Active Single Family Residence
$1,450,000
5-Bedroom Pool Home in Highpointe At Rivertown

274 Shinnecock Drive, St. Johns, FL 32259

Single Family Residence in Highpointe At Rivertown, St. Johns · Built 2024
Highpointe At Rivertown · St. Johns, FL 32259
Listing data updated October 8, 2026 at 10:37 AM ET · checked against the MLS hourly
5Bedrooms
4.5Bathrooms
4,226Sq Ft
2024Year Built
$343Per Sq Ft
WaterfrontPrivate pool3-car garage5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
59% above
$/sq ft vs community
$343 here vs $216 median sold (12 mo)
$4k–$7k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $1.45M tops 12 of the last 12 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 8, 2026, 274 SHINNECOCK Drive in Highpointe At Rivertown, St. Johns is listed at $1,450,000 (4,226 sq ft, about $343 per sq ft). It came to market within the past week. Listing facts: built in 2024, a private pool, waterfront, HOA dues of $4/mo, a CDD assessment of about $1,900/yr. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • CDD assessment ~$1,900/yr
  • Built 2024 · 2 yrs
  • 4,226 sq ft of living area
  • 3-car garage
  • Listed at $1,450,000 — recent neighborhood median sale price ~$822,500 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA $4/mo (per listing)
Listing description

About this home

Welcome to luxury living in HighPointe at RiverTown! Built in 2024, this stunning MasterCraft Harper home offers 5 bedrms, 4.5 baths, dedicated office/flex space, 2 upstairs bonus rms, a beautifully designed layout w/ primary suite & a guest bedrm suite on the 1st floor, w/3 additional bedrms upstairs, one of which is a guest bedrm suite. The screened saltwater pool overlooks a large tranquil pond, creating a private east facing outdoor retreat under full sun & evening shade for relaxing & entertaining.

Inside elevated finishes include designer chandeliers; upgraded kitchen pendants, recessed lighting, remote-controlled blinds, LVP flooring on both floors, custom built-ins closets w/pull down rods in the primary, laundry connects to the primary closet & a finished garage floor. With 3 premium RiverTown amenity centers, easy access to trails through a wooded preserve & leading to the St. Johns River, this exceptional home combines refined comfort and offers a true Florida lifestyle.

Designed for both everyday living and effortless entertaining. The great room flows naturally into the dining area and beautifully appointed kitchen, where upgraded lighting and thoughtful details create a warm and sophisticated setting. Dimmers and additional recessed lighting throughout the main living areas allow you to easily tailor the ambiance from bright and inviting during the day to warm and intimate in the evening.

The flexible floor plan is one of this home's standout features. and it is easy Io see how this plan is award winning. The spacious first-floor primary suite provides a peaceful private retreat, while a second first-floor bedroom with its own full bath offers an ideal option for guests, extended family or multigenerational living.

Upstairs, three additional bedrooms are complemented by two bonus rooms, providing plenty of room for a media room, playroom, hobby space, additional office areas or whatever best suits your lifestyle. The home's thoughtful details continue throughout. Remote-controlled blinds are featured in the living room, dining room, primary bedroom and bathroom, as well as the second upstairs bonus room overlooking the lake.

Upgraded built-ins closets throughout provide functional storage, while the primary closet features a custom organization system with high-rod pull-downs. Wood flooring extends throughout the upstairs bonus rooms and one of the secondary bedrooms and the garage features a durable epoxy finished floor coating. Quad outlets at the all bathroom sinks and a timed primary shower fan add convenient touches to everyday living.

Step outside and the Florida lifestyle truly comes to life. The screened saltwater pool overlooking the pond provides a beautiful backdrop for morning coffee watching a stunning sunrise, afternoon swims, weekend gatherings or quiet evenings at home. From your fenced backyard, enjoy peaceful water views and the natural beauty that surrounds this exceptional HighPointe home site while ending your day watching the sunset from your front porch.

RiverTown adds another dimension to the experience with miles of trails and golf cart paths, three amenity centers featuring a restaurant and bar, lazy river, infinity pool, private cabanas, zip lining, volleyball, basketball, tennis, pickleball courts, lap pool, full fitness center and canoe access to the St. Johns River. Walk or bike the trails, stop by the dog parks with your furry friend, head out for a kayaking adventure, enjoy time at the RiverClub pool overlooking the river or simply take in a spectacular Northeast Florida sunset with friends and family.

HighPointe is a distinctive, luxury enclave within RiverTown, offering an elevated setting and thoughtfully designed homesites. This 2024 MasterCraft Award winning Harper floorplan showcases the quality, style and attention to detail that make this home such a special opportunity that you do not want to miss. This beautifully finished, exceptionally versatile and perfectly suited to …

All 144 photos

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Description provided by MOMENTUM REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,450,000
Bed / bath5 / 4.5
Living area4,226 sq ft
Year built2024
Property typeSingle Family Residence
Garage3-car
PoolYes
MLS #2168352
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountySt. Johns
Estimated first-year tax~$18,850/yr
CDD assessment~$1,900/yr
HOA$4/mo

Calculated estimates

Price per sq ft$343
Estimated monthly payment$10,071
Insurance (illustrative)$4k–$7k/yr
Messtimate range$845,200 – $942,398
Comparable-sales median$822,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$10,071/mo
  • Principal & interest $7,937/mo 79%
  • Taxes $1,571/mo 16%
  • Insurance $401/mo 4%
  • HOA $4/mo 0%
  • CDD $158/mo 2%

$10,071/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$18,850/yr
≈ $1,571/mo·effective rate ~1.30%
Estimate: asking price less the $50,000 homestead exemption × St. Johns County rate (13.47 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $12,525/yr ($1,044/mo) — taxable value $929,662 × 13.47 mills
$6,325 more each year
(+50%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$980,384
Market value
$980,384
Assessed
$929,662
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: St. Johns County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
~$1,900/yr

A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.

Insurance (illustrative range)
$4k–$7k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$4/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Highpointe At Rivertown

Pricing & the Highpointe At Rivertown market

How this home is priced against recent nearby sales, and where Highpointe At Rivertown has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales406 FEVER HAMMOCK Drive406 FEVER HAMMOCK Drive: $188/sq ft$188359 GLENNEYRE Circle359 GLENNEYRE Circle: $200/sq ft$200305 SEAHILL Drive305 SEAHILL Drive: $216/sq ft$216281 STERNWHEEL Drive281 STERNWHEEL Drive: $217/sq ft$21791 GLENNEYRE Circle91 GLENNEYRE Circle: $223/sq ft$22383 NYES Place83 NYES Place: $258/sq ft$258This homeThis home: $343/sq ft$343Community median $216
Property timeline

This home’s history

  • 2024BuiltPer public record
  • Oct 8, 2026First seen on movewithmomentum.comObserved at $1,450,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,450,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $822,500 ($216/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$845,200the mess$942,398

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $1,450,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 12% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $4/mo and a CDD assessment of about $1,900/yr; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 186 active listings competing, 88 under contract

For reference, this home is listed at $1,450,000 ($343/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 4,226 sq ft × $200–$223/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 8, 2026.

Momentum Research

The Momentum read

🟡 Asking $343 per square foot, about 59% above the community’s $216 median. Highpointe At Rivertown’s 12-month median sold price per square foot is $216. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 8, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Keep looking

Similar homes for sale near Highpointe At Rivertown

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Highpointe At Rivertown

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  • 700 W Pope Road #G54 · $179,900 · 2 bd / 1.0 ba · listed October 8, 2026 (courtesy of ENDLESS SUMMER REALTY)
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The street

Every home on Shinnecock Drive: what is for sale, what sold and when, the homes and the communities along it.

Go deeper

More on St. Johns County

Explore St. Johns County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Hallowes Cove AcademyAssigned elementary school · St. Johns County School District
Hallowes Cove AcademyAssigned middle school · St. Johns County School District
GRADEA
Bartram TrailAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 274 SHINNECOCK Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2024: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $4/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • A CDD assessment of about $1,900/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 4,226 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $18,850/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $6,325 more per year than the current owner’s estimated bill (+50%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: October 8, 2026)
Comparable salesrealMLS closed sales within about 3 miles, last 18 months, as of October 8, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 274 SHINNECOCK Drive and when was it built?

Per the listing record, 274 SHINNECOCK Drive was built in 2024 and has 4,226 sq ft of living area, 5 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 274 SHINNECOCK Drive in?

274 SHINNECOCK Drive is in Highpointe At Rivertown in St. Johns, St. Johns County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 274 SHINNECOCK Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $4 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

What is a CDD fee?

A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $1,900 per year; confirm the exact figure with the county.

Why might property taxes on 274 SHINNECOCK Drive differ from the current owner's?

The estimate on this page (about $18,850 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $6,325 more per year than the current owner’s estimated bill (+50%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Are short-term rentals allowed at 274 SHINNECOCK Drive?

Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.

Is 274 SHINNECOCK Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Listing agent

Listed by

Momentum Realty
This home is listed by Momentum Realty. A licensed Momentum agent will assist you.

Listing courtesy of Momentum Realty.

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.