3 bedroom Single Family Residence at 4843 SAPPHO Avenue, Murray Hill, Jacksonville — photo 1Front elevation
3 bedroom Single Family Residence at 4843 SAPPHO Avenue, Murray Hill, Jacksonville — photo 2Living space
3 bedroom Single Family Residence at 4843 SAPPHO Avenue, Murray Hill, Jacksonville — photo 3Kitchen
3 bedroom Single Family Residence at 4843 SAPPHO Avenue, Murray Hill, Jacksonville — photo 4Owner's suite
3 bedroom Single Family Residence at 4843 SAPPHO Avenue, Murray Hill, Jacksonville — photo 5Exterior / yardView all 39 photos →
75 days on market Single Family Residence ▼ Price cut: $100 (8/28)
$289,800
3-Bedroom Home in Murray Hill

4843 SAPPHO Avenue, Jacksonville, FL 32205

Single Family Residence in Murray Hill, Jacksonville · No CDD
Murray Hill · Jacksonville, FL 32205 · Duval
Listing data updated September 11, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,323Sq Ft
1940Year Built
$219Per Sq Ft
1-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$219 here vs $221 median sold (12 mo)
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$2k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 7 of 12
Price vs recent sales
Asking $290k tops 7 of the last 12 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 11, 2026, 4843 SAPPHO Avenue in Murray Hill, Jacksonville is listed at $289,800 (1,323 sq ft, about $219 per sq ft). That sits within a few percent of Murray Hill's median closed sale of $278,750 over the last 12 months (124 recorded sales). It has been 75 days on market, longer than the community's typical 26 days to contract. Listing facts: built in 1940, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1940 · 86 yrs
  • 1,323 sq ft of living area
  • 1-car garage
  • Listed at $289,800 — recent neighborhood median sale price ~$278,750 (nearby sales; deemed reliable, not an appraisal)
  • 75 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Murray Hill

Pricing & the Murray Hill market

How this home is priced against recent nearby sales, and where Murray Hill has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1237 MURRAY Drive1237 MURRAY Drive: $209/sq ft$209707 MURRAY Drive707 MURRAY Drive: $213/sq ft$213This homeThis home: $219/sq ft$2194733 ROYAL Avenue4733 ROYAL Avenue: $227/sq ft$2274818 ATTLEBORO Street4818 ATTLEBORO Street: $231/sq ft$2314603 KINGSBURY Street4603 KINGSBURY Street: $259/sq ft$2594713 FRENCH Street4713 FRENCH Street: $280/sq ft$280Community median $221
Property timeline

This home’s history

  • 1940BuiltPer public record
  • Jul 2, 2026First trackedObserved at $319,000
  • Jul 10, 2026Price cut$313,900
  • Aug 4, 2026Price cut$293,000
  • Aug 14, 2026Price cut$289,900
  • Aug 28, 2026Price cut$289,800
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$1,980/mo
  • Principal & interest $1,498/mo 76%
  • Taxes $275/mo 14%
  • Insurance $157/mo 8%
  • HOA $50/mo 3%

$1,980/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

64/100
Strongest on: Flood safety (95), Renovation upside (90)
0 limited50100 exceptional

64/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area52
This home $219/sq ft vs the community 12-month median $221/sq ft.
Affordability43
List price $289,800 vs the community median $278,750. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1940 build. Obtain a property-specific quote.
Market liquidity69
Community median 26 days on market, ~3.4 months of supply (12-month record).
Renovation upside90
From a 1940 build and $219/sq ft vs the community median $221/sq ft. Not a condition assessment.
Pricing power58
Recent sales closed at about 96.3% of original asking (~3.7% below). More room below asking generally favors buyers.
Market timing55
Momentum Market Heat is 45/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $219 per square foot, about in line with the community’s $221 median. Murray Hill’s 12-month median sold price per square foot is $221. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome home! A complete rehab done RIGHT, with features and upgrades rarely found at this price point! Large font deck to have your morning coffee.

You're going to fall in love with the STUNNING open kitchen with its custom white and green shaker cabinets, Quartz countertops and all NEW stainless steel appliances. Living space with an amazing entertainment center. Large open living space into the bedrooms.

Long driveway to a 1-car detached garage. Large backyard for entertaining family and friends. Roof 2026, Newer Windows, New water heater, 2026 HVAC, updated plumbing and electrical.

Live near downtown, the new developments on Pearl st, sports district, and major hospitals. Convenience of living near I-10 to get anywhere you'd like, quickly. Fully remodeled with the quality and feel of a new construction home.

A MUST SEE, you will not regret scheduling a showing for this one!

Description provided by MOMENTUM REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$289,800
Bed / bath3 / 2
Living area1,323 sq ft
Year built1940
Property typeSingle Family Residence
Garage1-car
MLS #2151757
Listing status75 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureModerate
CountyDuval
Area listings34 active · 20 under contract
Estimated first-year tax~$3,304/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$219
Estimated monthly payment$1,980
Insurance (illustrative)$2k–$2k/yr
Messtimate range$281,799 – $342,657
Comparable-sales median$278,750

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$281,799the mess$342,657

Actual list price: $289,800 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 22% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1940 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 75 days on market vs. a 26-day community median
  • 3.4 months of supply

For reference, this home is listed at $289,800 ($219/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,323 sq ft × $213–$259/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 11, 2026.

Keep looking

Similar homes for sale near Murray Hill

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $289,800Momentum Realty · on market 75 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,304/yr

A rough first-year estimate only, applying a typical Duval rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 4843 SAPPHO Avenue?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Murray Hill

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Murray Hill neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$278,750

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$221

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Murray Hill

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Ruth N. UpsonAssigned elementary school · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEC
Lake ShoreAssigned middle school · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEC
RiversideAssigned high school · Duval County School District · Grade C (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $221/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,328 – $1,932/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.1%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$691 – −$148At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 4843 SAPPHO Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1940 (86 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,323 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,304/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: September 11, 2026)
Community market statsrealMLS closed sales, as of September 11, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4843 SAPPHO Avenue and when was it built?

Per the listing record, 4843 SAPPHO Avenue was built in 1940 and has 1,323 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4843 SAPPHO Avenue in?

4843 SAPPHO Avenue is in Murray Hill in Jacksonville, Duval County. The community section on this page shows recent closed sales, days on market, and active inventory for Murray Hill from the same MLS data.

Does 4843 SAPPHO Avenue have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 4843 SAPPHO Avenue differ from the current owner's?

The estimate on this page (about $3,304 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 4843 SAPPHO Avenue in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 4843 SAPPHO Avenue in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Listing agent

Listed by

Listing agent · Momentum Realty
See all of Emanuel Shllaku's listings

Listing courtesy of Momentum Realty.

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.