listed Aug 5, 2026 Single Family Residence ▼ Price cut: $15,000 (9/27)
$835,000
3-Bedroom Home in Cumming

3595 Canon Creek Drive, Cumming, GA 30041

Single Family Residence in Cumming · No CDD on record
Cumming, GA 30041 · Forsyth County
Listing data checked against the MLS October 26, 2026 at 3:36 PM ET · rechecked hourly
3Bedrooms
4.5Bathrooms
1986Year Built
GarageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Buyer advantage
82 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~1134 ft elevation
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 6 of 12
Price vs recent sales
Asking $835k tops 6 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

3595 Canon Creek Drive in Cumming is listed at $835,000. It has been listed Aug 5, 2026. Listing facts: built in 1986, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1986 · 40 yrs
  • Garage
  • Listed at $835,000 — recent neighborhood median sale price ~$305,000 (nearby sales; deemed reliable, not an appraisal)
  • listed Aug 5, 2026
  • No HOA reported by the listing (confirm)
Listing description

About this home

HIGHLY MOTIVATED SELLER! This one checks off all the boxes! Great location.

No HOA. Just over an acre lot. Private Back Yard.

Recently renovated. NEW EVERYTHING: Roof, Gutters, HVAC, Flooring, Light Fixtures, Bathroom Fixtures, Tile Showers, Trex back deck (1100 sq. ft.), Landscaping and New Paint - Inside & Outside!

Clean, crisp kitchen with plenty of cabinets and granite counter space with surface cooktop AND double ovens! AND A PANTRY! Master retreat with soaker tub on the main level.

Beautiful soaring family room with a stunning brick floor-to-ceiling fireplace for those cozy evenings. Two bedrooms upstairs each with their own bathroom. Amazing finished basement with a guest bedroom with a custom closet and another full bath.

Each bedroom has its own bathroom! And that's not all... there's room for a gym, playroom or movie room, an office or kitchenet and extra storage space.

Then there is ANOTHER garage that is also heated and cooled and has its own driveway. This one is two stories for more storage and plenty of room for that dream workshop or garage for that hobby car you've always dreamed of! This home really does have it all.

A beautiful sunroom and a screened porch with a vaulted, wood ceiling in addition to the new Trex deck, all overlooking a serene wooded back yard. This home is beautifully updated and a highly sought after location just minutes away from Lake Lanier, shopping and dining as well as easy access to GA 400. You have to see this one for yourself.

Did I mention it has a water softener system for the entire house? It has it all! Schedule your private showing today.

All 79 photos

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Description provided by Atlanta Communities and reproduced from the MLS; not independently verified.

Listing courtesy of Atlanta Communities · Listing agent: Lisa Bobo · 770-240-2005Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$835,000
Bed / bath3 / 4.5
Year built1986
Property typeSingle Family Residence
GarageYes
MLS #10803514
Listing statuslisted Aug 5, 2026

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~1134 ft
CountyForsyth
Estimated first-year tax~$8,768/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Estimated monthly payment$5,772
Insurance (illustrative)$4k–$8k/yr
Comparable-sales median$305,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,772/mo
  • Principal & interest $4,589/mo 79%
  • Taxes $731/mo 13%
  • Insurance $453/mo 8%

$5,772/mo at 20% down, 30-yr @ 7.32% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$8,768/yr

Estimate: a typical Forsyth effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$4k–$8k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~1134 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Forsyth County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Cumming

Pricing & the Cumming market

How this home is priced against recent nearby sales, and where Cumming has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1595 Turner Road1595 Turner Road: $275/sq ft$2752480 Hawk Creek Trail2480 Hawk Creek Trail: $277/sq ft$2772735 Lakeside Trail2735 Lakeside Trail: $288/sq ft$2881760 Woodland Trail1760 Woodland Trail: $332/sq ft$3323920 Maple Valley Drive3920 Maple Valley Drive: $348/sq ft$3482915 Goldmine Road2915 Goldmine Road: $386/sq ft$386Community median $310
Property timeline

This home’s history

  • 1986BuiltPer public record
  • About Aug 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (<span class="mw-dom" data-listed="2026-08-05" data-fmt="dom">listed Aug 5, 2026</span>)
  • Sep 4, 2026First seen on movewithmomentum.comObserved at $850,000
  • Sep 27, 2026Price cut$835,000 (-$15,000, -1.8%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $835,000Momentum Realty · listed Aug 5, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $305,000 ($310/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Momentum Scores

Momentum Property Score

51/100
Strongest on: Flood safety (95), Insurance cost (59)
0 limited50100 exceptional

51/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Affordability0
List price $835,000 vs the community median $305,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~1134 ft elevation. Verify the parcel with FEMA.
Insurance cost59
From FEMA Zone X and a 1986 build. Obtain a property-specific quote.

Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Seen enough photos?

Want to see 3595 Canon Creek Drive?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Atlanta Communities · MLS # 10803514

Request a showing

or call (904) 351-6461
Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings

Assigned schools

Assigned schools

Schools currently assigned to this address in Forsyth County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

MashburnAssigned elementary school · Forsyth County School District
LakesideAssigned middle school · Forsyth County School District
Forsyth CentralAssigned high school · Forsyth County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Cumming

Groceries, dining, and parks for this city — see the city guide.

View →
County
Forsyth

Schools, taxes, and services are county-administered — see the county guide.

Community
Cumming

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 3595 Canon Creek Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1986 (40 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Forsyth County; age of roof and any prior claims affect the premium.
  • Confirm square footage and room dimensions independently.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $8,768/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 26, 2026)
Comparable salesGeorgia MLS closed sales within about 3 miles, last 18 months, as of October 26, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3595 Canon Creek Drive and when was it built?

Per the listing record, 3595 Canon Creek Drive was built in 1986 and has 3 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3595 Canon Creek Drive in?

3595 Canon Creek Drive is in Cumming, Forsyth County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 3595 Canon Creek Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

How are property taxes on 3595 Canon Creek Drive estimated?

The estimate on this page (about $8,768 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Is 3595 Canon Creek Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3595 Canon Creek Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by Momentum Realty LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.