4 bedroom Single Family Residence at 45 LOMOND Court, Beacon Lake Phase 2c, St. Augustine — photo 1Front elevation
4 bedroom Single Family Residence at 45 LOMOND Court, Beacon Lake Phase 2c, St. Augustine — photo 2Living space
4 bedroom Single Family Residence at 45 LOMOND Court, Beacon Lake Phase 2c, St. Augustine — photo 3Kitchen
4 bedroom Single Family Residence at 45 LOMOND Court, Beacon Lake Phase 2c, St. Augustine — photo 4Owner's suite
4 bedroom Single Family Residence at 45 LOMOND Court, Beacon Lake Phase 2c, St. Augustine — photo 5Exterior / yardView all 73 photos →
New — 5 days on market Single Family Residence
$1,175,000
45 LOMOND Court
Single Family Residence in Beacon Lake Phase 2c, St. Augustine · No CDD · FEMA Zone X · Built 2022
Beacon Lake Phase 2c · St. Augustine, FL 32095 · St. Johns
Listing courtesy of MOMENTUM REALTY
Listing data updated June 30, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
3,084Sq Ft
—Acre Lot
2022Year Built
$381Per Sq Ft
At a glance
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 2022 · 4 yrs
  • $381/sq ft — above the area median of $269
  • New to market
  • HOA ~$50/mo (estimate; confirm)
Listing facts & disclosures
$1,175,000
List price
As listed in the MLS
4 / 3
Bed / bath
Per the listing
3,084
Living area
Sq ft (approx.)
$381
Price / sq ft
List ÷ living area

The home

Year built2022
Per public record.
Lot sizeSee record
Approximate; verify with survey.
Property typeSingle Family Residence
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$10,105/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Listing description

About this home

Welcome to 45 Lomond Court, a thoughtfully upgraded lakefront home in the highly sought-after Beacon Lake community, where breathtaking water views, resort-style outdoor living, and an unmatched neighborhood lifestyle come together to create something truly special. Positioned...

Description provided by MOMENTUM REALTY and reproduced from the MLS; not independently verified.

No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$7,362
Principal & interest$6,128
Property tax$842
Insurance$341
CDD assessment$0
HOA$50
PMI$0

Down payment $235,000 · Loan $940,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$10,105/yr

The seller likely pays less due to the homestead cap. At a $1,175,000 purchase, expect your first full-year St. Johns bill near $10,105 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$4,096/yr

Estimate for a 2022 build in St. Johns. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in Beacon Lake Phase 2c

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Beacon Lake Phase 2c neighborhood guide for more.

Comparable sales found
1

Recent nearby closings in the data set.

Median sale price (set)
$596,370

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$269

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$381

List price divided by living area. Provided as data, not a value judgment.

Go deeper on Beacon Lake Phase 2c

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Open the Beacon Lake Phase 2c neighborhood guide →
Price benchmark

Pricing & market trend in Beacon Lake Phase 2c

How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.

This home's $/sq ft vs. nearby sales

Price per sq ft · this home vs. recent nearby sales264 WINDERMERE Way264 WINDERMERE Way: $269/sq ft$269This homeThis home: $381/sq ft$381Median $269
In the area

Recent Beacon Lake news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Apr 2026 · Infrastructure

St. Johns County finishes CR 210 widening from I-95 to U.S. 1

St. Johns County completed roadway improvements on County Road 210 between Interstate 95 and U.S. 1, widening roughly seven-tenths of a mile from two lanes to six lanes between Trinity Way and Beachwalk Boulevard. The work added sidewalks, curbing, drainage upgrades, and a new traffic signal at Badger Park Drive, and a ribbon cutting was held April 24, 2026. The county reported the project cost about $18.7 million.

Why it matters: Added capacity along this stretch of CR 210 could ease peak-hour congestion for traffic moving between I-95 and communities along the corridor near Beacon Lake.

News4Jax

Oct 2025 · Infrastructure

New County Road 2209 segment opens in St. Johns County

A 3.9-mile, four-lane segment of County Road 2209 opened between Silverleaf Parkway and International Golf Parkway, east of Tocoi Creek High School. It is part of the larger 2209 Central Project, planned to span 7.7 miles from County Road 210 to Florida 16 at a cost of about $32.5 million, with construction that began in December 2023.

Why it matters: A new north-south corridor in northern St. Johns County could redistribute regional traffic and improve connectivity for areas served off the CR 210 corridor over time.

Jacksonville Daily Record

Aug 2025 · Infrastructure

Traffic pattern shifts as CR 210 widening continues toward Greenbriar Road

St. Johns County moved westbound and eastbound CR 210 lanes onto newly built roadway just east of Stone Creek Circle, with traffic returning to the existing road at Cimarrone Boulevard. The county noted the widening segment runs from Cimarrone Boulevard west a little over two miles to Greenbriar Road, with about $30.5 million allocated in the 2025 fiscal year budget and completion targeted for spring 2026.

Why it matters: Staged construction shifts along CR 210 could affect travel times for area drivers until the wider configuration is finished.

News4Jax

Jul 2025 · Development

Tidal 210 townhome plans advance to county and water district review

The proposed Tidal 210 project, a gated community of 297 town homes off County Road 210 about a half-mile east of I-95, moved into civil plan review and an environmental resource permit application with the St. Johns River Water Management District. The market-rate, non-age-restricted project from Mattamy Homes was scheduled to go before the county Development Review Committee on August 20, 2025, a step ahead of building permits.

Why it matters: If it clears review, this townhome project could add for-sale attached housing inventory near the CR 210 and I-95 interchange close to Beacon Lake.

Jacksonville Daily Record

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Lakeside AcademyPublic K-8, in community · St. Johns County School District
Pine Island AcademyPublic K-8, nearby · St. Johns County School District
Beachside High SchoolPublic 9-12 · St. Johns County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Sold Sep 2025
$596,370
264 WINDERMERE Way, St. Augustine
4 / 3 bd/ba · 2,213 sq ft · $269/sq ft
Courtesy of ROUND TABLE REALTY · View details →

Median of the set: $269/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

The full spec sheet

Property details & features

Interior

  • Bedrooms4
  • Bathrooms3
  • Living area3,084 sq ft

Exterior & lot

  • Lot sizeSee record
  • TypeSingle Family Residence

Systems

  • Year built2022
  • Age4 yrs

Listing

  • MLS #2152247
  • StatusActive
  • Days on market5
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
St. Augustine

Groceries, dining, and parks for this city — see the city guide.

View →
County
St. Johns

Schools, taxes, and services are county-administered — see the county guide.

View →
Community
Beacon Lake Phase 2c

Amenities and HOA/CDD detail on the neighborhood guide.

View →
Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $1,175,000Momentum Realty · on market 5 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 45 LOMOND Court in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Listing agent

Listed by

MICHAEL PISACRETA
Listing agent · Momentum Realty
See all of MICHAEL PISACRETA's listings

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.