3 bedroom Single Family Residence at 2736 Turnbull Estates Drive, Turnbull Bay Country Club, New Smyrna Beach — photo 1Front elevation
3 bedroom Single Family Residence at 2736 Turnbull Estates Drive, Turnbull Bay Country Club, New Smyrna Beach — photo 2Living space
3 bedroom Single Family Residence at 2736 Turnbull Estates Drive, Turnbull Bay Country Club, New Smyrna Beach — photo 3Kitchen
3 bedroom Single Family Residence at 2736 Turnbull Estates Drive, Turnbull Bay Country Club, New Smyrna Beach — photo 4Owner's suite
3 bedroom Single Family Residence at 2736 Turnbull Estates Drive, Turnbull Bay Country Club, New Smyrna Beach — photo 5Exterior / yardView all 50 photos →
13 days on market Single Family Residence
$474,900
3-Bedroom Golf-Course Home in Turnbull Bay Country Club

2736 Turnbull Estates Drive, New Smyrna Beach, FL 32168

Single Family Residence in Turnbull Bay Country Club, New Smyrna Beach · No CDD
Turnbull Bay Country Club · New Smyrna Beach, FL 32168 · Volusia
Listing data updated August 4, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,945Sq Ft
1996Year Built
$244Per Sq Ft
Waterfront2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
14% below
$/sq ft vs community
$244 here vs $285 median sold (12 mo)
Buyer leverage
Strong buyer advantage
13 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 1
Price vs recent sales
Asking $475k tops 1 of the last 1 closed sales

Sources: DBAAR (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 1996 · 30 yrs
  • 1,945 sq ft of living area
  • 2-car garage
  • Listed at $474,900 — recent neighborhood median sale price ~$470,000 (nearby sales; deemed reliable, not an appraisal)
  • 13 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Turnbull Bay Country Club

Pricing & the Turnbull Bay Country Club market

How this home is priced against recent nearby sales, and where Turnbull Bay Country Club has been over 25 years. Momentum Research analysis of DBAAR records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $244/sq ft$2441817 Turnbull Lakes Drive1817 Turnbull Lakes Drive: $285/sq ft$285Community median $285
Property timeline

This home’s history

  • 1996BuiltPer public record
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,104/mo
  • Principal & interest $2,406/mo 78%
  • Taxes $423/mo 14%
  • Insurance $224/mo 7%
  • HOA $50/mo 2%

$3,104/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

70/100
Strongest on: Flood safety (95), Price vs area (86)
0 limited50100 exceptional

70/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area86
This home $244/sq ft vs the community 12-month median $285/sq ft.
Affordability48
List price $474,900 vs the community median $470,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost66
From FEMA Zone X and a 1996 build. Obtain a property-specific quote.
Renovation upside54
From a 1996 build and $244/sq ft vs the community median $285/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 13 days on market for this home, against a 13-day area median.Days on market:this home 13Area median:  13 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by DBAAR. As of August 4, 2026.

🟡 Asking $244 per square foot, about 14% below the community’s $285 median. Turnbull Bay Country Club’s 12-month median sold price per square foot is $285. MLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: a golf-course community, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated August 4, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

This one truly has it all! Nestled in the prestigious Turnbull Bay Estates, this beautifully renovated 3-bedroom, 2-bath home offers the perfect combination of luxury, comfort, and location. Wake up to tranquil lake views from the front yard and unwind each evening from your private pool overlooking the golf course with spectacular sunset views.

Professionally renovated from top to bottom, nearly every surface of this home has been updated. From the new roof to the flooring--and everything in between--no detail has been overlooked. The stunning kitchen is the heart of the home, featuring white shaker cabinetry, granite countertops, stainless steel appliances, and an open, timeless design that's perfect for everyday living and entertaining.

The spacious split-bedroom floor plan offers both privacy and functionality, with a large living and dining area plus a versatile flex room that can easily serve as a home office, family room, game room, or den. The primary suite feels like a pri- vate spa with a luxurious soaking tub, frameless glass shower, new vanity, updated toilet, and beautiful finishes throughout. The entire home has been refreshed with new plumbing fixtures, modern lighting, and stylish finishes, creating a clean, cohesive look from room to room.

Even the brand-new black aluminum fence adds to the home's curb appeal and backyard oasis. For added peace of mind, the HVAC system was replaced in 2026. Whether you're hosting family and friends poolside or simply enjoying the peaceful golf course setting, this home was designed for effortless Florida living.

Located just minutes from New Smyrna Beach's renowned white sand beaches, you'll love exploring the boutiques, restaurants, and entertainment along Flagler Avenue and Canal Street. With championship golf, incredible dining, shopping, and one of Volusia County's most sought-after beach communities just moments away, this location is hard to beat. There are simply too many upgrades to list.

Schedule your private showing today and experience everything this exceptional home has to offer!

Description provided by Simply Real Estate and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$474,900
Bed / bath3 / 2
Living area1,945 sq ft
Year built1996
Property typeSingle Family Residence
Garage2-car
MLS #1228913
Listing status13 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureModerate
CountyVolusia
Estimated first-year tax~$5,081/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$244
Estimated monthly payment$3,104
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$470,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Simply Real Estate · Listing agent: Geraldine Westfall Adams · 386-677-0870Provided via the Daytona Beach Area Association of REALTORS® Internet Data Exchange · Source: Daytona Beach Area Association of REALTORS® · © 2026 Daytona Beach Area Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$488,195the mess$620,455

Actual list price: $474,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing
  • 1 closed here in the last 12 months

For reference, this home is listed at $474,900 ($244/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,945 sq ft × $251–$319/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 4, 2026.

Keep looking

Similar homes for sale near Turnbull Bay Country Club

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $474,900Momentum Realty · on market 13 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,081/yr

A rough first-year estimate only, applying a typical Volusia rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in Turnbull Bay Country Club

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Turnbull Bay Country Club neighborhood guide for more.

Comparable sales found
1

Recent nearby closings in the data set.

Community median sale price
$470,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$285

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Turnbull Bay Country Club

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Volusia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
ChisholmAssigned elementary school · Volusia County School District · Grade A (Florida DOE 2025-26)
GRADEB
New Smyrna BeachAssigned middle school · Volusia County School District · Grade B (Florida DOE 2025-26)
GRADEA
New Smyrna BeachAssigned high school · Volusia County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $285/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,177 – $3,166/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$994 – −$104At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordDBAAR, refreshed twice daily (last: August 4, 2026)
Community market statsDBAAR closed sales, as of August 4, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 2736 Turnbull Estates Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Daytona Beach Area Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Daytona Beach Area Association of REALTORS®. © 2026 Daytona Beach Area Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.