Single Family Residence in Murray Hill Heights, Jacksonville · No CDD · FEMA Zone X
Murray Hill Heights · Jacksonville, FL 32205 · Duval
Listing data updated July 10, 2026 · refreshed twice daily
3Bedrooms
1.5Bathrooms
1,186Sq Ft
1946Year Built
$252Per Sq Ft
GarageNo CDDFEMA Zone X
Highlights
No CDD assessment on record
FEMA Zone X — flood insurance generally not federally required
Built 1946 · 80 yrs
1,186 sq ft of living area
Garage
$252/sq ft — compared with the displayed median of $240 from recent nearby sales
Listed at $299,000 — recent neighborhood median sale price ~$225,000 (nearby sales; deemed reliable, not an appraisal)
New to market
HOA ~$50/mo (estimate; confirm)
School district: HOA No HOA and no CDD on most homes County Duval County Florida Schools Duval County Public SchoolsCommunity built 1919–2026Murray Hill Farmers Market · 2 min driveBuchner's Bierhalle · 2 min driveEdgewood Avenue South Center · 3 min drive
This listing is shown at $299,000, with 3 bedrooms and 1.5 bathrooms, and 1,186 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms3
Bathrooms1.5
Living area1,186 sq ft
Year built1946
Property typeSingle Family Residence
Financial
Est. monthly payment$2,056
Est. taxes / yr~$3,409
Est. insurance / yr~$1,946
HOA$50/mo
CDDNone on record
Price / sq ft$252
Risk
Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~19 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$1,946/yr
Market
Days on market2
Neighborhood median DOM48
Active listings (area)43
Months of supply4.1
Comparable-sales median$225,000
This home2d
Area median48d
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$1,946/yr
Estimated homeowners premium; get a real quote.
Months of supply
4.1 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
43/100
Balanced market — from supply, under-contract share, and days on market.
Estimated monthly payment
$2,056/mo
Principal & interest $1,559/mo76%
Taxes $284/mo14%
Insurance $162/mo8%
HOA $50/mo2%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
50/100
Strongest on: Flood safety (95), Renovation upside (70)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.
Price vs area38
This home $252/sq ft vs area median $240/sq ft from recent nearby sales.
Affordability0
List price $299,000 vs area median $225,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~19 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1946 build. Obtain a property-specific quote.
Market liquidity56
Area median 48 days on market, ~4.1 months of supply.
Investment metrics42
Objective supply and demand metrics for the area - not investment advice.
Renovation upside70
From a 1946 build and $252/sq ft vs area $240/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$299,000
List price
As listed in the MLS
3 / 1.5
Bed / bath
Per the listing
1,186
Living area
Sq ft (approx.)
$252
Price / sq ft
List ÷ living area
The home
Year built1946
Per public record.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$3,409/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~19 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $268,036 – $284,640
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$268,036the mess$284,640
Actual list price: $299,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 6% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 2 days on market vs. a ~48-day neighborhood median
43 active listings competing in Murray Hill Heights
21 under contract now
33% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈4.1 months of supply (one market-context metric; should not be used alone)
1 new-construction home competing
Median sale price is up 339% over the last 148 months
Homes here sell at about 98.7% of list price
126 closed here in the last 12 months
For reference, this home is listed at $299,000 ($252/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,186 sq ft × $226–$240/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.
Market analysis
Murray Hill Heights market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
43Active listings
21Under contract
1New this month
4.1Months of supply
48Median days on market
33%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
Property timeline
This home’s history
1946BuiltPer public record
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,370 – $1,993/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.1%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$725 – −$164At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$299,000
Bed / bath3 / 1.5
Living area1,186 sq ft
Year built1946
Property typeSingle Family Residence
MLS #2154256
Listing statusNew — 2 days on market
Days on market2
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~19 ft
CountyDuval
Estimated first-year tax~$3,409/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$252
Estimated monthly payment$2,056
Estimated insurance~$1,946/yr
Messtimate range$268,036 – $284,640
Comparable-sales median$225,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$2,056
Principal & interest$1,559
Property tax$284
Insurance$162
CDD assessment$0
HOA$50
PMI$0
Down payment $59,800 · Loan $239,200. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$3,409/yr
The seller likely pays less due to the homestead cap. At a $299,000 purchase, expect your first full-year Duval bill near $3,409 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$1,946/yr
Estimate for a 1946 build in Duval. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~19 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Murray Hill Heights
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Murray Hill Heights neighborhood guide for more.
Comparable sales found
5
Recent nearby closings in the data set.
Median sale price (set)
$225,000
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$240
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$252
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Murray Hill Heights
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Murray Hill Farmers Market 2 min
Dining
Buchner's Bierhalle 2 min
Shopping
Edgewood Avenue South Center 3 min
Parks
Murray Hill Playground 3 min
In the area
Recent Murray Hill news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Retail Dining
Community First names Arble Baking Co. as a food feature for the Edgewood branch
Community First Credit Union said it has partnered with Arble Baking Co. to add a food offering at the former Edgewood Bakery at 1012 Edgewood Avenue South, which it is converting into a Murray Hill branch with a planned community room. The bakery building dates to 1947 and had sat vacant since the prior operation closed in 2016. Completion of the branch is expected in late 2026.
Why it matters: Pairing a local bakery vendor and a community room with the new branch could draw added daytime activity to the Edgewood corridor, which historically may support nearby retail and dining.
City permit clears Edgewood Bakery conversion into a Community First branch
The city issued a building permit in March 2026 for Community First Credit Union to renovate the long-vacant former Edgewood Bakery at 1012 Edgewood Avenue South, with an approved project cost near $3.5 million. Plans call for renovating roughly 4,628 square feet and adding drive-thru lanes, an outdoor plaza, a front lawn, a community room, and an on-site food truck. Auld and White Constructors is handling the work, targeted for completion in late 2026.
Why it matters: Reactivating a long-vacant anchor building on the Edgewood corridor could draw added foot traffic that may benefit nearby retail and dining over time.
New roundabout opens at Post Street and Old Roosevelt Boulevard
FDOT opened a new roundabout where Post Street meets Old Roosevelt Boulevard in mid-October 2025, after about four months of construction. The roughly $6.5 million project includes rail safety upgrades, resurfacing, new signage, lighting, and removal of several traffic signals. FDOT said the redesign is expected to sharply reduce rail-related incidents, with remaining work finishing by mid-2026.
Why it matters: Smoother access between Roosevelt Boulevard and the Edgewood district could improve commute logistics for properties on the eastern side of the corridor.
Hamburger Mary's planned for former El Jefe space on Edgewood Avenue
An operator announced plans to open a Hamburger Mary's restaurant at the former El Jefe space at 947 Edgewood Avenue South, with an initial investment near $150,000. The redesign adds a stage, a performers' entrance, and capacity near 100 guests. A related retail shop was also planned for the adjacent storefront.
Why it matters: Filling a vacant restaurant space on the core dining stretch could add to the density of food and beverage destinations that define the corridor.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Ruth N. Upson Elementary SchoolPreK-5 · Duval County School District
Lake Shore Middle School6-8 · Duval County School District
Riverside High School9-12 · Duval County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jun 2026
$310,000
3230 MAYFLOWER Street, Jacksonville
3 / 2 bd/ba · 1,292 sq ft · $240/sq ft
Courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY · View details →
Sold Jun 2026
$255,000
3259 COLLEGE Street, Jacksonville
2 / 1 bd/ba · 1,056 sq ft · $241/sq ft
Courtesy of ROOT REALTY LLC · View details →
Sold Jun 2026
$184,000
3332 DELLWOOD Avenue, Jacksonville
2 / 1 bd/ba · 1,023 sq ft · $180/sq ft
Courtesy of TRADITIONS REALTY LLC · View details →
Sold Jun 2026
$225,000
4510 POST Street, Jacksonville
2 / 1 bd/ba · 936 sq ft · $240/sq ft
Courtesy of THE HOA COLLECTIVE LLC · View details →
Sold Jun 2026
$200,000
4645 KINGSBURY Street, Jacksonville
2 / 1 bd/ba · 884 sq ft · $226/sq ft
Courtesy of UNITED REAL ESTATE GALLERY · View details →
Median of the set: $240/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Keep looking
Similar homes for sale near Murray Hill Heights
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Listing description
About this home
Murray Hill charm, quiet established neighborhood, ''move in ready'' 3-bedroom 1.5 bath, kitchen remodeled new cabinets and counter tops, new appliances stay with home, entire home repainted, ceilings redone, half bath added with large closet. A/C just serviced, less than 2-year-old roof, double pane vinyl windows with tilt-in for easy cleaning. Electrical panel has been updated. Offgrade home with original hard
wood floors, doors and framework. Detached one car garage, French doors added to garage rather than garage door. Washer and dryer hook
up on garage hot and cold water. This home is off grade and has settled a bit, however, Alpha Foundation has added supporting piers, the
foundation is totally encapsulated for insulation, the home is on an annual inspection with Alph Foundations to measure any changes, contract
transferable. city park 3 blocks away.
Description provided by FLYNN REALTY and reproduced from the MLS; not independently verified.
The full spec sheet
Property details & features
Interior
Bedrooms3
Bathrooms1.5
Living area1,186 sq ft
Exterior & lot
TypeSingle Family Residence
Systems
Year built1946
Age80 yrs
Listing
MLS #2154256
StatusActive
Days on market2
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $299,000Momentum Realty · on market 2 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 4828 KERLE Street in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
