2989 Gibraltar Boulevard, New Smyrna Beach, FL 32168
Single Family Residence in Coastal Woods, New Smyrna Beach · No CDD
Coastal Woods · New Smyrna Beach, FL 32168 · Volusia
Listing data updated September 6, 2026 · refreshed twice daily
4Bedrooms
2Bathrooms
1,828Sq Ft
2018Year Built
$191Per Sq Ft
Waterfront2-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
5% below
$/sq ft vs community
$191 here vs $201 median sold (12 mo)
Buyer leverage
Strong seller market
under 1-month supply
Under 1 month
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~31 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of September 6, 2026, 2989 Gibraltar Boulevard in Coastal Woods, New Smyrna Beach is listed at $349,999 (1,828 sq ft, about $191 per sq ft). That sits within a few percent of Coastal Woods's median closed sale of $350,000 over the last 12 months (19 recorded sales). It came to market within the past week. Listing facts: built in 2018, waterfront, HOA dues of $56/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2018 · 8 yrs
1,828 sq ft of living area
2-car garage
Listed at $349,999 — recent neighborhood median sale price ~$350,000 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA $56/mo (per listing)
School district: Amenity center built CDD No CDD Schools Volusia County SchoolsCommunity built 2019–2023Aldi · 2 min driveCulver's · 2 min driveShoppes at Coronado · 2 min drive
Momentum Research · Coastal Woods
Pricing & the Coastal Woods market
How this home is priced against recent nearby sales, and where Coastal Woods has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2018BuiltPer public record
Sep 6, 2026First trackedObserved at $349,999
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$2,288/mo
Principal & interest $1,809/mo79%
Taxes $312/mo14%
Insurance $112/mo5%
HOA $56/mo2%
$2,288/mo at 20% down, 30-yr @ 6.71% · edit any field to update.
Estimated from today’s asking price and current Volusia County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $5,825/yr ($485/mo)
-$50 more each year
(--1%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$7,705
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), Daytona Beach Area AR. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
62/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional
62/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area62
This home $191/sq ft vs the community 12-month median $201/sq ft.
Affordability50
List price $349,999 vs the community median $350,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~31 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2018 build. Obtain a property-specific quote.
Market liquidity62
Community median 85 days on market, ~0.7 months of supply (12-month record).
Renovation upside30
From a 2018 build and $191/sq ft vs the community median $201/sq ft. Not a condition assessment.
Pricing power53
Recent sales closed at about 97.3% of original asking (~2.7% below). More room below asking generally favors buyers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $191 per square foot, about 5% below the community’s $201 median. Coastal Woods’s 12-month median sold price per square foot is $201. Confidence: Medium · 19 closed sales in 12 monthsMLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
67% of homes in Coastal Woods are owner-occupied. An estimated 33% are non-owner-occupied, including 4% held in a company or trust and 15% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 516 homes matched. Community-level context.
Recent Coastal Woods sales closed near 97.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of DBAAR records, community-level, 12 months ending September 3, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1 active listings in Coastal Woods, no CDD assessment.
Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Virtually Staged. Or virtually enhanced photos. The next chapter is ready to begin at 2989 Gibraltar Boulevard, where the highly popular Cali floor plan, peaceful lake views and easy New Smyrna Beach lifestyle come together in one inviting home.
Built in 2018 with solid concrete-block construction, this single-story residence offers four bedrooms, two full bathrooms, 1,828 square feet of thoughtfully designed living space and an attached two-car garage. From the moment you enter, a welcoming foyer draws you toward the open heart of the home, where the kitchen, dining area and living room flow together naturally for everyday comfort, conversation and entertaining. The spacious kitchen features abundant cabinetry, generous counter space, a walk-in pantry and an oversized center island with a breakfast bar and double sink, allowing you to prepare meals while remaining connected to everything happening around you.
What truly elevates this home is the water. Beautiful lake views are enjoyed from the kitchen, dining area, living room and primary bedroom, creating a calm and scenic backdrop throughout the spaces where you will spend the most time. Sliding glass doors lead from the dining area to the covered lanai, an ideal place for morning coffee, evening relaxation or simply watching the light and wildlife change across the water.
The desirable split-bedroom design places the primary suite privately at the rear of the home, where pond views add a peaceful start and finish to each day. The suite includes a spacious bedroom, private bathroom with dual sinks and a separate shower, and a generous walk-in closet. Three additional bedrooms are positioned away from the primary suite and share a second full bathroom, providing excellent flexibility for guests, a home office, hobbies, fitness or whatever your next season of life requires.
A dedicated interior laundry room keeps household routines convenient, while the attached two-car garage provides valuable parking and storage. The home is ready to enjoy now while still offering the perfect opportunity for a new owner to introduce personal style, updated finishes and creative touches over time. Rather than paying a premium for someone else's design choices, you can begin with a comfortable, functional home in a beautiful setting and make it distinctly your own.
Located in the Coastal Woods community, this property places you within convenient reach of New Smyrna Beach's shoreline, shopping, restaurants, entertainment, recreation and the vibrant local destinations that make this area so special. Whether you are heading to the beach, enjoying an evening downtown or returning home to unwind beside the water, 2989 Gibraltar Boulevard offers the space, setting and potential to become more than your next address. It is a place to settle in, personalize and begin whatever comes next.
Schedule your private showing and experience the layout, the views and the possibilities for yourself.
Description provided by Home & Family RE & Property Management and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$349,999
Bed / bath4 / 2
Living area1,828 sq ft
Year built2018
Property typeSingle Family Residence
Garage2-car
MLS #1230511
Listing statusActive
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~31 ft
Windstorm exposureModerate
CountyVolusia
Area listings1 active · 2 under contract
Estimated first-year tax~$3,745/yr
CDD assessmentNone on record
HOA (per listing)$56/mo
Calculated estimates
Price per sq ft$191
Estimated monthly payment$2,288
Insurance (illustrative)$1k–$2k/yr
Messtimate range$356,460 – $380,224
Comparable-sales median$350,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$356,460the mess$380,224
Actual list price: $349,999 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 7% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $56/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
2 active listings competing, 2 under contract
≈0.7 months of supply
18 closed here in the last 12 months
For reference, this home is listed at $349,999 ($191/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,828 sq ft × $195–$208/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.
Keep looking
Similar homes for sale near Coastal Woods
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $349,999Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,745/yr
A rough first-year estimate only, applying a typical Volusia rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$56/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~31 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by Home & Family RE & Property Management · MLS # 1230511
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Market data · public records
Recent sales activity in Coastal Woods
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Coastal Woods neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$350,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$201
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Coastal Woods
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Infrastructure
State Road 40 widening in Volusia advances in design
The Florida Department of Transportation project to widen State Road 40 from State Road 11 to Cone Road in Volusia County remains in the design phase, with right of way acquisition in progress and construction not yet funded, according to a project page last updated July 14, 2026. The roughly 7 mile plan would add lanes, replace three bridges, and include a multi use trail and a wildlife crossing.
Why it matters: Design and right of way work continue on widening State Road 40 to four lanes, a project that would add roadway capacity, new bridges, and a multi use trail along the western Volusia corridor once construction is funded. The project is about 23 miles northwest of Coastal Woods, elsewhere in Volusia County.
Daytona Beach approves Avalon Park Daytona, a master-planned community of about 8,800 homes west of I-95
Daytona Beach commissioners approved Avalon Park Daytona in May 2026, clearing the way for a master-planned community of about 8,800 homes on land west of Interstate 95. The approval also allows commercial and mixed-use space as the project builds out over many years.
Why it matters: A large new master-planned community adds substantial future housing supply west of Interstate 95, a shift that can influence competition and pricing for existing communities in the area. The project is about 14 miles northwest of Coastal Woods, elsewhere in Volusia County.
FDOT builds a new $75 million I-95 interchange at Pioneer Trail near New Smyrna Beach
The Florida Department of Transportation is building a new $75 million interchange on Interstate 95 at Pioneer Trail near New Smyrna Beach. The roughly 2-mile project widens Pioneer Trail to four lanes and adds a roundabout at Turnbull Bay Road, with construction underway in 2026.
Why it matters: A new interstate interchange improves access and shortens drive times in southeast Volusia, the kind of infrastructure that has historically shaped where demand and new development concentrate. The site is about 2 miles northwest of Coastal Woods.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Aldi 2 min
Dining
Culver's 2 min
Shopping
Shoppes at Coronado 2 min
Parks
Otter Park South 5 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Volusia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Read-PatilloAssigned elementary school · Volusia County School District
GRADEB
New Smyrna BeachAssigned middle school · Volusia County School District · Grade B (Florida DOE 2025-26)
GRADEA
New Smyrna BeachAssigned high school · Volusia County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Courtesy of Premier Sotheby's International Realty · View details →
Sold Jun 2026
$365,000
2992 Neverland Drive, New Smyrna Beach
4 / 2 bd/ba · 1,855 sq ft · $197/sq ft
Courtesy of EXP Realty LLC · View details →
Sold Jun 2026
$329,000
2992 Gibraltar Boulevard, New Smyrna Beach
3 / 2 bd/ba · 1,774 sq ft · $185/sq ft
Courtesy of Roy & Company · View details →
Sold Aug 2026
$375,000
2744 Neverland Drive, New Smyrna Beach
4 / 2 bd/ba · 1,891 sq ft · $198/sq ft
Courtesy of RE/MAX Signature · View details →
Community 12-month median: $201/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,604 – $2,333/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$732 – −$75At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 2989 Gibraltar Boulevard, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2018: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $56/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Volusia County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 1,828 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,745/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
New Smyrna Beach
Groceries, dining, and parks for this city — see the city guide.
DBAAR, refreshed twice daily (last: September 6, 2026)
Community market stats
DBAAR closed sales, as of September 3, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 2989 Gibraltar Boulevard and when was it built?
Per the listing record, 2989 Gibraltar Boulevard was built in 2018 and has 1,828 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 2989 Gibraltar Boulevard in?
2989 Gibraltar Boulevard is in Coastal Woods in New Smyrna Beach, Volusia County. The community section on this page shows recent closed sales, days on market, and active inventory for Coastal Woods from the same MLS data.
Does 2989 Gibraltar Boulevard have an HOA, and how much are the dues?
The listing reports HOA dues of $56 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 2989 Gibraltar Boulevard differ from the current owner's?
The estimate on this page (about $3,745 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 2989 Gibraltar Boulevard in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 2989 Gibraltar Boulevard in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
