8884 Scarlotti Pl, Naples, FL 34119
Sources: FGCMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
8884 Scarlotti PL in Esplanade, Naples is listed at $1,499,900 (2,325 sq ft, about $645 per sq ft). That is 35% above Esplanade's median closed sale of $1,107,500 over the last 12 months (28 recorded sales). Per square foot it is above the community's recent $491/sq ft by about 31%. It has been listed Sep 1, 2026, longer than the community's typical 40 days to contract. Listing facts: built in 2022, HOA dues of $859/mo. The parcel maps to FEMA flood zone AH, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- Built 2022 · 4 yrs
- 2,325 sq ft of living area
- listed Sep 1, 2026
- HOA $859/mo (per listing)
About this home
LIVE A VACATION LIFESTYLE IN ESPLANADE! Built in 2022, this immaculate and well maintained “Lazio” is situated on an extra wide private homesite overlooking the lake with SOUTHERN REAR EXPOSURE! Inside, you will find 3 bedrooms plus den, 3 full baths, and just over 2,300 sq ft of open concept living space.
From the moment you walk in the glass front door, you are greeted with wood look porcelain tile floors that run throughout the entire home, designer wallpaper accents in the trays, custom window treatments, designer ceiling fans & chandeliers, and two sets of sliding glass doors to the extended covered lanai with custom outdoor kitchen that can be enclosed by the motorized roll down hurricane screens. Enjoy days around the oversized GAS heated salt water pool, oversized raised spa, extra large sunshelf, and plenty of deck space for sunbathing. The kitchen is the heart of the home and features shaker cabinetry, quartz countertops, and GE Cafe appliances including a GAS cooktop, wall oven, and beverage cooler.
Other fine appointments include: whole house generator; expanded 2.5 car garage; custom closet built-ins in all closets; in-ceiling speakers powered by Sonos in the great room and lanai; custom shelving & cabinetry in the den; upgraded landscaping with landscape lighting; stacked stone elevation detail; crown molding; recessed lights in every room; hurricane impact front door with matching sidelights; spacious Laundry Room with cabinetry & washer/dryer on pedestals; and more! Furniture/decor package available/negotiable. This property comes with a CLUB/SPORTS MEMBERSHIP, granting full access to all the amenities of Esplanade Golf & Country Club (limited golf opportunities all year round!).
These include the resort pool with cabanas and a poolside Bahama Bar, tennis and pickleball courts, bocce, a Koquina Day Spa, a fitness center, and a dog park. There are also 14 miles of trails and an 18-hole private golf course. On-site dining options include a restaurant, bar, wine tasting room, and a Starbucks-style café.
The total quarterly fee of just $2,577 include property landscaping maintenance and full access to all the resort-style living amenities at Esplanade. COMING SOON TO ESPLANADE (2026): Fully renovated and expanded poolside Bahama Bar; expanded outdoor bar at the Barrel House; expanded golf practice range; and an AIR CONDITIONED INDOOR PICKLEBALL COMPLEX with four indoor courts.
All 50 photos
Description provided by William Raveis Real Estate and reproduced from the MLS; not independently verified.
Comparable recent sales
Comparable closed sales for this home are unavailable right now, so this page shows no comparable-sales median or automated estimate for ESPLANADE. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $8,129/mo 76%
- Taxes $1,335/mo 12%
- Insurance $436/mo 4%
- HOA $859/mo 8%
$10,759/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified tax roll · county-average rateProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Florida Gulf Coast MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 8884 Scarlotti Pl
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $9,750/yr (certified county roll, taxable value × millage). Buy at the asking price of $1,499,900 and the first-year bill resets to about $16,025/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 11.05 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| HOA dues | $859/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close. |
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,500–$7,500/yr; neither is a quote. Flood: this address maps to FEMA zone AH, a high-risk zone where flood insurance is required with a federally backed mortgage. Statewide, a zone A/AE/VE flood policy runs about $1,200–$2,500/yr (FEMA Risk Rating 2.0 averages, not a quote). |
| Roof and age | Built in 2022. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form. |
Estimated carrying cost at the asking price, before the mortgage: about $2,373/month (tax $1,335, HOA $859, insurance $179). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Collier County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Collier County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
This home’s history
- 2022BuiltPer public record
- Aug 4, 2026First seen on our siteObserved at $1,595,000
- Sep 2, 2026Price cut$1,499,900 (-$95,100, -6.0%)
- NowPendingSale pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Momentum Property Score
35/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 6.0 months of supply in the surrounding market and 72 days on market for this home, against a 40-day area median.Days on market:this home 72Area median: 40 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. As of November 11, 2026.
🟡 Asking $645 per square foot, about 31% above the community’s $491 median. Esplanade’s 12-month median sold price per square foot is $491. Confidence: High · 28 closed sales in 12 monthsMLS facts: FGCMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
64% of homes in Esplanade are owner-occupied. An estimated 36% are non-owner-occupied, including 30% held in a company or trust and 24% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 101 homes matched. Community-level context.
Recent Esplanade sales closed near 93.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of FGCMLS records, community-level, 12 months ending November 11, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 14 active listings in Esplanade, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Checked against the MLS November 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by William Raveis Real Estate · MLS # 226026531
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Similar homes for sale near ESPLANADE
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in ESPLANADE
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- 9637 Montelanico Loop 104 · $675,000 · 2 bd / 3 ba · listed November 2, 2026 (courtesy of William Raveis Real Estate)
- 9361 Terresina Dr · $1,695,000 · 3 bd / 3 ba · listed October 21, 2026 (courtesy of Compass Florida LLC)
- 9021 Sorreno Ct · $3,295,000 · 5 bd / 6 ba · listed October 16, 2026 (courtesy of William Raveis Real Estate)
Recently off market in ESPLANADE
- 9419 Benvenuto Ct 204 · last listed $468,000 · 2026-11-06
- 9389 Pocida Ct 202 · last listed $499,000 · 2026-11-01
- 8911 Cappello Ct · last listed $1,599,000 · 2026-11-01
- 8879 Vaccaro Ct · last listed $1,595,000 · 2026-11-01
- 9356 Montelanico Loop · last listed $1,699,000 · 2026-10-21
- 8768 Bellano Ct 103 · last listed $729,000 · 2026-10-21
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
More on ESPLANADE
Go deeper on ESPLANADE
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Collier County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the ESPLANADE guide → · Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →What homes sell for in 34119 — recent sale prices by community.
View →Median price, days on market and supply from MLS data.
View →Buyer research checklist
Items worth confirming for 8884 Scarlotti PL, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2022: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- HOA dues are listed at $859/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- FEMA flood zone AH: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
- Get a homeowners insurance quote for this specific address in Collier County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 2,325 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $16,025/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $6,275 more per year than the current owner’s estimated bill (+64%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | FGCMLS, checked against the MLS hourly (last: November 12, 2026) |
| Comparable sales | Comparable-sales estimate unavailable for this home right now — no medians or automated estimate shown |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone AH shown above) |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of FGCMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 8884 Scarlotti PL and when was it built?
Per the listing record, 8884 Scarlotti PL was built in 2022 and has 2,325 sq ft of living area, 3 bedrooms and 3 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 8884 Scarlotti PL in?
8884 Scarlotti PL is in Esplanade in Naples, Collier County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 8884 Scarlotti PL have an HOA, and how much are the dues?
The listing reports HOA dues of $859 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 8884 Scarlotti PL differ from the current owner's?
The estimate on this page (about $16,025 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $6,275 more per year than the current owner’s estimated bill (+64%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 8884 Scarlotti PL in a flood zone?
The FEMA flood map places this parcel in Zone AH, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Florida Gulf Coast Multiple Listing Service, Inc.. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.