mount Royal EstatesRead the guide →Palatka North Historic DistrictRead the guide →Palatka South Historic DistrictRead the guide →River Hill$231,990-$289,990), all six plans, whaRead the guide →The Collection at Palatka$219,990 on in-town lots, how lot-by-lRead the guide →
Sarasota County (14)
AriaRead the guide →Barton Farms, Laurel LakesRead the guide →Colonial Woods EstatesRead the guide →Gulf View EstatesRead the guide →Hammock PreserveRead the guide →MilanoRead the guide →Oakbend$600,000sRead the guide →Park Trace EstatesRead the guide →Rivo LakesRead the guide →Sunrise Preserve at Palmer RanchRead the guide →Tatum RidgeRead the guide →The Lakes of JacarandaRead the guide →VicenzaRead the guide →Vinterra TownhomesRead the guide →
Alachua County (13)
Buchanan Trails~$370K-$513K, a dog park and playgrounRead the guide →CobblefieldRead the guide →Fairfield(795)Read the guide →GarlandRead the guide →Grand Preserve~$445K, phases sell out and reopenRead the guide →MaderaRead the guide →Mile RunRead the guide →Pelham PlaceRead the guide →Tillman Acres$200/year, no CDD expectedRead the guide →Town Homes at the LakesRead the guide →Trails the$120/quarter and architectural review Read the guide →Vintage View Ph Iii Rep$250 to $315 covering exterior and groRead the guide →Vintage View Phase Ii Gainesville$250 to $315 covering exterior and groRead the guide →
Lake County (11)
Black Bear ReserveRead the guide →Cypress OaksRead the guide →Lake Denham EstatesRead the guide →Las Colinas at Mission Inn$350s to $660s, the required Mission IRead the guide →Legacy of Leesburg Un 01Read the guide →Ridgeview$500s, the ~$85 HOA with no CDD, the LRead the guide →Seasons at the Grove$378,950 to $419,950, the $92Read the guide →Sorrento SouthRead the guide →StonehillRead the guide →Timberwalk$370s, the HOA and no-CDD fee picture,Read the guide →WaterbrookeRead the guide →
Manatee County (6)
BroadleafRead the guide →Creeks Edge at Twin RiversRead the guide →Jackson XingRead the guide →River Preserve EstatesRead the guide →River WoodsRead the guide →WINDWATER PH IA & IBRead the guide →
Brevard County (4)
Ashton Park in Palm Bay, FL: What We Know So Far (2026) Real EstateRead the guide →Capron Ridge Phase 3Read the guide →Gardens at Waterstone$85/mo HOA, no CDD per published materRead the guide →Sunrise Estates$292,990-$569,770, resort pool + cabanRead the guide →
Columbia County (4)
Eastside Village$200s, modest HOA with pool and clubhoRead the guide →Forest Country$285K-$305K and recent lists to $349KRead the guide →Quail Heights$19, about five minutes off I-75 in soRead the guide →The Preserve at Laurel Lake$300s-$440s pricing, ~$715-$785/yr HOARead the guide →
Indian River County (4)
Arabella Reserve$657K-$700K published, HOA about $220/Read the guide →Costa Pointe$400s less than 3 miles from downtown,Read the guide →Lost Tree Preserve$300s, gated, with clubhouse, resort pRead the guide →Lucaya Pointe$700s, private pool standard on every Read the guide →
Suwannee County (4)
Canyon Vistas$245K-$265K new 3/2s with 9-ft ceilingRead the guide →Eagle's PointeRead the guide →FoxboroRead the guide →Suwannee River Mobile Estates$5,000 down / $225 a month, quiet dirtRead the guide →
Osceola County (3)
Bridge PointeRead the guide →Kissimmee Pointe Pensacola$341,000 to $379,000, below the 32507 Read the guide →Soleil at WestsideRead the guide →
Palm Beach County (3)
Bridgewater Preserve JupiterRead the guide →Wellington ChaseRead the guide →Westlake: New$300,000s to $1Read the guide →
Charlotte County (2)
Orange County (2)
Seminole County (2)
Citrus County (1)
Levy County (1)
Martin County (1)
St. Lucie County (1)
Sumter County (1)
What a CDD would have cost you
The comparison is concrete: Nocatee, RiverTown, Shearwater, and Julington Creek Plantation each publish their actual district assessments from budget documents, and the St. Johns County CDD database covers every district we have verified. Model your own number on the CDD carrying cost calculator and estimate year-1 taxes with the property tax estimator.
Common questions
What is a CDD fee in Florida?
A Community Development District assessment: a special taxing district repays the bonds that built a community's roads, utilities, and amenities, plus annual operations. It appears as a non-ad-valorem line on the November property-tax bill and commonly runs one to three thousand dollars a year.
How do I confirm a community really has no CDD?
Pull any address in the community on the county property appraiser or tax collector site and read the non-ad-valorem assessment section of the tax bill. Our no-CDD status comes from community research and is marked for verification - the tax bill is the authority, so check it before you close.
Do no-CDD communities still have HOA fees?
Usually yes, and sometimes higher ones, because the association rather than a district funds the amenities. Where we have verified HOA dollars from active MLS listings, the figure is shown on the card and sourced on the community guide.
Why are most of these communities in Northeast Florida?
That is where our community-by-community research base is deepest today. Coverage expands as we wire county assessment rolls statewide; the county CDD fee databases linked below already cover fee amounts for CDD communities.