3 bedroom Single Family Residence at 31 S Riverwalk Drive, Palm Coast Plantation, Palm Coast — photo 1Front elevation
3 bedroom Single Family Residence at 31 S Riverwalk Drive, Palm Coast Plantation, Palm Coast — photo 2Living space
3 bedroom Single Family Residence at 31 S Riverwalk Drive, Palm Coast Plantation, Palm Coast — photo 3Kitchen
3 bedroom Single Family Residence at 31 S Riverwalk Drive, Palm Coast Plantation, Palm Coast — photo 4Owner's suite
3 bedroom Single Family Residence at 31 S Riverwalk Drive, Palm Coast Plantation, Palm Coast — photo 5Exterior / yardView all 78 photos →
New — 6 days on market Single Family Residence
$999,000
3-Bedroom Home in Palm Coast Plantation

31 S Riverwalk Drive, Palm Coast, FL 32137

Single Family Residence in Palm Coast Plantation · No CDD on record · Built 2024
Palm Coast Plantation · Palm Coast, FL 32137 · Flagler County
Listing data updated October 1, 2026 · refreshed hourly
3Bedrooms
3Bathrooms
2,620Sq Ft
2024Year Built
$381Per Sq Ft
Waterfront3-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
77% above
$/sq ft vs community
$381 here vs $215 median sold (12 mo)
Buyer leverage
Seller-leaning
6 days on market
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~2 ft elevation
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $999k tops 10 of the last 12 closed sales

Sources: DBAAR (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 31 S Riverwalk Drive in Palm Coast Plantation, Palm Coast is listed at $999,000 (2,620 sq ft, about $381 per sq ft). That is 86% above Palm Coast Plantation's median closed sale of $537,050 over the last 12 months (6 recorded sales). Per square foot it is above the community's recent $215/sq ft by about 77%. It came to market within the past week. Listing facts: built in 2024, waterfront, HOA dues of $239/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2024 · 2 yrs
  • 2,620 sq ft of living area
  • 3-car garage
  • Listed at $999,000 — recent neighborhood median sale price ~$537,050 (nearby sales; deemed reliable, not an appraisal)
  • New to market
  • HOA $239/mo (per listing)
School district: Schools Flagler County SchoolsCommunity built 2004–2024Lehigh Trail · 3 min driveWinn Dixie · 5 min driveTijuana Flats · 5 min drive
Listing description

About this home

SELLERS ARE MOTIVATED!!! Welcome to 31 S Riverwalk Drive, located in the sought-after gated community of Palm Coast Plantation. This beautiful waterfront pool home offers the perfect combination of comfort, space, and Florida living.

Featuring 3 bedrooms and 3 bathrooms, the home also includes a versatile flex space that could easily serve as a home office, den, or additional bedroom. The open-concept living area features detailed ceilings, crown molding, plantation shutters, a fireplace, and an abundance of natural light. The kitchen features professionally painted wood cabinetry, granite countertops, and updated appliances, while fresh interior paint and continuous tile throughout the main living areas create a clean, cohesive feel.

Step outside to your private screened-in pool overlooking the water and enjoy the Florida lifestyle right from your backyard. The property also offers access to a shared dock, with water access leading out toward the Matanzas River/Inlet and Intracoastal Waterway, making it an incredible setting for boating, fishing, and enjoying life on the water. Additional features include hurricane shutters, oversized ceiling fans, a spacious 3-car garage with room for a golf cart, and negotiable furnishings.

With its private pool, waterfront setting, shared dock access, and location within Palm Coast Plantation, this home offers the waterfront Florida lifestyle you've been looking for.

All 78 photos

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Description provided by Keller Williams Realty Florida Partners and reproduced from the MLS; not independently verified.

Listing courtesy of Keller Williams Realty Florida Partners · Listing agent: Taner Banks · 386-944-2800Provided via the Daytona Beach Area Association of REALTORS® Internet Data Exchange · Source: Daytona Beach Area Association of REALTORS® · © 2026 Daytona Beach Area Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$999,000
Bed / bath3 / 3
Living area2,620 sq ft
Year built2024
Property typeSingle Family Residence
Garage3-car
MLS #1230706
Listing statusNew &mdash; 6 days on market

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~2 ft
CountyFlagler
Area listings3 active · 1 under contract
Estimated first-year tax~$13,900/yr
CDD assessmentNone on record
HOA$239/mo

Calculated estimates

Price per sq ft$381
Estimated monthly payment$7,007
Insurance (illustrative)$2k–$5k/yr
Messtimate range$560,680 – $951,060
Comparable-sales median$537,050

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$7,007/mo
  • Principal & interest $5,333/mo 76%
  • Taxes $1,158/mo 17%
  • Insurance $276/mo 4%
  • HOA $239/mo 3%

$7,007/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$13,900/yr
≈ $1,158/mo·effective rate ~1.39%
Estimate: asking price less the $50,000 homestead exemption × Flagler County rate (14.65 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $11,850/yr ($988/mo) — taxable value $809,373 × 14.65 mills
$2,050 more each year
(+17%)

The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.

$809,373
Market value
$809,373
Assessed
$809,373
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Daytona Beach Area AR; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$5k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$239/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~2 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Flagler County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Flagler County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively Moderate
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively Moderate
Strong windRelatively Low
DroughtVery Low
HailVery Low
Cold waveVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Palm Coast Plantation

Pricing & the Palm Coast Plantation market

How this home is priced against recent nearby sales, and where Palm Coast Plantation has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales12 S Lakewalk Drive12 S Lakewalk Drive: $214/sq ft$21412 S Lakewalk Drive12 S Lakewalk Drive: $214/sq ft$214156 Heron Drive156 Heron Drive: $217/sq ft$217156 Heron Drive156 Heron Drive: $217/sq ft$21797 S Riverwalk Drive97 S Riverwalk Drive: $363/sq ft$36397 S Riverwalk Drive97 S Riverwalk Drive: $363/sq ft$363This homeThis home: $381/sq ft$381Community median $215

Price vs. size in Palm Coast Plantation

Each dot is a closed sale since 2012 (79 total). This home is the gold marker.

$0$690k$1.4M6874,0257,363This home: $999,000, 2,620 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). DBAAR closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $381/sq ft.

$44$176$3072012: $7320122013: $862015: $6920152016: $1502017: $17320172018: $1672019: $16720192020: $2082021: $20320212024: $2672025: $28220252026: $2152026

Median sale price by year

12-month median closed price, 2012–2026.

$46k$457k$868k2012: $126k20122013: $327k2015: $178k20152016: $378k2017: $392k20172018: $415k2019: $425k20192020: $598k2021: $662k20212024: $625k2025: $789k20252026: $537k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 20 (cold).

1446782013: 6320132016: 5220162017: 2720172018: 5220182019: 4820192020: 6520202021: 7220212025: 3720252026: 202026
Property timeline

This home’s history

  • 2024BuiltPer public record
  • Sep 12, 2026First seen on movewithmomentum.comObserved at $999,000
  • NowUnder contractCurrently pending

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $999,000Momentum Realty · on market 6 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in Palm Coast Plantation in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $537,050 ($215/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$560,680the mess$951,060

Stronger local evidence — 6 comparable closed sales in Palm Coast Plantation, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $999,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 70% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $239/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 6 days on market vs. a 124-day community median
  • 2 active listings competing, 2 under contract
  • ≈6.0 months of supply
  • 5 closed here in the last 12 months

For reference, this home is listed at $999,000 ($381/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,620 sq ft × $214–$363/sq ft (interquartile band of 6 comparable closed sales in Palm Coast Plantation, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

42/100
Strongest on: Pricing power (100), Market timing (80)
0 limited50100 exceptional

42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $381/sq ft vs the community 12-month median $215/sq ft.
Affordability0
List price $999,000 vs the community median $537,050. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~2 ft elevation. Verify the parcel with FEMA.
Insurance cost45
From FEMA Zone AE and a 2024 build. Obtain a property-specific quote.
Market liquidity24
Community median 124 days on market, ~6.0 months of supply (12-month record).
Pricing power100
Recent sales closed at about 87.1% of original asking (~12.9% below). More room below asking generally favors buyers.
Market timing80
Momentum Market Heat is 20/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 6.0 months of supply in the surrounding market and 6 days on market for this home, against a 124-day area median.Days on market:this home 6Area median:  124 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. © 2026 Daytona Beach Area Association of REALTORS®, Inc. As of September 20, 2026.

🟡 Asking $381 per square foot, about 77% above the community’s $215 median. Palm Coast Plantation’s 12-month median sold price per square foot is $215. Median sold price per square foot is down 31.9% year over year. Confidence: Low · 6 closed sales in 12 monthsMLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Palm Coast Plantation sales closed near 87.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of DBAAR records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 3 active listings in Palm Coast Plantation, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Keller Williams Realty Florida Partners · MLS # 1230706

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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  • 12 E Roxland Lane, Palm Coast · $325,000 · 3 bd / 2.5 ba · listed September 26, 2026 (courtesy of RE/MAX Signature)
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Just listed: new homes for sale in Volusia & Flagler in the last 48 hours · updated hourly · RSS · Volusia & Flagler market today: new listings, price cuts, pendings

In the area

Recent Palm Coast Plantation news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Development

Palm Coast OKs land sale for 36 bed rehabilitation hospital

The Palm Coast City Council, acting as the State Road 100 redevelopment agency board, approved the sale of about 8.5 acres of city owned land to Sanders Trust LLC on July 21, 2026 for a proposed 36 bed inpatient rehabilitation hospital. ClearSky Health would operate the roughly 31 million dollar facility, which must still go through standard development review and permitting before construction.

Why it matters: A new inpatient rehabilitation hospital planned on former city land would add a healthcare facility along the State Road 100 commercial corridor and put an underused parcel into active use, expanding the institutional and commercial building stock. The project is about 5 miles southwest of Palm Coast Plantation, elsewhere in Flagler County.

WFTV

Jul 2026 · Infrastructure

Flagler County advances 35 million dollar beach renourishment

Flagler County is working to award a contract for a roughly 35 million dollar beach renourishment project covering about 5.5 miles of northern county shoreline from Flagler Beach to Varn Park. The project, largely funded by state and FEMA grants, faces a tight deadline with some property easements still unsigned, and a final decision was scheduled for the August 3, 2026 commission meeting.

Why it matters: A large beach renourishment effort would rebuild eroded shoreline and dune systems and help protect the coastal stretch of State Road A1A, supporting the stability of oceanfront property and public beach access. The site is about 2 miles east of Palm Coast Plantation.

ClickOrlando

Jul 2026 · Civic

Flagler County adopts one year data center moratorium

Flagler County commissioners unanimously adopted a one year moratorium on new data center siting in unincorporated areas at their July 13, 2026 meeting. Officials said the pause allows staff to develop zoning and land use standards for the emerging industry.

Why it matters: A one year pause on new data center siting in unincorporated areas holds large industrial land uses in place while the county drafts zoning and land use standards, keeping the current pattern of available industrial and commercial land unchanged for now. The project is about 7 miles southwest of Palm Coast Plantation, elsewhere in Flagler County.

Flagler County Buzz

Jun 2026 · Development

Palm Coast approves an 82,000-square-foot warehouse complex where Alleima will expand

Palm Coast approved a two-building, 82,000-square-foot warehouse complex on 7.5 acres at 5 Commerce Boulevard in June 2026. Manufacturer Alleima will occupy one building and add 30 to 50 employees, with the second building marketed to other industrial tenants.

Why it matters: New industrial space and manufacturing jobs in Palm Coast strengthen the local employment base, a factor that can support housing demand nearby. The site is about 5 miles west of Palm Coast Plantation.

FlaglerLive

Go deeper

More on Palm Coast Plantation

Go deeper on Palm Coast Plantation

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Flagler County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Old KingsAssigned elementary school · Flagler County School District · Grade A (Florida DOE 2025-26)
GRADEA
Indian TrailsAssigned middle school · Flagler County School District · Grade A (Florida DOE 2025-26)
GRADEA
MatanzasAssigned high school · Flagler County School District · Grade A (Florida DOE 2025-26)
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Winn Dixie 5 min

Dining

  • Tijuana Flats 5 min

Shopping

  • Flagler Regional Plaza 5 min

Parks

  • Lehigh Trail 3 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 31 S Riverwalk Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2024: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $239/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Flagler County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 2,620 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $13,900/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,050 more per year than the current owner’s estimated bill (+17%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordDBAAR, refreshed hourly (last: October 1, 2026)
Comparable salesDBAAR closed sales in Palm Coast Plantation, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 31 S Riverwalk Drive and when was it built?

Per the listing record, 31 S Riverwalk Drive was built in 2024 and has 2,620 sq ft of living area, 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 31 S Riverwalk Drive in?

31 S Riverwalk Drive is in Palm Coast Plantation in Palm Coast, Flagler County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 31 S Riverwalk Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $239 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 31 S Riverwalk Drive differ from the current owner's?

The estimate on this page (about $13,900 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,050 more per year than the current owner’s estimated bill (+17%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 31 S Riverwalk Drive in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 31 S Riverwalk Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

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Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Daytona Beach Area Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Daytona Beach Area Association of REALTORS®. © 2026 Daytona Beach Area Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.