Single Family Residence in Plantation Bay, Ormond Beach · No CDD
Plantation Bay · Ormond Beach, FL 32174 · Volusia
Listing data updated September 29, 2026 · refreshed hourly
5Bedrooms
4Bathrooms
3,316Sq Ft
2003Year Built
$300Per Sq Ft
3-car garageNo CDD5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
49% above
$/sq ft vs community
$300 here vs $201 median sold (12 mo)
Buyer leverage
Strong buyer advantage
2456.0-month supply
2456.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of September 29, 2026, 1031 Hampstead Lane in Plantation Bay, Ormond Beach is listed at $995,000 (3,316 sq ft, about $300 per sq ft). That is 169% above Plantation Bay's median closed sale of $369,900 over the last 12 months (41 recorded sales). Per square foot it is above the community's recent $201/sq ft by about 49%. It came to market within the past week. Listing facts: built in 2003, HOA dues of $121/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2003 · 23 yrs
3,316 sq ft of living area
3-car garage
Active listing
HOA $121/mo (per listing)
Momentum Research · Lpga
Pricing & the Lpga market
How this home is priced against recent nearby sales, and where Lpga has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in Lpga
Each dot is a closed sale since 2002 (1443 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). DBAAR closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $300/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 23 (cold).
Property timeline
This home’s history
2003BuiltPer public record
Sep 29, 2026First trackedObserved at $995,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$6,741/mo
Principal & interest $5,312/mo79%
Taxes $887/mo13%
Insurance $421/mo6%
HOA $121/mo2%
$6,741/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Estimated from today’s asking price and current Volusia County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $15,175/yr ($1,265/mo)
+$2,975 more each year
(+20%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Sources: Florida DOR certified tax roll (2025), Daytona Beach Area AR. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Volusia County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Momentum Scores
Momentum Property Score
32/100
Strongest on: Market timing (77), Pricing power (65)
0 limited50100 exceptional
32/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $300/sq ft vs the community 12-month median $201/sq ft.
Affordability0
List price $995,000 vs the community median $369,900. Not a measure of personal affordability.
Market liquidity22
Community median 97 days on market (12-month record).
Renovation upside26
From a 2003 build and $300/sq ft vs the community median $201/sq ft. Not a condition assessment.
Pricing power65
Recent sales closed at about 94.9% of original asking (~5.1% below). More room below asking generally favors buyers.
Market timing77
Momentum Market Heat is 23/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $300 per square foot, about 49% above the community’s $201 median. Lpga’s 12-month median sold price per square foot is $201. Median sold price per square foot is down 11.0% year over year. Confidence: Very High · 41 closed sales in 12 monthsMLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Lpga sales closed near 94.9% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of DBAAR records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 572 active listings in Lpga, no CDD assessment.
Updated September 29, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome to 1031 Hampstead Lane, an exceptional 5-bedroom, 4-bath pool home offering more than 3,300 square feet of refined living in Plantation Bay, one of the area's premier golf and lifestyle communities. Modern, elegant and designed for effortless Florida living, this impressive residence is equally suited for quiet relaxation and memorable entertaining. At the heart of the home, the beautifully appointed kitchen showcases quartz countertops, custom solid-wood cabinetry, stainless steel appliances, a gas range, walk-in pantry, separate dry bar and a striking center island.
A sunlit breakfast nook overlooks the spectacular outdoor living area and lush, professionally landscaped grounds. The first floor features a spacious Owner's Suite, three additional bedrooms, formal living and dining areas, and an inviting family room—all flowing naturally to the expansive covered paver patio. A private upstairs suite provides the fifth bedroom and added flexibility for guests, extended family, a home office or media retreat.
Beyond the interiors, a screened outdoor oasis awaits. The summer kitchenette includes a built-in grill, mini fridge and bar, while the sparkling solar-heated saltwater pool and spa create the perfect centerpiece for year-round enjoyment. Mature tropical foliage provides a beautiful sense of privacy, and custom electric awnings offer additional shade and comfort.
An oversized three-car garage and circular driveway complete this remarkable property. You will really never leave home but if you do decide to step out of this retreat, Plantation Bay has something for you to do; Enjoy an exceptional lifestyle and resort level amenities in Plantation Bay, one of the area's premier golf communities. This community delivers an extraordinary country club lifestyle surrounded by natural beauty.
The community features 45 holes of championship golf, two clubhouses, multiple dining venues, a 7,000+ square-foot spa and fitness center, two resort-style pools, 10 Har-Tru tennis courts, 10 pickleball courts, bocce, basketball, a fishing dock, parks and abundant green spaces. The exclusive 40,500-square-foot Founders Club and Lifestyle Center, inspired by the relaxed elegance of the West Indies, offers the Founders Club Tavern and a stunning outdoor patio overlooking the community's exceptional surroundings. This is more than a beautiful home—it is an opportunity to enjoy resort-style living both on and off the course.
Some amenities and memberships may require additional fees.
All 92 photos
Description provided by The Keyes Company and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$995,000
Bed / bath5 / 4
Living area3,316 sq ft
Year built2003
Property typeSingle Family Residence
Garage3-car
MLS #1231291
Listing statusActive
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureModerate
CountyVolusia
Area listings572 active · 128 under contract
Estimated first-year tax~$10,646/yr
CDD assessmentNone on record
HOA (per listing)$121/mo
Calculated estimates
Price per sq ft$300
Estimated monthly payment$6,741
Insurance (illustrative)$4k–$8k/yr
Comparable-sales median$369,900
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$586,932the mess$746,100
Actual list price: $995,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — this home carries HOA dues of $121/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
614 active listings competing, 110 under contract
3 closed here in the last 12 months
For reference, this home is listed at $995,000 ($300/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,316 sq ft × $177–$225/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 29, 2026.
Keep looking
Similar homes for sale near Plantation Bay
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $995,000Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$10,646/yr
A rough first-year estimate only, applying a typical Volusia rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$4k–$8k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$121/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by The Keyes Company · MLS # 1231291
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Market data · public records
Recent sales activity in Plantation Bay
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Plantation Bay neighborhood guide for more.
Comparable sales found
0
Recent nearby closings in the data set.
Community median sale price
$369,900
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$201
Canonical 12-month median $/sq ft. Reference only.
Explore Volusia County
Browse market data, schools, taxes, and homes for sale across the county.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Infrastructure
State Road 40 widening in Volusia advances in design
The Florida Department of Transportation project to widen State Road 40 from State Road 11 to Cone Road in Volusia County remains in the design phase, with right of way acquisition in progress and construction not yet funded, according to a project page last updated July 14, 2026. The roughly 7 mile plan would add lanes, replace three bridges, and include a multi use trail and a wildlife crossing.
Why it matters: Design and right of way work continue on widening State Road 40 to four lanes, a project that would add roadway capacity, new bridges, and a multi use trail along the western Volusia corridor once construction is funded. The project is about 10 miles northwest of Zz Dbaar Volusia Unassigned, elsewhere in Volusia County.
Daytona Beach approves Avalon Park Daytona, a master-planned community of about 8,800 homes west of I-95
Daytona Beach commissioners approved Avalon Park Daytona in May 2026, clearing the way for a master-planned community of about 8,800 homes on land west of Interstate 95. The approval also allows commercial and mixed-use space as the project builds out over many years.
Why it matters: A large new master-planned community adds substantial future housing supply west of Interstate 95, a shift that can influence competition and pricing for existing communities in the area. The site is about 4 miles southwest of Zz Dbaar Volusia Unassigned.
FDOT builds a new $75 million I-95 interchange at Pioneer Trail near New Smyrna Beach
The Florida Department of Transportation is building a new $75 million interchange on Interstate 95 at Pioneer Trail near New Smyrna Beach. The roughly 2-mile project widens Pioneer Trail to four lanes and adds a roundabout at Turnbull Bay Road, with construction underway in 2026.
Why it matters: A new interstate interchange improves access and shortens drive times in southeast Volusia, the kind of infrastructure that has historically shaped where demand and new development concentrate. The project is about 13 miles south of Zz Dbaar Volusia Unassigned, elsewhere in Volusia County.
Schools currently assigned to this address in Volusia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Volusia County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$4,560 – $6,633/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$2,305 – −$440At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 1031 Hampstead Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2003 (23 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $121/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Volusia County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 3,316 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $10,646/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
Confirm school zoning directly with the district.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
Amenities and HOA/CDD detail on the neighborhood guide.
Provenance
Data sources & freshness
Listing record
DBAAR, refreshed hourly (last: September 29, 2026)
Community market stats
DBAAR closed sales, as of September 20, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 1031 Hampstead Lane and when was it built?
Per the listing record, 1031 Hampstead Lane was built in 2003 and has 3,316 sq ft of living area, 5 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1031 Hampstead Lane in?
1031 Hampstead Lane is in Plantation Bay in Ormond Beach, Volusia County. The community section on this page shows recent closed sales, days on market, and active inventory for Plantation Bay from the same MLS data.
Does 1031 Hampstead Lane have an HOA, and how much are the dues?
The listing reports HOA dues of $121 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 1031 Hampstead Lane differ from the current owner's?
The estimate on this page (about $10,646 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1031 Hampstead Lane in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 1031 Hampstead Lane in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
