362 Oliver Drive, New Smyrna Beach, FL 32168
Sources: DBAAR (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 12, 2026, 362 Oliver Drive in Oliver, New Smyrna Beach is listed at $478,900 (1,928 sq ft, about $248 per sq ft). That is 27% above Oliver's median closed sale of $377,125 over the last 12 months (6 recorded sales). It has been 41 days on market, well inside the community's typical 85 days. Listing facts: built in 2025, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2025 · 1 yrs
- 1,928 sq ft of living area
- 2-car garage
- Listed at $478,900 — recent neighborhood median sale price ~$377,125 (nearby sales; deemed reliable, not an appraisal)
- 41 days on market
- No HOA reported by the listing (confirm)
About this home
Welcome to 362 Oliver Drive, where modern finishes, a spacious split-bedroom floor plan and the freedom of no HOA come together in a beautifully completed, move-in-ready home. Step inside this four-bedroom, two-bath residence and discover a bright, open interior designed for comfortable everyday living and effortless entertaining. High ceilings, recessed lighting and wood-look luxury vinyl plank flooring create a clean, cohesive feel throughout the main living areas.
The open kitchen serves as the heart of the home, featuring an oversized island with generous seating, polished solid-surface countertops, a tile backsplash, two-tone cabinetry and a coordinated appliance package. The kitchen flows seamlessly into the dining and living areas, creating an inviting gathering space for everything from relaxed evenings to weekend entertaining. Sliding glass doors extend the living area to a covered rear patio overlooking the spacious backyard, offering plenty of room to relax, garden or personalize the outdoor setting.
The split-bedroom design provides added privacy, with the primary suite positioned on its own side of the home. This comfortable retreat includes a large walk-in closet and an ensuite bathroom with dual sinks and a beautifully tiled walk-in shower featuring a clear-glass enclosure, built-in niche and corner shelving. Three additional bedrooms and a second full bathroom provide flexible space for guests, a home office, hobbies or everyday needs.
A dedicated interior laundry room adds even more convenience. Built high and dry on a sturdy block stem-wall foundation, the home's finished floor sits approximately two feet above the adjacent road elevation according to the property survey. The property is located in FEMA Flood Zone X, where flood insurance is not currently required by most lenders.
Buyers should confirm individual lender and insurance requirements. Additional exterior highlights include an attached two-car garage, an extended driveway, gutters, a covered front porch, a covered rear patio and a generous backyard ready for the next owner's vision. With no HOA, there are no monthly association fees or association approval requirements.
The location offers convenient access to SR 44 and I-95, along with nearby shopping, dining and the distinctive restaurants, boutiques and entertainment found along Canal Street and Flagler Avenue. New Smyrna Beach's shoreline and recreational opportunities are also just a drive away. If you have been searching for a four-bedroom home with modern finishes, an open layout, elevated stem-wall construction, abundant outdoor potential and no HOA, 362 Oliver Drive deserves a closer look.
Schedule your showing and experience everything this thoughtfully designed home has to offer.
All 45 photos
Description provided by Keller Williams Realty Florida Partners and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $2,653/mo 83%
- Taxes $427/mo 13%
- Insurance $129/mo 4%
$3,209/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Volusia County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Volusia County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Oliver market
How this home is priced against recent nearby sales, and where Oliver has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Oliver
Each dot is a closed sale since 2002 (82 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). DBAAR closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $248/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
This home’s history
- 2025BuiltPer public record
- About Sep 2026Listed (per MLS)MLS reports 41 cumulative days on market as of October 12, 2026
- Sep 2, 2026First seen on movewithmomentum.comObserved at $479,900
- Oct 6, 2026Price cut$478,900 (-$1,000, -0.2%)
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
4 closed sales in Oliver in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 4 sales: $377,125 ($247/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Stronger local evidence — 4 comparable closed sales in Oliver, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $478,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 41 days on market vs. a 85-day community median
- 2 active listings competing
- ≈2.0 months of supply
- 6 closed here in the last 12 months
For reference, this home is listed at $478,900 ($248/sq ft). The list price is the seller's asking price and is not derived from this range.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,928 sq ft × $217–$277/sq ft (±12% around the median of 4 comparable closed sales in Oliver, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 12, 2026.
Momentum Property Score
40/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟠 Seller-leaning conditions around this listing. 2.0 months of supply in the surrounding market and 41 days on market for this home, against a 85-day area median.Days on market:this home 41Area median: 85 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. © 2026 Daytona Beach Area Association of REALTORS®, Inc. As of August 10, 2026.
🟡 Asking $248 per square foot, about in line with the community’s $247 median. Oliver’s 12-month median sold price per square foot is $247. Confidence: Low · 6 closed sales in 12 monthsMLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Oliver sales closed near 97.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of DBAAR records, community-level, 12 months ending August 10, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1 active listings in Oliver, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Keller Williams Realty Florida Partners · MLS # 1230278
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More on Oliver
Go deeper on Oliver
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Volusia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 362 Oliver Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2025: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Volusia County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,928 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $5,124/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | DBAAR, checked against the MLS hourly (last: October 12, 2026) |
| Comparable sales | DBAAR closed sales in Oliver, last 18 months, as of August 10, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 362 Oliver Drive and when was it built?
Per the listing record, 362 Oliver Drive was built in 2025 and has 1,928 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 362 Oliver Drive in?
362 Oliver Drive is in Oliver in New Smyrna Beach, Volusia County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 362 Oliver Drive have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 362 Oliver Drive differ from the current owner's?
The estimate on this page (about $5,124 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 362 Oliver Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 362 Oliver Drive in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
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Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.