Palm Coast Plantation
Homes for Sale in Palm Coast, FL
All 1,242 homes for sale in Palm Coast, FL · median $389,866 · 747 homes for sale in 32137 · Flagler County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Jim Sheehan, Better Homes & Gardens RE \ Synergy · via DBAMLS
As of November 2026, Palm Coast Plantation in Palm Coast, FL has 3 homes for sale. Homes listed or recently sold were built 2005–2024; 7 of 8 report an HOA (median $239/mo); 3 of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 5 ft).
Last 30 days in Palm Coast Plantation: 1 new listing (median asking $635,000), 1 under contract right now, 1 closed sale (median $945,000). As of November 12, 2026, © 2026 Daytona Beach Area Association of REALTORS®, Inc.
Homes For Sale Right Now in Palm Coast Plantation
Live MLS inventory for Palm Coast Plantation. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 138 daysTop listing
Active · 139 days
Active · 4 days
Under Contract · 125 daysActive and pending Palm Coast Plantation listings as of 2026-11-12, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Tap any home to ask about it.
Palm Coast Plantation is a gated, amenity-heavy community in Flagler County with 497 homes built between 1996 and 2024, so lot size, finish level, and age vary considerably from one home to the next. The median home here runs 2,688 square feet, and the current median price sits at $571,550, working out to $233.19 per square foot. That per-square-foot figure, more than the median price alone, is the number that actually separates one listing from the next — a home priced at that rate on the older end of the build range looks very different from one finished within the last few years.
Right now this is a buyer-leaning market: 6.9 months of supply, a median 162.5 days on market, and only 4 active listings against 497 total homes in the community. Pricing has moved down 27.5% year-over-year, and closings have been thin — 8 in the recent window — so there isn't a deep pool of comparable sales to lean on. For a seller, that combination means pricing has to be realistic from day one; for a buyer, it means there's room to negotiate and time to be selective rather than rushed.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Palm Coast Plantation right now
🟢 Buyer-leaning market. 9.0 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of DBAMLS records, as of November 9, 2026. Confidence: Low (4 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: DBAMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Palm Coast Plantation is a gated, guard-staffed community in Flagler County built out in phases between 1996 and 2024, which gives buyers a genuine spread of home ages and sizes to choose from under one HOA with a full recreational amenity package.
DBAAR sales records identify 168 homes in Palm Coast Plantation that have changed hands since 2009, built between 2003 and 2026 (median 2010), with a median living area of about 2,721 sq ft and a typical 3-bedroom, 3-bath layout; 100% are single-family homes. Source: DBAAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Palm Coast Plantation: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 62% sit outside the FEMA Special Flood Hazard Area (Zone X); 38% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Palm Coast Plantation. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Palm Coast PlantationPhotos from DBAMLS listings in Palm Coast Plantation; content deemed reliable but not guaranteed.
Who Palm Coast Plantation is best for.
Best for
- Buyers prioritizing a full amenity package — pool, tennis, pickleball, fitness center, clubhouse — under one gated HOA.
- Buyers with flexibility on build era who are comfortable comparing homes across a wide construction range and pricing by condition and square footage rather than a fixed price point.
- Long-term, owner-occupant buyers, given the community's majority homestead share, who want a settled HOA rather than a fast-flipping one.
Probably not for
- Buyers who need to choose from many active listings at once — inventory here is genuinely limited.
- Buyers expecting a fast closing timeline; the median days on market currently run well over 150.
- Investors looking for a market with high transaction volume and abundant recent comps to model returns.
The market around Palm Coast Plantation
Palm Coast Plantation is too small for its own price trend, so here is the market around it.
In ZIP 32137, 870 homes are on the market and 17% are under contract — a slower corner of Palm Coast.
Across Flagler County, 1,578 homes are active and 364 pending (19% under contract).
In ZIP 32137 (Palm Coast), 139 homes closed in the last 12 months at a median of $301K ($173/sq ft), down 27.2% year over year, with a median 32 days on market. Right now 23 active and 18 pending listings put supply at about 2.0 months — a healthy market. See the live ZIP 32137 housing market and the Flagler County market.
ZIP and county figures describe the wider market, not Palm Coast Plantation specifically. Momentum Research analysis of MLS records.
Palm Coast Plantation on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from DBAMLS. Map data © OpenStreetMap contributors.
Life at Palm Coast Plantation
- Fitness Center · reported on 8 of 10 listings
- Gated · reported on 8 of 10 listings
- Tennis Court(s) · reported on 8 of 10 listings
- Pool · reported on 8 of 10 listings
- Gated with Guard · reported on 8 of 10 listings
- Clubhouse · reported on 7 of 10 listings
- Basketball Court · reported on 6 of 10 listings
- RV/Boat Storage · reported on 6 of 10 listings
- Pickleball · reported on 6 of 10 listings
- Playground · reported on 5 of 10 listings
- Security · reported on 5 of 10 listings
- Jogging Path · reported on 4 of 10 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Palm Coast Plantation are close: the nearest parks is about 3 minutes away.
- Lehigh Trail · Parks3 min
- Winn Dixie · Groceries5 min
- Tijuana Flats · Dining5 min
- Flagler Regional Plaza · Shopping5 min
- Copper Lotus Cafe and Bistro · Coffee5 min
- AdventHealth Hospice Care · Health7 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Palm Coast Plantation with Momentum Realty’s local guides.
Schools
- Flagler County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Old Kings Elementary SchoolFLDOE grade A · Public elementary
- Buddy Taylor Middle SchoolFLDOE grade A · Public middle
- Flagler Palm Coast High SchoolFLDOE grade A · Public high
- Imagine School at Town CenterFLDOE grade B · Public charter K-8
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Flagler County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Palm Coast Plantation address.
Shop the zone: Homes zoned for Old Kings Elementary School · Homes zoned for Matanzas High School
Recent Developments in Palm Coast Plantation
Development, infrastructure, retail, and school activity affecting Palm Coast Plantation, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Builder Activity
Palm Coast council approves Lakeview Estates changes, swapping planned apartments for donated park land
The Palm Coast council voted 4-1 to amend the plan for Lakeview Estates, a 280-acre community on the former Matanzas Woods golf course in the L-Section. A tract once slated for 55 apartment and townhome units becomes a park with land donated by the developer, and 39 units move to another tract, trimming overall density by a dozen units. About 204 houses are already built on the first tract.
What it may mean for the marketThe change reduces planned density and adds public green space while limiting commercial build-out near U.S. 1, shaping housing supply in the L-Section. The site is about 3 miles west of Palm Coast Plantation.
Source: FlaglerLive - October 2026Civic
Palm Coast holds ceremonial opening of new Fire Station 22
The new station at the southeast corner of Palm Coast Parkway and Colbert Lane replaces the 1977 station and responds to about 18,700 calls a year. Funding of about $12.2 million came from the general fund, fire impact fees and American Rescue Plan money after a $5 million state appropriation was vetoed. The old station is slated to become a visitor center, though funding is not yet identified.
What it may mean for the marketAdds modernized emergency response capacity along the Palm Coast Parkway corridor. The site is about 3 miles northwest of Palm Coast Plantation.
Source: FlaglerLive - October 2026Development
Palm Coast council advances Magnolia Trace plan for 624 homes on about 1,000 acres
The Palm Coast City Council approved on first reading, 4-1, an amendment converting the former Oare continuing-care village off Belle Terre Boulevard near U.S. 1 into the Magnolia Trace Master Planned Development. The plan calls for 624 units, including single-family homes, townhouses and up to 150 apartments, and 71% of the acreage is already in conservation. A second reading is still required, and Greenpoint Holdings is under contract to buy the land.
What it may mean for the marketAdds a large block of for-sale and rental housing supply along the Belle Terre corridor, if final approval is granted. The site is about 3 miles west of Palm Coast Plantation.
Source: FlaglerLive - October 2026Infrastructure
Flagler Beach pier rebuild nears completion with spring opening planned
The $16 million, 800-foot concrete pier is being built by Vecellio and Grogan, with FEMA covering 75% of the cost. Concrete work and pile driving are finished, and substantial completion is expected in January with a spring opening planned. The deck will sit 28 feet above sea level, and access will be free from 5 a.m. to 10 p.m.
What it may mean for the marketRestores a major oceanfront amenity and visitor draw for the Flagler Beach coastline. The site is about 3 miles southeast of Palm Coast Plantation.
Source: FlaglerLive - September 2026Retail & Dining
Promenade at Town Center in Palm Coast signs six tenants and opens apartment leasing
The six-building mixed-use project has signed six leases, including 6th Street Deli, Fleet Feet and AdventHealth Sports Rehab, and has begun leasing 204 apartments. It includes roughly 40,000 square feet of retail and 25,000 square feet of medical and office space. Half the buildings remain under construction and no opening date has been set.
What it may mean for the marketAdds near-term retail, medical office and rental apartment options in the Town Center area. The site is about 4 miles northwest of Palm Coast Plantation.
Source: FlaglerLive - July 2026Infrastructure
Flagler County advances 35 million dollar beach renourishment
Flagler County is working to award a contract for a roughly 35 million dollar beach renourishment project covering about 5.5 miles of northern county shoreline from Flagler Beach to Varn Park. The project, largely funded by state and FEMA grants, faces a tight deadline with some property easements still unsigned, and a final decision was scheduled for the August 3, 2026 commission meeting.
What it may mean for the marketA large beach renourishment effort would rebuild eroded shoreline and dune systems and help protect the coastal stretch of State Road A1A, supporting the stability of oceanfront property and public beach access. The site is about 2 miles east of Palm Coast Plantation.
Source: ClickOrlando
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Palm Coast Plantation buying strategy.
If we were buying in Palm Coast Plantation today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Coast Plantation.
Built over time, priced by condition
Palm Coast Plantation's amenity list is long: gated entry with guard, a clubhouse, pool, tennis and pickleball courts, a fitness center, basketball court, playground, jogging path, park, fishing access, and RV/boat storage. That's a full-service package under a single HOA, and it's a meaningful part of what buyers are paying for here beyond the house itself. Amenities are reported across the community's MLS listings, so current access and condition are worth confirming directly with the HOA before writing an offer.
About 63.8% of homes in the community carry a homestead exemption, pointing to a base of owner-occupied housing rather than a market dominated by investor or seasonal turnover. With only 4 active listings against a base of 497 homes, inventory is genuinely tight even though the broader market posture is buyer-leaning — the low activity reads as thin supply, not thin demand. A market heat score of 23 reflects that same cooler read: this is not a community where multiple offers and rapid turnover are the current norm.
The location and the amenities are priced into every listing in Palm Coast Plantation. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Momentum agents track Palm Coast Plantation's resale activity directly — with only 4 active listings and 8 closings in the recent window, there isn't enough public data to price a home here off comps alone. We pull build-year, square footage, and per-square-foot detail across comparable phases within the community, and we push for HOA amenity and access verification before a buyer is under contract, not after.
Palm Coast Plantation in 15 seconds.
What it really costs to own in Palm Coast Plantation
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $4,670/yr across 3 listings here (MLS tax records, 2026-11-13). |
|---|---|
| HOA dues | Median $239/month across 3 MLS listings (most billed quarterly; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Flagler County is $1,626/yr (435 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 8 listing addresses checked against the FEMA flood map, 62% sit outside the high-risk zone and 38% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2013 across 3 listings. An original roof here is about 13 years old: still inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage. |
Estimated carrying cost at the median asking price, before the mortgage: about $764/month (tax $389, HOA $239, insurance $136). An estimate from the sources above, not a quote.
Email me new listings in Palm Coast Plantation
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Palm Coast Plantation
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Palm Coast Plantation will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- No CDD
- HOA reported ~$718/quarter
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Flood & Insurance Context
Of 8 sampled listing addresses in this community: 62% outside the FEMA Special Flood Hazard Area (Zone X/B/C); 38% in an A-series Special Flood Hazard Area zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=8) · as of 2026-11
Tools for a Palm Coast Plantation buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Coast Plantation sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Palm Coast Plantation, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Palm Coast Plantation home worth?
Get a no-obligation home value based on real comparable sales in Palm Coast Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Coast →
Recently off market in Palm Coast Plantation
Homes in Palm Coast Plantation that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 31 S Riverwalk Drive · off market
| Location | Palm Coast, Flagler County, FL · ZIP 32137 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Clubhouse, Fitness Center, Gated, Gated with Guard, Pickleball, Playground |
| For sale right now | 3 active, 1 pending · median asking $799,000 · 9.0 months of supply |
| Zoned public schools | Old Kings Elementary School (A, FLDOE 2025-26); Buddy Taylor Middle School (A, FLDOE 2025-26); Flagler Palm Coast High School (A, FLDOE 2025-26) |
Data as of November 9, 2026. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Market figures describe homes, not residents. Cite as: Momentum Realty, “Palm Coast Plantation key facts,” movewithmomentum.com/neighborhoods/palm-coast-plantation, data as of November 9, 2026.
Just listed in Palm Coast Plantation
The newest homes for sale in Palm Coast Plantation right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 25 Emerald Lake Court $635,000 · 4 bd · 3 ba · 2,820 sq ft · listed Nov 5, 2026 Courtesy of RE/MAX Select Professionals
- 230 S Riverwalk Drive $799,900 · 3 bd · 3 ba · 2,543 sq ft · listed Jun 24, 2026 Courtesy of Better Homes & Gardens RE \ Synergy
- 34 S Riverwalk Drive $799,000 · 4 bd · 3 ba · 2,892 sq ft · listed Jun 23, 2026 Courtesy of Better Homes & Gardens RE \ Synergy
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Palm Coast Plantation Right Now (4)
All 4 active and pending Palm Coast Plantation listings with a detail page, newest first, refreshed twice a day from the MLS.
- 25 Emerald Lake Court · $635,000 · 4 bd / 3 ba · listed Nov 4, 2026 · listed by RE/MAX Select Professionals
- 230 S Riverwalk Drive · $799,900 · 3 bd / 3 ba · listed Aug 14, 2026 · listed by Better Homes & Gardens RE \ Synergy
- 34 S Riverwalk Drive · $799,000 · 4 bd / 3 ba · listed Aug 14, 2026 · listed by Better Homes & Gardens RE \ Synergy
- 61 N Riverwalk Drive · $589,900 · 3 bd / 2 ba · pending · listed Aug 14, 2026 · listed by Calnan Real Estate
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Palm Coast guides & data
- Market data
- Cost of living
- Best neighborhoods
- Property taxes (Flagler County)
- Homestead exemption (Flagler County)
- Home insurance cost
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
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- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Riverwalk Drive S (38 homes on record)
- Heron Drive (31 homes on record)
- Emerald Lake Drive (23 homes on record)
- S Riverwalk Drive (11 homes on record)
- S Riverwalk Drive (3 homes on record)
- Heron Drive (2 homes on record)
- S Riverwalk Drive (1 homes on record)
- S Riverwalk Drive (1 homes on record)
- Heron Drive (1 homes on record)
- Emerald Lake Drive (1 homes on record)
- Emerald Lake Drive (1 homes on record)
Palm Coast Plantation Market Scorecard
Palm Coast Plantation is currently a buyer-leaning market (limited data). About 9.0 months of supply, a median asking price of $799,000, and homes go under contract in about 142 days.
Typical home value in the 32137 ZIP is $386,060, about 3.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Palm Coast Plantation year by year since 2017, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
Is Palm Coast Plantation a buyer's or seller's market right now?
What schools serve Palm Coast Plantation?
Who is the best real estate agent for Palm Coast Plantation?
How do I find a top Palm Coast real estate agent who knows Palm Coast Plantation?
Can Momentum Realty connect me with an agent for Palm Coast Plantation?
Where is Palm Coast Plantation, and what county is it in?
How far is Palm Coast Plantation from downtown Jacksonville and the beach?
Should you buy in Palm Coast Plantation?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | DBAMLS, refreshed twice daily (last: November 12, 2026) |
| Under-contract shares | DBAMLS records, as of 2026-11-09 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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