3725 River Club Drive, Cumming, GA 30041
Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 23, 2026, 3725 River Club Drive in Chattahoochee River Club, Cumming is listed at $895,000 (4,823 sq ft, about $186 per sq ft). That sits within a few percent of Chattahoochee River Club's median closed sale of $850,000 over the last 12 months (15 recorded sales). It has been 115 days on market, longer than the community's typical 40 days to contract. Listing facts: built in 2004. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2004 · 22 yrs
- 4,823 sq ft of living area
- Garage
- Listed at $895,000 — recent neighborhood median sale price ~$850,000 (nearby sales; deemed reliable, not an appraisal)
- 115 days on market
- HOA ~$50/mo (estimate; confirm)
Pricing & the Chattahoochee River Club market
How this home is priced against recent nearby sales, and where Chattahoochee River Club has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Chattahoochee River Club
Each dot is a closed sale since 2023 (49 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2024–2026. This home lists at $186/sq ft.
Median sale price by year
12-month median closed price, 2024–2026.
This home’s history
- 2004BuiltPer public record
- Sep 2, 2026First trackedObserved at $895,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $4,740/mo 80%
- Taxes $783/mo 13%
- Insurance $373/mo 6%
- HOA $50/mo 1%
$5,945/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
49/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 10.4 months of supply in the surrounding market and 115 days on market for this home, against a 40-day area median.Days on market:this home 115Area median: 40 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. As of September 20, 2026.
🟡 Asking $186 per square foot, about 9% below the community’s $204 median. Chattahoochee River Club’s 12-month median sold price per square foot is $204. Median sold price per square foot is up 3.1% year over year. Confidence: Medium · 15 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Chattahoochee River Club sales closed near 97.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 13 active listings in Chattahoochee River Club, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Set within the prestigious enclave of Chattahoochee River Club - South Forsyth's premier luxury community gracefully bordering the scenic banks of the Chattahoochee River - this extraordinary former Hedgewood Homes model home is a masterclass in timeless sophistication, architectural elegance, and elevated living. Privately situated on a beautifully wooded and fenced homesite, this impeccably curated 6-bedroom, 4.5-bath estate blends refined design with exceptional comfort across three thoughtfully finished levels. From the moment you enter the grand foyer, the home captivates with rich architectural detail, designer finishes, soaring ceilings, and sun-drenched interiors that create an atmosphere of understated luxury.
The main level showcases an elegant primary suite retreat, private executive office, and a breathtaking family room filled with natural light. Designed to impress the most discerning culinary enthusiast, the gourmet kitchen features state-of-the-art appliances, custom cabinetry, expansive breakfast bar, sunlit breakfast room, and an inviting keeping room ideal for intimate gatherings. Freshly painted main-level interiors provide a crisp, modern aesthetic, while the upper level offers an oversized loft, three generously appointed bedrooms, two full baths, and brand-new luxury carpeting throughout.
The professionally designed terrace level delivers an unparalleled entertainment experience complete with a sophisticated gentleman's bar, generous wine cellar, private 12-seat theatre room, luxurious second primary suite, additional guest retreat, and full bath - creating the ultimate setting for entertaining, multigenerational living, or extended-stay guests. Outdoor living is equally exceptional with an expansive main-level deck overlooking the tranquil wooded backdrop and private fenced yard. A private hot tub creates the perfect place to relax and unwind, whether enjoying a peaceful morning coffee or a quiet evening beneath the stars - a serene extension of the home's elegant interiors.
Additional luxury features include: * 3-car garage * Former model home loaded with premium upgrades * Extensive millwork and custom architectural detailing * Designer lighting and upscale finishes throughout Residents of Chattahoochee River Club enjoy an unmatched lifestyle with resort-caliber amenities including an elegant clubhouse, lighted tennis and pickleball courts, basketball court, competitive swim team, junior Olympic pool, leisure pool, and flexible recreation spaces - all connected by scenic sidewalks and trails, and conveniently walkable or a short golf cart ride to South Forsyth's award-winning schools.
All 41 photos
Description provided by Keller Williams Realty Atl. Partners and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $895,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 20% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 115 days on market vs. a 40-day community median
- 13 active listings competing, 1 under contract
- ≈10.4 months of supply
- 14 closed here in the last 12 months
For reference, this home is listed at $895,000 ($186/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 4,823 sq ft × $178–$214/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 23, 2026.
Similar homes for sale near CHATTAHOOCHEE RIVER CLUB
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in CHATTAHOOCHEE RIVER CLUB
- 3505 Silver Vista Court · $755,000 · 5 bd / 3.5 ba · listed September 5, 2026 (courtesy of HomeSmart)
- 4215 Little Falls Drive · $1,049,900 · 5 bd / 4.5 ba · listed August 27, 2026 (courtesy of Real Broker, LLC)
- 3645 Coldwater Court · $898,500 · 4 bd / 3.0 ba · listed August 25, 2026 (courtesy of Century 21 Results)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by Keller Williams Realty Atl. Partners · MLS # 10766063
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Recent sales activity in CHATTAHOOCHEE RIVER CLUB
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the CHATTAHOOCHEE RIVER CLUB neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on CHATTAHOOCHEE RIVER CLUB
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Forsyth County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $204/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 3725 River Club Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2004 (22 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Forsyth County; age of roof and any prior claims affect the premium.
- Listed living area is 4,823 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $9,398/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | Georgia MLS, refreshed twice daily (last: September 23, 2026) |
| Community market stats | Georgia MLS closed sales, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 3725 River Club Drive and when was it built?
Per the listing record, 3725 River Club Drive was built in 2004 and has 4,823 sq ft of living area, 6 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3725 River Club Drive in?
3725 River Club Drive is in Chattahoochee River Club in Cumming, Forsyth County. The community section on this page shows recent closed sales, days on market, and active inventory for Chattahoochee River Club from the same MLS data.
How are property taxes on 3725 River Club Drive estimated?
The estimate on this page (about $9,398 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.
Is 3725 River Club Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.