Single Family Residence in Plantation Bay, Ormond Beach · No CDD on record
Plantation Bay · Ormond Beach, FL 32174 · Flagler County
Listing data updated October 10, 2026 at 4:52 AM ET · checked against the MLS hourly
3Bedrooms
3.5Bathrooms
3,596Sq Ft
1987Year Built
$233Per Sq Ft
2-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
10% below
$/sq ft vs community
$233 here vs $260 median sold (12 mo)
Buyer leverage
Seller-leaning
38 days on market
5.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~29 ft elevation
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $839k tops 10 of the last 12 closed sales; also one of the largest homes here at 3,596 sq ft
As of October 10, 2026, 13 Bay Pointe Drive in Plantation Bay, Ormond Beach is listed at $839,000 (3,596 sq ft, about $233 per sq ft). That is 43% above Plantation Bay's median closed sale of $585,000 over the last 12 months (93 recorded sales). Per square foot it is below the community's recent $260/sq ft by about 10%. It has been 38 days on market, well inside the community's typical 112 days. Listing facts: built in 1987, HOA dues of $121/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1987 · 39 yrs
3,596 sq ft of living area
2-car garage
Listed at $839,000 — recent neighborhood median sale price ~$585,000 (nearby sales; deemed reliable, not an appraisal)
38 days on market
HOA $121/mo (per listing)
Golf course communitySchool district: Schools Flagler County SchoolsCommunity built 1986–2020Dixie Commons · 12 min driveSeminole Woods Neighborhood Park · 12 min drivePublix · 13 min drive
Listing description
About this home
ENJOY EXQUISITE LUXURY LIVING IN THIS STUNNING CUSTOM BUILT 3-BEDROOM 3.5 BATH (THREE EN-SUITES) POOL HOME OVERLOOKING THE GOLF COURSE IN PLANTATION BAY... A PRESTIGIOUS PRIVATE GATED COMMUNITY OFFERING 24-HOUR SECURITY & WORLD CLASS AMMENITIES. THIS GORGEOUS CONTEMPORARY ESTATE HOME FEATURES MODERN ARCHITECTURAL DESIGN, 22' SOARING CEILINGS, NATURAL LIGHT FROM ALL ANGLES VIA NEW ANDERSON DOORS & WINDOWS & 2ND STORY WRAP AROUND BALCONIES OVERLOOKING POOL AND GOLF COURSE SURROUNDED BY NATURE & WILDLIFE.
GORMET CHEF'S KITCHEN OFFERS MODERN UPDATING INCLUDING EUROPEAN CABINETRY W/UNDERLIGHTING, QUARTZ COUNTERS, CENTER ISLAND, BREAKFAST BAR, STAINLESS APPLIANCES W/PULL OUT MICROWAVE DRAWER, PENDANT LIGHTING & GORGEOUS LUXURY VINYL PLANK FLOORING. EXTENDED FORMAL DINING IS THE PERFECT SETTING FOR LARGE FAMILY GATHERINGS & CELEBRATIONS ACCENTED BY BUILT-IN ELECTRIC FIREPLACE CREATING A WARM ELEGANT AMBIANCE! ENJOY COMFORT AND STYLE IN SPACIOUS LIVING ROOM FEATURING 22-FT CEILINGS, NEW EXPANSIVE WINDOWS AND DOORS AND BEAUTIFUL VIEWS OVEROOKING THE POOL DECK AND GOLF COURSE.
PRIVATE FIRST FLOOR PRIMARY SUITE WITH ACCESS DOOR TO COVERED LANAI & ENTERTAINING AREA. SPA-LIKE ENSUITE OFFERS DOUBLE SINK VANITY, WALK-IN SHOWER, GARDEN TUB, LOTS OF STORAGE SPACE AND WALK-IN CLOSET. FIRST FLOOR HAS A CONVENIENT UPDATED HALF GUEST BATH, INSIDE LAUNDRY AND HOME OFFICE OR FLEX ROOM PERFECT FOR WORKOUT SPACE, CRAFT ROOM OR MEDIA ROOM.
WIDE SPIRAL STAIRCASE LEADS TO THE SECOND FLOOR WITH MORE NATURAL LIGHT, OPEN SPACES AND TWO SPACIOUS BEDROOM SUITES WITH FULL BATHS... SO MANY OPTIONS WITH THREE SIDED WRAP AROUND BALCONIES AND A SEPARATE PRIVATE BALCONY OFF WEST FACING BEDROOM. GREAT SPACES FOR ENTERTAINING, RELAXING, GARDENING, YOGA AND A PEACEFUL SPACE TO ENJOY THE GORGEOUS VIEWS AND WILDLIFE.
PLANTATION BAY OFFERS THREE GUARD GATES, AND A VARIETY OF CLUB MEMBERSHIPS INCLUDING 45 HOLES OF CHAMPIONSHIP GOLF AT THREE COURSES, TWO DRIVING RANGES, GOLF INSTRUCTIONAL CENTER, TENNIS & PICKLEBALL COURTS, A STATE-OF-THE-ART FITNESS CENTER, TWO CLUBHOUSES INCLUDING FOUNDERS CLUB WHICH IS A SHORT WALK OR GOLF CART RIDE FROM THE HOUSE.... OFFERING FINE AND CASUAL DINING... THIS IS TRULY A ONE-OF-A-KIND PRIVATE COMMUNITY WITH SOMETHING FOR EVERYONE!
SO MUCH TO LOVE ABOUT THIS COMMUNITY!!!
All 46 photos
Description provided by RE/MAX Signature and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$839,000
Bed / bath3 / 3.5
Living area3,596 sq ft
Year built1987
Property typeSingle Family Residence
Garage2-car
MLS #1230345
Listing status38 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~29 ft
CountyFlagler
Area listings40 active · 11 under contract
Estimated first-year tax~$11,550/yr
CDD assessmentNone on record
HOA$121/mo
Calculated estimates
Price per sq ft$233
Estimated monthly payment$6,180
Insurance (illustrative)$4k–$8k/yr
Messtimate range$643,684 – $1,736,868
Comparable-sales median$585,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$6,180/mo
Principal & interest $4,647/mo75%
Taxes $962/mo16%
Insurance $449/mo7%
HOA $121/mo2%
$6,180/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Flagler County rate (14.65 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $6,075/yr ($506/mo) — taxable value $414,069 × 14.65 mills
$5,475 more each year
(+90%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$221,476
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$635,545
Market value
$464,791
Assessed
$414,069
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Daytona Beach Area AR; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$4k–$8k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$121/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~29 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Flagler County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Flagler County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively Moderate
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively Moderate
Strong windRelatively Low
DroughtVery Low
HailVery Low
Cold waveVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Plantation Bay
Pricing & the Plantation Bay market
How this home is priced against recent nearby sales, and where Plantation Bay has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Plantation Bay
Each dot is a closed sale since 2001 (1521 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). DBAAR closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $233/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 28 (cold).
Property timeline
This home’s history
1987BuiltPer public record
About Sep 2026Listed (per MLS)MLS reports 38 cumulative days on market as of October 10, 2026
Sep 3, 2026First seen on movewithmomentum.comObserved at $839,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $839,000Momentum Realty · on market 38 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales in Plantation Bay in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Sep 2026
$1,440,000
513 Wingspan Drive, Ormond Beach
4 / 3 bd/ba · 3,072 sq ft · $469/sq ft
Courtesy of Simply Real Estate · View details →
Sold Sep 2026
$1,440,000
513 Wingspan Drive, Ormond Beach
4 / 3 bd/ba · 3,072 sq ft · $469/sq ft
Courtesy of Simply Real Estate · View details →
Sold Aug 2026
$1,475,000
410 Wingspan Drive, Ormond Beach
4 / 4 bd/ba · 3,055 sq ft · $483/sq ft
Courtesy of Venture Development Realty, Inc · View details →
Sold Aug 2026
$1,475,000
410 Wingspan Drive, Ormond Beach
4 / 4 bd/ba · 3,055 sq ft · $483/sq ft
Courtesy of Venture Development Realty, Inc · View details →
Sold Oct 2026
$477,500
38 Kingsley Circle, Ormond Beach
3 / 2 bd/ba · 2,664 sq ft · $179/sq ft
Courtesy of Keller Williams Realty Florida Partners · View details →
Sold Oct 2026
$477,500
38 Kingsley Circle, Ormond Beach
3 / 2 bd/ba · 2,664 sq ft · $179/sq ft
Courtesy of Keller Williams Realty Florida Partners · View details →
Median of these 6 sales: $585,000 ($260/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$643,684the mess$1,736,868
Stronger local evidence — 6 comparable closed sales in Plantation Bay, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $839,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 170% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1987 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $121/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
This home: 38 days on market vs. a 112-day community median
29 active listings competing, 10 under contract
≈5.5 months of supply
86 closed here in the last 12 months
For reference, this home is listed at $839,000 ($233/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,596 sq ft × $179–$483/sq ft (interquartile band of 6 comparable closed sales in Plantation Bay, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 10, 2026.
Momentum Scores
Momentum Property Score
57/100
Strongest on: Flood safety (95), Price vs area (76)
0 limited50100 exceptional
57/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area76
This home $233/sq ft vs the community 12-month median $260/sq ft.
Affordability0
List price $839,000 vs the community median $585,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~29 ft elevation. Verify the parcel with FEMA.
Insurance cost60
From FEMA Zone X and a 1987 build. Obtain a property-specific quote.
Market liquidity27
Community median 112 days on market, ~5.5 months of supply (12-month record).
Pricing power67
Recent sales closed at about 94.7% of original asking (~5.3% below). More room below asking generally favors buyers.
Market timing72
Momentum Market Heat is 28/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $233 per square foot, about 10% below the community’s $260 median. Plantation Bay’s 12-month median sold price per square foot is $260. Median sold price per square foot is down 6.0% year over year. Confidence: Very High · 93 closed sales in 12 monthsMLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
72% of homes in Plantation Bay are owner-occupied. An estimated 28% are non-owner-occupied, including 6% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 966 homes matched. Community-level context.
Recent Plantation Bay sales closed near 94.7% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of DBAAR records, community-level, 12 months ending September 3, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: a golf-course community, one of only 40 active listings in Plantation Bay, no CDD assessment.
Updated October 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by RE/MAX Signature · MLS # 1230345
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Keep looking
Similar homes for sale near Plantation Bay
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Infrastructure
Flagler Beach pier rebuild nears completion with spring opening planned
The $16 million, 800-foot concrete pier is being built by Vecellio and Grogan, with FEMA covering 75% of the cost. Concrete work and pile driving are finished, and substantial completion is expected in January with a spring opening planned. The deck will sit 28 feet above sea level, and access will be free from 5 a.m. to 10 p.m.
Why it matters: Restores a major oceanfront amenity and visitor draw for the Flagler Beach coastline. The site is about 6 miles north of Plantation Bay Bunnell.
Palm Coast council advances Magnolia Trace plan for 624 homes on about 1,000 acres
The Palm Coast City Council approved on first reading, 4-1, an amendment converting the former Oare continuing-care village off Belle Terre Boulevard near U.S. 1 into the Magnolia Trace Master Planned Development. The plan calls for 624 units, including single-family homes, townhouses and up to 150 apartments, and 71% of the acreage is already in conservation. A second reading is still required, and Greenpoint Holdings is under contract to buy the land.
Why it matters: Adds a large block of for-sale and rental housing supply along the Belle Terre corridor, if final approval is granted. The project is about 10 miles north of Plantation Bay Bunnell, elsewhere in Flagler County.
Palm Coast OKs land sale for 36 bed rehabilitation hospital
The Palm Coast City Council, acting as the State Road 100 redevelopment agency board, approved the sale of about 8.5 acres of city owned land to Sanders Trust LLC on July 21, 2026 for a proposed 36 bed inpatient rehabilitation hospital. ClearSky Health would operate the roughly 31 million dollar facility, which must still go through standard development review and permitting before construction.
Why it matters: A new inpatient rehabilitation hospital planned on former city land would add a healthcare facility along the State Road 100 commercial corridor and put an underused parcel into active use, expanding the institutional and commercial building stock. The project is about 6 miles northwest of Plantation Bay Bunnell, elsewhere in Flagler County.
Flagler County advances 35 million dollar beach renourishment
Flagler County is working to award a contract for a roughly 35 million dollar beach renourishment project covering about 5.5 miles of northern county shoreline from Flagler Beach to Varn Park. The project, largely funded by state and FEMA grants, faces a tight deadline with some property easements still unsigned, and a final decision was scheduled for the August 3, 2026 commission meeting.
Why it matters: A large beach renourishment effort would rebuild eroded shoreline and dune systems and help protect the coastal stretch of State Road A1A, supporting the stability of oceanfront property and public beach access. The project is about 9 miles north of Plantation Bay Bunnell, elsewhere in Flagler County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Flagler County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEB
Bunnell Elementary School (Flagler-side)Public K-6 · Flagler County School District · Grade B (Florida DOE 2025-26)
GRADEA
Buddy Taylor Middle School (Flagler-side)Public 7-8 · Flagler County School District · Grade A (Florida DOE 2025-26)
GRADEA
Flagler Palm Coast High School (Flagler-side)Public 9-12 · Flagler County School District · Grade A (Florida DOE 2025-26)
GRADEA
Pathways Elementary School (Volusia-side, Ormond Beach)Public PreK-5 · Flagler County School District · Grade A (Florida DOE 2025-26)
What's nearby
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Publix 13 min
Dining
Thai Elephant Ormond Beach 13 min
Shopping
Dixie Commons 12 min
Parks
Seminole Woods Neighborhood Park 12 min
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 13 Bay Pointe Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1987 (39 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $121/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Flagler County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 3,596 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $11,550/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,475 more per year than the current owner’s estimated bill (+90%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
DBAAR, checked against the MLS hourly (last: October 10, 2026)
Comparable sales
DBAAR closed sales in Plantation Bay, last 18 months, as of September 3, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 13 Bay Pointe Drive and when was it built?
Per the listing record, 13 Bay Pointe Drive was built in 1987 and has 3,596 sq ft of living area, 3 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 13 Bay Pointe Drive in?
13 Bay Pointe Drive is in Plantation Bay in Ormond Beach, Flagler County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 13 Bay Pointe Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $121 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 13 Bay Pointe Drive differ from the current owner's?
The estimate on this page (about $11,550 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,475 more per year than the current owner’s estimated bill (+90%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 13 Bay Pointe Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 13 Bay Pointe Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
