1110 Santa Rosa Boulevard #A430, Fort Walton Beach, FL 32548
Sources: Emerald Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 26, 2026, 1110 Santa Rosa Boulevard #A430 in Waterscape Unit A430, Fort Walton Beach is listed at $574,000. That is 28% below Waterscape Unit A430's median closed sale of $797,500 over the last 12 months (10 recorded sales). It has been 26 days on market. Listing facts: built in 2008, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2008 · 18 yrs
- Garage
- 26 days on market
- HOA ~$50/mo (estimate; confirm)
Pricing & the WATERSCAPE market
How this home is priced against recent nearby sales, and where WATERSCAPE has been over 25 years. Momentum Research analysis of Emerald Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 55 (normal).
This home’s history
- 2008BuiltPer public record
- Sep 2, 2026First trackedObserved at $574,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $3,064/mo 80%
- Taxes $502/mo 13%
- Insurance $223/mo 6%
- HOA $50/mo 1%
$3,840/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), Emerald Coast AR. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Property Score
58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 13.2 months of supply in the surrounding market and 26 days on market for this home, against a 42-day area median.Days on market:this home 26Area median: 42 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. As of September 20, 2026.
56% of homes in WATERSCAPE are owner-occupied. An estimated 44% are non-owner-occupied, including 25% held in a company or trust and 17% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 35 homes matched. Community-level context.
Recent WATERSCAPE sales closed near 97.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Emerald Coast MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 11 active listings in WATERSCAPE, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 26, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Currently the lowest-priced condo available at Waterscape, A430 offers an attractive entry point into this Gulf-front Okaloosa Island resort community. Similar 1-bedroom units with bunk areas at Waterscape have historically generated approximately $42,000 to $60,000 in annual gross rental revenue. A430 is offered fully furnished, accommodates up to 6 guests, and includes updated interiors, climate-controlled storage, covered parking, and access to Waterscape's extensive resort amenities.
The condo has been refreshed with numerous new furnishings and fixtures, helping reduce the upfront setup for a new owner. The living room features new furniture, TV console, coffee table, end tables, area rug, floor lamp, and ceiling fan. New light fixtures have been added in the dining and kitchen areas.
The primary bedroom has also been refreshed with a new headboard, nightstands, lamps, dresser, ceiling fan, and coastal artwork. The open floor plan features 9-foot ceilings, crown molding, granite countertops, stainless steel appliances, tile flooring, and an in-unit washer and dryer. Both the living room and primary bedroom open to the spacious private balcony.
A430 also includes a climate-controlled storage unit, providing valuable dedicated space for beach gear, owner belongings, and seasonal items. Waterscape offers approximately 490 feet of beachfront and an extensive amenity package that adds to its appeal for vacation rental guests. Multiple resort-style pools, a zero-entry pool, lazy river, 10-foot waterfall, two hot tubs, children's splash and play areas, gas grilling stations, seasonal poolside dining, fitness center, covered parking, and direct beach access are all part of the Waterscape experience.
Located on Okaloosa Island, Waterscape is near Gulfarium Marine Adventure Park, The Boardwalk, and the Okaloosa Island Pier. Destin is just across the bridge, providing convenient access to Destin Harbor, HarborWalk Village, Big Kahuna's Water & Adventure Park, Destin Commons, restaurants, shopping, and entertainment. For an investor comparing Okaloosa Island properties, A430 combines the lowest current asking price at Waterscape with historical rental performance from similar units, accommodations for up to 6 guests, updated furnishings, owner storage, covered parking, Gulf-front resort amenities, and proximity to Destin.
Buyer to verify all dimensions and rental information.
All 54 photos
Description provided by Compass and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Similar homes for sale near WATERSCAPE UNIT A430
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Fort Walton Beach
- 6 NE Bay Court, Fort Walton Beach · $699,000 · 3 bd / 2.0 ba · listed September 24, 2026 (courtesy of The Realty Firm Inc)
- 660 Nautilus Court #1204, Fort Walton Beach · $555,000 · 2 bd / 2.0 ba · listed September 24, 2026 (courtesy of Watersound Real Estate)
- 26 Eglin Street, Fort Walton Beach · $255,000 · 3 bd / 4.0 ba · listed September 24, 2026 (courtesy of Lucky Palms Realty)
- 228 Crewilla Drive #A, Fort Walton Beach · $975,000 · 3 bd / 2.0 ba · listed September 24, 2026 (courtesy of Keller Williams Realty Destin)
- 109 Glory Place #Unit C, Fort Walton Beach · $265,000 · 2 bd / 2.5 ba · listed September 24, 2026 (courtesy of Worth Clark Realty)
- 3 Marty Lane, Fort Walton Beach · $389,500 · 3 bd / 2.0 ba · listed September 24, 2026 (courtesy of Livin Right Real Estate LLC)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
Want to see 1110 Santa Rosa Boulevard #A430?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by Compass · MLS # 1010953
Request a showing
Recent sales activity in WATERSCAPE UNIT A430
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the WATERSCAPE UNIT A430 neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on WATERSCAPE UNIT A430
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Okaloosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 1110 Santa Rosa Boulevard #A430, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2008 (18 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Okaloosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
- Confirm square footage and room dimensions independently.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $6,027/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Emerald Coast MLS closed sales, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 1110 Santa Rosa Boulevard #A430 and when was it built?
Per the listing record, 1110 Santa Rosa Boulevard #A430 was built in 2008 and has 1 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1110 Santa Rosa Boulevard #A430 in?
1110 Santa Rosa Boulevard #A430 is in Waterscape Unit A430 in Fort Walton Beach, Okaloosa County. The community section on this page shows recent closed sales, days on market, and active inventory for Waterscape Unit A430 from the same MLS data.
Why might property taxes on 1110 Santa Rosa Boulevard #A430 differ from the current owner's?
The estimate on this page (about $6,027 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1110 Santa Rosa Boulevard #A430 in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 1110 Santa Rosa Boulevard #A430 in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.