4 bedroom Detached Single Family at 259 Fairway Crossing, Windswept Estates, Freeport — photo 1Front elevation
4 bedroom Detached Single Family at 259 Fairway Crossing, Windswept Estates, Freeport — photo 2Living space
4 bedroom Detached Single Family at 259 Fairway Crossing, Windswept Estates, Freeport — photo 3Kitchen
4 bedroom Detached Single Family at 259 Fairway Crossing, Windswept Estates, Freeport — photo 4Owner's suite
4 bedroom Detached Single Family at 259 Fairway Crossing, Windswept Estates, Freeport — photo 5Exterior / yardView all 52 photos →
101 days on market (MLS) Detached Single Family ▼ Price cut: $10,900 (8/28)
$639,000
4-Bedroom Detached Single Family in WINDSWEPT ESTATES

259 Fairway Crossing, Freeport, FL 32439

Detached Single Family in WINDSWEPT ESTATES, Freeport · No CDD on record
WINDSWEPT ESTATES · Freeport, FL 32439 · Walton County
Listing data updated October 1, 2026 · refreshed hourly
4Bedrooms
3Bathrooms
2020Year Built
Waterfront2-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Strong buyer advantage
101 days on market
8.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $639k tops 11 of the last 12 closed sales

Sources: Emerald Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 259 Fairway Crossing in Windswept Estates, Freeport is listed at $639,000. That is 20% above Windswept Estates's median closed sale of $532,990 over the last 12 months (33 recorded sales). It has been 101 days on market, longer than the community's typical 62 days to contract. Listing facts: built in 2020, waterfront. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2020 · 6 yrs
  • 2-car garage
  • 101 days on market
Listing description

About this home

Welcome to easy, resort-style living in this beautifully maintained 4-bed, 3-bath brick home located in the desirable gated golf community of Windswept Estates! This home features an open-concept with an inviting foyer, a generous layout with crown molding, engineered hardwoods throughout the entire home, and a cozy custom-built fireplace anchoring the main living area. This floor plan flows seamlessly for entertaining, with a layout that connects the living, dining and kitchen.

A well appointed kitchen with an abundant of cabinetry, granite countertops, bar seating, spacious island, large pantryand a built in banquet allows for extra seating. Stainless steel applianceand an over the stove pot filler. Primary retreat includes a cozy sitting area, separate walk-in closets, dual vanities, tiled shower, and a soaking tub to enjoy at the end of the day!

Step into an outdoor oasis featuring a custom-built screened porch completed with ceramic tile flooring, great for entertaining or just relaxing in the evenings. A landscaped back yard which includes a garden and complete fencing. Several upgrades throughout this home reflect the workmanship and charm.

Community perks include relaxing amenities including community pools, a clubhouse, tennis / pickleball courts, and a playground. Neighborhood celebrations throughout the year! Upgrades through the home: Gutters all sides Built in fireplace with mantel Soffit lights on timers Built in banquette with storage in kitchen Ceiling fans Upgraded lighting fixtures Hardwood floors in all rooms Additional landscaping including new fence Paver patio and raised garden boxes with pavers Reverse osmosis installed under kitchen sink Coffered ceiling in primary bedroom Backsplash in kitchen Work bench in garage Added shelving in pantry Cabinets installed in laundry room Pot filler in kitchen over stove Garbage disposal Soft close hardware added on all cabinets Screened back porch and porcelain floor tile Garbage bin area fenced in Smarthome technology

All 52 photos

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Description provided by Cohron Realty Group LLC and reproduced from the MLS; not independently verified.

Listing courtesy of Cohron Realty Group LLC · Listing agent: Patricia A Cohron · trishcohron@gmail.comProvided via the Emerald Coast Association of REALTORS® Internet Data Exchange · Source: Emerald Coast Association of REALTORS® · © 2026 Emerald Coast Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$639,000
Bed / bath4 / 3
Year built2020
Property typeDetached Single Family
Garage2-car
MLS #1006035
Listing status101 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~99 ft
CountyWalton
Area listings24 active · 4 under contract
Estimated first-year tax~$5,750/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Estimated monthly payment$4,085
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$532,990

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$4,085/mo
  • Principal & interest $3,411/mo 84%
  • Taxes $479/mo 12%
  • Insurance $195/mo 5%

$4,085/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$5,750/yr
≈ $479/mo·effective rate ~0.90%
Estimate: asking price less the $50,000 homestead exemption × Walton County rate (9.76 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $2,550/yr ($212/mo) — taxable value $261,256 × 9.76 mills
$3,200 more each year
(+125%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$129,549
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$390,805
Market value
$311,978
Assessed
$261,256
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Emerald Coast AR; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~99 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Walton County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Walton County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively Moderate
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtVery Low
HailVery Low
Cold waveRelatively Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · WINDSWEPT ESTATES

Pricing & the WINDSWEPT ESTATES market

How this home is priced against recent nearby sales, and where WINDSWEPT ESTATES has been over 25 years. Momentum Research analysis of Emerald Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Median sale price by year

12-month median closed price, 2013–2026.

$137k$386k$635k2013: $185k20132015: $239k2017: $284k20172018: $304k2019: $326k20192020: $370k2021: $390k20212022: $519k2023: $587k20232024: $563k2025: $565k20252026: $533k2026

Market Heat by year (0–100)

Momentum Market Heat, 2018–2026. Now 27 (cold).

1450872018: 3220182019: 5120192020: 5420202021: 5820212022: 8020222023: 7820232024: 3820242025: 2120252026: 272026
Property timeline

This home’s history

  • 2020BuiltPer public record
  • About Jun 2026Listed (per MLS)MLS reports 101 cumulative days on market as of October 1, 2026
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $649,900
  • Aug 28, 2026Price cut$639,000 (-$10,900, -1.7%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $639,000Momentum Realty · on market 101 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Walton County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for WINDSWEPT ESTATES. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

Momentum Scores

Momentum Property Score

44/100
Strongest on: Market timing (73), Pricing power (57)
0 limited50100 exceptional

44/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Affordability17
List price $639,000 vs the community median $532,990. Not a measure of personal affordability.
Market liquidity30
Community median 62 days on market, ~8.7 months of supply (12-month record).
Pricing power57
Recent sales closed at about 96.6% of original asking (~3.4% below). More room below asking generally favors buyers.
Market timing73
Momentum Market Heat is 27/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 8.7 months of supply in the surrounding market and 101 days on market for this home, against a 62-day area median.Days on market:this home 101Area median:  62 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. As of September 20, 2026.

72% of homes in WINDSWEPT ESTATES are owner-occupied. An estimated 28% are non-owner-occupied, including 11% held in a company or trust and 4% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 317 homes matched. Community-level context.

Recent WINDSWEPT ESTATES sales closed near 96.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Emerald Coast MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 24 active listings in WINDSWEPT ESTATES, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Cohron Realty Group LLC · MLS # 1006035

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Keep looking

Similar homes for sale near WINDSWEPT ESTATES

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in WINDSWEPT ESTATES

  • 59 S Bentgrass Road · $734,900 · 4 bd / 3.0 ba · listed September 11, 2026 (courtesy of Coldwell Banker Realty)
  • 503 Tournament Lane · $636,000 · 4 bd / 3.0 ba · listed September 4, 2026 (courtesy of Real Broker LLC)

Recently off market in WINDSWEPT ESTATES

Just listed: new homes for sale in the Emerald Coast in the last 48 hours · updated hourly · RSS · The Emerald Coast market today: new listings, price cuts, pendings

Go deeper

More on WINDSWEPT ESTATES

Go deeper on WINDSWEPT ESTATES

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Walton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
FreeportAssigned elementary school · Walton County School District · Grade A (Florida DOE 2025-26)
FreeportAssigned middle school · Walton County School District
GRADEA
FreeportAssigned high school · Walton County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 259 Fairway Crossing, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2020: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Walton County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Confirm square footage and room dimensions independently.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,750/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,200 more per year than the current owner’s estimated bill (+125%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordEmerald Coast MLS, refreshed hourly (last: October 1, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Walton County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 259 Fairway Crossing and when was it built?

Per the listing record, 259 Fairway Crossing was built in 2020 and has 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 259 Fairway Crossing in?

259 Fairway Crossing is in Windswept Estates in Freeport, Walton County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Why might property taxes on 259 Fairway Crossing differ from the current owner's?

The estimate on this page (about $5,750 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,200 more per year than the current owner’s estimated bill (+125%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 259 Fairway Crossing in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 259 Fairway Crossing in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.