509 92nd Ave N, Naples, FL 34108
Sources: FGCMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
509 92nd AVE N in Naples Park, Naples is listed at $3,995,000 (3,816 sq ft, about $1,047 per sq ft). That is 371% above Naples Park's median closed sale of $847,500 over the last 12 months (129 recorded sales). Per square foot it is above the community's recent $522/sq ft by about 101%. It came to market within the past week. Listing facts: new construction. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- New construction — built 2026
- 3,816 sq ft of living area
- New to market
About this home
EXCEPTIONAL 2026 CUSTOM CONSTRUCTION JUST TWO BLOCKS FROM THE BEACH! Welcome to 509 92nd Avenue North, an extraordinary coastal residence by LaGrasta Homes showcasing meticulous craftsmanship, sophisticated design, and an impressive collection of luxury finishes in one of Naples' most desirable beachside neighborhoods. Offering 3,816 square feet of living space and 5,204 total square feet, this four-bedroom, four-and-a-half-bath residence features stunning Legno Bastone Italian oak flooring, abundant natural light, and seamless indoor-outdoor living.
The showstopping chef's kitchen is a masterpiece of design, featuring exquisite Natural Cristallo quartzite countertops, a spectacular BACKLIT NATURAL CRISTALLO QUARTZITE ISLAND, and an upgraded Thermador appliance package. These exceptional materials create a striking combination of beauty and functionality. Luxury continues throughout with beautifully appointed bathrooms featuring Pompeii quartz countertops, elegant marble finishes, and premium Kohler plumbing fixtures throughout the residence.
Custom-designed closets offer refined organization and storage. A first-floor guest suite provides privacy and convenience, while the second-floor primary retreat features dual vanities, a soaking tub, oversized walk-in shower, and spacious custom closet. The second-floor loft with kitchenette provides additional living space, while a private balcony offers the perfect setting for enjoying coastal breezes and spectacular Naples sunsets.
Outdoor living features a covered lanai with fully equipped summer kitchen and grilling station overlooking a 14-by-28-foot custom pool with sun shelf and six-foot spa. Professional landscaping creates a private resort-style setting, complemented by a 1,000-gallon propane tank. Built with storm-conscious engineering, the residence features concrete block construction through the second floor, hurricane-impact-resistant windows and doors, and construction at flood elevation plus one foot.
Air-conditioning equipment is elevated approximately 16 feet above flood elevation, with pool equipment approximately 13 feet above flood elevation. Just two blocks from Naples' white-sand beaches and the Gulf, enjoy easy access to breathtaking sunsets, premier shopping, dining, and entertainment. ALSO AVAILABLE NEXT DOOR: 513 92nd Avenue North, presenting a rare opportunity to purchase two adjacent custom-built residences for a private family compound or multigenerational living.
From the backlit Cristallo quartzite island to the Italian oak flooring and exquisite marble finishes, this newly completed residence offers a remarkable combination of craftsmanship, coastal elegance, and location.
All 28 photos
Description provided by John R Wood Properties and reproduced from the MLS; not independently verified.
Comparable recent sales
Comparable closed sales for this home are unavailable right now, so this page shows no comparable-sales median or automated estimate for NAPLES PARK. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $21,651/mo 83%
- Taxes $3,496/mo 13%
- Insurance $1,049/mo 4%
$26,195/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
What it really costs to own 509 92Nd Ave N
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is $5,344/yr per the MLS listing record (TaxAnnualAmount, 2026-11-08). Florida reassesses at sale, so a buyer's first bill is usually higher than the seller's; the county millage here is not verified, so no reset figure is printed. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $9,000–$18,000/yr; neither is a quote. |
| Roof and age | Built in 2026. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form. |
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Collier County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Collier County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Naples Park market
How this home is priced against recent nearby sales, and where Naples Park has been over 25 years. Momentum Research analysis of Florida Gulf Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in Naples Park
Each dot is a closed sale since 2012 (2068 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). FGCMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2013–2026. This home lists at $1047/sq ft.
Median sale price by year
12-month median closed price, 2013–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2014–2026. Now 25 (cold).
This home’s history
- 2026BuiltPer public record
- About Nov 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Nov 6, 2026)
- Nov 6, 2026First seen on our siteObserved at $3,995,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Momentum Property Score
42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $1047 per square foot, about 101% above the community’s $522 median. Naples Park’s 12-month median sold price per square foot is $522. Median sold price per square foot is up 2.7% year over year. Confidence: Very High · 129 closed sales in 12 monthsMLS facts: FGCMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
34% of homes in Naples Park are owner-occupied. An estimated 66% are non-owner-occupied, including 32% held in a company or trust and 33% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 2709 homes matched. Community-level context.
Recent Naples Park sales closed near 90.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of FGCMLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 69 active listings in Naples Park, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Checked against the MLS November 8, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by John R Wood Properties · MLS # 226039961
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Similar homes for sale near NAPLES PARK
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in NAPLES PARK
- 513 92nd Ave N · $3,595,000 · 4 bd / 5 ba · listed November 7, 2026 (courtesy of John R Wood Properties)
- 592 97th Ave N · $839,000 · 2 bd / 2 ba · listed November 6, 2026 (courtesy of John R Wood Properties)
- 10771 6th St · $1,495,000 · 3 bd / 2 ba · listed November 5, 2026 (courtesy of John R Wood Properties)
- 692 106th Ave N · $989,000 · 3 bd / 3 ba · listed November 5, 2026 (courtesy of John R Wood Properties)
- 688 102nd Ave N · $950,000 · 3 bd / 2 ba · listed November 4, 2026 (courtesy of Frakes Realty)
- 835 98th Ave N · $750,000 · 3 bd / 2 ba · listed November 2, 2026 (courtesy of Premiere Plus Realty Company)
Recently off market in NAPLES PARK
- 630 99th Ave N · last listed $975,000 · 2026-11-03
- 645 101st Ave N · last listed $685,000 · 2026-10-30
- 605 109th Ave N · last listed $939,000 · 2026-10-21
- 718 95th Ave N · last listed $930,000 · 2026-10-20
- 637 95th Ave N · last listed $920,000 · 2026-10-20
- 594 108th Ave N · last listed $850,000 · 2026-10-20
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
More on NAPLES PARK
Go deeper on NAPLES PARK
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Collier County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the NAPLES PARK guide → · Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →What homes sell for in 34108 — recent sale prices by community.
View →Median price, days on market and supply from MLS data.
View →Buyer research checklist
Items worth confirming for 509 92nd AVE N, chosen from what the record shows. This is general guidance, not advice about this specific property.
- New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Collier County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 3,816 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $41,948/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | FGCMLS, checked against the MLS hourly (last: November 8, 2026) |
| Comparable sales | Comparable-sales estimate unavailable for this home right now — no medians or automated estimate shown |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Typical county effective rate applied to the list price; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of FGCMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 509 92nd AVE N and when was it built?
Per the listing record, 509 92nd AVE N was built in 2026 and has 3,816 sq ft of living area, 4 bedrooms and 5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 509 92nd AVE N in?
509 92nd AVE N is in Naples Park in Naples, Collier County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Why might property taxes on 509 92nd AVE N differ from the current owner's?
The estimate on this page (about $41,948 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 509 92nd AVE N in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 509 92nd AVE N in person
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Florida Gulf Coast Multiple Listing Service, Inc.. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.