5501 S Atlantic Avenue #107, New Smyrna Beach, FL 32169
Condominium in Sandpiper Condo, New Smyrna Beach · No CDD on record
Sandpiper Condo · New Smyrna Beach, FL 32169 · Volusia County
Listing data updated October 3, 2026 · refreshed hourly
2Bedrooms
2Bathrooms
1,299Sq Ft
1973Year Built
$943Per Sq Ft
WaterfrontNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
108% above
$/sq ft vs community
$943 here vs $454 median sold (12 mo)
Buyer leverage
Balanced market
111 days on market
Zone VE
Flood risk
Confirm requirements with FEMA; ~12 ft elevation
$6k–$12k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 3, 2026, 5501 S Atlantic Avenue #107 in Sandpiper Condo, New Smyrna Beach is listed at $1,225,000 (1,299 sq ft, about $943 per sq ft). It has been 111 days on market. Listing facts: built in 1973, waterfront, HOA dues of $993/mo. The parcel maps to FEMA flood zone VE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1973 · 53 yrs
1,299 sq ft of living area
Listed at $1,225,000 — recent neighborhood median sale price ~$587,500 (nearby sales; deemed reliable, not an appraisal)
111 days on market
HOA $993/mo (per listing)
Listing description
About this home
Agent Exclusive Showings Start Now! Seashore and Sunshine await at your very own oceanfront paradise. Beautiful, tasteful decor, freshly refurbished, relaxing and cool as you enjoy views from living area, w sliders opening to this FIRST FLOOR unit's covered porch spilling out to your very own full on, backyard beachfront playground!!...(FIRST FLOOR UNITS ARE HARD TO FIND) Go from private patio to pools to pristine ocean, all right here!
This LUXE, 2/2 offers TWO state of the art pools featuring geothermal climate controlled, cooling/heating, there's tennis, pickleball, shelling, fishing, surfing and sea. Contemplate this investment in your ME time for some self care and fun in the sun/seaside tranquility located in the exclusive non driving beaches of Bethune. This highly sought after 2/2 offers potential for a bountiful rental booking with a gainful return, making it the perfect balance of investment and personal vaca-get away.
Open for showings this Week only until summers end.
All 27 photos
Description provided by Beachside Realty of Vol Cty and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,225,000
Bed / bath2 / 2
Living area1,299 sq ft
Year built1973
Property typeCondominium
MLS #1227559
Listing status111 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone VE
Ground elevation~12 ft
CountyVolusia
Area listings1 active · 0 under contract
Estimated first-year tax~$22,575/yr
CDD assessmentNone on record
HOA$993/mo
Calculated estimates
Price per sq ft$943
Estimated monthly payment$10,244
Insurance (illustrative)$6k–$12k/yr
Messtimate range$554,673 – $627,417
Comparable-sales median$587,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$10,244/mo
Principal & interest $6,705/mo65%
Taxes $1,881/mo18%
Insurance $665/mo6%
HOA $993/mo10%
$10,244/mo at 20% down, 30-yr @ 7.28% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Volusia County rate (19.21 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $14,725/yr ($1,227/mo) — taxable value $766,749 × 19.21 mills
$7,850 more each year
(+53%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$68,251
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$835,000
Market value
$766,749
Assessed
$766,749
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Daytona Beach Area AR; millage: Volusia County School Board FY2025-26 adopted millage 5.279 (RLE 3.027); adopted 2025-09-09. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$6k–$12k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone VE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$993/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone VE
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Ground elevation
~12 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Volusia County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Volusia County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Sandpiper Condo
Pricing & the Sandpiper Condo market
How this home is priced against recent nearby sales, and where Sandpiper Condo has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
1973BuiltPer public record
About Jun 2026Listed (per MLS)MLS reports 111 cumulative days on market as of October 3, 2026
Jul 10, 2026First seen on movewithmomentum.comObserved at $1,225,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $1,225,000Momentum Realty · on market 111 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Jul 2026
$580,000
4501 S Atlantic Avenue #319, New Smyrna Beach
2 / 2 bd/ba · 1,325 sq ft · $438/sq ft
Courtesy of Collado Real Estate · View details →
Sold Apr 2026
$640,000
4501 S Atlantic Avenue #121, New Smyrna Beach
2 / 2 bd/ba · 1,325 sq ft · $483/sq ft
Courtesy of Magnolia Properties · View details →
Sold Sep 2026
$595,000
4139 S Atlantic Avenue #A205, New Smyrna Beach
2 / 2 bd/ba · 1,265 sq ft · $470/sq ft
Courtesy of Barsottelli Prime Real Estate · View details →
Sold Aug 2026
$539,000
4139 S Atlantic Avenue #A-508, New Smyrna Beach
2 / 2 bd/ba · 1,263 sq ft · $427/sq ft
Courtesy of EXIT Real Estate Property Solutions · View details →
Sold Oct 2025
$815,000
5255 S Atlantic Avenue #1102, New Smyrna Beach
2 / 2 bd/ba · 1,348 sq ft · $605/sq ft
Courtesy of Local Living Realty Group · View details →
Sold Dec 2025
$210,900
114 Tuscany Villas Drive, Edgewater
2 / 2 bd/ba · 1,375 sq ft · $153/sq ft
Courtesy of Ponce Inlet Realty, Inc · View details →
Median of these 6 sales: $587,500 ($454/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$554,673the mess$627,417
Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $1,225,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 13% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1973 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $993/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
1 active listing competing
For reference, this home is listed at $1,225,000 ($943/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,299 sq ft × $427–$483/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.
Momentum Scores
Momentum Property Score
6/100
Strongest on: Flood safety (25), Price vs area (0)
0 limited50100 exceptional
6/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $943/sq ft vs the community 12-month median $454/sq ft.
Affordability0
List price $1,225,000 vs the community median $587,500. Not a measure of personal affordability.
Flood safety25
FEMA Zone VE, ~12 ft elevation. Verify the parcel with FEMA.
Insurance cost0
From FEMA Zone VE and a 1973 build. Obtain a property-specific quote.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $943 per square foot, about 108% above the community’s $454 median. Sandpiper Condo’s 12-month median sold price per square foot is $454. MLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 1 active listings in Sandpiper Condo, no CDD assessment.
Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Beachside Realty of Vol Cty · MLS # 1227559
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Keep looking
Similar homes for sale near Sandpiper Condo
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
May 2026 · Development
Daytona Beach approves Avalon Park Daytona, a master-planned community of about 8,800 homes west of I-95
Daytona Beach commissioners approved Avalon Park Daytona in May 2026, clearing the way for a master-planned community of about 8,800 homes on land west of Interstate 95. The approval also allows commercial and mixed-use space as the project builds out over many years.
Why it matters: A large new master-planned community adds substantial future housing supply west of Interstate 95, a shift that can influence competition and pricing for existing communities in the area. The project is about 23 miles northwest of Sandpiper Condo, elsewhere in Volusia County.
FDOT builds a new $75 million I-95 interchange at Pioneer Trail near New Smyrna Beach
The Florida Department of Transportation is building a new $75 million interchange on Interstate 95 at Pioneer Trail near New Smyrna Beach. The roughly 2-mile project widens Pioneer Trail to four lanes and adds a roundabout at Turnbull Bay Road, with construction underway in 2026.
Why it matters: A new interstate interchange improves access and shortens drive times in southeast Volusia, the kind of infrastructure that has historically shaped where demand and new development concentrate. The site is about 11 miles northwest of Sandpiper Condo.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Volusia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Volusia County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Items worth confirming for 5501 S Atlantic Avenue #107, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1973 (53 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
FEMA flood zone VE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
Get a homeowners insurance quote for this specific address in Volusia County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 1,299 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $22,575/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $7,850 more per year than the current owner’s estimated bill (+53%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
DBAAR, refreshed hourly (last: October 3, 2026)
Comparable sales
DBAAR closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone VE shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 5501 S Atlantic Avenue #107 and when was it built?
Per the listing record, 5501 S Atlantic Avenue #107 was built in 1973 and has 1,299 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 5501 S Atlantic Avenue #107 in?
5501 S Atlantic Avenue #107 is in Sandpiper Condo in New Smyrna Beach, Volusia County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 5501 S Atlantic Avenue #107 have an HOA, and how much are the dues?
The listing reports HOA dues of $993 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 5501 S Atlantic Avenue #107 differ from the current owner's?
The estimate on this page (about $22,575 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $7,850 more per year than the current owner’s estimated bill (+53%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 5501 S Atlantic Avenue #107 in a flood zone?
The FEMA flood map places this parcel in Zone VE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 5501 S Atlantic Avenue #107 in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
