listed Apr 25, 2026 Condominium ▼ Price cut: $120,000 (11/5)
$1,750,000
2-Bedroom Condo in YACHT HARBOUR CONDO

2901 S Bayshore Dr 16G, Miami, FL 33133

Condominium in YACHT HARBOUR CONDO, Miami
YACHT HARBOUR CONDO · Miami, FL 33133 · Miami-Dade County
Listing data checked against the MLS November 12, 2026 at 11:30 AM ET · rechecked hourly
2Bedrooms
2Bathrooms
1,587Sq Ft
1975Year Built
$1103Per Sq Ft
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Highlights

2901 S Bayshore Dr 16G in Yacht Harbour Condo, Miami is listed at $1,750,000 (1,587 sq ft, about $1,103 per sq ft). It has been listed Apr 25, 2026. Listing facts: built in 1975, HOA dues of $1,983/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • Built 1975 · 51 yrs
  • 1,587 sq ft of living area
  • listed Apr 25, 2026
  • HOA $1,983/mo (per listing)
Listing description

About this home

Renovated spacious apartment in exclusive Yacht Harbour. Two bedrooms and two bathrooms. 835 sq.

ft. of balconies overlooking city and bay. New kitchen with Quartz countertops and stainless steel appliances.

Plenty of storage space. Custom built closets. Lots of natural light.

Swimming pool, gym and tennis courts. Walking distance to downtown Coconut Grove with excellent restaurants and shops. Front desk and security with management on site.

Valet parking available

All 53 photos

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Description provided by Realty One Group Evolution and reproduced from the MLS; not independently verified.

Listing courtesy of Realty One Group Evolution · Listing agent: Victoria Zamorano · 786-477-4715Provided via the MIAMI Association of REALTORS / Southeast Florida MLS (SEFMLS) Internet Data Exchange · Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS. Information deemed reliable but not guaranteed by the MLS to be accurate. · Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
How it stacks up

Comparable recent sales

Comparable closed sales for this home are unavailable right now, so this page shows no comparable-sales median or automated estimate for YACHT HARBOUR CONDO. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,750,000
Bed / bath2 / 2
Living area1,587 sq ft
Year built1975
Property typeCondominium
MLS #A11996765
Listing statuslisted Apr 25, 2026

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyMiami-Dade
Area listings3 active · 1 under contract
Estimated first-year tax~$29,900/yr
CDD assessmentNone on record
HOA$1,983/mo

Calculated estimates

Price per sq ft$1103
Estimated monthly payment$14,908
Insurance (illustrative)$8k–$16k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$14,908/mo
  • Principal & interest $9,484/mo 64%
  • Taxes $2,492/mo 17%
  • Insurance $949/mo 6%
  • HOA $1,983/mo 13%

$14,908/mo at 20% down, 30-yr @ 7.18% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$29,900/yr
≈ $2,492/mo·effective rate ~1.71%
Estimate: asking price less the $50,000 homestead exemption × Miami-Dade County rate (17.59 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $17,825/yr ($1,485/mo) — taxable value $1,013,409 × 17.59 mills
$12,075 more each year
(+68%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$226,475
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$1,239,884
Market value
$1,013,409
Assessed
$1,013,409
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Miami Association of Realtors; millage: Miami-Dade County Property Appraiser 2025 adopted millage chart; M-DCPS 2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 2901 S Bayshore Dr 16G

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $17,825/yr (certified county roll, taxable value × millage). Buy at the asking price of $1,750,000 and the first-year bill resets to about $29,900/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 17.59 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues$1,983/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insuranceThe average Citizens Property Insurance premium in Miami-Dade County is $1,891/yr (56,357 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $8,000–$16,500/yr; neither is a quote.
Roof and ageBuilt in 1975. An original roof would be about 51 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.

Estimated carrying cost at the asking price, before the mortgage: about $4,632/month (tax $2,492, HOA $1,983, insurance $158). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
Not reported

The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.

Insurance (illustrative range)
$8k–$16k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$1,983/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Miami-Dade County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for Miami-Dade County, FL: overall Very High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingVery High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 1975BuiltPer public record
  • About Apr 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Apr 25, 2026)
  • Aug 4, 2026First seen on our siteObserved at $1,870,000
  • Nov 5, 2026Price cut$1,750,000 (-$120,000, -6.4%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,750,000Realty One Group Evolution · listed Apr 25, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.

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Listed by Realty One Group Evolution · MLS # A11996765

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Go deeper

More on YACHT HARBOUR CONDO

Go deeper on YACHT HARBOUR CONDO

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Miami-Dade County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Miami-Dade County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 2901 S Bayshore Dr 16G, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1975 (51 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Miami-Dade County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,587 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $29,900/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $12,075 more per year than the current owner’s estimated bill (+68%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordMIAMI / SEFMLS, checked against the MLS hourly (last: November 12, 2026)
Comparable salesComparable-sales estimate unavailable for this home right now — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of MIAMI / SEFMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 2901 S Bayshore Dr 16G and when was it built?

Per the listing record, 2901 S Bayshore Dr 16G was built in 1975 and has 1,587 sq ft of living area, 2 bedrooms and 2 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 2901 S Bayshore Dr 16G in?

2901 S Bayshore Dr 16G is in Yacht Harbour Condo in Miami, Miami-Dade County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 2901 S Bayshore Dr 16G have an HOA, and how much are the dues?

The listing reports HOA dues of $1,983 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 2901 S Bayshore Dr 16G differ from the current owner's?

The estimate on this page (about $29,900 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $12,075 more per year than the current owner’s estimated bill (+68%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 2901 S Bayshore Dr 16G in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the MIAMI Association of REALTORS / Southeast Florida MLS (SEFMLS) Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: MIAMI Association of REALTORS / Southeast Florida MLS (SEFMLS). Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.