13925 Old Coast Rd 905, Naples, FL 34110
Sources: FGCMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
13925 Old Coast RD 905 in Kalea Bay Tower 200, Naples is listed at $4,195,000 (3,287 sq ft, about $1,276 per sq ft). It has been listed Apr 20, 2026. Listing facts: built in 2020, HOA dues of $106/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- Built 2020 · 6 yrs
- 3,287 sq ft of living area
- listed Apr 20, 2026
- HOA $106/mo (per listing)
About this home
BEACH CLUB AVAILABLE WITH THIS UNIT. Positioned in the highly sought-after Tower 200 at Kalea Bay, celebrated for its exceptional privacy & unobstructed lanai views, this stunning 9th floor residence offers an exquisite blend of sophistication, custom craftsmanship, & coastal elegance. Thoughtful architectural details and exceptional millwork distinguish this 4bdrm 4.5 bath residence, creating a level of refinement that is evident throughout.
Rich wood flooring, beautifully executed custom built-ins, and intricate millwork add warmth, character, and timeless appeal. A striking custom feature wall serves as the focal point of the expansive living room, bringing architectural interest and a sophisticated design element to the main living space. Elegant crown molding extends throughout all four bedrooms, providing a beautifully finished, cohesive look that reflects the attention to detail found throughout the home.
Designed for both entertaining & effortless everyday living, the residence features three beautifully appointed guest suites, with custom closets, & private en-suite baths. Guests enjoy spectacular views overlooking the lush grounds of The Club at Kalea Bay and the picturesque golf course beyond. Elegant crown molding in every bedroom, reflecting the exceptional attention to detail throughout the residence.
The chef’s kitchen makes an equally impressive statement, featuring a dramatic waterfall island, premium Wolf and Sub-Zero appliances, a natural gas cooktop, convection oven, and additional steam/convection oven. A fully equipped butler’s pantry, complete with a second dishwasher, provides the convenience and functionality of a secondary kitchen, making entertaining effortless. The owner’s suite is a serene retreat overlooking the Gulf waters, complemented by shiplap feature wall a spa-inspired bath, dual vanities, an expansive walk-in shower, and a beautifully designed custom closet.
The expansive lanai spans over 500 sqft , offering exceptional privacy, unobstructed views, and two doors with screens that welcome gentle Gulf breezes. The residence is offered furnished, allowing the next owner to immediately enjoy this exceptional coastal setting. Adding to its appeal, the residence includes a transferable 2027 Beach Card for the new owner.
Beyond the residence, Kalea Bay delivers an extraordinary five-star resort experience. The Club at Kalea Bay offers resort-style pools, exceptional dining venues, and an impressive wellness center, while Tower 200 features its own spectacular rooftop pool and open-air fitness area with breathtaking panoramic views. From its distinctive custom millwork and elegant architectural finishes to its exceptional privacy and world-class amenities, this residence offers a rare combination of craftsmanship, understated luxury, and the unparalleled lifestyle that defines Kalea Bay.
All 48 photos
Description provided by Luxe Naples Real Estate and reproduced from the MLS; not independently verified.
The Messtimate
Estimate unavailable for this home right now. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when we can match at least 3 comparable closed sales from the last 18 months to this home. We could not assemble that set for this page today, so no dollar range is shown. It is not an appraisal or a valuation.
Methodology: the range would be 3,287 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated November 12, 2026.
Comparable recent sales
Comparable closed sales for this home are unavailable right now, so this page shows no comparable-sales median or automated estimate for KALEA BAY TOWER 200. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $22,735/mo 81%
- Taxes $3,819/mo 14%
- Insurance $1,277/mo 5%
- HOA $106/mo 0%
$27,937/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified tax roll · county-average rateProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Florida Gulf Coast MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 13925 Old Coast Rd 905
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $20,400/yr (certified county roll, taxable value × millage). Buy at the asking price of $4,195,000 and the first-year bill resets to about $45,825/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 11.05 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| HOA dues | $106/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close. |
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $10,500–$22,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote). |
| Roof and age | Built in 2020. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form. |
Estimated carrying cost at the asking price, before the mortgage: about $4,104/month (tax $3,819, HOA $106, insurance $179). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Collier County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Collier County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
This home’s history
- 2020BuiltPer public record
- About Apr 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Apr 20, 2026)
- Aug 4, 2026First seen on our siteObserved at $4,350,000
- Aug 17, 2026Price cut$4,195,000 (-$155,000, -3.6%)
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
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Listed by Luxe Naples Real Estate · MLS # 226015593
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Similar homes for sale near KALEA BAY TOWER 200
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in KALEA BAY TOWER 200
- 13915 Old Coast Rd 1503 · $4,297,500 · 4 bd / 4 ba · listed November 11, 2026 (courtesy of Coldwell Banker Realty)
- 13955 Old Coast Rd 1206 · $7,495,000 · 4 bd / 5 ba · listed November 5, 2026 (courtesy of Luxe Naples Real Estate)
- 13935 Old Coast Rd 901 · $4,950,000 · 3 bd / 4 ba · listed November 5, 2026 (courtesy of John R Wood Properties)
- 13925 Old Coast Rd 505 · $3,595,000 · 4 bd / 5 ba · listed November 5, 2026 (courtesy of Premier Sotheby's Int'l Realty)
- 13935 Old Coast Rd 501 · $4,050,000 · 3 bd / 4 ba · listed November 3, 2026 (courtesy of John R Wood Properties)
- 13915 Old Coast Rd 1101 · $4,150,000 · 4 bd / 4 ba · listed October 28, 2026 (courtesy of Luxe Naples Real Estate)
Recently off market in KALEA BAY TOWER 200
- 13955 Old Coast 906 · last listed $6,100,000 · 2026-11-09
- 13955 Old Coast Rd 1204 · last listed $4,650,000 · 2026-10-31
- 13955 Old Coast 501 · last listed $3,865,000 · 2026-10-31
- 13935 Old Coast Rd 406 · last listed $3,495,000 · 2026-10-21
- 13945 Old Coast Rd 806 · last listed $3,950,000 · 2026-10-16
- 13935 Old Coast Rd 2206 · last listed $5,495,000 · 2026-10-16
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
More on KALEA BAY TOWER 200
Go deeper on KALEA BAY TOWER 200
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Collier County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the KALEA BAY TOWER 200 guide → · Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →What homes sell for in 34110 — recent sale prices by community.
View →Median price, days on market and supply from MLS data.
View →Buyer research checklist
Items worth confirming for 13925 Old Coast RD 905, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2020: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Collier County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 3,287 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $45,825/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $25,425 more per year than the current owner’s estimated bill (+125%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | FGCMLS, checked against the MLS hourly (last: November 13, 2026) |
| Comparable sales | Comparable-sales estimate unavailable for this home right now — no medians or automated estimate shown |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of FGCMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 13925 Old Coast RD 905 and when was it built?
Per the listing record, 13925 Old Coast RD 905 was built in 2020 and has 3,287 sq ft of living area, 4 bedrooms and 5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 13925 Old Coast RD 905 in?
13925 Old Coast RD 905 is in Kalea Bay Tower 200 in Naples, Collier County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 13925 Old Coast RD 905 have an HOA, and how much are the dues?
The listing reports HOA dues of $106 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 13925 Old Coast RD 905 differ from the current owner's?
The estimate on this page (about $45,825 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $25,425 more per year than the current owner’s estimated bill (+125%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 13925 Old Coast RD 905 in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 13925 Old Coast RD 905 in person
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Florida Gulf Coast Multiple Listing Service, Inc.. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.