Sold · Apr 2026 Single Family Residence
$440,000
3-Bedroom Home in East Arlington

3821 Allenby Drive, Jacksonville, FL 32277

Nathaniel Watson, listing agent
Listed by
Nathaniel Watson
Momentum Realty
Single Family Residence in East Arlington, Jacksonville · No CDD on record
East Arlington · Jacksonville, FL 32277 · Duval County
Listing data updated October 1, 2026 · refreshed twice daily
Sold Apr 2026 · $440,000
3Bedrooms
2.5Bathrooms
2,532Sq Ft
1977Year Built
$174Per Sq Ft
No CDD on recordFEMA Zone X
This home is sold. It closed on Apr 2026 for $440,000. This page is shown for reference and is no longer for sale.
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$174 here vs $170 median sold (12 mo)
Buyer leverage
Strong seller market
no active listings
No active listings
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~44 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 7 of 12
Price vs recent sales
Asking $440k tops 7 of the last 12 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 3821 ALLENBY Drive in East Arlington, Jacksonville is listed at $440,000 (2,532 sq ft, about $174 per sq ft). Listing facts: built in 1977. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1977 · 49 yrs
  • 2,532 sq ft of living area
  • Listed at $440,000 — recent neighborhood median sale price ~$412,950 (nearby sales; deemed reliable, not an appraisal)
School district: Duval County Public SchoolsCommunity built 1977–1977Speedway Food Store · 5 min driveMcDonald's · 5 min driveStarbucks · 5 min drive
Listing description

About this home

No listing description is available for this property.

Listing descriptions are screened for fair-housing and accuracy compliance before display.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$440,000
Bed / bath3 / 2.5
Living area2,532 sq ft
Year built1977
Property typeSingle Family Residence
MLS #2110125
Listing statusSold · Apr 2026

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~44 ft
CountyDuval
Area listings0 active · 0 under contract
Estimated first-year tax~$6,975/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$174
Estimated monthly payment$3,169
Insurance (illustrative)$2k–$4k/yr
Messtimate range$377,268 – $468,420
Comparable-sales median$412,950

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,169/mo
  • Principal & interest $2,349/mo 74%
  • Taxes $581/mo 18%
  • Insurance $239/mo 8%

$3,169/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$6,975/yr
≈ $581/mo·effective rate ~1.59%
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $1,900/yr ($158/mo) — taxable value $106,371 × 17.86 mills
$5,075 more each year
(+267%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$203,273
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$309,644
Market value
$162,093
Assessed
$106,371
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~44 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · East Arlington

Pricing & the East Arlington market

How this home is priced against recent nearby sales, and where East Arlington has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1751 STARWAN Road1751 STARWAN Road: $141/sq ft$1411884 PARKCREST Drive1884 PARKCREST Drive: $149/sq ft$1491451 TRIPPER Drive1451 TRIPPER Drive: $155/sq ft$155This homeThis home: $174/sq ft$1747338 ARROW POINT Trail7338 ARROW POINT Trail: $185/sq ft$1853811 TIMUCUA Trail3811 TIMUCUA Trail: $185/sq ft$1853938 COLONY COVE Trail3938 COLONY COVE Trail: $190/sq ft$190Community median $170
Property timeline

This home’s history

  • 1977BuiltPer public record
  • Apr 2026SoldClosed

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $440,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $412,950 ($170/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$377,268the mess$468,420

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $440,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 24% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1977 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 0 active listings competing
  • 1 closed here in the last 12 months

For reference, this home is listed at $440,000 ($174/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,532 sq ft × $149–$185/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

58/100
Strongest on: Flood safety (95), Insurance cost (53)
0 limited50100 exceptional

58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area44
This home $174/sq ft vs the community 12-month median $170/sq ft.
Affordability39
List price $440,000 vs the community median $412,950. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~44 ft elevation. Verify the parcel with FEMA.
Insurance cost53
From FEMA Zone X and a 1977 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $174 per square foot, about in line with the community’s $170 median. East Arlington’s 12-month median sold price per square foot is $170. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Keep looking

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In the area

Recent East Arlington news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Retail Dining

Kroger drops its Florida Harris Teeter rollout while the East Arlington store continues

Kroger has walked away from plans for up to 80 Harris Teeter stores across Florida, but the store under construction in East Arlington appears to be proceeding. Harris Teeter said it is looking forward to opening the Atlantic North location in early 2027, and Sleiman Enterprises confirmed it was told to keep working on the project. The store is going in between Academy Sports and Outdoors and LA Fitness in the Atlantic North center.

Why it matters: A confirmed grocery anchor could support the surrounding retail corridor, though the reversal on the broader Florida program is a reminder that announced store plans are not final until doors open.

News4JAX

Jul 2026 · Market

BJ's Wholesale Club parcel on Atlantic Boulevard trades for 17.5 million dollars

The BJ's Wholesale Club property at 12220 Atlantic Blvd. in the Atlantic and Kernan retail corridor sold for 17.5 million dollars, leading the week's commercial sales. The sellers were longtime owners of the parcel.

Why it matters: An anchor retail parcel trading at this price may indicate continued investor confidence in the Atlantic Boulevard corridor serving East Arlington households.

Jacksonville Daily Record

Nov 2025 · Development

UNF breaks ground on 30 North student apartments off the Kernan corridor

The University of North Florida, Chance Partners and Fansler Construction broke ground on 30 North, a roughly $33.45 million on-campus apartment community at 4929 First Coast Tech Parkway near Glen Kernan Parkway and Butler Boulevard. The four-building project will hold 237 furnished units and 702 beds, with amenities including a pool, fitness center and dog park. It is scheduled to be ready to lease for the fall 2027 term.

Why it matters: Added housing on the UNF side of the Kernan corridor could shift some rental demand on campus, which may ease pressure on nearby East Arlington apartments over time.

Jacksonville Daily Record

Nov 2025 · Retail Dining

Harris Teeter confirms East Arlington grocery store at Atlantic North

Harris Teeter announced it will open a 61,000 square foot grocery store in the Atlantic North shopping center at northwest Atlantic and Kernan boulevards, at 11901 Atlantic Blvd. The store would sit between Academy Sports plus Outdoors and LA Fitness and include a wine and beer bar, a Starbucks and a pharmacy with a drive-thru. The company said it expects to start construction in spring 2026, with no opening date announced.

Why it matters: A national grocery anchor on the Atlantic and Kernan corner could increase day-to-day retail draw along that East Arlington commercial node, which historically supports surrounding property interest.

Jacksonville Daily Record

Go deeper

More on East Arlington

Go deeper on East Arlington

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Abess Park Elementary SchoolPublic K-5 · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEA
Landmark Middle SchoolPublic 6-8 · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEA
Sandalwood High SchoolPublic 9-12 · Duval County School District · Grade A (Florida DOE 2025-26)
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Speedway Food Store 5 min

Dining

  • McDonald's 5 min

Shopping

  • Cobblestone Crossing 6 min

Parks

  • Ed Austin Regional Park 9 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 3821 ALLENBY Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1977 (49 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,532 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,975/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,075 more per year than the current owner’s estimated bill (+267%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: October 1, 2026)
Comparable salesrealMLS closed sales within about 3 miles, last 18 months, as of September 30, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3821 ALLENBY Drive and when was it built?

Per the listing record, 3821 ALLENBY Drive was built in 1977 and has 2,532 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3821 ALLENBY Drive in?

3821 ALLENBY Drive is in East Arlington in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Why might property taxes on 3821 ALLENBY Drive differ from the current owner's?

The estimate on this page (about $6,975 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,075 more per year than the current owner’s estimated bill (+267%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 3821 ALLENBY Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3821 ALLENBY Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and Nathaniel Watson, the listing agent, will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Listing agent

Listed by

Listing agent · Momentum Realty
See all of NATHANIEL WATSON's listings

Listing courtesy of Momentum Realty.

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.