4 bedroom Single Family Residence at 7 Whitehall Court, Fairchild Oaks, Flagler Beach — photo 1Front elevation
4 bedroom Single Family Residence at 7 Whitehall Court, Fairchild Oaks, Flagler Beach — photo 2Living space
4 bedroom Single Family Residence at 7 Whitehall Court, Fairchild Oaks, Flagler Beach — photo 3Kitchen
4 bedroom Single Family Residence at 7 Whitehall Court, Fairchild Oaks, Flagler Beach — photo 4Owner's suite
4 bedroom Single Family Residence at 7 Whitehall Court, Fairchild Oaks, Flagler Beach — photo 5Exterior / yardView all 73 photos →
144 days on market Single Family Residence
$574,000
4-Bedroom Home in Fairchild Oaks

7 Whitehall Court, Flagler Beach, FL 32136

Single Family Residence in Fairchild Oaks, Flagler Beach · No CDD
Fairchild Oaks · Flagler Beach, FL 32136 · Flagler
Listing data updated July 23, 2026 · refreshed twice daily
4Bedrooms
3.5Bathrooms
3,216Sq Ft
2002Year Built
$178Per Sq Ft
2-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$178 here vs $178 median sold (12 mo)
Buyer leverage
Strong buyer advantage
144 days on market
24.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~27 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 0 of 1
Price vs recent sales
Asking $574k tops 0 of the last 1 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2002 · 24 yrs
  • 3,216 sq ft of living area
  • 2-car garage
  • 144 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Fairchild Oaks

Pricing & the Fairchild Oaks market

How this home is priced against recent nearby sales, and where Fairchild Oaks has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Median $/sq ft by year

Community sold $/sq ft, 2012–2019. This home lists at $178/sq ft.

$99$114$1302012: $10220122015: $12120152018: $12720182019: $1202019

Median sale price by year

12-month median closed price, 2012–2019.

$242k$308k$373k2012: $255k20122015: $360k20152018: $312k20182019: $348k2019
Property timeline

This home’s history

  • 2002BuiltPer public record
  • Jul 2, 2026First trackedObserved at $574,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,708/mo
  • Principal & interest $2,908/mo 78%
  • Taxes $502/mo 14%
  • Insurance $247/mo 7%
  • HOA $50/mo 1%

$3,708/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

57/100
Strongest on: Flood safety (95), Buyer competition (75)
0 limited50100 exceptional

57/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $178/sq ft vs the community 12-month median $178/sq ft.
Affordability50
List price $574,000 vs the community median $574,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~27 ft elevation. Verify the parcel with FEMA.
Insurance cost70
From FEMA Zone X and a 2002 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~24.0 months of supply (12-month record).
Renovation upside27
From a 2002 build and $178/sq ft vs the community median $178/sq ft. Not a condition assessment.
Buyer competition75
25% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 24.0 months of supply in the surrounding market and 144 days on market for this home, against a 121-day area median.Days on market:this home 144Area median:  121 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. © 2026 Daytona Beach Area Association of REALTORS®, Inc. As of July 14, 2026.

🟡 Asking $178 per square foot, about in line with the community’s $178 median. Fairchild Oaks’s 12-month median sold price per square foot is $178. Confidence: Low · 1 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

79% of homes in Fairchild Oaks are owner-occupied. An estimated 21% are non-owner-occupied, including 4% held in a company or trust and 1% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 71 homes matched. Community-level context.

What’s unique here: one of only 2 active listings in Fairchild Oaks, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome to 7 Whitehall Ct, an exceptional opportunity in the highly sought-after gated community of Fairchild Oaks in beautiful Flagler County. This spacious 4 bedroom 3.5 bath, pool home offers over 3200 SQFT of living space-perfect for a growing family seeking space, privacy, and an unbeatable location. Set among mature oaks and backing to a preserve, the property offers a peaceful, private setting with a screened-in pool and fenced yard-ideal for kids, pets, and entertaining.

The quiet, gated neighborhood provides security and a true sense of community while being just minutes from the beach and convenient to I-95. Inside, the flexible floor plan features 2 primary suites- one on each level-perfect for multigenerational living, guests or a private retreat. An office or study with a wood-burning fireplace adds warmth and character, while the kitchen offers granite countertops and generous space for gathering.

Major updates have already been taken care of, including 2025 AC, 2023 hot water heater, 2024 pool filter and screen enclosure and a roof with many years of life remaining-providing peace of mind for the next owner. With fresh paint and new flooring downstairs already completed, this home is ready for its next family to add their personal touch and make it their own. For qualified buyers, there is also the exciting possibility of assuming the existing mortgage with an attractive rate of approx.

4.5, offering significant potential savings compared to current rates. With the size, setting, location and value, this is a rare chance to own a pool home in one of Flagler's most desirable communities at an attractive price point. All information recorded in the MLS intended to be accurate but cannot be guaranteed.

Description provided by Never 6 Percent Realty Inc. and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$574,000
Bed / bath4 / 3.5
Living area3,216 sq ft
Year built2002
Property typeSingle Family Residence
Garage2-car
MLS #1223269
Listing status144 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~27 ft
Windstorm exposureModerate
CountyFlagler
Area listings2 active · 0 under contract
Estimated first-year tax~$6,027/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$178
Estimated monthly payment$3,708
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$574,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Never 6 Percent Realty Inc. · Listing agent: Peter John Graulich · 386-214-7426Provided via the Daytona Beach Area Association of REALTORS® Internet Data Exchange · Source: Daytona Beach Area Association of REALTORS® · © 2026 Daytona Beach Area Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$504,912the mess$639,984

Actual list price: $574,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 2 active listings competing
  • 24.0 months of supply
  • 1 closed here in the last 12 months

For reference, this home is listed at $574,000 ($178/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,216 sq ft × $157–$199/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 23, 2026.

Keep looking

Similar homes for sale near Fairchild Oaks

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $574,000Momentum Realty · on market 144 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,027/yr

A rough first-year estimate only, applying a typical Flagler rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~27 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in Fairchild Oaks

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Fairchild Oaks neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$574,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$178

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Fairchild Oaks

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Flagler County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Flagler County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,631 – $3,827/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,158 – −$82At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 23, 2026)
Community market statsrealMLS closed sales, as of July 14, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 7 Whitehall Court in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Daytona Beach Area Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Daytona Beach Area Association of REALTORS®. © 2026 Daytona Beach Area Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.