2 bedroom Townhouse at 2 NW Cinderella Lane #A, Azalea Gardens 1st Addn, Fort Walton Beach — photo 1Front elevation
2 bedroom Townhouse at 2 NW Cinderella Lane #A, Azalea Gardens 1st Addn, Fort Walton Beach — photo 2Living space
2 bedroom Townhouse at 2 NW Cinderella Lane #A, Azalea Gardens 1st Addn, Fort Walton Beach — photo 3Kitchen
2 bedroom Townhouse at 2 NW Cinderella Lane #A, Azalea Gardens 1st Addn, Fort Walton Beach — photo 4Owner's suite
2 bedroom Townhouse at 2 NW Cinderella Lane #A, Azalea Gardens 1st Addn, Fort Walton Beach — photo 5Exterior / yardView all 14 photos →
Active Townhouse
$205,000
2-Bedroom Townhome in AZALEA GARDENS 1ST ADDN

2 NW Cinderella Lane #A, Fort Walton Beach, FL 32547

Townhouse in AZALEA GARDENS 1ST ADDN, Fort Walton Beach · No CDD on record
AZALEA GARDENS 1ST ADDN · Fort Walton Beach, FL 32547 · Okaloosa County
Listing data updated September 30, 2026 · refreshed hourly
2Bedrooms
1.5Bathrooms
1993Year Built
No CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Strong buyer advantage
1418.0-month supply
1418.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Emerald Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 30, 2026, 2 NW Cinderella Lane #A in Azalea Gardens 1St Addn, Fort Walton Beach is listed at $205,000. That is 16% below Azalea Gardens 1St Addn's median closed sale of $244,800 over the last 12 months (23 recorded sales). It came to market within the past week. Listing facts: built in 1993. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1993 · 33 yrs
  • Active listing
Momentum Research · MORRIS ADDN TO CRESTVIEW

Pricing & the MORRIS ADDN TO CRESTVIEW market

How this home is priced against recent nearby sales, and where MORRIS ADDN TO CRESTVIEW has been over 25 years. Momentum Research analysis of Emerald Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Median sale price by year

12-month median closed price, 2012–2026.

$24k$150k$277k2012: $48k20122014: $57k2015: $122k20152016: $80k2017: $122k20172018: $106k2019: $138k20192020: $119k2021: $178k20212022: $178k2023: $252k20232024: $197k2025: $240k20252026: $245k2026

Market Heat by year (0–100)

Momentum Market Heat, 2015–2026. Now 58 (normal).

1253942015: 3620152016: 202017: 7520172018: 512019: 4520192020: 622021: 8620212022: 652023: 5420232024: 202025: 4720252026: 582026
Property timeline

This home’s history

  • 1993BuiltPer public record
  • Sep 30, 2026First seen on movewithmomentum.comObserved at $205,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$1,362/mo
  • Principal & interest $1,094/mo 80%
  • Taxes $167/mo 12%
  • Insurance $101/mo 7%

$1,362/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$2,000/yr
≈ $167/mo·effective rate ~0.98%
Estimate: asking price less the $50,000 homestead exemption × Okaloosa County rate (12.89 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
Current owner’s estimated bill $1,975/yr ($165/mo) — taxable value $152,863 × 12.89 mills
About the same each year
(+1%)

The estimate for a new owner and the current owner’s estimated bill are within a few percent of each other. Exemptions, portability and any change in millage will move the actual bill.

$22,801
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$175,664
Market value
$152,863
Assessed
$152,863
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Emerald Coast AR; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Okaloosa County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively Moderate
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailVery Low
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Momentum Scores

Momentum Property Score

60/100
Strongest on: Affordability (77), Market liquidity (77)
0 limited50100 exceptional

60/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Affordability77
List price $205,000 vs the community median $244,800. Not a measure of personal affordability.
Market liquidity77
Community median 29 days on market (12-month record).
Pricing power45
Recent sales closed at about 99.0% of original asking (~1.0% below). More room below asking generally favors buyers.
Market timing42
Momentum Market Heat is 58/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

63% of homes in MORRIS ADDN TO CRESTVIEW are owner-occupied. An estimated 37% are non-owner-occupied, including 6% held in a company or trust and 7% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 1860 homes matched. Community-level context.

Recent MORRIS ADDN TO CRESTVIEW sales closed near 99.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Emerald Coast MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 716 active listings in MORRIS ADDN TO CRESTVIEW, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

2 bedroom, 1.5 bath attached townhome in Azalea Gardens. Built 1993, approximately 1,135 sq ft. Convenient Fort Walton Beach location.

Sold as-is. Buyer to verify all information.

All 14 photos

2 NW Cinderella Lane #A, Fort Walton Beach FL - photo 6 of 142 NW Cinderella Lane #A, Fort Walton Beach FL - photo 7 of 142 NW Cinderella Lane #A, Fort Walton Beach FL - photo 8 of 142 NW Cinderella Lane #A, Fort Walton Beach FL - photo 9 of 142 NW Cinderella Lane #A, Fort Walton Beach FL - photo 10 of 142 NW Cinderella Lane #A, Fort Walton Beach FL - photo 11 of 142 NW Cinderella Lane #A, Fort Walton Beach FL - photo 12 of 142 NW Cinderella Lane #A, Fort Walton Beach FL - photo 13 of 142 NW Cinderella Lane #A, Fort Walton Beach FL - photo 14 of 14

Description provided by Opendoor Brokerage LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$205,000
Bed / bath2 / 1.5
Year built1993
Property typeTownhouse
MLS #1013016
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyOkaloosa
Area listings716 active · 167 under contract
Estimated first-year tax~$2,000/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Estimated monthly payment$1,362
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$244,800

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Opendoor Brokerage LLC · Listing agent: Karen R Albright · brokerageops@opendoor.comProvided via the Emerald Coast Association of REALTORS® Internet Data Exchange · Source: Emerald Coast Association of REALTORS® · © 2026 Emerald Coast Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Keep looking

Similar homes for sale near AZALEA GARDENS 1ST ADDN

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in AZALEA GARDENS 1ST ADDN

  • 1100 Lake Way Drive · $720,000 · 3 bd / 3.0 ba · listed September 30, 2026 (courtesy of Coldwell Banker Realty)
  • 514 Gulf Shore Drive #Unit 102 · $999,000 · 2 bd / 2.0 ba · listed September 30, 2026 (courtesy of RE/MAX Gulf Coast Realty)
  • 909 Santa Rosa Boulevard #329 · $459,000 · 2 bd / 2.0 ba · listed September 30, 2026 (courtesy of Scenic Sotheby's International Realty)
  • 233 NW Pleasant Street · $399,000 · 4 bd / 2.0 ba · listed September 30, 2026 (courtesy of Gulfside Haven LLC)
  • 9 5th Street · $599,900 · 4 bd / 3.0 ba · listed September 30, 2026 (courtesy of Coldwell Banker Realty)
  • 1050 E Highway 98 #901E · $1,900,000 · 4 bd / 3.0 ba · listed September 29, 2026 (courtesy of Compass)

Recently off market in AZALEA GARDENS 1ST ADDN

Transparency

Price & listing history

Listed for $205,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Okaloosa County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Seen enough photos?

Want to see 2 NW Cinderella Lane #A?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Opendoor Brokerage LLC · MLS # 1013016

Request a showing

or call (904) 351-6461
Go deeper

More on Okaloosa County

Explore Okaloosa County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Okaloosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
KenwoodAssigned elementary school · Okaloosa County School District · Grade B (Florida DOE 2025-26)
PryorAssigned middle school · Okaloosa County School District
GRADEC
ChoctawhatcheeAssigned high school · Okaloosa County School District · Grade C (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Okaloosa County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for AZALEA GARDENS 1ST ADDN. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

Just listed: new homes for sale in the Emerald Coast in the last 48 hours · updated hourly · RSS · The Emerald Coast market today: new listings, price cuts, pendings

Before you decide

Buyer research checklist

Items worth confirming for 2 NW Cinderella Lane #A, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1993 (33 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Okaloosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Confirm square footage and room dimensions independently.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,000/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are approximately equal to the current owner’s estimated bill. Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Provenance

Data sources & freshness

Listing recordEmerald Coast MLS, refreshed hourly (last: September 30, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Okaloosa County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 2 NW Cinderella Lane #A and when was it built?

Per the listing record, 2 NW Cinderella Lane #A was built in 1993 and has 2 bedrooms and 1.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 2 NW Cinderella Lane #A in?

2 NW Cinderella Lane #A is in Azalea Gardens 1St Addn in Fort Walton Beach, Okaloosa County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Why might property taxes on 2 NW Cinderella Lane #A differ from the current owner's?

The estimate on this page (about $2,000 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are approximately equal to the current owner’s estimated bill. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 2 NW Cinderella Lane #A in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 2 NW Cinderella Lane #A in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.