listed Jul 1, 2026Single Family Residence▼ Price cut: $59,900 (9/20)Open house Sat, Nov 14, 1 PM–4 PM
$1,099,000
4-Bedroom Home in Detwilers
521 S Peninsula Avenue, New Smyrna Beach, FL 32169
Single Family Residence in Detwilers, New Smyrna Beach
Detwilers · New Smyrna Beach, FL 32169 · Volusia County
Listing data checked against the MLS November 13, 2026 at 1:50 AM ET · rechecked hourly
Listed by The Keyes Company (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
4Bedrooms
2Bathrooms
2,109Sq Ft
2006Year Built
$521Per Sq Ft
Waterfront2-car garage4 bedrooms
Open house
Sat, Nov 14, 1 PM–4 PM
Times per the listing broker in the MLS; confirm before you go. Updated hourly.
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
152% above
$/sq ft vs community
$521 here vs $207 median sold (12 mo)
Buyer leverage
Strong buyer advantage
134 days on market
414.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~4 ft elevation
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
521 S Peninsula Avenue in Detwilers, New Smyrna Beach is listed at $1,099,000 (2,109 sq ft, about $521 per sq ft). That is 162% above Detwilers's median closed sale of $418,750 over the last 12 months (18 recorded sales). Per square foot it is above the community's recent $207/sq ft by about 152%. It has been listed Jul 1, 2026. Listing facts: built in 2006, waterfront, no HOA. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
Built 2006 · 20 yrs
2,109 sq ft of living area
2-car garage
Listed at $1,099,000 — recent neighborhood median sale price ~$418,750 (nearby sales; deemed reliable, not an appraisal)
listed Jul 1, 2026
No HOA reported by the listing (confirm)
Listing description
About this home
Seller Motivated!! Bring Offer. Spend the winter in New Smyrna and never leave Welcome to your own slice of coastal paradise, where luxury, comfort, and the laid-back charm of beachside living come together beautifully.
Listen to the sounds of the ocean while enjoying your favorite beverage in your own tiki hut. Ideally located between the lively atmosphere of Flagler Avenue--with its beach access, restaurants, and entertainment--and the local historic charm of Canal Street, this exceptional home places the very best of New Smyrna Beach right at your doorstep. Spend your days exploring boutique shops, dining at local favorites, cruising by golf cart, or enjoying a sunset bike ride through one of the area's most sought-after neighborhoods.
Thoughtfully crafted by Hickson Construction, this custom-built, owner designed, raised slab-on-grade, residence offers quality craftsmanship and an impressive collection of upgrades designed for both everyday comfort and effortless entertaining. The heart of the home is a chef-inspired kitchen featuring premium Bosch appliances, a gas cooktop, Viking exhaust hood, Insta-hot faucet pot filler, farmhouse sink, closet type pantries, spacious center island, and breakfast bar--perfect for gathering with family and friends. All plumbing fixtures are premium units that were over a $13,000.00 upgrade over the builder's construction allowance.
Inside, you'll find rich hardwood flooring, a stunning natural gas stone fireplace, plantation shutters throughout, crown molding, volume and tray ceilings, built-in speakers, custom lighting, and countless architectural details throughout. The two separate 18-month-old Mitsubishi ducted mini-split inverter A/C units feature UV lights for sanitation. The spacious owner's suite provides a private retreat with a jetted garden tub, dual vanities, and spa-like ambiance.
Additional features include a whole-house, lighting arrestor, surge protector, centralized UPS battery bank with dedicated outlets throughout the house for sensitive equipment as well as a natural gas whole house generator, central vacuum system, tankless gas water heater, security/camera system, storm shutters, abundant storage, a climate-controlled attic space, and an enclosed porch complete with A/C, beverage cooler, and TV hookup. Step outside and discover a true nature-preserve-type backyard oasis overlooking a peaceful pond. Designed for year-round enjoyment, the resort-style outdoor living area features a tiki hut with outdoor kitchen and bar, natural gas grill, firepit, gas tiki torches, spa, wood decking, TV hookup, and beautifully illuminated tropical landscaping.
Whether you're hosting guests or unwinding after a day at the beach, this private retreat offers the perfect setting. Outdoor enthusiasts will appreciate the outdoor shower, kayak launch area, brick pavers, irrigation system, expanded parking for an RV or boat, 30-amp & sewer RV hookups, hardware for air compressor station and elevated construction under the porch design providing ample space for recreational toys and storage. Listen to the sounds of the ocean from your very own waterfront backyard and catch one of the frequent rocket launches that light up the night sky.
This immaculate well-kept one-of-a-kind home captures the very essence of Florida coastal living--where every day feels like a vacation and every detail has been thoughtfully designed to enhance your lifestyle. Enclosed porch was included in living area. Property may be under audio and/or video surveillance.
All 51 photos
Description provided by The Keyes Company and reproduced from the MLS; not independently verified.
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$720,600the mess$954,200
Strong local evidence — built from 11 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market); a local size, age, bed and bath model fit on 60 nearby closed sales.
Track record: across 2,820 recent closed sales we scored, the closed price landed inside the Messtimate range 64% of the time; median miss 9.0% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-11-12.
Actual list price: $1,099,000 ($521/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 32% spread on the same house — here is what a model can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
The lot — this listing is waterfront; water frontage is priced far off nearby averages.
Carrying costs & concessions — insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
This home: listed Jul 1, 2026 on market vs. a 142-day community median
790 active listings competing, 169 under contract
≈414.0 months of supply
1 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (11) + a local hedonic fit (60 sales); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated November 12, 2026.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Dec 2025
$1,042,200
1319 Beacon Street, New Smyrna Beach
3 / 2 bd/ba · 2,136 sq ft · $488/sq ft
Courtesy of NSB Realty Team · View details →
Sold Jul 2026
$260,000
102 Golf Club Drive, New Smyrna Beach
3 / 2.5 bd/ba · 2,032 sq ft · $128/sq ft
Courtesy of Jason Mitchell Real Estate Florida LLC · View details →
Sold Oct 2026
$670,000
4220 Gull Cove, New Smyrna Beach
3 / 2 bd/ba · 1,940 sq ft · $345/sq ft
Courtesy of Magnolia Properties · View details →
Sold May 2026
$535,000
132 Sea Street, New Smyrna Beach
3 / 2.5 bd/ba · 2,283 sq ft · $234/sq ft
Courtesy of Simply Real Estate · View details →
Sold Mar 2026
$1,750,000
34 Richmond Drive, New Smyrna Beach
3 / 3 bd/ba · 2,368 sq ft · $739/sq ft
Courtesy of Engel & Voelkers New Smyrna Beach · View details →
Sold Sep 2026
$1,825,000
210 Due East Street, New Smyrna Beach
4 / 4 bd/ba · 2,431 sq ft · $751/sq ft
Courtesy of The Keyes Company · View details →
Median of these 6 sales: $418,750 ($207/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,099,000
Bed / bath4 / 2
Living area2,109 sq ft
Year built2006
Property typeSingle Family Residence
Garage2-car
MLS #1228115
Listing statuslisted Jul 1, 2026
Public records & third-party data
FEMA flood zoneZone AE
Ground elevation~4 ft
CountyVolusia
Area listings621 active · 112 under contract
Estimated first-year tax~$20,150/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$521
Estimated monthly payment$8,078
Insurance (illustrative)$4k–$8k/yr
Messtimate range$493,506 – $1,558,551
Comparable-sales median$418,750
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$8,078/mo
Principal & interest $5,956/mo74%
Taxes $1,679/mo21%
Insurance $442/mo5%
$8,078/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Volusia County rate (19.21 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $4,950/yr ($412/mo) — taxable value $258,177 × 19.21 mills
$15,200 more each year
(+307%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$455,032
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$713,209
Market value
$308,899
Assessed
$258,177
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Daytona Beach Area AR; millage: Volusia County School Board FY2025-26 adopted millage 5.279 (RLE 3.027); adopted 2025-09-09. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 521 S Peninsula Avenue
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $4,950/yr (certified county roll, taxable value × millage). Buy at the asking price of $1,099,000 and the first-year bill resets to about $20,150/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 19.21 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
The listing states there is no HOA.
Home and flood insurance
The average Citizens Property Insurance premium in Volusia County is $1,807/yr (3,573 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,500–$7,500/yr; neither is a quote. Flood: this address maps to FEMA zone AE, a high-risk zone where flood insurance is required with a federally backed mortgage. Statewide, a zone A/AE/VE flood policy runs about $1,200–$2,500/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 2006. An original roof would be about 20 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $1,830/month (tax $1,679, insurance $151). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
Not reported
The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.
Insurance (illustrative range)
$4k–$8k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone AE
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Ground elevation
~4 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Volusia County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Volusia County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Volusia County
Pricing & the Volusia County market
How this home is priced against recent nearby sales, and where Volusia County has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2006BuiltPer public record
About Jul 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Jul 1, 2026)
Jul 10, 2026First seen on our siteObserved at $1,249,000
Aug 4, 2026Price cut$1,174,000 (-$75,000, -6.0%)
Sep 5, 2026Price cut$1,158,900 (-$15,100, -1.3%)
Sep 20, 2026Price cut$1,099,000 (-$59,900, -5.2%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $1,099,000The Keyes Company · listed Jul 1, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
28/100
Strongest on: Pricing power (68), Flood safety (45)
0 limited50100 exceptional
28/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $521/sq ft vs the community 12-month median $207/sq ft.
Affordability0
List price $1,099,000 vs the community median $418,750. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~4 ft elevation. Verify the parcel with FEMA.
Insurance cost38
From FEMA Zone AE and a 2006 build. Obtain a property-specific quote.
Market liquidity15
Community median 142 days on market, ~414.0 months of supply (12-month record).
Pricing power68
Recent sales closed at about 94.4% of original asking (~5.6% below). More room below asking generally favors buyers.
Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $521 per square foot, about 152% above the community’s $207 median. Volusia County’s 12-month median sold price per square foot is $207. Confidence: Medium · 18 closed sales in 12 monthsMLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
65% of homes in Volusia County are owner-occupied. An estimated 35% are non-owner-occupied, including 5% held in a company or trust and 10% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 3564 homes matched. Community-level context.
Recent Volusia County sales closed near 94.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of DBAAR records, community-level, 12 months ending November 9, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 621 active listings in Volusia County, no CDD assessment.
Checked against the MLS November 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by The Keyes Company · MLS # 1228115
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Keep looking
Similar homes for sale near Detwilers
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Civic
Daytona Beach presses Plaza Resort owners for a firm repair schedule on long-closed oceanfront hotel
The oceanfront Plaza Resort in Daytona Beach has been closed since 2022 hurricane damage, and owners say they have fixed some exterior problems but still need roof and structural work. A special magistrate will revisit the case on Dec. 8 to set a construction timeline, and the city wants start and finish dates rather than only permits.
Why it matters: A set repair timeline could determine whether a large beachside hotel site returns to use, affecting the surrounding oceanfront corridor. The project is about 4 miles east of Zz Dbaar Volusia Unassigned, elsewhere in Volusia County.
Volusia County approves $13 million in ECHO grants for 10 projects
The council approved grants including $2.5 million each for Edgewater, Daytona Beach and the D Ranch Preserve nature center, plus a 250-foot Halifax River pier in Holly Hill, a boat dock in New Smyrna Beach, a DeBary splash pad and Port Orange's Willow Run Park.
Why it matters: Funds new waterfront access and park amenities across several Volusia communities. The site is about 2 miles northeast of Zz Dbaar Volusia Unassigned.
Manufacturing and technology job fair set for Oct. 15 at Daytona State
Germfree, B. Braun, Teledyne, Embler Control Systems, Bylight, Pall Corporation and the Electrical Training Alliance will recruit at the Advanced Technology College on Williamson Boulevard in Daytona Beach. The fair runs 2:30 to 5:30 p.m., with a morning session for Volusia high school students.
Why it matters: Shows active hiring by regional manufacturing and technology employers. The site is about 3 miles south of Zz Dbaar Volusia Unassigned.
VoTran changes routes Oct. 4, adds DeLand express and discontinues two routes
Route 61X adds weekday service between the Transfer Plaza and the DeLand ITF via I-4, while Routes 33 and 70 are discontinued. A new VoRide Sunday zone in the Daytona Beach area replaces fixed Sunday service on Routes 3, 4, 10 and 15. The County Council approved the changes on June 16.
Why it matters: Changes commute options between Daytona Beach and DeLand and shifts some service to on-demand rides. The site is about 4 miles east of Zz Dbaar Volusia Unassigned.
Schools currently assigned to this address in Volusia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Volusia County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Items worth confirming for 521 S Peninsula Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2006 (20 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
Get a homeowners insurance quote for this specific address in Volusia County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 2,109 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $20,150/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $15,200 more per year than the current owner’s estimated bill (+307%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
DBAAR, checked against the MLS hourly (last: November 13, 2026)
Comparable sales
DBAAR closed sales within about 3 miles, last 18 months, as of November 9, 2026
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 521 S Peninsula Avenue and when was it built?
Per the listing record, 521 S Peninsula Avenue was built in 2006 and has 2,109 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 521 S Peninsula Avenue in?
521 S Peninsula Avenue is in Detwilers in New Smyrna Beach, Volusia County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 521 S Peninsula Avenue have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 521 S Peninsula Avenue differ from the current owner's?
The estimate on this page (about $20,150 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $15,200 more per year than the current owner’s estimated bill (+307%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 521 S Peninsula Avenue in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
