53 S Gulf Drive, Santa Rosa Beach, FL 32459
Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
- No CDD assessment on record
- Built 2026
- 1-car garage
- 53 days on market
- HOA ~$50/mo (estimate; confirm)
This home’s history
- 2026BuiltPer public record
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $13,428/mo 81%
- Taxes $2,319/mo 14%
- Insurance $696/mo 4%
- HOA $50/mo 0%
$16,492/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
81/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
16% of homes in EASTERN LAKE S/D are owner-occupied. An estimated 84% are non-owner-occupied, including 28% held in a company or trust and 60% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 228 homes matched. Community-level context.
Recent EASTERN LAKE S/D sales closed near 89.9% of original asking. Cash paid for about 0% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 25, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 8 active listings in EASTERN LAKE S/D, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated July 26, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
This incredible NEW CONSTRUCTION coastal home is located south of 30A in the highly sought-after Eastern Lake neighborhood. This home is just a short walk away from the public beach access. Boasting just under 4000 sq ft, this home encompasses 5 bedrooms, 1 bunk room, 5 full baths, 2 half baths, loft/game room, 1-car garage, and a private pool making it perfectly suited as a primary residence, second home, or investment property with NO HOA!
Notable features of the home include high end LVP floors throughout the common areas & bedrooms, beautiful custom backsplash in the kitchen & bathrooms, trim accent walls, and gorgeous custom lighting throughout. This home offers the added benefits of steel framing, including higher wind, termite, and fire resistance resulting in significantly reduced insurance premiums. The first level offers an accommodating open floor plan & features a lovely great room with recessed lighting, paneled walls and direct access to the large covered porch.
The kitchen is beautiful with Quartz countertops, custom tile backsplash, large island/breakfast bar with pendant lighting, and stainless steel appliances. The kitchen comes with a 6-burner gas range & beautiful vented hood. The spacious master bedroom is on the first level & features a walk-in closet & luxurious en-suite master bath.
The master bath offers a double vanity with Quartz countertops, garden tub with tile wall & gorgeous chandelier, and a walk-in tile shower with frameless glass door. Also, on the first level is a sunroom off of the living area leading out to the outdoor deck and pool area. This area has a powder bath, custom shelving and hooks for towels and laundry making it super convenient being adjacent to the pool area.
An Ice maker and an under counter beverage center are in this sunroom as well making it super easy to access drinks while enjoying your outdoor sanctuary! The pool area also comes with a beautiful outdoor kitchen/grilling area with granite countertops perfect for enjoying a pool day with family and friends! The additional 4 bedrooms are all generous in size and located on the second level, giving the master bedroom extra privacy.
Two of the bedrooms feature en-suite bathrooms and direct access to a large covered porch. One of these could be considered a second master suite as it features two walk-in closets and a double vanity in the en-suite bathroom. Two of the bedrooms share a Jack and Jill bathroom with one of these bedrooms offering a walk-in closet.
The fifth bedroom is a bunk room with built-in bunk beds great for the kids! The third level offers an enormous bonus room with a wet bar, beverage center and a half bath making it the perfect entertainment space! In addition to this great third level bonus space, the two large porches, pool deck, and fenced-in back yard are also perfect for entertaining.
Photos are of a previous home this builder built down the road. Photos are of the same floor plan, but the finishes will be slightly different. Situated next to Eastern Lake, a rare coastal dune lake, and the Gulf of Mexico, this home enjoys quick and easy access to all that the coastal lifestyle has to offer such as kayaking, canoeing, paddle boarding, swimming, fishing, and boating (only small motorboats are allowed on the coastal dune lake). There is a public boat ramp at the county park on Lakewood Drive and a public beach access at the outfall on South Gulf Drive & Eastern Lake Road.
With a short stroll over to the public beach access, you will have your toes in the sugar-white sand along the emerald green and crystal blue waters of the Gulf of Mexico within just minutes! Old Florida Fish House is also a short stroll away on the north side of 30A and offers delicious lakeside dining and live music. While Seagrove definitely has a small town charm, it also has a luxurious side to it with Greenway Station a short walk away offering premier dining, boutique shopping, art galleries, art festivals, outdoor c…
Description provided by EXP Realty LLC and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Similar homes for sale near EASTERN LAKE S/D
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS. Run --online for a live reading.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
Recent sales activity in EASTERN LAKE S/D
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the EASTERN LAKE S/D neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on EASTERN LAKE S/D
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Walton County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
- Confirm roof age and condition during inspection.
- Confirm HVAC age and condition during inspection.
- Request current HOA documents before relying on dues or restrictions.
- Obtain an insurance quote for this specific property.
- Confirm school zoning directly with the district.
- Order a survey to confirm lot boundaries.
- Review permit history with the county.
- Confirm whether flood insurance is required for this parcel.
- Confirm square footage and room dimensions independently.
- Ask the county how property taxes may change after a sale.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | realMLS, refreshed twice daily (last: July 26, 2026) |
| Community market stats | realMLS closed sales, as of July 25, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 53 S Gulf Drive in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.