listed Nov 3, 2026 SingleFamilyResidence
$480,000
3-Bedroom Home in MAPLE RIDGE

5019 Milano St, Ave Maria, FL 34142

SingleFamilyResidence in MAPLE RIDGE, Ave Maria
MAPLE RIDGE · Ave Maria, FL 34142 · Collier County
Listing data checked against the MLS November 11, 2026 at 1:55 PM ET · rechecked hourly
3Bedrooms
3Bathrooms
2,341Sq Ft
2015Year Built
$205Per Sq Ft
FEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
9% above
$/sq ft vs community
$205 here vs $188 median sold (12 mo)
Buyer leverage
Seller-leaning
8 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~26 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: FGCMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

5019 Milano ST in Maple Ridge, Ave Maria is listed at $480,000 (2,341 sq ft, about $205 per sq ft). That sits within a few percent of Maple Ridge's median closed sale of $525,000 over the last 12 months (43 recorded sales). It has been listed Nov 3, 2026, well inside the community's typical 96 days. Listing facts: built in 2015, HOA dues of $68/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • Built 2015 · 11 yrs
  • 2,341 sq ft of living area
  • listed Nov 3, 2026
  • HOA $68/mo (per listing)
Listing description

About this home

Professional pictures coming soon! Location, Location, Location! A must see!

This beautifully enhanced, upgraded Bristol home in the Maple Ridge Community is located just a .5 mile from the center of town and Ave Maria Parish in the HEART OF AVE MARIA, FL. Situated on a quiet street with a backyard lake view! The park-like setting of Rosary pond is also just moments away.

The home features a beautifully landscaped yard with great curb appeal and well-maintained yard offering plenty of ROOM FOR A POOL. The front entryway is bright and welcoming. This 3 bedroom, 3 full bath Bristol model boasts an open floor plan with wood floors throughout, a large kitchen, a pantry, granite countertops and complementary tile backsplash, upgraded lighting and fans.

The open floor plan in the dining and living room offers plenty of space for enjoying and entertaining family and friends. The large family/great room area features a professionally handcrafted built in entertainment center with electric fireplace for added ambiance. The large Master bedroom with ensuite bathroom is bright with plenty of windows overlooking the lake.

The Jack and Jill bedrooms have a full bath between them. The 3rd full bathroom with a step in shower is situated just outside the den area. The home also features high ceilings, ceiling fans, washer and dryer in the laundry room, a double-car garage, and a tranquil backyard.

Fully screened and extended lanai with a lovely lake view. The perfect place to relax with a cup of coffee or tea in the morning while watching the birds swim about in the water. In the evening, grill your favorite meals while enjoying the peaceful and relaxing space on your screened lanai in your little piece of paradise in Southwest Florida!

Maple Ridge amenities features a zero entry resort style pool, fitness/gym, event rooms, sauna, pickleball court, outdoor exercise area, dog park, playground. Local Ave Maria amenities include: South & North Parks, community water park, Ave Maria University events open to the public, local dining & shopping plus so much more. Come enjoy the Florida lifestyle in Ave Maria, the fastest growing community in Southwest Florida!

All 47 photos

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Description provided by Realty One Group MVP and reproduced from the MLS; not independently verified.

Listing courtesy of Realty One Group MVP · Listing agent: Sharon Levesque · (800) 896-8790Provided via the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange · Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information deemed reliable but not guaranteed by the MLS to be accurate. · Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
How it stacks up

Comparable recent sales

Comparable closed sales for this home are unavailable right now, so this page shows no comparable-sales median or automated estimate for MAPLE RIDGE. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$480,000
Bed / bath3 / 3
Living area2,341 sq ft
Year built2015
Property typeSingleFamilyResidence
MLS #226037652
Listing statuslisted Nov 3, 2026

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~26 ft
CountyCollier
Area listings53 active · 4 under contract
Estimated first-year tax~$4,750/yr
CDD assessmentNone on record
HOA$68/mo

Calculated estimates

Price per sq ft$205
Estimated monthly payment$3,228
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$525,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,228/mo
  • Principal & interest $2,601/mo 81%
  • Taxes $396/mo 12%
  • Insurance $163/mo 5%
  • HOA $68/mo 2%

$3,228/mo at 20% down, 30-yr @ 7.18% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$4,750/yr
≈ $396/mo·effective rate ~0.99%
Estimate: asking price less the $50,000 homestead exemption × Collier County rate (11.05 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $4,000/yr ($333/mo) — taxable value $362,316 × 11.05 mills
$750 more each year
(+19%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$413,038
Market value
$413,038
Assessed
$362,316
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Florida Gulf Coast MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 5019 Milano St

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $4,000/yr (certified county roll, taxable value × millage). Buy at the asking price of $480,000 and the first-year bill resets to about $4,750/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 11.05 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr.
HOA dues$68/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insuranceThe average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 2015. An original roof is about 11 years old: inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage.

Estimated carrying cost at the asking price, before the mortgage: about $643/month (tax $396, HOA $68, insurance $179). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
Not reported

The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$68/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~26 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Collier County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for Collier County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningVery High
Strong windRelatively Low
DroughtRelatively Moderate
HailVery Low
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Maple Ridge

Pricing & the Maple Ridge market

How this home is priced against recent nearby sales, and where Maple Ridge has been over 25 years. Momentum Research analysis of Florida Gulf Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in Maple Ridge

Each dot is a closed sale since 2014 (429 total). This home is the gold marker.

$144k$702k$1.3M9342,8004,666This home: $480,000, 2,341 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). FGCMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2014–2026. This home lists at $205/sq ft.

$101$169$2372014: $11820142015: $1142016: $11520162017: $1282018: $13720182019: $1282020: $12220202021: $1622022: $20420222023: $2242024: $22020242025: $2112026: $1882026

Median sale price by year

12-month median closed price, 2014–2026.

$213k$414k$614k2014: $252k20142015: $300k2016: $328k20162017: $295k2018: $312k20182019: $325k2020: $320k20202021: $379k2022: $467k20222023: $490k2024: $575k20242025: $522k2026: $525k2026

Market Heat by year (0–100)

Momentum Market Heat, 2015–2026. Now 23 (cold).

1051932015: 7520152016: 682017: 2820172018: 512019: 2520192020: 332021: 8520212022: 822023: 5320232024: 472025: 1820252026: 232026
Property timeline

This home’s history

  • 2015BuiltPer public record
  • Oct 17, 2026First seen on our siteObserved at $480,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $480,000Realty One Group MVP · listed Nov 3, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores

Momentum Property Score

63/100
Strongest on: Flood safety (95), Insurance cost (79)
0 limited50100 exceptional

63/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area27
This home $205/sq ft vs the community 12-month median $188/sq ft.
Affordability64
List price $480,000 vs the community median $525,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~26 ft elevation. Verify the parcel with FEMA.
Insurance cost79
From FEMA Zone X and a 2015 build. Obtain a property-specific quote.
Market liquidity23
Community median 96 days on market (12-month record).
Pricing power76
Recent sales closed at about 92.8% of original asking (~7.2% below). More room below asking generally favors buyers.
Market timing77
Momentum Market Heat is 23/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $205 per square foot, about 9% above the community’s $188 median. Maple Ridge’s 12-month median sold price per square foot is $188. Median sold price per square foot is up 0.5% year over year. Confidence: Very High · 43 closed sales in 12 monthsMLS facts: FGCMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

71% of homes in Maple Ridge are owner-occupied. An estimated 29% are non-owner-occupied, including 8% held in a company or trust and 4% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 803 homes matched. Community-level context.

Recent Maple Ridge sales closed near 92.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of FGCMLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 53 active listings in Maple Ridge, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS November 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Realty One Group MVP · MLS # 226037652

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Keep looking

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Newest listings in MAPLE RIDGE

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Recently off market in MAPLE RIDGE

Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Go deeper

More on MAPLE RIDGE

Go deeper on MAPLE RIDGE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Collier County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Collier County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 5019 Milano ST, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2015: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $68/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Collier County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,341 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,750/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $750 more per year than the current owner’s estimated bill (+19%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordFGCMLS, checked against the MLS hourly (last: November 11, 2026)
Comparable salesComparable-sales estimate unavailable for this home right now — no medians or automated estimate shown
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of FGCMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 5019 Milano ST and when was it built?

Per the listing record, 5019 Milano ST was built in 2015 and has 2,341 sq ft of living area, 3 bedrooms and 3 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 5019 Milano ST in?

5019 Milano ST is in Maple Ridge in Ave Maria, Collier County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 5019 Milano ST have an HOA, and how much are the dues?

The listing reports HOA dues of $68 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 5019 Milano ST differ from the current owner's?

The estimate on this page (about $4,750 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $750 more per year than the current owner’s estimated bill (+19%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 5019 Milano ST in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Florida Gulf Coast Multiple Listing Service, Inc.. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.