Active Single Family Residence
$421,000
4-Bedroom Home in Bridgetowne

4250 Arch Pass, Cumming, GA 30040

Single Family Residence in Bridgetowne, Cumming
Bridgetowne · Cumming, GA 30040 · Forsyth County
Listing data updated October 10, 2026 at 7:22 AM ET · checked against the MLS hourly
4Bedrooms
2.5Bathrooms
2,166Sq Ft
2012Year Built
$194Per Sq Ft
Garage4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
7% above
$/sq ft vs community
$194 here vs $182 median sold (12 mo)
Buyer leverage
Balanced market
3.1-month supply
3.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 6 of 12
Price vs recent sales
Asking $421k tops 6 of the last 12 closed sales

Sources: Georgia MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 10, 2026, 4250 Arch Pass in Bridgetowne, Cumming is listed at $421,000 (2,166 sq ft, about $194 per sq ft). That sits within a few percent of Bridgetowne's median closed sale of $420,000 over the last 12 months (23 recorded sales). It came to market within the past week. Listing facts: built in 2012, a CDD assessment of about $2,200/yr. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • CDD assessment ~$2,200/yr
  • Built 2012 · 14 yrs
  • 2,166 sq ft of living area
  • Garage
  • Listed at $421,000 — recent neighborhood median sale price ~$420,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
Listing description

About this home

Welcome home to this inviting 4-bedroom, 2.5-bathroom home in a desirable Cumming community with outstanding amenities! The main level features a separate dining room accented by wainscoting and crown molding, creating an elegant space for gatherings and everyday meals. The kitchen opens to the family room, making it easy to stay connected while cooking or entertaining.

The kitchen features stained cabinetry, granite countertops, and stainless steel appliances, including a gas range. The family room offers a welcoming fireplace and provides a comfortable gathering space. Upstairs, the spacious primary suite features a walk-in closet and an ensuite bath with a double vanity, soaking tub, and separate tiled shower.

Three additional bedrooms share a full bathroom, while the conveniently located upstairs laundry room adds everyday functionality. Step outside to enjoy the patio and fenced-in backyard, offering a great space for outdoor dining, relaxing, or entertaining. Residents enjoy exceptional community amenities including a clubhouse, swimming pool, tennis courts, pickleball courts, and playground.

Conveniently located near shopping, dining, and GA 400, this home is also within the North Forsyth school system. With a functional floorplan, desirable amenities, and convenient Cumming location, this home offers comfortable living with plenty to enjoy both inside and out.

All 30 photos

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Description provided by Mark Spain Real Estate and reproduced from the MLS; not independently verified.

Listing courtesy of Mark Spain Real Estate · Listing agent: Mark Spain · 770-886-9000Provided via the Georgia MLS (GAMLS) Internet Data Exchange · Source: Georgia MLS (GAMLS) · © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$421,000
Bed / bath4 / 2.5
Living area2,166 sq ft
Year built2012
Property typeSingle Family Residence
GarageYes
MLS #10868530
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyForsyth
Area listings6 active · 2 under contract
Estimated first-year tax~$4,420/yr
CDD assessment~$2,200/yr
HOANot reported

Calculated estimates

Price per sq ft$194
Estimated monthly payment$3,035
Insurance (illustrative)$2k–$2k/yr
Messtimate range$405,042 – $437,532
Comparable-sales median$420,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,035/mo
  • Principal & interest $2,332/mo 77%
  • Taxes $368/mo 12%
  • Insurance $152/mo 5%
  • CDD $183/mo 6%

$3,035/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,420/yr

Estimate: a typical Forsyth effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
~$2,200/yr

A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.

Insurance (illustrative range)
$2k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Forsyth County, GA: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireVery Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
HailRelatively Moderate
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Bridgetowne

Pricing & the Bridgetowne market

How this home is priced against recent nearby sales, and where Bridgetowne has been over 25 years. Momentum Research analysis of Georgia MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales4015 Arch Pass4015 Arch Pass: $185/sq ft$1853632 Sydney Harbor Lane3632 Sydney Harbor Lane: $187/sq ft$187This homeThis home: $194/sq ft$1944545 Fourth Rail Lane4545 Fourth Rail Lane: $198/sq ft$1984295 Arch Pass4295 Arch Pass: $199/sq ft$1993821 Humber Court3821 Humber Court: $202/sq ft$2024510 Roseman Trail4510 Roseman Trail: $206/sq ft$206Community median $182

Price vs. size in Bridgetowne

Each dot is a closed sale since 2023 (63 total). This home is the gold marker.

$308k$462k$616k8802,7024,523This home: $421,000, 2,166 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Georgia MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2024–2026. This home lists at $194/sq ft.

$180$193$2062024: $19720242025: $20420252026: $1822026

Median sale price by year

12-month median closed price, 2024–2026.

$414k$444k$473k2024: $467k20242025: $420k20252026: $420k2026
Property timeline

This home’s history

  • 2012BuiltPer public record
  • Oct 7, 2026First seen on movewithmomentum.comObserved at $421,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $421,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in Bridgetowne in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $420,000 ($182/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$405,042the mess$437,532

Stronger local evidence — 6 comparable closed sales in Bridgetowne, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $421,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 8% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries a CDD assessment of about $2,200/yr; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 5 active listings competing, 2 under contract
  • ≈3.1 months of supply
  • 21 closed here in the last 12 months

For reference, this home is listed at $421,000 ($194/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,166 sq ft × $187–$202/sq ft (interquartile band of 6 comparable closed sales in Bridgetowne, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 10, 2026.

Momentum Scores

Momentum Property Score

56/100
Strongest on: Market liquidity (73), Pricing power (65)
0 limited50100 exceptional

56/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area34
This home $194/sq ft vs the community 12-month median $182/sq ft.
Affordability50
List price $421,000 vs the community median $420,000. Not a measure of personal affordability.
Market liquidity73
Community median 21 days on market, ~3.1 months of supply (12-month record).
Pricing power65
Recent sales closed at about 95.0% of original asking (~5.0% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $194 per square foot, about 7% above the community’s $182 median. Bridgetowne’s 12-month median sold price per square foot is $182. Median sold price per square foot is down 0.1% year over year. Confidence: High · 23 closed sales in 12 monthsMLS facts: Georgia MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Bridgetowne sales closed near 95.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Georgia MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 6 active listings in Bridgetowne.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Mark Spain Real Estate · MLS # 10868530

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Keep looking

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Go deeper

More on Bridgetowne

Go deeper on Bridgetowne

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Forsyth County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Coal MountainAssigned elementary school · Forsyth County School District
North ForsythAssigned middle school · Forsyth County School District
North ForsythAssigned high school · Forsyth County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 4250 Arch Pass, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2012: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Confirm whether a mandatory HOA applies to this parcel and what it charges.
  • A CDD assessment of about $2,200/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Forsyth County; age of roof and any prior claims affect the premium.
  • Listed living area is 2,166 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,420/yr) assumes reassessment at the list price; confirm exemptions with the county tax assessor.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordGeorgia MLS, checked against the MLS hourly (last: October 10, 2026)
Comparable salesGeorgia MLS closed sales in Bridgetowne, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4250 Arch Pass and when was it built?

Per the listing record, 4250 Arch Pass was built in 2012 and has 2,166 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4250 Arch Pass in?

4250 Arch Pass is in Bridgetowne in Cumming, Forsyth County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

What is a CDD fee?

A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $2,200 per year; confirm the exact figure with the county.

How are property taxes on 4250 Arch Pass estimated?

The estimate on this page (about $4,420 per year) assumes the county reassesses at the list price. Georgia counties reassess after a sale and exemptions such as homestead must be applied for by the new owner, so the seller's current bill is not a guide. Confirm with the county tax assessor.

Are short-term rentals allowed at 4250 Arch Pass?

Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.

Is 4250 Arch Pass in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Georgia MLS (GAMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Georgia MLS (GAMLS). © 2026 Georgia MLS. Information is deemed reliable but is not guaranteed. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.