FEMA Zone X — flood insurance generally not federally required
Built 2019 · 7 yrs
$192/sq ft — compared with the displayed median of $189 from recent nearby sales
48 days on market
HOA ~$50/mo (estimate; confirm)
This listing is shown at $345,000, with 2 bedrooms and 2 bathrooms, and 1,799 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms2
Bathrooms2
Living area1,799 sq ft
Lot sizeNot available on this page
Year built2019
Property typeSingle Family Residence
Financial
Est. monthly payment$2,259
Est. taxes / yr~$3,622
Est. insurance / yr~$1,290
HOA$50/mo
CDDNone on record
Price / sq ft$192
Risk
Flood zoneZone X
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$1,290/yr
Market
Days on market48
Neighborhood median DOM42
Active listings (area)1
Months of supply1.7
Comparable-sales median$340,000
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
61/100
A rules-based composite of the objective indicators below. Higher is generally more favorable to a buyer on that single metric.
Price vs area46
This home $192/sq ft vs area median $189/sq ft from recent nearby sales.
Affordability48
List price $345,000 vs area median $340,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2019 build. Obtain a property-specific quote.
Market liquidity73
Area median 42 days on market, ~1.7 months of supply.
Investment metrics73
Objective supply and demand metrics for the area - not investment advice.
Renovation upside10
From a 2019 build and $192/sq ft vs area $189/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$345,000
List price
As listed in the MLS
2 / 2
Bed / bath
Per the listing
1,799
Living area
Sq ft (approx.)
$192
Price / sq ft
List ÷ living area
The home
Year built2019
Per public record.
Lot sizeSee record
Approximate; verify with survey.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$3,622/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
Price benchmark
Pricing & market trend in Grand Landings
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $298,634 – $381,388
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$298,634the mess$381,388
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 48 days on market vs. a ~42-day neighborhood median
1 active listing competing in Grand Landings
2 under contract now
67% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈1.7 months of supply (one market-context metric; should not be used alone)
7 closed here in the last 12 months
For reference, this home is listed at $345,000 ($192/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,799 sq ft × $166–$212/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 2, 2026.
Market analysis
Grand Landings market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: live MLS counts.
1Active listings
2Under contract
0New this month
1.7Months of supply
42Median days on market
67%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$345,000
Bed / bath2 / 2
Living area1,799 sq ft
Year built2019
Property typeSingle Family Residence
MLS #1225884
Listing statusPending
Days on market48
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~20 ft
CountyFlagler
Estimated first-year tax~$3,622/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$192
Estimated monthly payment$2,259
Estimated insurance~$1,290/yr
Messtimate rangeNot available on this page
Comparable-sales median$340,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$2,259
Principal & interest$1,799
Property tax$302
Insurance$108
CDD assessment$0
HOA$50
PMI$0
Down payment $69,000 · Loan $276,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$3,622/yr
The seller likely pays less due to the homestead cap. At a $345,000 purchase, expect your first full-year Flagler bill near $3,622 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$1,290/yr
Estimate for a 2019 build in Flagler. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Grand Landings
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Grand Landings neighborhood guide for more.
Comparable sales found
1
Recent nearby closings in the data set.
Median sale price (set)
$340,000
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$189
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$192
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Grand Landings
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Schools
Flagler district shelves new middle and high school construction
Flagler County's school district told local officials it is no longer planning to build a new middle school and high school it had targeted for the end of the decade, citing a decline in traditional public-school enrollment. The district still collects development impact fees on new homes and projects only distant, conditional school construction tied to large developments in the pipeline. Most of its nine traditional schools are reported under capacity.
Why it matters: Ample existing school capacity in the corridor near Grand Landings could mean less crowding pressure, though zoning and program availability may still shift over time.
Palm Coast breaks ground on Matanzas Woods Parkway Loop Road and rail overpass
The City of Palm Coast held a groundbreaking on May 14, 2026 for the Matanzas Woods Parkway Loop Road, an approximately $25 million state-funded project off Parkgate Boulevard near the Matanzas Woods roundabout. The work adds a new multi-lane roadway and a bridge over the Florida East Coast Railway, removing an at-grade rail crossing. The city has described the loop as part of a larger connector program funded through state appropriations.
Why it matters: Improved north-side connectivity and a grade-separated rail crossing could ease regional traffic over time for households moving through the Matanzas Woods and U.S. 1 area.
Flagler planning board backs 500-home project with commercial space near Grand Landings
The Flagler County Planning Board recommended approval of a 119-acre development on Seminole Woods Boulevard near the Grand Landings neighborhood, capped by the applicant at about 502 residential units. The master plan mixes single-family homes, townhomes, and apartments with commercial acreage and an assisted living facility, drawing water and sewer service from Palm Coast. A traffic study found the added trips would not exceed Seminole Woods Boulevard's capacity, and the county commission was set to review the application.
Why it matters: New rooftops and commercial uses immediately adjacent to Grand Landings could expand nearby services, though added density may also increase traffic on shared corridors.
Schools currently assigned to this address in Flagler County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Belle Terre Elementary SchoolPublic elementary · Flagler County School District
Indian Trails Middle SchoolPublic grades 6-8 · Flagler County School District
Flagler-Palm Coast High SchoolPublic high school · Flagler County School District
Imagine School at Town CenterPublic charter K-8 · Flagler County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Aug 2025
$340,000
133 S Hummingbird Place, Palm Coast
3 / 2 bd/ba · 1,799 sq ft · $189/sq ft
Courtesy of Southern Realty Enterprises, Inc. · View details →
Median of the set: $189/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Keep looking
Similar homes for sale near Grand Landings
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Listing description
About this home
Beautifully designed 2 Bedroom, 2 Bath home with a versatile flex room--perfect for an office, den, or guest space. The open-concept layout offers seamless flow for everyday living and entertaining. The kitchen features a large island, quartz countertops, ample cabinetry, and a walk-in pantry. The spacious primary suite includes a tray ceiling, two oversized walk-in closets, and an en-suite bath with double vanities and a large walk-in shower with built-in bench. Additional highlights include crown molding, high ceilings, recessed lighting, and generous storage throughout. Enjoy a charming front porch and screened lanai, ideal for relaxing year-round. Paver driveway leads to a 2-car garage. Located just 10 minutes from Flagler Beach in the gated community of Grand Landings with resort-style amenities including an infinity pool, fitness center, playground, and dog park. No CDD fee.
Description provided by Grand Living Realty and reproduced from the MLS; not independently verified.
The full spec sheet
Property details & features
Interior
Bedrooms2
Bathrooms2
Living area1,799 sq ft
Exterior & lot
Lot sizeSee record
TypeSingle Family Residence
Systems
Year built2019
Age7 yrs
Listing
MLS #1225884
StatusPending
Days on market48
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
Palm Coast
Groceries, dining, and parks for this city — see the city guide.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $345,000Momentum Realty · on market 48 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 146 S Hummingbird Place in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
