Single Family Residence in Isles of Sugar Mill, New Smyrna Beach · No CDD
Isles of Sugar Mill · New Smyrna Beach, FL 32168 · Volusia
Listing data updated July 23, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,444Sq Ft
2009Year Built
$228Per Sq Ft
Waterfront2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
5% above
$/sq ft vs community
$228 here vs $218 median sold (12 mo)
Buyer leverage
Strong seller market
83 days on market
1.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~27 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Listed at $328,880 — recent neighborhood median sale price ~$337,000 (nearby sales; deemed reliable, not an appraisal)
83 days on market
HOA ~$50/mo (estimate; confirm)
Momentum Research · Isles Of Sugar Mill New Smyrna Beach
Pricing & the Isles Of Sugar Mill New Smyrna Beach market
How this home is priced against recent nearby sales, and where Isles Of Sugar Mill New Smyrna Beach has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2009BuiltPer public record
Jul 2, 2026First trackedObserved at $328,880
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$2,135/mo
Principal & interest $1,666/mo78%
Taxes $293/mo14%
Insurance $126/mo6%
HOA $50/mo2%
$2,135/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Strongest on: Flood safety (95), Insurance cost (75)
0 limited50100 exceptional
58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area39
This home $228/sq ft vs the community 12-month median $218/sq ft.
Affordability54
List price $328,880 vs the community median $337,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~27 ft elevation. Verify the parcel with FEMA.
Insurance cost75
From FEMA Zone X and a 2009 build. Obtain a property-specific quote.
Market liquidity70
Community inventory, ~1.7 months of supply (12-month record).
Renovation upside18
From a 2009 build and $228/sq ft vs the community median $218/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $228 per square foot, about 5% above the community’s $218 median. Isles Of Sugar Mill New Smyrna Beach’s 12-month median sold price per square foot is $218. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 1 active listings in Isles Of Sugar Mill New Smyrna Beach, no CDD assessment.
Updated July 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Lakefront Living Near New Smyrna Beach Step inside and the home immediately feels calm, bright, and inviting -- and if you've seen this listing before, come back. The transformation is incredible. Recent renovations have elevated every corner of this home, and the difference is something you have to see for yourself.
Clean tile flooring leads you through the entry, where two well-appointed guest bedrooms sit quietly to the right, sharing a full bathroom. The layout offers comfort and flexibility for visiting family, overnight guests, or a stylish home office. As the hallway opens, the home reveals its newly renovated main living space.
Sunlight fills the open floor plan, creating a seamless connection between the living room, dining area, and a stunningly remodeled kitchen. Featuring updated finishes, modern fixtures, and a spacious center island that naturally becomes the gathering place for morning coffee, casual meals, and relaxed evenings with friends, this kitchen is truly the heart of the home. Large sliding glass doors frame the backyard and draw your attention to the peaceful lake beyond.
The water reflects the morning light and creates a tranquil backdrop for outdoor living. Imagine starting your day on the patio, coffee in hand, watching the sunrise shimmer across the lake. Designed with privacy in mind, the home features a split floor plan that places the primary suite on its own side of the residence.
Tucked beyond the kitchen and laundry room -- which conveniently connects to the two-car garage -- this space has been thoughtfully renovated into a true private retreat. The master bedroom now boasts a fresh, modern feel with updated design touches, complemented by a beautifully remodeled en-suite bathroom that offers a spa-like atmosphere to unwind in at the end of the day. A generous walk-in closet completes the suite.
Luxury vinyl flooring throughout the bedrooms adds both style and durability, while the tile bathrooms deliver a clean, timeless finish. The location complements the lifestyle this home offers. Just minutes from FL-44, everyday conveniences like grocery stores, golf courses, restaurants, and shopping are within easy reach.
The sandy shoreline of New Smyrna Beach is only about 15 minutes away, while I-95 provides quick access to Daytona International Airport and Daytona International Speedway in roughly 20 minutes. Comfort, lakefront serenity, and a freshly renovated interior come together here -- creating a home that feels both refined and effortlessly livable. Whether you're discovering it for the first time or returning after seeing it before the updates, this is a home worth a serious look.
Description provided by Oceans Luxury Realty Full Service LLC and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$328,880
Bed / bath3 / 2
Living area1,444 sq ft
Year built2009
Property typeSingle Family Residence
Garage2-car
MLS #1225554
Listing status83 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~27 ft
Windstorm exposureModerate
CountyVolusia
Area listings1 active · 0 under contract
Estimated first-year tax~$3,519/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$228
Estimated monthly payment$2,135
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$337,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$277,248the mess$352,336
Actual list price: $328,880 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
1 active listing competing
≈1.7 months of supply
7 closed here in the last 12 months
For reference, this home is listed at $328,880 ($228/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,444 sq ft × $192–$244/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 23, 2026.
Keep looking
Similar homes for sale near Isles of Sugar Mill
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $328,880Momentum Realty · on market 83 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,519/yr
A rough first-year estimate only, applying a typical Volusia rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~27 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in Isles of Sugar Mill
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Isles of Sugar Mill neighborhood guide for more.
Comparable sales found
4
Recent nearby closings in the data set.
Community median sale price
$337,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$218
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Isles of Sugar Mill
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
May 2026 · Development
Daytona Beach approves Avalon Park Daytona, a master-planned community of about 8,800 homes west of I-95
Daytona Beach commissioners approved Avalon Park Daytona in May 2026, clearing the way for a master-planned community of about 8,800 homes on land west of Interstate 95. The approval also allows commercial and mixed-use space as the project builds out over many years.
Why it matters: A large new master-planned community adds substantial future housing supply west of Interstate 95, a shift that can influence competition and pricing for existing communities in the area. The project is about 15 miles northwest of Isles Of Sugar Mill, elsewhere in Volusia County.
FDOT builds a new $75 million I-95 interchange at Pioneer Trail near New Smyrna Beach
The Florida Department of Transportation is building a new $75 million interchange on Interstate 95 at Pioneer Trail near New Smyrna Beach. The roughly 2-mile project widens Pioneer Trail to four lanes and adds a roundabout at Turnbull Bay Road, with construction underway in 2026.
Why it matters: A new interstate interchange improves access and shortens drive times in southeast Volusia, the kind of infrastructure that has historically shaped where demand and new development concentrate. The site is about 3 miles northwest of Isles Of Sugar Mill.
Schools currently assigned to this address in Volusia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEB
New Smyrna BeachAssigned middle school · Volusia County School District · Grade B (Florida DOE 2025-26)
GRADEA
New Smyrna BeachAssigned high school · Volusia County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Apr 2026
$325,000
517 Aeolian Drive, New Smyrna Beach
3 / 2 bd/ba · 1,282 sq ft · $254/sq ft
Courtesy of Collado Real Estate · View details →
Sold May 2026
$349,000
572 Aeolian Drive, New Smyrna Beach
3 / 2 bd/ba · 1,645 sq ft · $212/sq ft
Courtesy of Weichert Realtors Hallmark Properties · View details →
Sold Dec 2025
$360,000
172 Turnberry Circle, New Smyrna Beach
2 / 2.5 bd/ba · 1,648 sq ft · $218/sq ft
Courtesy of Real Broker, LLC · View details →
Sold May 2026
$265,000
2331 Juniper Drive, Edgewater
2 / 2 bd/ba · 1,210 sq ft · $219/sq ft
Courtesy of Collado Real Estate · View details →
Community 12-month median: $218/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,507 – $2,193/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$675 – −$57At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
New Smyrna Beach
Groceries, dining, and parks for this city — see the city guide.
realMLS, refreshed twice daily (last: July 23, 2026)
Community market stats
realMLS closed sales, as of July 12, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 535 Aeolian Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
