15505 Vittorio St, Naples, FL 34114
Sources: FGCMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
15505 Vittorio ST in Esplanade By The Islands, Naples is listed at $775,000 (1,905 sq ft, about $407 per sq ft). That is 29% above Esplanade By The Islands's median closed sale of $600,000 over the last 12 months (92 recorded sales). Per square foot it is above the community's recent $291/sq ft by about 40%. It came to market within the past week. Listing facts: built in 2025, HOA dues of $457/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- Built 2025 · 1 yrs
- 1,905 sq ft of living area
- Active listing
- HOA $457/mo (per listing)
About this home
Discover relaxed coastal living in this beautifully finished Ceretti twin-villa in Esplanade by the Islands. Built in 2025, this nearly 2,000-square-foot residence offers 3 bedrooms, 2 bathrooms, a den, and an attached 2-car garage. Its desirable location at the end of the street features a generous side yard with no neighboring home on that side, creating an added sense of privacy and openness.
Designed for comfortable living and effortless entertaining, the spacious floor plan brings the kitchen, dining area, and gathering room together in one welcoming space. Quartz countertops, stainless steel appliances, ceramic flooring, and impact-resistant windows and doors complement the home’s contemporary finishes. The primary suite provides a peaceful retreat with a walk-in closet and private en-suite bathroom, while two guest bedrooms and a separate den offer flexibility for visitors, work, or hobbies.
The outdoor living space is a standout feature. A private pool sits within an oversized screened lanai enclosure, with ample room and plentiful seating for sunbathing, outdoor dining, and relaxing with family and friends. Under cover, an outdoor countertop with a sink and beverage fridge keeps refreshments close at hand.
Added electric hurricane proof rolldown screens recently installed. This spacious poolside setting makes it easy to embrace the Florida lifestyle. Beyond your doorstep, Esplanade by the Islands offers an extensive collection of resort-style amenities with low HOA fees.
Unwind at the resort pool and hot tub, meet friends at the poolside Bahama Bar & Grill, or enjoy the fitness center, tennis and pickleball courts, and dog park. The Wellness Center & Day Spa offers hair, nail, facial, and massage services, while a planned Culinary Arts Center will add to the community’s offerings. A lively calendar of wine tastings, culinary experiences, wellness events, excursions, and social activities provides plenty of ways to connect.
An adjacent Publix adds everyday convenience, and the beaches, restaurants, shopping, and entertainment of Naples and Marco Island are within easy reach. This villa combines newer construction, a private setting, and exceptional outdoor living in one of Naples’ sought-after lifestyle communities.
All 43 photos
Description provided by Waterfront Realty Group Inc and reproduced from the MLS; not independently verified.
Comparable recent sales
Comparable closed sales for this home are unavailable right now, so this page shows no comparable-sales median or automated estimate for ESPLANADE BY THE ISLANDS. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $4,200/mo 76%
- Taxes $678/mo 12%
- Insurance $209/mo 4%
- HOA $457/mo 8%
$5,544/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
What it really costs to own 15505 Vittorio St
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is $2,181/yr per the MLS listing record (TaxAnnualAmount, 2026-11-06). Florida reassesses at sale, so a buyer's first bill is usually higher than the seller's; the county millage here is not verified, so no reset figure is printed. |
|---|---|
| HOA dues | $457/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close. |
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $2,000–$3,500/yr; neither is a quote. Flood: this address maps to FEMA zone AE, a high-risk zone where flood insurance is required with a federally backed mortgage. Statewide, a zone A/AE/VE flood policy runs about $1,200–$2,500/yr (FEMA Risk Rating 2.0 averages, not a quote). |
| Roof and age | Built in 2025. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form. |
Estimated carrying cost at the asking price, before the mortgage: about $818/month (tax $182, HOA $457, insurance $179). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Collier County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Collier County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Esplanade By The Islands market
How this home is priced against recent nearby sales, and where Esplanade By The Islands has been over 25 years. Momentum Research analysis of Florida Gulf Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in Esplanade By The Islands
Each dot is a closed sale since 2021 (187 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). FGCMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2021–2026. This home lists at $407/sq ft.
Median sale price by year
12-month median closed price, 2021–2026.
This home’s history
- 2025BuiltPer public record
- Nov 5, 2026First seen on our siteObserved at $775,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Momentum Property Score
38/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $407 per square foot, about 40% above the community’s $291 median. Esplanade By The Islands’s 12-month median sold price per square foot is $291. Median sold price per square foot is down 17.7% year over year. Confidence: Very High · 92 closed sales in 12 monthsMLS facts: FGCMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
45% of homes in Esplanade By The Islands are owner-occupied. An estimated 55% are non-owner-occupied, including 19% held in a company or trust and 25% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 214 homes matched. Community-level context.
Recent Esplanade By The Islands sales closed near 91.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of FGCMLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 21 active listings in Esplanade By The Islands, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Checked against the MLS November 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Waterfront Realty Group Inc · MLS # 226039823
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Similar homes for sale near ESPLANADE BY THE ISLANDS
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in ESPLANADE BY THE ISLANDS
- 15521 Vittorio St · $649,900 · 3 bd / 2 ba · listed October 23, 2026 (courtesy of Realty One Group MVP)
- 15349 Giardino Dr 13-201 · $679,949 · 3 bd / 3 ba · listed October 16, 2026 (courtesy of Taylor Morrison Realty of FL)
- 15159 Tolmino St · $669,000 · 3 bd / 2 ba · listed October 16, 2026 (courtesy of Coldwell Banker Realty)
- 15352 Giardino Dr 28-203 · $625,778 · 3 bd / 3 ba · listed October 16, 2026 (courtesy of Taylor Morrison Realty of FL)
- 15352 Giardino Dr 28-202 · $622,950 · 3 bd / 3 ba · listed October 16, 2026 (courtesy of Taylor Morrison Realty of FL)
- 15345 Giardino Dr 12-203 · $611,745 · 3 bd / 3 ba · listed October 16, 2026 (courtesy of Taylor Morrison Realty of FL)
Recently off market in ESPLANADE BY THE ISLANDS
- 15584 Montello Ln · last listed $1,750,000 · 2026-10-31
- 15558 Vittorio St · last listed $599,900 · 2026-10-20
- 15848 Triesta Ln · last listed $1,699,000 · 2026-10-17
- 15324 Lucerna St 102 · last listed $477,000 · 2026-10-16
- 15286 Arpino Ct · last listed $1,250,000 · 2026-10-13
- 15160 Sacile St · last listed $665,000 · 2026-10-09
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
More on ESPLANADE BY THE ISLANDS
Go deeper on ESPLANADE BY THE ISLANDS
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Collier County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the ESPLANADE BY THE ISLANDS guide → · Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →What homes sell for in 34114 — recent sale prices by community.
View →Median price, days on market and supply from MLS data.
View →Buyer research checklist
Items worth confirming for 15505 Vittorio ST, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2025: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- HOA dues are listed at $457/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
- Get a homeowners insurance quote for this specific address in Collier County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,905 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $8,138/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | FGCMLS, checked against the MLS hourly (last: November 6, 2026) |
| Comparable sales | Comparable-sales estimate unavailable for this home right now — no medians or automated estimate shown |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone AE shown above) |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of FGCMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 15505 Vittorio ST and when was it built?
Per the listing record, 15505 Vittorio ST was built in 2025 and has 1,905 sq ft of living area, 3 bedrooms and 2 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 15505 Vittorio ST in?
15505 Vittorio ST is in Esplanade By The Islands in Naples, Collier County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 15505 Vittorio ST have an HOA, and how much are the dues?
The listing reports HOA dues of $457 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 15505 Vittorio ST differ from the current owner's?
The estimate on this page (about $8,138 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 15505 Vittorio ST in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 15505 Vittorio ST in person
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Florida Gulf Coast Multiple Listing Service, Inc.. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.