20 days on market (MLS) Single Family Residence ▼ Price cut: $5,000 (9/25)
$530,000
4-Bedroom Home in Clear Creek Farms

11480 Clear Creek Dr, Pensacola, FL 32514

Single Family Residence in Clear Creek Farms, Pensacola · No CDD on record
Clear Creek Farms · Pensacola, FL 32514 · Escambia - Fl County
Listing data updated October 14, 2026 at 7:39 AM ET · checked against the MLS hourly
4Bedrooms
2.5Bathrooms
2,937Sq Ft
1974Year Built
$180Per Sq Ft
2-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
16% above
$/sq ft vs community
$180 here vs $155 median sold (12 mo)
Buyer leverage
Seller-leaning
20 days on market
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $530k tops 10 of the last 12 closed sales

Sources: Pensacola MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 14, 2026, 11480 Clear Creek Dr in Clear Creek Farms, Pensacola is listed at $530,000 (2,937 sq ft, about $180 per sq ft). It has been 20 days on market. Listing facts: built in 1974, HOA dues of $8/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1974 · 52 yrs
  • 2,937 sq ft of living area
  • 2-car garage
  • Listed at $530,000 — recent neighborhood median sale price ~$452,000 (nearby sales; deemed reliable, not an appraisal)
  • 20 days on market
  • HOA $8/mo (per listing)
Listing description

About this home

Welcome to Clear Creek Farms, a community where homes are spaced on minimum one-acre lots, offering a balance of community and privacy between neighbors. Framed by beautiful magnolia trees and crepe myrtles, this 4-bedroom, 2.5-bath brick home offers generous living space, thoughtful entertaining areas and room to enjoy the outdoors. A brand-new roof installed in 2026 adds peace of mind.

Inside, the floor plan offers a natural flow between spaces and flexibility for everyday living and entertaining. A large formal dining room is complemented by an expansive kitchen with an informal dining area. The kitchen features granite countertops, a large breakfast bar, abundant cabinetry, a pantry, and KitchenAid appliances, including a double oven.

French doors open to the patio space, extending the gathering areas outdoors. Between the kitchen and main living area, a wet bar creates a natural spot for entertaining. The main living room offers plenty of space to relax with built-ins and a wood-burning fireplace, opening to an additional flex space filled with natural light and built-in shelving, to suit your needs.

Upstairs, all four bedrooms offer generous space. The primary suite features coffered ceilings, three closets, and an en suite bath with granite countertops and walk-in shower. Sliding glass doors open from the primary suite onto the upper deck.

A second bedroom also provides direct access to the deck. Outside, the home offers plenty of space for enjoying the property. A two-car garage is complemented by abundant parking.

The 20' x 20' detached building, finished as a living space, can be used for a variety of purposes to suit your needs. An attached lean-to provides outdoor storage. With its one-acre setting, spacious floor plan, generous parking, and detached finished space, this Clear Creek Farms property offers room to settle in and make it your own.

Come see what makes this property such a special place to call home.

All 72 photos

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Description provided by CENTURY 21 AMERISOUTH REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of CENTURY 21 AMERISOUTH REALTY · Listing agent: Christa Myrick · 850-478-6800Provided via the Multiple Listing Service of the Pensacola Association of REALTORS® · Source: Multiple Listing Service of the Pensacola Association of REALTORS® · Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$530,000
Bed / bath4 / 2.5
Living area2,937 sq ft
Year built1974
Property typeSingle Family Residence
Garage2-car
MLS #688524
Listing status20 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~43 ft
CountyEscambia - Fl
Estimated first-year tax~$5,565/yr
CDD assessmentNone on record
HOA$8/mo

Calculated estimates

Price per sq ft$180
Estimated monthly payment$3,695
Insurance (illustrative)$2k–$5k/yr
Messtimate range$434,676 – $513,975
Comparable-sales median$452,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,695/mo
  • Principal & interest $2,936/mo 79%
  • Taxes $464/mo 13%
  • Insurance $288/mo 8%
  • HOA $8/mo 0%

$3,695/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
$482,591
Market value
$482,591
Assessed
$482,591
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Pensacola MLS; millage: county. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$5k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$8/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~43 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Clear Creek Farms

Pricing & the Clear Creek Farms market

How this home is priced against recent nearby sales, and where Clear Creek Farms has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales8835 Burning Tree Rd8835 Burning Tree Rd: $135/sq ft$135712 Boulder Creek Dr712 Boulder Creek Dr: $148/sq ft$14810412 Worth Ct10412 Worth Ct: $151/sq ft$15110442 Tam O'shanter Rd10442 Tam O'shanter Rd: $159/sq ft$1598876 Burning Tree Rd8876 Burning Tree Rd: $175/sq ft$175This homeThis home: $180/sq ft$180956 Legacy Oaks Dr956 Legacy Oaks Dr: $190/sq ft$190Community median $155
Property timeline

This home’s history

  • 1974BuiltPer public record
  • Sep 4, 2026First seen on movewithmomentum.comObserved at $535,000
  • Sep 25, 2026Price cut$530,000 (-$5,000, -0.9%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $530,000Momentum Realty · on market 20 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $452,000 ($155/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Momentum Research

The Momentum read

🟡 Asking $180 per square foot, about 16% above the community’s $155 median. Clear Creek Farms’s 12-month median sold price per square foot is $155. MLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by CENTURY 21 AMERISOUTH REALTY · MLS # 688524

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Keep looking

Similar homes for sale near Clear Creek Farms

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Clear Creek Farms

  • 9820 Bridlewood Rd · $750,000 · 3 bd / 2.0 ba · listed October 14, 2026 (courtesy of Goode Realty)
  • 336 Ft Pickens Rd #W103 · $338,000 · 1 bd / 1.0 ba · listed October 14, 2026 (courtesy of Octavius Real Estate)
  • 5616 Grande Lagoon Ct · $1,100,000 · 5 bd / 5.0 ba · listed October 14, 2026 (courtesy of LPT Realty)
  • 4964 Muldoon Pointe Rd · $265,000 · 3 bd / 2.0 ba · listed October 13, 2026 (courtesy of Avani & Co Real Estate Southern Sands)
  • 5639 Bay Forest Dr · $725,000 · 4 bd / 2.0 ba · listed October 10, 2026 (courtesy of Berkshire Hathaway Home Services PenFed Realty)
  • 1308 N 69th Ave · $89,900 · 3 bd / 1.0 ba · listed October 9, 2026 (courtesy of Joseph Walter Realty, LLC)

Just listed: new homes for sale in the Pensacola area in the last 48 hours · updated hourly · RSS · The Pensacola area market today: new listings, price cuts, pendings

Assigned schools

Assigned schools

Schools currently assigned to this address in Escambia - Fl County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

LipscombAssigned elementary school · Escambia - Fl County School District
RANSOMAssigned middle school · Escambia - Fl County School District
TateAssigned high school · Escambia - Fl County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Pensacola

Groceries, dining, and parks for this city — see the city guide.

View →
County
Escambia - Fl

Schools, taxes, and services are county-administered — see the county guide.

Community
Clear Creek Farms

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 11480 Clear Creek Dr, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1974 (52 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $8/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Escambia - Fl County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,937 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,565/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordPensacola MLS, checked against the MLS hourly (last: October 14, 2026)
Comparable salesPensacola MLS closed sales within about 3 miles, last 18 months, as of October 14, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 11480 Clear Creek Dr and when was it built?

Per the listing record, 11480 Clear Creek Dr was built in 1974 and has 2,937 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 11480 Clear Creek Dr in?

11480 Clear Creek Dr is in Clear Creek Farms in Pensacola, Escambia - Fl County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 11480 Clear Creek Dr have an HOA, and how much are the dues?

The listing reports HOA dues of $8 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 11480 Clear Creek Dr differ from the current owner's?

The estimate on this page (about $5,565 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 11480 Clear Creek Dr in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Multiple Listing Service of the Pensacola Association of REALTORS®. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Multiple Listing Service of the Pensacola Association of REALTORS®. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.