4716 Kensington Cir, Naples, FL 34119
Sources: FGCMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
4716 Kensington CIR in Stonecreek, Naples is listed at $1,395,000 (4,184 sq ft, about $333 per sq ft). That is 16% above Stonecreek's median closed sale of $1,200,000 over the last 12 months (35 recorded sales). Per square foot it is below the community's recent $391/sq ft by about 15%. It has been listed Jun 27, 2026, longer than the community's typical 71 days to contract. Listing facts: built in 2020. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2020 · 6 yrs
- 4,184 sq ft of living area
- listed Jun 27, 2026
About this home
PRESENT ALL OFFERS FOR SELLER REVIEW! LUXURY, COMFORT & LOCATION! Welcome to this exceptional lakefront residence in the highly sought-after, welcoming, gated community of Stonecreek.
Offering over 4,100 square feet of refined living space, this impressive 6-bedroom, 6-bath Shiraz model is one of the few homes in the community featuring a full cabana bath with dual access from both the family room and your future backyard oasis. From the moment you enter, polished porcelain tile flooring spans the entire first floor, creating a seamless and elegant backdrop that leads from the welcoming foyer to breathtaking lake views. The main level features a formal living room, elegant dining room, and a spacious family room that flows effortlessly into the gourmet kitchen.
Designed for both style and function, the kitchen showcases solid wood gray/taupe cabinetry, granite countertops, and a walk-in pantry with extended under-stair storage. A privately situated guest bedroom with an adjacent full bath offers the perfect retreat for visitors, while a mudroom with built-in cabinetry completes the first floor. Upstairs, you'll find five additional bedrooms and four full baths, providing exceptional flexibility for family and guests.
The spacious loft is ideal for movie nights, a game room, or a secondary living area. The luxurious primary suite serves as a private sanctuary, featuring a balcony overlooking the lake—perfect for enjoying morning coffee or evening sunsets. Dual walk-in closets and a spa-inspired bath with separate his-and-her vanities connected by a shared glass-enclosed shower complete the owner's retreat.
This home is loaded with premium upgrades, including impact-resistant windows and doors throughout, central vacuum, custom built-in closets, designer lighting and fans, a tankless water heater, whole-house water softener, dedicated reverse osmosis system for purified drinking and cooking water, and a whole-house gas generator hookup for added peace of mind. The screened lanai is pre-plumbed and equipped with natural gas, electrical, and plumbing connections, making it ready for your dream outdoor living space. NO FLOOD INSURANCE REQUIRED!
Residents of StoneCreek enjoy an exceptional resort-style lifestyle with a magnificent clubhouse, resort-style pool, lap pool, hot tub, fitness center, splash park with water slides, 5 tennis courts, 4 pickleball courts, and a full-time activities director coordinating year-round events and social gatherings. Conveniently located near Naples' premier shopping, dining, and entertainment destinations, and zoned for top-rated schools, this home offers the perfect combination of luxury, comfort, and community living. If you're looking for elegance, space, and an active Southwest Florida lifestyle, this extraordinary home truly checks every box.
All 49 photos
Description provided by Premiere Plus Realty Company and reproduced from the MLS; not independently verified.
Comparable recent sales
No closed sales of a similar home within about 10 miles in Collier County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for STONECREEK. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $7,606/mo 82%
- Taxes $1,240/mo 13%
- Insurance $425/mo 5%
$9,270/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified tax roll · county-average rateProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Florida Gulf Coast MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 4716 Kensington Cir
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $7,875/yr (certified county roll, taxable value × millage). Buy at the asking price of $1,395,000 and the first-year bill resets to about $14,875/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 11.05 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,500–$7,500/yr; neither is a quote. Flood: this address maps to FEMA zone AE, a high-risk zone where flood insurance is required with a federally backed mortgage. Statewide, a zone A/AE/VE flood policy runs about $1,200–$2,500/yr (FEMA Risk Rating 2.0 averages, not a quote). |
| Roof and age | Built in 2020. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form. |
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Collier County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Collier County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Stonecreek market
How this home is priced against recent nearby sales, and where Stonecreek has been over 25 years. Momentum Research analysis of Florida Gulf Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in Stonecreek
Each dot is a closed sale since 2016 (386 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). FGCMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2016–2026. This home lists at $333/sq ft.
Median sale price by year
12-month median closed price, 2016–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2017–2026. Now 49 (normal).
This home’s history
- 2020BuiltPer public record
- About Jun 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Jun 27, 2026)
- Aug 4, 2026First seen on movewithmomentum.comObserved at $1,425,000
- Aug 25, 2026Price cut$1,395,000 (-$30,000, -2.1%)
- NowPendingSale pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Momentum Property Score
54/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $333 per square foot, about 15% below the community’s $391 median. Stonecreek’s 12-month median sold price per square foot is $391. Median sold price per square foot is up 7.1% year over year. Confidence: Very High · 35 closed sales in 12 monthsMLS facts: FGCMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
76% of homes in Stonecreek are owner-occupied. An estimated 24% are non-owner-occupied, including 16% held in a company or trust and 10% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 356 homes matched. Community-level context.
Recent Stonecreek sales closed near 92.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of FGCMLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 14 active listings in Stonecreek, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Checked against the MLS November 2, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Premiere Plus Realty Company · MLS # 226018182
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Similar homes for sale near STONECREEK
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in STONECREEK
- 4430 Kensington Cir · $1,390,000 · 6 bd / 6 ba · listed October 24, 2026 (courtesy of Premiere Plus Realty Company)
- 4494 Crimson Ave · $1,195,900 · 4 bd / 4 ba · listed October 20, 2026 (courtesy of Compass Florida LLC)
- 4446 Kensington Cir · $1,625,000 · 6 bd / 5 ba · listed October 16, 2026 (courtesy of John R Wood Properties)
- 4305 Caldera Cir · $1,695,000 · 3 bd / 3 ba · listed October 6, 2026 (courtesy of The Agency Naples)
- 4446 Crimson Ave · $1,200,000 · 4 bd / 4 ba · listed October 3, 2026 (courtesy of John R Wood Properties)
Recently off market in STONECREEK
- 4158 Aspen Chase Dr · last listed $849,999 · 2026-10-28
- 4541 Azalea Dr · last listed $1,988,000 · 2026-10-16
- 4500 Aurora St · last listed $1,325,000 · 2026-09-30
- 4475 Crimson Ave · last listed $865,000 · 2026-09-26
- 4586 Luminary Ave · last listed $1,349,000 · 2026-09-22
- 4432 Aurora St · 2026-09-10
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
More on STONECREEK
Go deeper on STONECREEK
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Collier County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the STONECREEK guide → · Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 4716 Kensington CIR, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2020: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
- Get a homeowners insurance quote for this specific address in Collier County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 4,184 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $14,875/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $7,000 more per year than the current owner’s estimated bill (+89%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | FGCMLS, checked against the MLS hourly (last: November 2, 2026) |
| Comparable sales | Fewer than 3 defensible closed sales within about 10 miles in Collier County — no medians or automated estimate shown |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone AE shown above) |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of FGCMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 4716 Kensington CIR and when was it built?
Per the listing record, 4716 Kensington CIR was built in 2020 and has 4,184 sq ft of living area, 6 bedrooms and 6 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 4716 Kensington CIR in?
4716 Kensington CIR is in Stonecreek in Naples, Collier County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Why might property taxes on 4716 Kensington CIR differ from the current owner's?
The estimate on this page (about $14,875 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $7,000 more per year than the current owner’s estimated bill (+89%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 4716 Kensington CIR in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 4716 Kensington CIR in person
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Florida Gulf Coast Multiple Listing Service, Inc.. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.