Sources: DBAAR (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
4150 S Atlantic Avenue #102B in Bahamian Club, New Smyrna Beach is listed at $349,000 (1,298 sq ft, about $269 per sq ft). That sits within a few percent of Bahamian Club's median closed sale of $369,900 over the last 12 months (41 recorded sales). Per square foot it is above the community's recent $201/sq ft by about 34%. It has been listed Jul 29, 2026. Listing facts: built in 1980, HOA dues of $510/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
Welcome to beachside living with the charm of a private coastal cottage. Tucked beneath a canopy of mature trees in the sought-after Bahamian Club, this unique two-story residence offers the comfort of a single-family home paired with the ease of condominium living--all just steps from the Atlantic Ocean. A private walkway welcomes you to the entrance, where you'll step inside to a spacious Florida room bathed in natural light.
Wrapped in windows, this versatile space is the perfect spot to enjoy your morning coffee, unwind with a favorite book, create a home office, or simply soak in the peaceful surroundings before beginning your day. Continue inside and you'll discover an inviting living room centered around an electric fireplace, creating a warm and welcoming focal point. Custom built-in shelving frames the fireplace, providing the ideal place to showcase books, artwork, treasured keepsakes, or coastal décor.
Whether you're entertaining guests after a day at the beach or enjoying a quiet evening at home, this comfortable gathering space feels both spacious and inviting. Flowing effortlessly from the living room is the dining area, perfectly positioned between the living space and kitchen to make entertaining a breeze. The kitchen offers generous cabinet and countertop space, allowing you to prepare everything from casual breakfasts before heading to the beach to memorable dinners with family and friends.
Just beyond the dining room, you'll find a convenient half bathroom with an attached laundry area, thoughtfully tucked away for everyday functionality. Upstairs, your private retreat awaits. The spacious primary suite offers abundant closet space, its own en-suite bathroom, and direct access to an oversized terrace where you can greet the morning with fresh ocean breezes or unwind beneath the stars after a day spent enjoying everything New Smyrna Beach has to offer.
The guest bedroom is equally inviting and also opens directly onto the expansive terrace, while the second full bathroom is conveniently located just outside the bedroom, providing comfort and privacy for family or visitors alike. Outside your front door, Bahamian Club captures the relaxed atmosphere of Old Florida with beautifully landscaped grounds and charming cottage-style residences nestled among mature oak trees. Residents enjoy an impressive collection of amenities, including a heated community pool, cabana, tennis and pickleball courts, shuffleboard, and beautifully maintained common areas that encourage an active, social coastal lifestyle.
The location is simply exceptional. Situated directly across from the Atlantic Ocean, you're only a short stroll from public beach access, making sunrise walks, afternoon swims, and evenings by the water part of everyday life. Nearby, you'll find neighborhood conveniences including a grocery market, fitness center, restaurants, cafés, pizza, and ice cream, allowing many daily errands to be completed without ever getting in the car.
When you're ready to explore beyond the neighborhood, you're just minutes from the vibrant shops, local boutiques, waterfront restaurants, and lively atmosphere of Flagler Avenue. Spend the afternoon browsing Canal Street's art galleries and unique local businesses, enjoy dinner at one of New Smyrna Beach's renowned restaurants, paddle the Intracoastal Waterway, or venture to nearby Smyrna Dunes Park and Canaveral National Seashore for some of Florida's most breathtaking natural beauty. Whether you're searching for a full-time residence, a relaxing coastal retreat, or a vacation getaway, this location places you in the heart of everything that makes New Smyrna Beach one of Florida's most beloved beach towns.
This is more than just a condominium--it's an opportunity to embrace the effortless beach lifestyle, where every day begins with ocean breezes, ends with unforgettable sunsets, and the best of New Smyrna Beach is always just moments away.
Description provided by Oceans Luxury Realty Full Service LLC and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
$3,096/mo at 20% down, 30-yr @ 7.32% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
The current taxable value ($319,182) is above the asking price. After a sale the assessment is typically set from market value, which here would be lower than the current taxable value, so the estimate is lower. Confirm with the county property appraiser — the appraiser, not the sale price, sets the assessment.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Daytona Beach Area AR; millage: Volusia County School Board FY2025-26 adopted millage 5.279 (RLE 3.027); adopted 2025-09-09. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $6,125/yr (certified county roll, taxable value × millage). Buy at the asking price of $349,000 and the first-year bill resets to about $5,750/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 19.21 mills); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| HOA dues | $510/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close. |
| Home and flood insurance | The average Citizens Property Insurance premium in Volusia County is $1,807/yr (3,573 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote). |
| Roof and age | Built in 1980. An original roof would be about 46 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date. |
Estimated carrying cost at the asking price, before the mortgage: about $1,140/month (tax $479, HOA $510, insurance $151). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Volusia County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
FEMA National Risk Index for Volusia County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
How this home is priced against recent nearby sales, and where Volusia County has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
List $/sq ft against recent nearby closed sales; the community median is marked.
Each dot is a closed sale since 2002 (1443 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). DBAAR closed sales.
Community sold $/sq ft, 2012–2026. This home lists at $269/sq ft.
12-month median closed price, 2012–2026.
Momentum Market Heat, 2013–2026. Now 23 (cold).
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $369,900 ($201/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
53/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $269 per square foot, about 34% above the community’s $201 median. Volusia County’s 12-month median sold price per square foot is $201. Median sold price per square foot is down 11.0% year over year. Confidence: Very High · 41 closed sales in 12 monthsMLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Volusia County sales closed near 94.9% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of DBAAR records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 572 active listings in Volusia County, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Checked against the MLS October 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Oceans Luxury Realty Full Service LLC · MLS # 1229094
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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Every home on S Atlantic Avenue: what is for sale, what sold and when, the homes and the communities along it.
Just listed: new homes for sale in Volusia & Flagler in the last 48 hours · updated hourly · RSS · Volusia & Flagler market today: new listings, price cuts, pendings
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
The council approved grants including $2.5 million each for Edgewater, Daytona Beach and the D Ranch Preserve nature center, plus a 250-foot Halifax River pier in Holly Hill, a boat dock in New Smyrna Beach, a DeBary splash pad and Port Orange's Willow Run Park.
Why it matters: Funds new waterfront access and park amenities across several Volusia communities. The site is about 2 miles northeast of Zz Dbaar Volusia Unassigned.
Germfree, B. Braun, Teledyne, Embler Control Systems, Bylight, Pall Corporation and the Electrical Training Alliance will recruit at the Advanced Technology College on Williamson Boulevard in Daytona Beach. The fair runs 2:30 to 5:30 p.m., with a morning session for Volusia high school students.
Why it matters: Shows active hiring by regional manufacturing and technology employers. The site is about 3 miles south of Zz Dbaar Volusia Unassigned.
Route 61X adds weekday service between the Transfer Plaza and the DeLand ITF via I-4, while Routes 33 and 70 are discontinued. A new VoRide Sunday zone in the Daytona Beach area replaces fixed Sunday service on Routes 3, 4, 10 and 15. The County Council approved the changes on June 16.
Why it matters: Changes commute options between Daytona Beach and DeLand and shifts some service to on-demand rides. The site is about 4 miles east of Zz Dbaar Volusia Unassigned.
The council voted 5-0 on Sept. 15 to deny a bid protest, keeping the $14.4 million contract with Gregori Construction for the Cambridge Canal and Pump Station upgrade. It is the city's largest stormwater project and aims to reduce flooding and tidal impacts. A formal contract award returns to the council.
Why it matters: Stormwater capacity upgrades bear on flood-risk management for nearby Port Orange areas. The project is about 8 miles southeast of Zz Dbaar Volusia Unassigned, elsewhere in Volusia County.
Browse market data, schools, taxes, and homes for sale across the county.
Schools currently assigned to this address in Volusia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Items worth confirming for 4150 S Atlantic Avenue #102B, chosen from what the record shows. This is general guidance, not advice about this specific property.
| Listing record | DBAAR, checked against the MLS hourly (last: October 25, 2026) |
| Comparable sales | DBAAR closed sales within about 3 miles, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Per the listing record, 4150 S Atlantic Avenue #102B was built in 1980 and has 1,298 sq ft of living area, 2 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
4150 S Atlantic Avenue #102B is in Bahamian Club in New Smyrna Beach, Volusia County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
The listing reports HOA dues of $510 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
The estimate on this page (about $5,750 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $375 less per year than the current owner’s estimated bill (−6%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Daytona Beach Area Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Daytona Beach Area Association of REALTORS®. © 2026 Daytona Beach Area Association of REALTORS®, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.
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Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
